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961  Economy / Economics / Re: X (formerly Twitter) may be telling people like me to exit the platform on: September 27, 2023, 01:41:18 PM
I've been neutral about Elons plans to charge users for using Twitter, but lately think more and more about him giving examples to others. Lets suppose he starts charging (or not) fees for Twitter (so far this is just an idea as far as I know). But what if Facebook, Instagram and Gmail will start to charge for service? What will you do and think then? Also claim that "they tell people to leave" ? Or live with idea that one day we will have to pay for what we get for free in past, and pay for it?

We will end up paying it or else there will be another social media giant that is free and dominating it all but the problem right now is that people are into it meaning their photos and important contacts are saved into it so if they ask you to pay probably there are plenty of people paying it because of their photos videos and their data.

I do hope that if ever X charges its users, Facebook and other platforms won't because if this happens for sure another social media platform will rise and be used by us as not all of us are willing to pay.
If such a problem arises from this change, I'm sure it will mostly be big brands who need to save their social media that will purchase the app or access to the platform. However, for everyday users and those who are just there for updates on whichever community they belong in, I'm sure they'll be reluctant to pay for it and move to a different platform, it just isn't really worth it to pay for basic access to a social media platform that used to be free for years.

As for other social platforms possibly doing the same, I think it is close to impossible to ever happen. Facebook and Instagram may contain ads and have options for their users to pay for some premium experience, but I don't think Mark will require payment just for the basic access and use of these social media platforms knowing how negative the feedback will be, and besides these platforms are already doing so well (in terms of the number of users they have).
962  Economy / Economics / Re: You can't meet all your needs/desires at once, even if you spend all your salary on: September 27, 2023, 12:54:23 PM
Every year there are new phones and if we fuel our wants always then we have tons of phones and it would be useless as we ain't using them or worse you wouldn't have any savings at all.
I think everyone needs to choose between a lifestyle that meets their daily needs and one that continues to be used in the long term and this applies to everyone. Be it rich people or poor people, because when someone always prioritizes their lifestyle every year by continuing to follow updates on expensive goods that can give them a luxurious lifestyle. One day that person will also be poor if he doesn't care about his income because he feels he is rich and won't fall into poverty again, whereas a poor person would be very silly if he followed this, especially if the poor person doesn't have any savings.
Ensuring that you live the everyday that fits how much you are getting from your annual income, as well as making sure that also means being able to save up, is a must in toady's time. No one should expect to achieve financial stability while living the lifestyle that doesn't financially fit them. I know and have seen a lot of people who had to deal with the consequences such action and decision brings, they soon realized how big of a loss they are doing and how it is affecting their future negatively. On contrast, I also know a lot of people who was able to establish a good financial life by doing the complete opposite, they made sure that they are only buying what they need, ensuring that they are able to make investments and save up some money as well. They still of course enjoy luxury goods sometimes, but too much to the point that they need to touch their savings for it. I think we all need to learn to do that, no matter how tempting it is to live a luxurious flashy life.
963  Economy / Gambling discussion / Re: Gambling Education. on: September 26, 2023, 11:54:35 PM
As they say, the more you suppress something, the more it desires to break free. It's not wrong to give information to the public about gambling, especially when the primary aim is to educate. They can regulate gambling as hard as they like, but if the citizens are still ill-informed about it, they'd still do it without any precautions and think that it's a very stable source of income. Countries that allow gambling on their turf have gambling addiction problems, too, though it's not as severe as other countries that prohibits gambling, save for Muslim countries that don't really allow these activities due to their religion.
964  Economy / Gambling discussion / Re: Which games offer the best chance of a big win? on: September 26, 2023, 11:28:40 PM
If by table games, you mean card games and the likes, it's certainly the best option to gain some money. Otherwise, it's best to leave these games alone if you're really looking to make a quick buck. Casino games and crypto games are, by no means, games that do not require skill but only luck. Whereas in table games (card games), you might be able to use your cards into something advantageous at the right moment, and you can play mind games with it too, to make your opponents commit a mistake.
965  Economy / Gambling discussion / Re: Have you seen gambling advertisements on TV? Opinion. on: September 26, 2023, 11:00:06 PM
I haven't seen one in local programming or in national television. Though I can see a lot of gambling-related ads on social media sites, especially those that are promoted by influencers and other social figures. This, IMO, is a lot more dangerous as more and more youths are using social media as days pass. Some of them are being exposed to social media at a very early stage in their lives and that wouldn't help them develop at all. They can see all types of gambling adverts in there that are being inserted in contents very easily.
966  Local / Pilipinas / Re: Huwag manghula lang pagdating sa crypto on: September 26, 2023, 03:03:56 PM
Additional advice: hindi "research" ang pagnood ng YouTube vids na ung tipong "top 5 coins to invest in 2023!", etc. Ang research ay pagbasa ng project documents, pagtingin ng metrics, pagnood ng interviews, etc. Akala ng karamihan "research" na ung nanood lang ng 20-minute YouTube video.

