Any info on shift at all? 

Where do you download the wallet for beancash?  Also is beancash worth not much anymore?


Coinmarketcap shows only one site where you can buy or sell but volume is basically nothing?

What exchanges would you need accounts at if you want to trade memecoins?


Also, pancakeswap would be another one?

So the terra usd classic seems to keep going up.  So isn't it worth it to buy it to trade though?  It will obviously never go back to 1 dollar but couldn't hit go to 10 cents or so?

So it wouldn't make sense for someone to just put everything into a CD and invest and get 5% interest?  If someone has 2 million doillars, that would be 100k which is more than enough for almost any location.

What do you mean USD someday go bust?


Do you mean it becomes worthless?  I am confused if that is what you mean.  If it goes bust, you mean it would be worth nothing?  That doesn't make sense.  So you telling me someone with millions of dollars or even 100k or 5k in their bank account and that is all they have and they don't own any property or stocks etc will have nothing?



If that is what you mean, would that mean every currency in the world would also go bust then?  How would that happen to the US dollar?  I know that happened with other countries but I forgot the name of those.  There is one popular one where nobody wants to be paid in that currency but I don't recall the name.  I know Argentina is one of these countries but there is another popular one.

Now does this differ if you are using an iphone phone?  When watching videos on youtube, obviously very easy to click on comments and things like that.  I assume it's fine?  However, could you get malware on your iphone though so your email or online banking can get comprommised?  What about clicking the same things on twitter on the phone?  Any difference?



From what I read, I believe if you click clicks on twitter or youtube comments or anything, if they put malware or keylogger, then you are screwed if you have a software wallet on your laptop?  The reason being if your trust wallet or electrum on the laptop has a password you put to open it... well they going to know what it is when you enter it due to keylogging right?  And even if you don't have a password for that, well they can get in the same way?  So basically they would wait until you turn off the computer and then just log into your software trust wallet or electrum wallet to hack it.  Is that correct?  But if you don't have a software wallet... well are you safe or not?  If you use 2FA for coinbase and binance, are you safe or not?  



Now if you click on any of these links, can an antivirus scan your computer and confirm 100% there is no malware or virus or keylogger or no antivirus does that?  Thus I'm talking about kaspersky total or norton or bitdefender.  So if you ever click on any of these links by mistake, do a full scan and remove anything that it finds correct?  The thing is I know many people click on links because they get phished thinking it's the real coinbase or whatnot but many times you can easily click on it by mistake especially when it comes to youtube and twitter.  You could be watching a cooking video even on youtube and a comment could be talking about crypto or someone posting a cooking link and well it's malware right?

So I seem to receive a lot of those phishing link emails from a fake coinbase or binance or metamask that goes on my spam email.  However, it sometimes still appear on my regular email?  How do spammers do this that the email goes straight to the regular email?  I know most of these emails tell you to click on a link and to connect to your wallet or ask you to enter your seed phrase.



Now if you click on any of these links on your computer but just close the window, is your computer still safe or not?  I heard very mixed opinions from people on this from it's fine as long as you don't enter anything.  But I then heard people say their software wallet got hacked after that.  So which is true here?  That would mean it's possible just clicking that link could mean you have that address paste malware right where when you copy a btc address with your hardware wallet or coinbase or some site, it would then copy the hacker's btc address?  So you have to make sure you confirm it first before sending right?  So that means a hacker wouldn't be able to click send for you in coinbase then after you paste their btc address?  Now they can't do that with the hardware wallet since you have to click buttons on it.  But couldn't they put malware and basically get into your coinbase or binance account anytime since you are either typing or pasting your coinbase or binance password each time?  But if you use 2FA, it doesn't work then and they need access to that?  I heard they could still do it.  Couldn't they just after you log in... notice you haven't use your mouse in a while and then quickly move your mouse remotely on their laptop to withdraw the btc?  Obviously doing that while you are moving your mouse would cause suspicion.  Thoughts on this part?



