States will definitely apply blockchain technology in various sectors of the economy and management, since this technology, when using the Internet, makes it possible to securely store any databases in constant access mode. However, when creating their own digitalized central bank currencies, this will not always be the case. Some states claim to be developing their stablecoins on the ethereum platform and will therefore use the blockchain. At the same time, the Chinese government does not use blockchain technology to create its digitized yuan. Let's see how it will work after its official launch.
The banking system will exist as long as the states themselves exist, since they are part of each state. They will apply something new to the extent that it is economically beneficial for them.

In my opinion, you are exaggerating a little about the so-called silicon civilization. All life on our planet arose from the interaction of mainly four chemical elements - carbon, hydrogen, nitrogen and oxygen, which form the basis of organic chemistry and the basis of life on earth. These are the lightest elements and it is believed that during the formation of the planet Earth, due to rotation, they ended up on the surface and formed the basis of organic life that we have now. On the other hand, the existing life can be characterized as a way of existence of protein bodies.
There is an opinion that life could exist on the basis of amino acids.
What is described here as the transition from a carbon-based human civilization to a silicon-based human civilization actually means a transition from a human civilization to a civilization of artificially intelligent machines. Of course, technological progress cannot be stopped. However, you need to be very careful here, since the artificial intelligence of machines can become hostile to humans and a lot of films and books have been written about this, so far as from the field of science fiction.

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States and their governments will establish and obviously tighten the rules for the circulation of cryptocurrency, respectively, and the rules for handling it for participants in this market. They will not interfere with the concept of the cryptocurrency device, they do not have to, and they cannot change anything here.
So far, the rules are being established that participants in transactions in cryptocurrency worth over one thousand euros must be identified. That is, the identification will not be continuous, transactions with small amounts will remain anonymous.

Therefore, this cannot even happen theoretically. Bitcoin and other decentralized cryptocurrencies are incapable of causing significant damage to the banking system. Cryptocurrency and the banking system as part of the system of state power must coexist, and this is primarily needed by the cryptocurrency itself. If we assume that the cryptocurrency will pose a threat to the existence of banks, then the states, of course, will not stand aside. They have very strong levers of persuasion and coercion, and in general, states are capable of destroying anyone who encroaches on their system of organization. Therefore, nothing threatens the banking system. It has existed and will continue to exist.

No, in my opinion, bitcoin cannot solve this problem, since it works in a slightly different plane and does not participate directly in the real sector of the economy. Inflation, overproduction, debt, offsetting payments, crises, this is not for cryptocurrency. Cryptocurrency has its own functions and methods of solving its problems. The author of this topic does not offer any of his own options for solving the problem of debt with cryptocurrency. He generally wonders if this is possible at all. No, this is not a job for cryptocurrency. Let the states deal with their debts themselves.

No, in my opinion, bitcoin cannot solve this problem, since it works in a slightly different plane and does not participate directly in the real sector of the economy. Inflation, overproduction, debt, offsetting payments, crises, this is not for cryptocurrency. Cryptocurrency has its own functions and methods of solving its problems. The author of this topic does not offer any of his own options for solving the problem of debt with cryptocurrency. He generally wonders if this is possible at all. No, this is not a job for cryptocurrency. Let the states deal with their debts themselves.

Of course, states and their governments will be forced to either ban or regulate the circulation of cryptocurrencies. They cannot allow uncontrolled circulation of "nobody's" money and in ever-increasing volumes. This will be a long-term confrontation and it will depend on how we can defend our right to use the cryptocurrency.
However, cryptocurrency will have to exist along with the national money of states and take its own niche in the financial sector.

The digitized currencies of the central banks of states are so called because they are issued by the central bank and all transactions will be under their control. Banks in this case will act as intermediaries and will be able to suspend or cancel any transaction.
Therefore, I do not think that the use of this digitized currency will complicate the work of the banking system. On the contrary, it will work more efficiently when using blockchain technology.

It is possible that the coronavirus is China's weapon to gain economic dominance in the world. It originated in China and, whether deliberately or not, was distributed throughout the world. Also, for some reason, the Chinese government was one of the first to invent an effective vaccine against this virus. After the coronavirus epidemic broke out in full force in almost all states, with such a significant population in China, only isolated cases of this disease were recorded.
But the coronavirus continues to mutate and China may also be under attack in the future.

Apparently, he had large sums in circulation. They are the ones who can bring big profits, which will be enough to switch to a light business with little risk. Unfortunately, most of us do not own such large amounts, therefore, our profit is much smaller. And this means that while we are in cryptocurrency and try to catch and realize that almost the only chance in our life that will allow us to have financial independence.

Even if the world of the future is digital, this does not mean at all that it will be a cryptocurrency. Money from states or large corporations that can replace states will still exist. Cryptocurrency cannot exist alone. It can only go along with a currency that reflects the value of material values in society that are in circulation and are more stable in their price.
There are many reasons why cryptocurrency cannot replace fiat money.

Banks already partially use the blockchain and, in particular, the ripple network. However, their use of the blockchain does not mean that something will change significantly in this system, including towards its decentralization. Only the efficiency of banks' work on the old traditional principles will increase. So nothing significant in the banking system will change.

Bitcoin was primarily created as an alternative means of payment to the current payment system. However, like any money, it also performs a number of functions inherent in money, including as a means of preserving value. However, Satoshi Nakamoto probably did not expect that the function of preservation of value would be so prevalent in it that people would use very little bitcoin as a means of payment for the purchase of goods and services. Of course, if people see that bitcoin is constantly increasing in value and simply holding it brings them large profits, it makes no sense to use its other functions. It's like slaughtering the goose that lays the golden eggs.

It looks like you got a little wrong in your predictions. In May, a few days after the creation of this thread, prices plummeted by more than 50 percent and it was still a good time to take profit in both bitcoin and altcoins. In that rally, Bitcoin failed to climb to $ 70,000. Perhaps he will do it by the end of the year, and maybe next year. As practice has shown, we were too optimistic about the rate and duration of price growth. Well, we continue to learn and study the behavior of this market.

Well, investing in bitcoin today and at its current relatively high price already poses a little more risk than it used to be. Your reasoning has its own logic. However, while investing in it is still safe from the point of view of the safety of our investments and their profitability. There must be several more cycles of significant rise in the price of bitcoin and its fall before the investment risk reaches its redline.
It should always be remembered that the cryptocurrency market is volatile and influenced by various negative news.

The current relatively low price of the Tron and its good functional qualities suit everyone. For the price of this coin to rise to as much as one dollar, something significant needs to happen on this network. By itself, in the current relationship, this coin will not be able to rise in price to one dollar.

Today's recognized economists, whose opinions we can hear today, were educated in the old days, which even theoretically did not allow the possibility of such digital money, especially decentralized and not issued by governments. Therefore, of course, they cannot give an objective assessment of the events taking place in the global financial market. It is necessary to change the current generation of economists, only then will we be able to hear completely different reasoning. Everything has its time.

Of course, the situation of previous years in terms of price will not be repeated. Even if there are some general patterns in the rise and fall of bitcoin and other cryptocurrencies in this market, the time of year and news information are different. Therefore, everything cannot be exactly repeated. Indeed, there should be no longer a long bear market after the last sustained rally in the first half of this year. We see that prices are going up little by little. Now the price of bitcoin is $ 41,928. However, I expect good price growth in the fall.