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I haven't seen many cryptocurrency-related scam advertisements on Facebook, to be honest. I'm not sure if it's a coincidence, regulations that block them, or user reports, but I've seen an abundance of so-called entrepreneurs and Ponzi schemes. I can't comprehend that someone could fall for such a scam, while at the same time I'm wondering what this Telegram bot could possibly do to trick you into installing some unknown software—how and why on earth would someone do that? Even a cryptocurrency newbie wouldn't fall for that, unless they're also targeting naive people who have no relation to cryptocurrencies, tricking them into thinking that it's something that is possible.
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When it comes to life financial investment I don't judge it by how early you have started making an investment plan, I only judge it by how far you going to, end up finishing it. For example, those that invested in Bitcoin in its early stage and those that invested when it was a bit costly. You will get to find out that many sold off their bitcoin holding at a lesser price at the early stage when the price of one bitcoin is around $5k, and some even bought bitcoin when it was around $15k and they are still holding till now. The paradox of an early financial investment plan is how well you end up finishing it whether early or late Honestly, those people who think that if they are married with kids and can't try new things do not realize how many hours in a day we have. I have seen so many people who just hours and hours on useless stuff that if you are planned and organized then you have plenty of hours left. I used to work in a different business industry, I worked there for 4 years, and in 2 years of that period I worked every single free time I had, while married (albeit no kids) and still spent time with my wife, all thanks to being planned and organized. Still doing the same thing, my work takes a good chunk of my time, but I don't waste the rest on just relaxing all the time, I try to develop new skills and use them for fun instead of work now.
Honestly, the biggest mistake someone could make and it will affect him or her all through their life is going into marriage when not financially ready for it. In this case, it is better to start late and be financially buoyant than to start early when not financially ready for marriage. This will determine your future and the future of your kids I had been in the Bitcoin scene since 2014 but stuck around only for a short while before re-entering the scene a few years later. I made plenty of mistakes that, at least now, I'm not repeating, and I've stopped looking back and thinking about what I could have done differently. As you've already mentioned, there's a decent chance that the majority of those who were here in the early stages would have sold during the first bull markets. Life is full of lessons. There are mistakes that I've made in my career, like switching jobs and ending up in a worse one, but regrets lead nowhere. Now to address the marriage topic you mentioned: getting married when you're not financially ready is neither the largest nor the most complicated issue. A young couple living together with two jobs can live quite comfortably with an average job and sharing expenses in half; the issue comes when kids are around. However, the worst mistake you can make, both on a financial and personal level, is marrying the wrong person. |
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The traffic and active users would obviously decrease; it's normal. I noticed in a few replies that some users claimed that spamming would be reduced; however, I'm not 100% sure about that. On the one hand, signature campaigns provide an incentive to quality posting, but on the other hand, this isn't guaranteed and is subject to the campaign manager. A quick look at 1xbit's users is enough, since it accepted those without any requirements and those who had absolutely zero chances of being accepted elsewhere.
Generally, the spam issue derives from newer members who believe that entering a signature campaign and ranking up is effortless and from those participating in bounty campaigns, the majority of which have no requirements at all.
Personally, I'd still visit Bitcointalk because it's a great source of information, although I wouldn't be as active as I am right now.
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Impressive way of thinking; I honestly admire it. I've always been a low-end Android user, as I couldn't be bothered to spend a fortune on a phone. I couldn't fathom why people are paying a ton of money for such a smartphone when you can spend 1/3 of the money on something equivalent in specifications. A good portion of Apple's users are extremely fanatical and will buy whatever is released.
As you've mentioned yourself, it's the so-called prestige that characterizes their products; no one is ever going to comment on your high-end Android phone. Apple is doing a great job keeping their customers fanatized.
Anyway, good luck on your investment, I hope they are at least paying dividends that boost your final returns.
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I don't know how other members will take this topic, but i don't think it is correct or safe to estimate to the general public how much BTC you have, that can make you a target of attack. Some people here even know each other in real life, now i can imagine someone claiming they have >1 BTC here and some members know who they are, it is unsafe and a $5 wrench attack can happen to you. I prefer to say i have 0 BTC. Don't make your BTC holdings public.
