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221  Local / Ekonomi, Politik, dan Budaya / Re: kanapa warga aceh mulai menolak kedatangan etnis rohingya? on: December 31, 2023, 12:04:06 AM
Pertama, saya tidak menyalahkan warga aceh jika mereka sekarang sampai menolak pengungsi Rohinya, namun yang disayangkan adalah cara-cara yang dilakukan untuk menolak pengungsi tersebut, cara yang tepat adalah menuntut ke pemerintah setempat dan pusat untuk menemukan solusi, kalau memang mau dipindah ke negara lain ya harusnya pemerintah bisa melakukan komunikasi ke negara lain yang dekat untuk menampung mereka.

apakah karena antitude mereka tidak baik sehingga mereka di usir dari negaranya sendiri dan tidak di terima di tempat lain?

Sejauh yang saya tahu, tidak ada berita atau artikel yang menyebutkan kalau pengusiran Etnis Rohingnya dari Myanmar berkaitan dengan kelakuan atau tindakan mereka, alasan utamanya adalah karena mereka memang etnis minoritas di myanmar, Warna kulit mereka lebih gelap, (lebih mirip orang India) sedangkan mayoritas myanmar lebih mirip etnis melayu. Dari agama juga mereka adalah minoritas yaitu Islam, sementara mayoritas di Myanmar adalah Buddha. Mereka tidak diusir secara langsung, namun hak-hak mereka di Myanmar tidak terpenuhi, rumah mereka dibakar dan dihancurkan dan anak-anaknya dibunuh, yang masih hidup juga tidak diberi hak hidup yang layak oleh pemerintah Myanmar, karena itu mereka mengungsi ke Negara-negara terdekat, yang paling banyak di Bangladesh, di Asia Tenggara seperti Malaysia dan Indonesia hanya sebagian kecil saja.

apa yang kalian lakukan jika mereka datang ke daerah kalian?

Selama pemerintah menjamin kemanan warga lokal, memberi jaminan kebutuhan pengungsi terpenuhi sehingga mereka tidak terdorong melakukan tindakan kriminal dan menimbulkan konflik antara warga lokal dan pengungsi maka saya tidak ada masalah.
222  Alternate cryptocurrencies / Altcoin Discussion / Re: MATIC or DOT? on: December 30, 2023, 02:21:22 PM
Simply put, for people who believe in Ethereum they will usually lean more onto Polygon MATIC, Polygon is an Ethereum Layer-2 Project, so their utilization will very much depends on Ethereum popularity, if Ethereum has a bad situation, then Polygon will get worse. On comparison, Polkadot is multi-blockchain bridge, which is definitely more flexible, not depends only on Ethereum.

Other than that, they are only 2 ranks apart, regarding marketcap.

I personally currently don't invest in any of those 2, so I don't have any favorite, but I used to hold some MATIC.
223  Alternate cryptocurrencies / Altcoin Discussion / Re: What do you do with your altcoin holding with low value on: December 30, 2023, 01:52:47 PM
For those of us that are into altcoin signature campaign and have accumulate some in your wallet, what do you do with it since some of them has low value at the moment if you check their current price?

Do you keep holding it hoping that the price will finally come up since it seems you can't actually trade it with it current value.

Will the altcoin become valueless after the campaign is over or could still gain value after some years.

I used to join many altcoins bounty campaigns, not just signature, twitter, article, video, .etc. And yes, most of the coin has no value at all, some of them aren't even listed in any exchanges, or if they are listed they have no liquidity, that's why I stopped participating on their campaign. You really can't do nothing with those coins.

Altcoins Bounty Campaigns is for people who have very much spare time, you will need to invest much of your time to do research wether the project you are campaigning is legit and good, don't just join any campaign you found, or you will end-up just wasting your time.
224  Economy / Economics / Re: If Banks make money out of loans then they should reward those who borrow on: December 30, 2023, 01:44:14 PM
My friend is full debt with mortgage but i told Him to not worry you are just victim of bank and financial system you are not only one.

Anyone who is in debt to bank is not a victim they were never get scammed, Bank is always transparent with their terms and condition, it might be tricky but it's always written on paper. If they can't pay their debt then they just made bad decision not a victim in any way.

So i closed my bank and full crypto and Im happy so many people do the Same now becouse everybody Understood that money comes from the debt so more we take debt more money created so i should get rewards for taking debt then If not Im out of financial system not just me a lot more people becouse the system made us victims.

