Do I understand correctly that you identify yourself with science and knowledge? Lol dude, you're funny. I do not hate you, because it is not rational to cultivate such a destructive feeling for a person who cannot even choose an avatar to stop being faceless on this forum. I appreciate your contribution to science, although I can't verify the veracity of what you say about your doctorate, but you wouldn't lie about such things, would you? Lol, you're really funny.

Let's be honest, with the current level of development of digital technologies and cryptography, any commercial banks (no matter how big or small) are an unnecessary intermediary between the central bank and the end client (regardless of legal entity or individual). There are no reasonable reasons other than historical reasons why commercial banks continue to exist.

All banks will die.

Ходили слухи, что разработчикам Grin'а анонимной щедрой рукой задонатили писят битков с одного из старых кошельков, на который майнил Сатоши Накамото, но это не точно.

The fact that you have a PhD in math doesn't decrease, but rather increases, your chances of being an asshole in the art of communication. An inflated ego is a bad ally in pleasant conversations.

Why do you even need people to talk to here if you have such a high opinion of yourself and such a low opinion of others? Talk to yourself. You don't have to answer me, we don't know each other, but I don't like you anymore.

I think mostly bonds and gold.

In the meantime, the FRC's decline continues, stock trading is forcibly halted today, and the bank's current market capitalization has fallen from $40 billion in November 2021 to $1 billion today. This bank is over, carry the next one.

Glad you're having fun. I still believe that if Ukraine had unconditionally capitulated a year ago, its position would be much better than it is now, and the position of Germany would also be better than now. As for the UK, I'm less sure.

ps By the way, do you know that Moscow bought Kyiv in 1686 for 146,000 rubles from Warsaw as part of the "Eternal Peace" treaty?

There is a saying that "Russians take a long time to harness, but they go fast." It seems to me that this very accurately reflects the deep essence of the Russian mentality, which is characterized by a very high level of fatalism and tolerance for external discomfort. If things start to get worse, Russians usually just shrug their shoulders and move on. Troubles cannot last forever, if something goes wrong today, then tomorrow everything will probably be much better. Or not, but that doesn't matter either. This fatalism and high level of tolerance for discomfort is both a curse and a boon for Russians. Something really extraordinary needs to happen, for the Russian people to feel the enthusiasm to fix things and to find a thirst for action. For example, to take up arms against you half of the world, as in the case of Western sanctions. Therefore, I am sure that all the sanctions against Russia are evidence, if not of the stupidity of the West, then of its misunderstanding of the Russian mentality.

A fresh anecdote: the terrorist organization ISIS claimed responsibility for Biden's nomination for a second term.

Perhaps this is due to the massive deliveries of loitering ammunition Lancet to the front, every day I see several fresh videos on the net with video recording of their combat use. It seems the favorite targets for the Lancets are radar stations and M777 howitzers. It should also be noted that Russia almost stopped missile strikes in the last month and a half (perhaps it decided to accumulate a sufficient supply of missiles for a mass strike or the missiles finally ran out) and began to actively use guided bombs, as well as high-explosive bombs with a universal planning and correction module, moreover Ukraine currently has no means to counter such strikes.

People like me? It seems you are on the slippery slope of false generalizations, I am a unique specimen of the human race, there are no people like me.

Updated.

I'm not going to rake in your head the crap of Ukrainian propaganda that claims that the Russians in the Donbas are shelling themselves to defame the good name of Ukraine, in the best traditions of Goebbels that the more monstrous the lie, the more willing it will be believed. Try to find on the OSCE website for yourself the recorded facts of the shelling of the Donbas by Ukraine before the Russian invasion, you may be very surprised by their number.

ps Where I live, you can meet wild bears in the forest. And if you come face to face with an adult male bear, you are unlikely to be in danger, usually bears do not come into conflict with people and prefer to retreat from the meeting place. But if you meet a little bear cub in the forest, start praying as quickly as possible. Because his mother bear is somewhere nearby and most likely you are already in the status of her victim. I hope you liked this story and you will be able to independently draw some analogies between Ukraine, Donbas and Russia.