Sa tingin ko naman kahit papaano ay may mapupulot parin tayong idea sa panunuod sa Youtube, dahil may ilan parin namang mga influencers na tama yung sinasabi nila tungkol sa kanilang speculation regarding sa trading idea na kanilang binabahagi, so kung alam mo sa sarili mo na tama yung nasa video, that means nakakapagsagawa kana rin ng pananaliksik kahit papaano.

Kaya lang kasi karamihan na content creators sa youtube ay mga deceiver at hindi talaga mga trading experts, feeling lang nila expert sila pero ang totoo hindi. Ito ay madedetermine mo kung ikaw mismo may kaalaman at pagkaunawa sa crypto trading. Dahil kahit ako nanunuod ako to find out kung totoo ba o hindi yung sinasabi sa video.
Oo, meron pa rin naman dyan na matitinong influencer at talagang may alam pag dating sa crypto.
Ang problema kasi yung iba hindi nila alam kung legit ba yung pinapanood nila sa youtube lalo na yung mga gusto pa lang pumasok. Legit din kasi na sobrang daming nagmamagaling dyan pag dating sa crypto lalo na sa tiktok. Kaya wag basta basta maniniwala sa mga napapanood, do your own research. Need mo talaga mag ingat kasi ikaw yung mawawalan pag tatamad tamad ka

Tama. Hindi lahat ng nakikita sa social media na madaming kuda ay tama at totoo na agad ang mga sinsabi at sineshare, alam naman naten na yung iba ay fishing lang ng views para sila yung kumita, ang mahirap pa nga may ilan na ang goal ay makahanap ng pwedeng biktima para sa scam nila. Ang best advice talaga ay mag research at dun ibase yung magiging knowledge at opinion patungkol sa crypto para if may losses man walang ibang sisisihin since ikaw mismo yung nagaral at gumawa ng mga desisyon. Pero kung hindi talaga maiwasan na manood since may mga taong mas madaling nakakagets ng isang bagay through visual learning or listening mas maganda pa rin na ifact check ang lahat ng information na nakukuha sa panonood para may assurance pa rin. Mas maganda na yung maglaan ng oras at effort sa pagiingat kesa naman mabilis mo ngang nakukuha kung pano ang sistema di mo naman alam nagiging biktima ka na pala.
967  Other / Off-topic / Re: Bitcoin, unbelievable but true. on: September 26, 2023, 02:42:27 PM
First of all, congratulations. I'm glad that the forum was able to give help. It is nice to know that there are people whose lives were actually changed due to the opportunities found in here by campaigns as well as posts that are full of information that are backed by well-researched facts and data.

However, as much as I am happy of this achievement you were able to get, I hope you don't full rely on this in terms of your financial needs. Having a different and more stable source of income is still better while having the things you are doing here in the forum as a side hustle. I hope you don't give up in finding a good paying job while you continue with your activities here in the forum, because it is certainly possible to do both. Personally, that is what I am doing and I can confidently say that I am doing much better now compared to when I only have one.
968  Bitcoin / Bitcoin Discussion / Re: What is the future of Bitcoin? on: September 26, 2023, 02:20:49 PM
COVID-19 is not a big factor anymore, in my country there are no restrictions in place
because of it, with the current strain the effects are similar to that of influenza so its not
affecting any markets including Bitcoin.