With the exception of people who lived in a country where crypto is a legal tender (which is extremely rare now), I doubt that anyone is going full crypto. You will still need to exchange your crypto into fiat to buy stuff. And then except that you do all your crypto to fiat transaction in peer-2-peer in person, you will still need bank for money transfer when you exchanging your crypto to fiat.
225  Local / Ekonomi, Politik, dan Budaya / Re: [DISKUSI] Semoga saja tragedi pemilu 2019 tidak terulang on: December 30, 2023, 06:06:17 AM
Saya juga adalah petugas KPPS pada pemilu 2019 kemarin, dan sepengalaman saya memang jobdesc nya sangat melelahkan, 1 tim kppsku terdiri hanya dari 7 orang, jobdescnya mulai dari persiapan TPS sampai penghitungan dan pemeriksaan seluruh surat suara. Semuanya dilakukan oleh 7 orang ini, ketua KPPS ku sampai tidak tidur sama sekali selama 2 hari, kami yang anggota masih sempat tidur walau hanya 2/3 jam, menurutku sih solusinya ya penambahan petugas kpps.
226  Alternate cryptocurrencies / Altcoin Discussion / Re: Future of privacy coins and tokens? on: December 30, 2023, 05:44:10 AM
I never remember when was privacy coin having a good day, with more government implementing clear policies for Cryptocurrency, it's getting so hard for privacy coin to be included in those 'legal' crypto. Government always hate privacy if it's related to financial transaction, they always wanted to control or at least be able to observe all financial transaction that are done by their people, mostly tax related, but also to prevent money laundering by bad actors. That is the hardest obstacle for privacy coin, and in my opinion it will not be getting better.
227  Economy / Economics / Re: How will the BRICS currency influence Bitcoin? on: December 30, 2023, 05:35:51 AM
First thing first, up until now, BRICS has been denying to make any common currency for its member anytime soon.


What do you think will happen to Bitcoin, when these BRICS countries created their own digital currency? Will there be a significant drop in the demand for Bitcoin?

Do you think BRICS countries might opt to use Bitcoin for international trade or even as a replacement for the US Dollar? Will they simply exchange local currencies OR will they develop something new? ( Something that can be controlled by them?)

Let's discuss this...

Then, I think there will be little to no effect to Bitcoin if BRIC currency is finally issued, it will still be a long journey for BRIC currency to be used worldwide, and Bitcoin is already getting so far becoming global currency (as alternative to USD).

Answer for the second question is no, I don't think BRIC will make Bitcoin their common currency, each country has its own currency and it will benefit them if any trade related to BRIC is using each currency of each country.
228  Other / Off-topic / Re: Simple advice, don't get carried away by people success stories. on: December 30, 2023, 12:55:17 AM
This thing is not exclusive to crypto industry, in other industry like fashion, real-estate, and even beauty also has this phenomena, influencer flashing their richness and success story. Most of them do that to be treated like a Guru and gain more followers thus they can get brand endorsement deal, some also directly selling their own classes. They promise a certain and quick success, but what they do not tell is that most of their succeed are achieved because they got many privileges that an average individual doesn't have.
229  Bitcoin / Bitcoin Discussion / Re: Do you see individual satoshi becoming valuable? on: December 30, 2023, 12:45:51 AM
When Bitcoin become the main currency used and there is no more fiat money, then people will definitely value 1 Sat. But as long as we still using fiat currency then Bitcoin should reach certain amount of price for Satoshi to be valuable, i.e Bitcoin need to be valued at $1 Million so the 1 Sat can be equal to 1 cents.

So, do I think this will happened?
Yes this could happened, but not in near future, it will be a long road.
230  Economy / Economics / Re: Crypto investment vs real estate investment : Which one more dependable? on: December 30, 2023, 12:36:56 AM
If we talk only about dependable and ignoring all other factors like the profit, maintenance cost, .etc. Then Real Estate is more dependable, simply because people needs house, while in the current condition only small people actually need to use Bitcoin for transaction, and those people also have other alternatives. Most people who buy bitcoin are buying for speculation.

But if we also consider the profit, maintenance cost, document and administration, entry point, then Bitcoin is far more easier as investment.
231  Local / Ekonomi, Politik, dan Budaya / Re: Apa Pendapat Kalian Tentang Boikot Produk Israel? on: December 29, 2023, 04:14:52 AM
Saya dari dulu memang jarang sekali membeli produk-produk brand luar khususnya makanan, alasan utamanya selain harganya yang lebih mahal juga lidah memang tidak cocok, lebih cocok makanan indonesia. Produk fashion juga tidak terlalu suka karena sekarang sepatu, dan pakaian produk lokal kualitasnya sudah sangat bagus dibanding beberapa tahun lalu. Paling yang masih pakai ya Gadget, dan perangkat teknologi yang sudah terlanjur beli dan memang tidak ada alternatif yang setara dengan brand tersebut.