I understand your point, but Bitcoin holdings are pretty much public; you can easily find someone's Bitcoin address through their posts if they've shared it in the past or through your signature campaign if you're participating in one. On top of that, I find the photo quite inacurate; it consists of only a few scales that place the majority of us on the bottom scale. If someone wants to spend his time tracing how much I own in my wallet, that's okay. But I will not by myself expose how many Bitcoin I am holding. Some of us from the same location know each other personally so posting your holdings is like telling them how much you are worth. And I don't also assume that everybody in this forum is saints. That's why I disagree with individuals that speak badly about mixers. They claim mixers are used by criminals, meanwhile, even a new Bitcoin investor like me needs it to promote my privacy. Meanwhile, I don't own much, but I am hoping to hold as much as I can afford. Case closed  . Understandable, as you wouldn't go around bragging about how much money you have; cryptocurrencies are no exception to this rule; you wouldn't boast about how much Bitcoin you're holding. This is something that should be applied in any case. Anyway, the scaling provided both by the OP and myself provides an extremely vague estimate of how much you're holding; I belong to the group from 0.10 BTC to 1 Bitcoin, so I'm holding anywhere from $3,000 to $30,000; the difference is huge. Unless you have an excessive amount, it's unlikely to be targeted. |
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I don't know how other members will take this topic, but i don't think it is correct or safe to estimate to the general public how much BTC you have, that can make you a target of attack. Some people here even know each other in real life, now i can imagine someone claiming they have >1 BTC here and some members know who they are, it is unsafe and a $5 wrench attack can happen to you. I prefer to say i have 0 BTC. Don't make your BTC holdings public.
I understand your point, but Bitcoin holdings are pretty much public; you can easily find someone's Bitcoin address through their posts if they've shared it in the past or through your signature campaign if you're participating in one. On top of that, I find the photo quite inacurate; it consists of only a few scales that place the majority of us on the bottom scale. The following one is the accurate one, starting from as little as 0.001 BTC (0 to 0.001). I'm sitting on the 0.10 to 1 BTC which accounts for 10.32% of the total addresses.  |
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I don't understand the whole concept regarding cloud mining, it could be due to it being associated with many Ponzi schemes guaranteeing huge returns, thus, I may be a little biased on whether it's worth it or not. Mining in general has slowed down, in terms of profit, not sure what applies to cloud mining and its options, as it's generally frowned upon.
Binance recently launched a cloud mining service and looks quite decent, it doesn't guarantee you specific returns while it warns you about any potential threats, but provides you with an estimate of your profit. I'd try it with a small amount of money if I were you, use $100-$200 and see how it works out.
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Almost 99% of investors want to deposit today, tomorrow they will become sultans. Actually it can't be like that. It could be possible that tomorrow it will be a loss and the next day it may still be a loss.
If we have lost, we have to pivot, analyze again, find out why, where did it go wrong, what is the future. Not if the loss is already screaming scam, blaming people who give "advice", following influence etc.
What we have to understand first is that there is no investment today, tomorrow you will become a sultan. Even next year or in 10 years, you will not necessarily become a sultan. Warren Buffet alone only returns 29% per year. And that means if we invest $10k, it will only be $12.9k next year, not immediately becoming sultan. Warren Buffet became a sultan because of consistent profits for decades. The key is patience, discipline and consistency in making investment decisions. Warren Buffet never loses? Of course, in 2015 Warren Buffet lost $444 million in Tesco shares.
In conclusion, it is very important to remember that losses are part of investing in bitcoin and cryptocurrencies and as investors, we must be prepared for them. Don't get caught up in negative emotions such as anger or disappointment when you experience a loss, but use it as a lesson to improve our investment strategy going forward.
I'm sorry, do you actually believe that 29% APY is low? A few stablecoin contracts offered as much as 20%, and they were great deals, let alone almost 30%. I wish had an investment that could achieve such a high APY. Moreover, I don't believe that the majority of users here expect to make money seemingly overnight; that's a common misconception a few newbies have when signing up. It's all part of the game. I've also lost money when investing, whether that was staking or trading, but I've also gained a lot more to cover such losses. It's inevitable; you need to accept it and move on. |
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The moment you visit a new website there is a chance that the website will display Ads and you won't be able to control anything unless you close the tab, some websites are this annoying.
There is no way you will browse on your PC and Ads won't do their thing, the solution is using an Ad-blocker.
I can't lose my crypto to scammers through my PC because I don't run any crypto wallet software on my PC, I believe doing this is automatically not safe, it is way easier to get into a trap while browsing on your PC than anywhere else.