As regards the Bitcoin markets, September has rarely been a good month, it has primarily
been a "Red" month rather than "Green". Contrary to some peoples belief the Bitcoin markets
cannot and wont continue to rise, it just doesnt happen, there will always be massive rises
followed by corrections.

Its much better to have a long term outlook!
I agree with you. Even in the country I live in, the effects of COVID-19 are barely being disucussed anymore and it is felt and seen how everyone is already moving forward, including the national market. Hence, it is safe to state that what occured during the COVID-19 pandemic has long been acknowledged for it to have much effect on the market as well as Bitcoin. Additionally, it is true that September has not been a good month for Bitcoin market but that doesn't mean that it will continue to be like that, as we all know Bitcoin is volative and goes through periods like this, soon enough there is going to be a rise followed by corrections and then cycle with continue.

The effects of COVID-19 is the least of our worries as per what is happening to the market, there are certainly other factors to watch out for.
969  Economy / Economics / Re: marry rich: marry fiat rich or crypto rich, which is better? on: September 26, 2023, 01:58:13 PM
OP is obviously contradicting their own statements. Besides, if you are rich then you are rich, it doesn't matter if it's fiat or crypto, at the end of the day you have the capacity to buy your needs and wants while at the same time still have that financial stableness until the future. Honestly, I have no idea why we are even putting financial discussion and marriage in the same topic with this context. At the end of the day, if you are rich the choice of being married or not will still fall in your own hands. Moreover, why will you even care about what other people will say on whether or not you should married, unless they are contributing something vital to your life then the choice will always be yours, besides it's not like you'll die or get poor if you decide not to marry.

I honestly don't see the point of this post.
970  Economy / Economics / Re: The Role of Education in Financial Literacy on: September 26, 2023, 01:37:03 PM
I totally agree with the idea that a mix of education and hands-on experience is the way to go in the financial world. My journey started with some online courses like those from Governance Consulting, and I also learned the ropes when I started investing and tracking the market myself. It's all about finding what works best for you!
This is true. One thing may not work for the other while it works for you, and that's how it normally goes. As for the mix of education and experience I 100% agree with you. Even by just simply applying for a corporate position, they will look at back your educational background and work experience to determine how good of a choice you are compared to other applicants. Personally, the education here in the country I like in lacks focus and attention towards general financial knowledge, students here graduates with a bachelor's degree without having any idea how taxation works. Hence, we mostly rely on experience we will get as we go on our career paths, however no matter how much this has been working for us, it cannot be denied that things would have been easier if we could have gotten at least the basics in terms of knowledge in finance.
971  Economy / Economics / Re: How to spend money determines whether you can avoid unnecessary problems on: September 26, 2023, 01:12:29 PM
~snip~
Raising your standard of living is really that something like a suicide specially if your income source isnt really that something that could be able to compensate such changes and this is something that you do really need to look on before making out such step but we know that common human being mistake or errors is that on the time that they do earn more than on what they do earn in the past then they would automatically be changing up their standards without even trying out to realize that it cant really be able to sustain. Why i would say so? I have made out that kind of mistake which i did really regret after wards on which i did really make out that hard lesson learned on the time that i had devastated my financial situation and goodness i do able to resolve it out on the time that i did make out some adjustments and this is something that you would really be needing to do so.

Dont spend into those things which arent really that useful or relevant. Somewhat its not really that bad on buying up your wants or something like this but of course it would really be on that controlled manner.
Everything which is excess and not necessary would really be just that a complete waste and something it isnt really that recommended on doing so specially if your funds
arent really that big or something that could sustain where youre spending is more than on what you do earn. You would go overdropped.
The temptation to upgrade our lifestyles when we earn more is pretty common, and many fall into this trap. It's crucial, just like you said, to assess whether the increase in income is sustainable before making such decisions. If the new income source isn't steady, it's a serious risk to adjust our spending upwards