1.Apakah agan-agan semua mendukung gerakan Boikot ini?
2.Apa dampak Boikot pada ekonomi Indonesia?


1. Saya dalam hal perangnya selalu berpihak pada palestina, dan yakin mempercayai bahwa yang dilakukan Israel di Gaza adalah kejahatan perang, namun pilihan orang untuk memakai produk yang mereka butuhkan tidak pernah saya permasalahkan.

2. Dampak untuk ekonomi Indonesia sepertinya belum ada penelitian yang pasti, tapi kalau menurut saya pasti ada baik dan buruknya, misal kalau orang berbondong-bondong memboikot produk luar yang sudah besar, artinya mereka berpindah ke produk dalam negeri yang sedang berkembang, tentu pengusaha yang lebih kecil dan sedang berkembang lah yang diuntungkan, pergerakan pengusaha kelas menengah tentu menggerakkan ekonomi lebih baik dari pada pergerakan pengusaha yang sudah besar. Namun tentu jika boikot produk berlangsung menahun maka ada kemungkinan produk yang diboikot berhenti beroperasi dan resikonya jelas yaitu PHK massal.
232  Local / Ekonomi, Politik, dan Budaya / Re: Paylater dan Pinjol, mempermudah atau Menjebak? on: December 29, 2023, 04:03:14 AM
yang benar bukan bunga karena kalau bunga malah yang tertampil di pinjol itu rata2 kecil banget
tapi biaya aplikasi nya yang besar yang memberatkan nasabah yang minjam di pinjol
Setahu ane memang bunga tersebut memang dibuat kecil supaya orang ikut meminjam. Nah nanti kalau orang sudah minjam, pas klik button meminjam, bunga yang sebenarnya akan tampil dilayar tersebut dengan perbedaan syarat yang musti dipatuhi. Hal ini yang setahu ane menjebak. Banyak user yang malas membaca aturan dari pinjol ketika klik selesai, sehingga ketika mendekati tegat waktunya membayar, debt collector akan langsung menelpon peminjam untuk segera mengembalikan pinjaman berserta bunga.

Bunga di Pinjol yang illegal biasanya yang tinggi karena mereka tidak ikut aturan OJK, sedangkan bunga di Pinjol yang terdaftar OJK biasanya rendah, namun karena memang bisnis pinjol itu licik sekali biasanya ada jebakan lain yang dinamakan Biaya Admin dan Potongan pinjaman, contohnya di artikel ini

https://www.cnbcindonesia.com/market/20230921144530-17-474455/ngeri-bunga-adakami-rendah-tapi-biaya-layanan-gak-kira-kira

salah satu Pinjol legal yang terdaftar di OJK sebut saja Ad*K**i, bunganya memang sesuai aturan yaitu 0.4% per hari, namun biaya adminnya bisa sampai 90% dari total pinjaman sehingga peminjam harus mengembalian uang yang mereka pinjam hampir dua kali lipat. Biaya admin ini memang belum ada aturan pastinya nah ini yang dimanfaatkan banyak pinjol legal untuk menjebak customer.
233  Economy / Economics / Re: Wealthy people want profit without much of liabilities so you should follow them on: December 29, 2023, 03:33:17 AM
REIT is definitely getting popular before COVID happened, but for now I wouldn't put my money into REIT. REIT performance will always depend and under the Real Estate market, if the real estate is good then REIT will be fine, and when Real Estate market is bad REIT is worse. If you are a full-time worker and need a true stable passive income, Government bonds would be better option for current situation since the real estate market is not that good either.
234  Alternate cryptocurrencies / Altcoin Discussion / Re: Is it a new trend of Altcoin Bull run? on: December 28, 2023, 09:09:23 AM
If we see the market few weeks back, Bitcoin are already moving towards a bull run, but then it falling again. I would say that this could be related to the Bitcoin Ordinals BRC-20, because Bitcoin blockchain can't handle the massive transaction of Ordinals. The effect is that Bitcoin transaction were getting slower, this definitely affecting Bitcoin price. And maybe some of those impatient people are moving to altcoins for faster transaction.
235  Alternate cryptocurrencies / Altcoin Discussion / Re: Google and X ads are the new weapon for crypto scammers on: December 28, 2023, 08:58:01 AM
That's why Google banned crypto ads 5 years ago until now, the regulation on crypto 5 years ago wasn't really clear on each country, and google doesn't want to have trouble in those country, but now since most of country in the world have pretty clear regulation and policy on crypto then google is going to lift the ban.