Use an Ad blocker, get browser plug-ins from official websites, get an antivirus running, and be careful visiting any websites.
Adblock works for pop-up ads, banners, video ads on YouTube, etc. These ads, which the OP is mentioning and another user pointed out with photos, appear on top of Google's organic results, and you can be easily tricked into thinking that you're clicking on the right website, but you're not. I highly doubt that adblock is effective at filtering these advertisements. Unfortunately, in the case of cryptocurrencies, these malicious advertisements are extremely common, and the only way to avoid them is by being careful enough. The issue lies with Google, which isn't doing any serious background checks; these websites are constantly taken down and restarted with a different name and domain. |
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You actually provided what is mathematically set in stone already. There are more average persons in the world than there are Bitcoin! Which means that not every average person will ever be able to hold an entire Bitcoin. Psychologically I think this is an important aspect to consider when you are getting into Bitcoin. Avoid FOMO because you set some idealistic investment goal like "I need 1.0 Bitcoin no matter what and as quickly as possible". If your cash flow only allows for slow and steady, then stick with slow and steady and just by sticking to that you are probably better off than the average person in the long run. Being an average person in terms of income does not necessarily equate to being an average investor as well. Sticking to principles, continuously revising your investment strategy if necessary and persistently sticking to what you set up as your strategy can get you further than some of the higher income persons. Also as you said it depends on where you are in the world. This thread by LoyceV is labeled "What can 1 Bitcoin buy in your country?" and the result to that question can be very different. Now the thread doesn't adjust for time differences in Bitcoin's price I think, but still 0.25 Bitcoin can get you very far in one country and not so far in another. But owning 0.25 Bitcoin is aways better than owning none, and a lot of people in the world own none (yet). That's correct; the average person isn't aiming to acquire Bitcoin, but I believe that you understand my point: someone who's willing to acquire through purchasing by earning an average wage In theory, it will take years, but in practice, due to its volatility and the expected increase in price in the following years, it'll take way over a decade to achieve it, and it's still not guaranteed by any means. In my opinion, there is a certain life rule - if you say "I can't do it", then you are right. If you say - "I can do it!" - then you are also right. It all depends on your attitude and your desire to achieve the goal.
If you set yourself the goal of saving 1 Bitcoin, then you will save it. A friendly universe fulfills the desires of people.
At the same time, it does not matter what the average salary in Greece is. People receive income not only in the form of wages, there are many ways to become a rich person. On the other hand, perhaps wealth is not your goal.
At the same time, if in the future the price of Bitcoin rises to $1,000,000, then 0.2 BTC will also become a large amount of money ($200,000).
I know that I sound like a pessimist; however, I find it completely unrealistic, at least for the following few years. I'm not in a hurry, nor am I satisfied with my progress, although I've come to terms with the fact that there's a decent chance that I won't ever accumulate a whole Bitcoin. It might happen, but most likely it will not. |
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You could possibly start with $20 just for the experience; don't expect to make any significant profit, while there's a decent chance that you'll waste your money, like others already mentioned. If you're okay with that, go ahead. However, is it worth it? I'm not exactly sure. In my opinion, I believe you should try just to experience what's being mentioned in the thread, and you'll be the one to judge if it's worth it or not. Personally, I've stuck to holding.
If he doesn't try, he'll never know if trading is for him or not. And $20 is good as any other amount, people should always start with the amount of money they can afford to lose. We must also know how to try something, and how to check the markers before jumping into an unfamiliar. Rushing blindly into the unknown is dangerous. And of course, it's worth it. Experience is essential, trying and learning about new stuff is important. Holding is good, but trading is also interesting, and some people are doing pretty well. The point is that OP won't know if trading is for him or not if he doesn't try it. That's true, which is why I encouraged the OP to try it for the experience. $20 is a petty amount, at least for myself. The OP's financial situation isn't my business; even if it's lost, he'll have a brief presentation of how trading works. He would be the one to judge if it was worth the risk or not. It might not suit him because he finds it life-consuming, or he might be thrilled by the adrenaline while trading. That's up to him to decide, it's all a matter of preference, I tried it in the past, didn't suit me and moved on. |
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It's how the media wants to play the game. Of course, during bear markets, the media will sell all its news hard and make money off it. And during the bull runs, they would stay silent as possible because their news wouldn't be bought anyway. It's how they make money, and for sure they are paid to peddle those news hard when the situation aligns to whatever they're reporting. It's a common tactic they've been doing for years way before crypto is around.