Now what about when you can easily click on links posted on twitter by accident?  Since lot of twitter comments you read whether it's crypto or anything else would have people posting links.  If you click on that... is your laptop safe or not?  What about those youtube comments where these bots or hackers post links where it's very easy to accidentally click on?  If you have a software wallet in your computer, can you get your wallet hacked like trust wallet or electrum or exodus?  I always heard if you open an exe file, then you are screwed.  But as long as no program opens on the computer, you are generally fine?  But I did recall someone say they can open an exe file open without you knowing... is that true?  

Are links on the coinmarketcap website dangerous?  There are so many links you can click on whether it's about a coin and things like that.  They highlight so many different things.  Also on the right side, there are lot of posts from people that seem to be twitter posts regarding the coin.  So clicking those links are unsafe or not?

I still am confused with all this.  So did most non US customers get paid or nobody got paid? 


What about US customers? 


The thing is was the terra lunna collapse the worst of all compared to these?  For example I know FTX was big but people who had funds in FTX will eventually get it back right... it's just a matter of when?  What about people who had money in blockfi or nexo or celsius?  With those 3 companies... was it if you had any funds there... or only if the funds were earning interest?  I believe with FTX, it was any funds you had there whether it was fiat, btc or any coins there?

Are there people that are short term trading terra luna for a small percentage profit and then selling since long term this coin will obviously go down?

How long has it been since gemini announced genesis couldn't pay them back?  Are there people that put most or all of their life savings in GUSD for staking with gemini?  I mean if someone has like 50k or 100k or more... it would seem safe right to most people.  I mean I think even if someone had 1 million dollars... putting it in gemini and converting it to GUSD and getting 7% a year would seem like a really good idea back then?


I feel like gemini was the most legit.  Do most agree on that at least? 

What are the exchanges you need accounts on if you want to short term trade altcoins?


It seems to be these below as the most popular right?  Those below are ETH related right?


uniswap


sushiswap



But what about radium, oraca and jupiter?  I never heard of these but these seem to be Solana related?




Can someone name me the top 5 or top 10 exchanges you need accounts on if you want to trade these altcoins and memecoins?  Would the ones I list above be it or there are more popular exchanges?

So there are these memecoins like bonk and other coins that seem to be in these exchanges I never heard of.  These seem to be raydium and orca and they seem to have huge volume?  These seem to be related to solana.


I thought if you wanted to trade those strange memecoins, you needed accounts on uniswap and sushiswap.  But those are for memecoins that are traded in ETH?  So many meme coins are traded with solana now?



So what are the exchanges you need accounts now if you want to trade memecoins?



Uniswap, sushiswap and those I mentioned?  What else?

What about those phishing emails that you get from a fake coinbase or ledger email and they tell you to click on something or connect to something?  If you click on the link but do not type in your seed, is there still malware on your computer?  Would any virus program like kaspersky total or bitdefender or similar be able to confirm if there is any virus or malware or keylogger?


The reason is well if you have malware, anything you type in an email or online banking can be viewed correct?  And say you use a software wallet like electrum or trust wallet or exodus on your laptop.  Isn't there risk if you ever click on one of those links?  Now if you ever enter your seed phrase for electrum or trust wallet or exodus, isn't there a big risk?  The thing is I still didn't get an answer from people on if this is a yes or no.  Most people say as long as you don't type in the seed in the link... you are fine?  But couldn't your software wallet get drained in your software account though?  Seems like im getting mixed answers so which is true then?  If you click on a coinbase or ledger or binance phishing email link but don't do anything on it, is your computer still safe or not?

Why would anyone not claim any btc forks if you know how to do it?  You claim it and then sell it to an exchange and get btc or usdt or usd. 


Are there people that know how to claim the forks but don't do it?  The only reason would be if you don't know how but what other reasons are there?

What iphone app do most people use now to check real time prices?  I am talking about an app similar to blockfolio from years ago.  The same blockfolio that then changed to FTX but now the app doesn't work anynore.

So say someone has 2.5 million dollars.  The then buy a house for 1 million and now have 1.5 million.  They could put 1 million in a 5% interest on CD for $50,000 a year in interest income.  They still have 500k left.  Even though they don't have to pay rent, well they have to pay property taxes and other things so it won't be as much as rent.  But if they are not working any job, would this person still have enough money to not work again?  Now if this same person rents a portion of their 1 million dollar house... Let's say it could be a 3 family house and not one where they have it all to themselves, well this person could collect rent to from 2 people and well that would easily pay the property taxes and everything correct?  Or what about buying 2 apartments that are 500k each?  Then live in one and rent the other way?  However, I always heard apartments aren't as good for buying for rental property compared to house?  However, it would seem apartments are easier to rent?