With the new policy of crypto google ads, they should have better filter to prevent scammer to use the google ads.
236  Alternate cryptocurrencies / Altcoin Discussion / Re: Tether minted more USDT. on: December 28, 2023, 03:59:36 AM
What's funny and ironic is that while everybody is questioning and even doubting Tether's reserves, some even for years, many are also probably cheering for Tether whenever they mint more USDT because many of these tokens will probably be used to purchase Bitcoin and other altcoins. Tether minting a billion more USDT could be interpreted as a billion more money to buy Bitcoin and altcoins, therefore an increase in their prices.

And since Tether made the announcement that they would regularly buy Bitcoin with their profit, Tether has become a constant source of demand. Tether is now a reliable player pushing Bitcoin's price up.

I never thought about the relation between Tether and Bitcoin in that way, but that's seems right. Not only that Tether will use 15% of their profit to buy Bitcoin, but USDT is the gate for people to know about Crypto and Bitcoin, and this will definitely attract more new investors into crypto and Bitcoins. People who are new to Crypto could start by buying USDT because it's more like fiat thus it is more familiar to them.
237  Bitcoin / Bitcoin Discussion / Re: Is Bitcoin POW to POS the key? on: December 28, 2023, 03:53:17 AM
.

Also banning Brc20 junkies from the bitcoin network become questionable and people may argue why there is censorship coming up in true decentralization so its kind of uncertainty.


Decentralized is not the same as anarchism, it doesn't mean that we couldn't have rules for Bitcoin. There has been several BIP (Bitcoin Improvement Proposals) implemented before, so there is no reason for a new BIP that reject ordinals transaction to be applied if 95% of the miners approved the new rules. It will still be decentralized, because even after 95% approve the BIP then community need to upgrade their Bitcoin core, if they are on the same page with miners.
238  Economy / Economics / Re: Binance: get rich or die trying on: December 28, 2023, 03:40:12 AM
~~=   

CZ will only step away from binance but in the background he is still the owner of binance. and he will continue to manage the people on top of the management team. i think there will be no difference to what was going on before and CZ is complying with what every government is doing to Binance.

i don't think he will go to prison. when rich people talk about settlement, there will be a bargain deal and money always works in the background.

This might be true that CZ will still have some influence over Binance, but it will not be as significant as he was as the CEO, so it will not be the same. If the new CEO has completely different Idea than Binance there could also be possibility that CZ influence will be very minimum. More than that the 4.3 Billion USD that is charged toward Binance will make them think twice if they still want to continue running business as 'usual' and not making any change.
239  Local / Bahasa Indonesia (Indonesian) / Re: Polisi Grebek 10 Ruko Tambang Bitcoin on: December 27, 2023, 10:37:07 PM
Berita-berita negatif yang headlinenya agak missleading begini tuh suka nyebelin, di judul bahkan gak menuliskan kalau yang bikin negara rugi itu bukan tambang bitcoinnya, tapi karena menggunakan listrik ilegal, pun itu bukan tambang bitcoin, misal usaha percetakan atau usaha lainnya yang juga butuh sumber energi listrik banyak dan yang digunakan listrik ilegal tetep aja bakal merugikan negara 14M, tapi yang di headline beritanya Tambang Bitcoin.




Quote
Pasal 51 ayat (3) UU Ketenagalistrikan, setiap orang yang menggunakan tenaga listrik yang bukan haknya secara melawan hukum dipidana dengan pidana penjara paling lama 7 tahun dan denda paling banyak Rp2.5 miliar.

Kalau masuk angin ya tidak bakal sampai 7 tahun, apalagi kalo denda maksimalnya cuma 2.5M, yang masuk bui pun belum tentu bosnya.
Kalau bosnya keburu buron, paling keroconya kena 1-2 tahun atau bahkan cuma beberapa bulan.

Kalau sudah sampai di grebek begitu biasanya setorannya juga kurang banyak, Cheesy denda 2.5M itu yang masuk negara aja, biasanya nanti juga harus ganti rugi ke PLN juga. Kalau soal cuma bawahannya yang ditangkep ini bener banget, dan itu juga ditangkep pasti sukarela karena sudah dikasih kompensasi sama bosnya, setelah keluar pun nanti balik kerja ke bosnya lagi.
240  Economy / Economics / Re: Ditching US dollar on: December 27, 2023, 10:15:16 PM
I think that's one the main idea of why those country were forming BRIC in the first place, they want end the dependency toward USD. However, in my opinion at the end of the day they will need one currency as commonly accepted. There was a talk about a new BRIC currency, but that will be a very long road, and almost impossible, until then I think they will used each countries own local currency for trading, or they could use RMB which is more widely accepted currency compared to other BRIC Countries' currency.
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