Yeah, exactly; no complicated games are involved; it's simple media journalism. Both during bear and bull markets, Bitcoin and cryptocurrencies in general become trending topics that even those who have no clue about them read about. I even caught my father a few months ago reading and commenting about an article about the so-called collapse of Bitcoin, when it reached a low of $18,000. My father is quite old, knows nothing about cryptocurrencies, and hardly does anything more complicated than browse the internet. Do you see my point? Cryptocurrencies are easily become viral topic, because some people praise them while others hate them, and this is what journalists take advantage of, it's news that anybody would possibly read. |
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I’ve lately been trying alot of different ways to start making money but something in me tells me trading could be really fun and exciting to get into. Unfortunately I can’t afford to invest much right now so I’ve managed to invest around 20$ to get started. I’d really appreciate if you all could let me know if what i am doing is worth it or am I just wasting time?
It is wasting time and your health, life happiness too. With only $20, you will lose a lot in trading fee (if the exchange you use for trading does not give user 0% trading fee). Trading is stressful and if you are newbie, you will spend lot of time to watch the computer screen, chart and it costs your time. Spending too much time on your chair, with your computer will make you more sedentary which is bad for your health. With $20, let's buy a coin and hold it till it becomes bigger. In addition, you can use your salary and saving (part of it) to accumulate more bitcoins. I'm glad someone mentioned how stressful trading is. I used to trade a few years ago, during the COVID-19 quarantine, with amounts ranging from $300 to $500 at a time. My profit was approximately 8% to 10%; I was mostly aiming to make $40–$60 per trade, depending on the occasion, of course. While I managed to earn some money, I found it extremely time-consuming, stressful, and life-deteriorating, especially if you're an anxious person like me. You could possibly start with $20 just for the experience; don't expect to make any significant profit, while there's a decent chance that you'll waste your money, like others already mentioned. If you're okay with that, go ahead. However, is it worth it? I'm not exactly sure. In my opinion, I believe you should try just to experience what's being mentioned in the thread, and you'll be the one to judge if it's worth it or not. Personally, I've stuck to holding. |
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That should base on your satisfaction if Bitcoin reach $70k-$80k, if I'm satisfied by the price of bitcoin then I will sell it. And if I don't want to sell, I would be holding it until my satisfaction to sell I will sell, it's depends our goals, If
you really need the money, you might sell a few percent of your asset, but if not, you will probably wait for the target price. Well but it's depends the circumstances, however, depending on the circumstances, if the conditions for price development occur rapidly, you may continue to hold the asset you own, until your feel that an appropriate price has been reached.
To be honest, I'll be somewhat satisfied even somewhere between $50,000 and $55,000, which isn't even too close to the previous ATH of almost $70,000. The reason for this is because I'm trying to be as modest as possible, and my DCA is at $28,000, meaning that I'm going to be doubling the current amount I'm holding, which doesn't sound too bad to me if you're asking. There's certainly room for even higher prices within the next few years, but my main concern would be how to sell and cashout such an amount of Bitcoin. We'll see, it's still way to early to make any assumptions. Hopefully, I won't need the money and they'll remain intact. |
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Anyone giving you any suggestions concerning that would be doing so from their point of view which may not go in accordance with your point of view, you are an individual here, you know what you want from your investment only you can be able to call the shot.
I understand your point mate, but what I understand is that " A problem shared is a problems either half solved or fully solved". Therefore me running to here doesn't mean i don't know what action to take but I might go the wrong way thinking i knows the best, it true other people's point of view and reasoning may not be the same as mine. I seen lots of reply here and i think i will have to wait a little more longer to see if there will be a market increase within the week or month. I don't blame you for asking other users for their opinion; it's perfectly understandable that you're interested in knowing what others would do in your or a similar position. However, the profit you're mentioning is extremely petty; is it worth the hassle? Even if you're an avid day trader, the amount of Bitcoin you own is also minimal, which makes it impossible to do so. I'm not remotely sure how much purchasing power these 4,500 Naira provide you with, but if I were you, I'd simply create a budget and stick to acquiring more Bitcoin. Weigh your options and decide what seems best for you on such occasions; there's no right or wrong answer. |
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1 BTC out of signature campaigns? It would really be a tough one or simply that cant really be that possible unless if you have joined campaigns on year 2016-2018 then you might be able to
accumulate considering that it was still cheap then and each sig camp pays decent amount of bitcoins on the time and if you do able to accumulate coins on that time then it would really be that
good to see and possible on making a whole coin but of course we would be likely on spending out those coins because we know that we do have other expenses too.