Unexpected financial hurdles can pop up at any time. It's always a sound plan to save more when we earn more, rather than increasing our expenses. Allocating funds for emergencies, future plans, and investments should take precedence. It's also vital to differentiate between wants and needs. Buying non-essential items should be a controlled action, not a regular habit. Prioritizing financial stability and security will lay a solid foundation for a comfortable future, preventing the distress of financial instability. Your insight is valuable and serves as a prudent reminder for many
I agree with you. In most cases, when an individual's income gets a significat raise they tend to adjust their spendings as well. Humans are greedy and will never be satisfied, once they get something good they adjust their needs as well. The problem with this is we will never get the stability we want if we continue being like this. To make it simple, say if we continue adjusting our spendings with how much the raise of our income goes, it will never look and feel that we are getting more cause we are spending just the same. If I am earning 100$ a day and I am spending 50$ a day then I will only save 50$, then if I get a raise and my daily earnings goes to 150$ and I adjust my spending to 100$ because of that raise, in the end I will only be able to save the same amount as before.
972  Economy / Economics / Re: Population: Economic strength or weakness on: September 26, 2023, 12:08:15 PM
How do you think these developed nations will fill vacancies in their nations and get cheap labor if the population of these developing nations is reduced?

Even the most populated countries like China, India, and others have already developed, and they are still creating other things that will make their citizens enjoy their way of leaving. To me, overpopulation cannot affect the development of a country if the government in such a country is doing well, but in a situation where the government is corrupt, they don’t care about their citizens.

You can see that even if there are resources available, they don’t care to make use of these resources in such a way that they create job opportunities for the citizens, and I believe job opportunities are one of the ways that we can say a country is developing when everybody is working. And that is what the Chinese government is still doing. With their very large population, are we going to say they did not develop? Nah, mate, so if a government uses available resources in a nation to create other ways of earning, there will be no poverty.

You have a good point here regarding job opportunities. Big population means bigger manpower for a country. However, if the government of that country fails to see that and makes the best out of it then it is possible for them to only see overpopulation as a negative thing. Take this country I live in for example, there are a lot of people and yet we lack workers due to individuals choosing to move overseas for better job opportunities that offers higher salary, compensation, and benefits. If these workers were able to find that here in the country then we wouldn't be lacking educators, doctors, and other professionals. This example shows just how a lot of country's government fail to see how they could use overpopulation to their advantage if they can only focus on the needs of their people.
973  Economy / Economics / Re: Early Retirement [Pros and Cons] on: September 26, 2023, 11:45:23 AM
Early retirement does sound very pleasant if we are in a situation of exhaustion due to work. Sometimes we imagine relaxing would be more fun. But as in the news in the OP, sometimes retirement can make someone feel bored. And in the end they miss work.

For me, early retirement will only happen when I have achieved financial freedom. This means I am free to choose whether to work or not. In essence, when I have financial freedom, I will do anything that won't bore me. Sometimes I work, sometimes I vacation, sometimes I relax. The point is that when you have financial freedom, it is better than just retiring early. Because financial freedom means we won't worry too much about money.

There is a clear difference between early retirement and financial freedom. And my choice is to have financial freedom at a young age before 40 years.
Retirement? Boredom? Everything here is relative. Some people might find relaxation in the mundane life, while others, like you, seem to thirst for something more, something... limitless. It makes sense to me. Taking an early retirement is an outdated idea from the past. And honestly? It's overrated! The old norms of business and labor are being rethought and rebuilt in today's environment. The grind of 9-to-5? Not everyone will enjoy it. To be financially independent is the real deal. Envision yourself, at age 40, in complete control of your life. Now that's power