I am glad that you are a progressive supporter of gender equality, but here you are mistaken - recruitment for Wagner volunteers was carried out only among male prisoners. In general, this is a unique and apparently successful experiment in the socialization of criminals, after the expiration of the contract, the former prisoner receives 1,200,000 rubles, the status of a war veteran with social benefits, the Wagner medal "For Courage", an extinguished criminal record and the opportunity to start life from scratch.

Meanwhile, the British began to explain about capitalism. Bank of England Chief Economist Huw Pill is in touch.

Well, in general, you understand that the evil Russians are to blame for everything and now the good British have become poorer, although it is difficult for them to accept this without clear explanations from the chief economist.

The decrease in the number of prisoners in Russia in 2022 should not surprise anyone, they were recruited by volunteers into the assault squads of the Wagner PMC and are currently storming Bakhmut. On YouTube there is a documentary film "Zone of Redemption" about this, I recommend watching it to broaden your horizons.

Apparently my English is not that good, but I did not catch the connection between what you quoted and the content of your answer. Please rephrase if you would like a more meaningful answer.

Do not worry about it. For foreign diplomacy Russia has a foreign minister. Also, modern technologies make it possible to replace face-to-face meetings with videoconferencing or phone calls where necessary. You can also keep your wet erotic fantasies about gays, cows and horses to yourself.

Yep.

Breathe deeply, you are excited.

There is a swamp with no possibility of organizing a crossing for tanks and armored vehicles. The activity of small sabotage groups in this area does not personally bother me too much, but if this serves as a source of cheer for you, I will not disappoint you.

In general, regarding the Ukrainian offensive, whose timing is constantly shifting, I can say the following. It seems that the "Bakhmut meat grinder" operation inflicted a critical level of damage on Ukraine at the level of junior officers with real combat experience. And the offensive potential of Russia now looks much higher than the offensive potential of Ukraine.

If you consider some countries to be bad, then you are an ordinary Nazi, cultivating enmity and hatred here, projecting your internal phobias into the public Internet space. Russia wanted and still wants relatively little from Ukraine - a neutral non-bloc status and stop killing ethnic Russians in the Donbas, which it has been doing for the past eight years.

Every action has consequences. Finland's accession to NATO is no exception. I think the Finns will soon realize that a significant part of their wealth was based on the neutral status of their country, which made Finland a good intermediary between Russia and Western Europe and served as a source of significant preferences from Russia. Now the preferences are over, and instead of comfortable, well-fed neutrality, Finland finds itself at the forefront of a sharp ideological confrontation, where the need to pay NATO membership fees of 2% of GDP and build a border wall is the least source of their potential discomfort. Probably soon Finland will lose the status of the happiest country in the world, because it is difficult to be happy being between a rock and a hard place.

Yep, nineteen countries have expressed interest in joining the BRICS group of countries preparing to host the annual summit in South Africa.

Unsorted garbage is now being transported to Finland to replace the supply of Russian raw materials for energy companies.

Meanwhile, South Africa will withdraw from the International Criminal Court (ICC) following the decision of the African National Congress (ANC) party. This was announced on April 25 by President Cyril Ramaphosa. “The decision of the ANC to withdraw from the International Criminal Court is explained by the partiality of the ICC in relation to certain situations,” he said after talks with Finnish President Sauli Niinistö.

I think the main reason for this demarche is Putin's planned visit to South Africa for the BRICS summit in August, so that there is no conflict between the legal need to arrest him and the actual unwillingness to do so.

Yep. In the context of a high key rate, rather high interest income on short-term US Treasury bonds and amid high inflation, there is absolutely no reasonable reason to keep your money on deposits at a symbolic interest rate (usually 0.1%), at least an amount exceeding deposit insurance limit. Therefore, the outflow of funds from bank deposits will continue and I do not see how this trend can be changed.

A month has passed and the passions around the banks have subsided a little, but the problems have not gone away. The high key rate and hints of its further growth make the outflow of deposits from banks increasing and it is not clear how this can be fixed. An interesting article in Bloomberg about this.