Sounds impossible, at least nowadays that Bitcoin is worth more than $30,000, a few years ago, I'd say that it was very possible. Personally, it would take me over 6 to 7 more years at best, if you take into account that the price is likely to increase in the following years. Also, as a person who have goal, we should know the possible obstacles that we will face. We have to plan ahead and think of ways to face these obstacles with ease. I think whether @OP can own 1 whole Bitcoin or not depends on his capacity and dedication. If he had decided himself that he will never have 1 whole BTC, then it will mostly happen but if @OP thinks that he can accumulate whole Bitcoin the that will serve as motivation in his journey to 1 whole Bitcoin.
I also agree that we shouldn't limit ourselves of any possible potentials in the future. Even though it may look hard to accumulate BTC but with dedication and willpower, we will able to accumulate it even in a small part.
Nothing to do with being optimistic, I'm just being realistic with the data I currently have, it doesn't necessarily mean that there's no possibility of them changing, however, the parameters that make the acquisition of a whole Bitcoin are many and quite volatile (wages, salary, Bitcoin's price). Those who are selling their stuff to buy Bitcoin are not doing it because of desperation and it doesn't mean they can't afford it, most of them did it because they can afford it, there is a bus driver on YouTube that got rich with crypto in 2017, till date he still sells a few of his cars, Lamborghini and others to buy Bitcoin back, in every Bear market he said.
Bitcoin has never failed to amuse us, if you can sell your stuff to get one Bitcoin and by a year and a half Bitcoin turns to 100k you will be able to buy back your stuff and have many profits left that you can use to change your life. I know it's not a good strategy for many people but it's worth the risk.
I'm talking about a few newer members that claimed that they were selling their own possessions in order to purchase Bitcoin. I'm also supportive of selling and getting rid of items you no longer use or need, but going in extreme measures is unnecessary. |
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Assuming that you will never be financially strong enough to acquire a whole Bitcoin at this price, it is quite likely that if Bitcoin enfolds its full potential it will only get harder from here to make it to a whole Bitcoin. As I hope that you don't hope for Bitcoin to crash to the ground because then you could perhaps buy a whole Bitcoin, my feeling is that this would be the only way for you to make it 1.0 Bitcoin one day.
It also depends where you live. I think half a Bitcoin can get you quite far if we see another bull run.
I'm not sure how financially strong I'll be in one, two or three years from now but my main point is that the average person is likely to never afford to acquire a whole Bitcoin. Personally, I'm aiming to hold 0.25 by the end of the year, which I'm not sure if I manage to succeed but it's worth a try. You are true OG  Im also member from 2014 and in total in and out I have around 5 Bitcoin and happened in year 2015-2016 after that I never had single bitcoin again after the bitcoin price reach 20K+ it very hard to even touch 1 Bitcoin at least if I buy with my local currency. 1 Single Bitcoin can buy 1 brand new car or even cheap house in my country so buy it will be hard task hahhaha but thats okay we still have time continue DCA or buy little bit till reach 1 Bitcoin while holding till touch new ATH The most I had acquired in the past was approximately 0.40 BTC, somewhere in 2014 or 2015; I don't exactly remember. It must hurt knowing that you had 5 Bitcoins in the past, but the truth is that there's no point in looking back; you couldn't have known, and the majority of us would probably have sold in the first bull market available. That's more than okay, OP. The idea for most of us regular folks is to just stack as many sats as you can, for as long as you can.
I did get over 1 BTC some years back but was forced to liquidate. And while I've certainly earned many, many coins, it is my income so I have to sell the bulk of what I earn. It's what I can save every now and then that eventually is moved to a cold wallet.
There will be plenty of dips, and crashes, to come. DCA ensures you are positioned to take advantage. You never know...
Certainly, I'm generally satisfied with what I've accumulated so far. There's still a chance to perhaps at least own half of Bitcoin some time in the distant future. There will be more opportunities to come, definitely not like the ones 4-5 years ago, but with enough patience, we might as well succeed. |
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I definitely agree with your statement.