And here's a fun fact: it's not simple. It requires planning, bold investments, and a sharp brain. And sure, while you're chasing that dream, don't forget to live a little. Get a good work-life balance by mixing in some downtime and adventures. In the end, it's all about being unstoppable, right? When you can live your life exactly how you want, early retirement seems unnecessary
You have a good point here, one that I'm sure a lot of employees such as myself will easily agree to. Most of the people I am associated with who retired early stated that the reason for their early retirement is due to the work-life balance they fail to have access to and hence they want to make up for that and live their life free from any corporate responsibilities now. As much as I understand where they are coming from, I am worried for them as I know that some of them only relies on their previous work for their income, and hence it would surely be a bloody process once they stop having that, it makes me question if they can really enjoy life without having the assurance of a steady income. Personally, as much as possible, I'd like to keep working as it gives me the comfort of knowing that I have a stable source of income, as for the enjoyment part I can say that I am doing that just fine while working, it just takes good planning and balanced lifestyle, I don't have to give up one thing to enjoy the other.
974  Economy / Economics / Re: The Kids buying Mcdonald order via BTC on: September 26, 2023, 11:18:57 AM
I think the child's parents only taught them how to pay, not about Bitcoin technology and the children saw Bitcoin as an ordinary means of payment like other digital money which is currently widely available but is centralized. It's okay to teach your child about Bitcoin but it's not a necessity, because there are still more important things that children have to learn than about Bitcoin, and because it's not clear when the transaction occurred, it could be that the price issued is normal for that time and to be a little high for today's.
It is a possible narrative, after all the picture clearly shows that the kid is with someone as he orders his food. Moreover, I agree with what you have stated. It is true that teaching Bitcoin to children is not a necessity, nor should it be required. Bitcoin, specifically when it comes to investing, is still far too complicated for them to fully grasp. They have to learn a lot of other things that is essentially when it comes to investing, hence it is better and surely suggested to start small and easy if anyone do ever decide to start introducing Bitcoin to a child. Lastly, it is best to remember that they are kids and they have other more valuable things (at least at their age) they should be learning about and endulging themselves in. Let us not rush our children.
975  Economy / Gambling discussion / Re: No KYC vs KYC enabled casinos (Facts you need to know) on: September 25, 2023, 11:50:43 PM
I believe that playing at no-kyc casinos is still a solid option as long as it has a lengthy track record of success in the crypto industry. As far as I know, the same as BC Games, Live Casino, and others.

Furthermore, if there is a problem or issue, there are difficulties and issues with casinos that have KYC and casinos that do not have KYC, as I have seen and observed on this thread. accordance to the issue they are discussing. The only thing that matters is that you play gambling where you feel comfortable and confident.


There will come a time wherein you'll need to provide KYC with these platforms. It's just that they offer you to sign up with the platform, use it for a couple weeks/months, before they trigger the KYC process to not limit your account. I'd be okay if they went upfront with it and say that they are not 100% KYC free, but they mask everything in their adverts that they are not asking for any documents at all, which is kinda misleading especially to those who are looking for casinos without KYC because of their past experience with KYC casinos.
976  Economy / Gambling discussion / Re: [WARNING] Crypto casino scam on teh move again. on: September 25, 2023, 11:26:33 PM
I've been sent countless messages on my telegram as well, though I immediately move these guys into spam and just avoid reading their message nor replying to them. It helps make them feel deterred on what they want to do which is something that we want to happen. If you continuously ignore their efforts to reach out and connect, they'll eventually stop and think that you're not a valid target and that they are better off targeting other people.

People, just ignore those who send you a PM giving you too good to be true offers. They don't like it when they get ignored, but they'll stop after a couple of messages.
977  Economy / Gambling discussion / Re: 🕹️ Esports 🎮 Prediction & Discussion Thread on: September 25, 2023, 10:45:26 PM
What a sweep that's made by Team Spirit on the grand finals up against Shopify Rebellion. They are the real unstoppable team.

After winning $5,000,000 on the Riyadh Masters. They've won another huge amount but not close to the Riyadh masters which is $300k. Heck, that's still a lot of money for this few days of tournament.

It's like that Team Spirit are sweeping all the huge tournament money compared to Gaimin Gladiators that have been winning majors but with lower prize for the champ.

GG is the right kind of winner that performs extremely well pre-TI. They are always considered as the favorites but they're never the type to win it all, sometimes being dropped by teams that are expected to perform badly or get ousted early on in the tournament. Team Spirit may not be as consistent as they were on their TI champs run back in 2021, but they are still pretty decent, even with the departure of TORONTOTOKYO.
I just kinda hoping that GG won't be the same as Team Secret on a few years ago when they were kings of the majors and then didn't ended up with good placing in the TI.