A lot of users have been asking and creating various threads with the question about the best time to invest in BTC. Like what I previously mentioned, the best time to invest is always the time when you discover about the existence of BTC. Unlike in any other investment, investing in BTC has the trend of its price skyrocketing in the market. With its inflationary nature, expect its price to increase with every fork happening.
This is also the reason on why there are no late comers in BTC investment, like you mentioned. What we are investing now may be different from someone who invests 5-10 years later but still, one thing remains consistent- the price increases as the years progress.
There are certainly periods that are better or worse times to invest. Generally, it's never too late to start, but the main idea is that older users or investors have a head start because they took advantage of the early stages that we did not. Thus, it's expected not to yield the same results if you're investing in 2023 as in 2016. DCA is a decent strategy to get you where you're aiming for, but the truth is that you need significant amounts of money in order to acquire large portions of Bitcoin. |
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Stop thinking about the amount. Be grateful with what you already have. The more you run after something, the further it goes. This kind of thing happens when you compare yourself to others. Stop doing it and focus on what you have. It will become more precious to you, even it's a very low amount. Everything takes time. If owning 1 BTC is your goal, then take your time, you will reach your goal for sure. The more you want to get close to it, the more you will find yourself away from it. If you can learn to not focus on the results and keep working for it, you can even surpass that goal if you can do it. Trust the process. _tjtonmoy I think you missed the point. With this thread I'm referring to newer members that are rushing to purchase Bitcoin and resort to extreme measures in order to achieve that. I'm not comparing myself to others nor am I not grateful for what I have. Regardless of the fact that you've missed some opportunities in the past, trust me it's not too late to own 1 BTC one day, but only if you're ready to embark on that journey today. Of course, that would require a little (perhaps a lot) sacrifice and maybe another job on the side and a good investment strategy. Whether it's classic DCA, accumulating fiat and waiting for a big crash or selling your BTC on the way to ATH and then reinvesting in it at several times lower prices. Let's say that the next ATH will happen sometime in the second half of next year and that the price of 1 BTC will be x5 from today, which would mean somewhere around $150k and that you have around 0.25 BTC to sell, which would bring in around $37k. If you consider that the correction that follows the ATH usually wipes out about 70% or more of the value of BTC, for the money you got selling 0.25 BTC you could buy a whole one or at least close to it. It's not high math or anything like that, but at least it's something worth thinking about when looking at historical data related to Bitcoin You're indeed right. It is possible but requires huge sacrifices that not everyone can handle. Opting for a second job, even a part-time one, and using that money towards Bitcoin would greatly assist the cause, but it's not something I can do at the moment, even though 0.25 BTC, which isn't a goal too far to set, is decent money if you think about it. If you keep stacking sats, OP, you will eventually make it to 1 bitcoin, although I'd try to make it before the end of this year, while the market is still full of undecided people who don't know if it's still a bear market, or the beginning of a bull market. When they all see what's going on the price will double in an instant, pretty much the way it went from 10 to 20k in 2020.
Let's not be too paranoid, especially with small amounts of bitcoin that anybody can see if they check a public address.
For example anybody can check OP's campaign address and see there's a balance of 0.169 BTC. This isn't something we have to protect like some secret knowledge.
Eventually, it may happen if you're consistent. I wasn't back at 2018 and this is why my chances are currently quite low. Bitcoin as you've also mentioned isn't anonymous and our addresses are public information that anyone can easily search. It's not like someone can do something by knowing my address and the amount of money I hold. |
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All of your comments are valid, but the second one—the one about using only cash—is partially unacceptable, but it depends on the individual. Going over the budget is presumed to be something you chose to do on purpose as having a shopping list is enough to ensure you only spend what you have written down to acquire. Unless, of course, you do not have a budget to deal with, which is the subject of your first point. Therefore, when a person satisfies the other criteria you listed, they would still go for their intended amount to spend, whether they pay with cash or a card; exceeding that limit because they are paying with a card is a conscious choice.
I also agree with all points, but not with cash usage. I understand that card purchases make spending money easier, but they are a necessary tool in our day and age. On top of that, you can use them to keep track of your budget through your mobile application, while using cash and keeping track of all your spending isn't as easy or convenient. The issue only arises if you're using them uncontrollably, getting carried away without taking your budget into account, and ultimately spending more than you are earning or can afford. |
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