Hopefully they wouldn't. The past TI, they seemed to be strong in the Majors and prior tournaments from the International, but they fell of extremely fast compared to other teams that are deemed to drop of the tournament at the earliest stage. It's like they are destined for grace, but as soon as the real competition is there, they just fall from it, and perform like amateurs in the main stage.
978  Local / Pilipinas / Re: PhilHealth under siege: US$300,000 ransom set by Medusa ransomware group on: September 25, 2023, 02:48:38 PM
This only shows na hindi talaga maayos ang security system ng bansa lalo na sa technology. Sobrang daming importateng impormasyon ang nakalakip dito at ganun ganun na lamang na napasok at nakuha ito. This is why kailangan bigyan ng atensyon at importansya ang intelligence unit ng bansa, lalo na sa projects for security. Grabe sila maka require ng kung ano ano bago ma access ng taong bayan ang benefits pero ganun naman pala kadali ito makukuha at mananakaw sakanila. Isa pang mangyayari dyan ay if may negative effects ito sa mga PhilHealth members, baka hindi pa sagutin ng gobyerno ito. Ang laki ng mga contribution ng mga tao pero kapabayaan sa cyber security pa rin ang problema.
979  Local / Pilipinas / Re: Huwag manghula lang pagdating sa crypto on: September 25, 2023, 02:27:22 PM
Additional advice: hindi "research" ang pagnood ng YouTube vids na ung tipong "top 5 coins to invest in 2023!", etc. Ang research ay pagbasa ng project documents, pagtingin ng metrics, pagnood ng interviews, etc. Akala ng karamihan "research" na ung nanood lang ng 20-minute YouTube video.

Sa tingin ko naman kahit papaano ay may mapupulot parin tayong idea sa panunuod sa Youtube, dahil may ilan parin namang mga influencers na tama yung sinasabi nila tungkol sa kanilang speculation regarding sa trading idea na kanilang binabahagi, so kung alam mo sa sarili mo na tama yung nasa video, that means nakakapagsagawa kana rin ng pananaliksik kahit papaano.

Kaya lang kasi karamihan na content creators sa youtube ay mga deceiver at hindi talaga mga trading experts, feeling lang nila expert sila pero ang totoo hindi. Ito ay madedetermine mo kung ikaw mismo may kaalaman at pagkaunawa sa crypto trading. Dahil kahit ako nanunuod ako to find out kung totoo ba o hindi yung sinasabi sa video.
Sa usaping ito, regarding sa panonood ng YouTube bilang parte ng research, pwede naman talaga as long as makikilatis mo kung tama at mapagkakatiwalaan ba yung content creator at yung mga binabahagi niyang impormasyon. Totoo naman kasing mayroong iilan na makabuluhanan at nakakatulong yung mga konteksto ng videos nila, yung iba pa nga sila yung iilan lang ang subscribe o views ng videos. Ang suggestion ko sa ganito ay kung manonood sa YouTube para matuto o makakuha ng impormasyon lagyan ng backup na sariling masesearch gamit ang ibang platforms at websites para ma fact check yung mga data at info from YouTube, mas matrabaho pero at least sigurado ka sa accuracy nito. Walang masama sa paggamit ng iba't ibang platform sa pag reresearch sa crypto o kahit ano pa mang bagay, maging matalino lang sa pagkilatis ng mga impormasyon na nakukuha.
980  Bitcoin / Bitcoin Discussion / Re: Bitcoin is life on: September 25, 2023, 01:58:15 PM
They compare bitcoin with gambling because they don't know the important features and technology used behind it, they just see it as a easy to create something online which is not worth the money we pay to buy bitcoin.

Who know about bitcoin's special features like anonymity, store of value, digital gold, decentralised currency, etc.
They don't compare it with gambling.
I see why they think of it like that though. However, such opinions are based on what they read, heard and watched online made by the same people who lacks proper knowledge, background and experience with Bitcoin. Hence, it is truly best for individuals to conduct their own research regarding Bitcoin (and honestly anything else they are not familiar with) and based their own opinions and perspective there, that way it will not be tainted by the already flawed opinions of others. It is due to this that we shouldn't put much hate to those who have false knowledge about Bitcoin as they are probably just victims of negative fake news and info found online. Instead, we can share what we know to them and let them comprehend it on their own. We cannot force people to see and understand Bitcoin the way we do, but we can share to them what we know. That's the best way we can handle things.
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