So it would seem as an American who wouldn't want to work, they need to have at least 2 million dollars in cash total after taxes but it should be higher?  When I look at it... I mean someone could put 1.5 million dollars earning 5% interest and earn $75,000 a year which is more than your average American income.  So now they could rent an apartment for 1500 dollar apartment but that would not be a good apartment if it was in a major city though.  And this person wouldn't even be able to rent a 2000 dollar apartment since they would need to earn 80,000 a year right?  Since rent and income in the US seem to be 40x?  So if this person rent is 1500 dollars, well their expenses everything else assuming they are not a big spender probably shouldn't be more than $32,000 or so?  So this person could basically live off the interest?  However this was only recently the last few years interest went up to 5% and back few years ago it was like 1% or 2%.  So wouldn't it be hard if interest rates for savings and CD go down?  However, I always heard the average returns for putting money in the stock market was like 10% and around 7% adjusted for inflation.  With 7%, isn't 2 million dollars more than enough?  I mean sure this person wouldn't be making a lot of money but they can still live off the interest right? 



Obviously the answer to this is much different if you don't live in the US or in 1st world countries.  I mean some countries you can have $200,000 and you would be considered rich there.  But for Americans, how money money do you need?  And if you had that money, wouldn't it make sense to put it all or most of it in the bank and earn interest?  I know there was one poster that said it was stupid because if btc earns on average xx percent, earning 5% interest in the bank is stupid which makes sense.  Of course you can keep the btc or sell some and then the btc can go much higher.  And obviously if that happens, someone having 1 million dollars in crypto could have 5 million or even 10 million or more.  And with anyone with 5 million or more, well that would be enough to retire and do things you would never be able to.  If you have 5 million in the bank, you could put 2 million in the bank and earn 100k and that is more than enough to live off and do pretty much most things you want right?

So I created a thread about people who say they sell all their fiat, whether it's money in the bank and their house and stocks for btc and many people say very few people do that.  And people agree it's an exaggeration as it doesn't even make sense since when someone says they sold everything for btc, well obviously they need fiat in the bank to pay for expenses like food and rent.  Most people do say it would be ridiculous to sell your house and stocks for btc as that is risky.  Now what about the opposite?



Shouldn't the goal at the end be have cash in the bank so you could invest it?  Whether it's putting all the money in a CD and earn interest or put it in some safe stocks that average 7% a year?  I mean let say someone invested in crypto and it could be $5,000 or $10,000 or $50,000.  If the investment is an amount to where they could sell all their crypto and then after paying the taxes and put all that money in a CD or savings account and earn interest from it and live off interest, would't that seem to be a good idea for most people?  The thing is if you are in the US, well you need a lot of money to retire especially if you don't own property since you would have to pay a lot in rent.  Now let's say someone has 1 million dollars in crypto.  Let's say after taxes, they get back $650,000.  This number probably should be higher right if this is a long term holder correct?  But when you factor state taxes and those things, wouldn't long term capital gains for higher amounts at 20% still mean their total tax would probably be like 30% total or so at least?  I used 33% tax as the higher amount for someone with long term capital gains.



Now if someone has $650,000 in the US and has let say $25,000 total in the bank and owns nothing... by that I mean no house or car or stocks or anything... well that person certainly isn't rich at all especially if this person doesn't earn an average income at their job.  Like if this person lives in a cheap apartment and they don't work anymore, well that $650,000 isn't going to do much if someone does nothing for years.  Their money in the bank would only go down.  Would people agree on this?  Now if that person puts $500,000 in the bank and earns 5% interest on a CD, well that is $25,000 a year.  That could even be more income than this person makes a year as their job for example.  But obviously that isn't enough to live off of.  But if someone has 2 million dollars in crypto.  Let's say they have 1.3 million after taxes.  Is that even enough to live off interest in the US?  If they already own a house and paid it off or an apartment, certainly yes right?  But if not and rent, then certainly not?  If that person doesn't work their job anymore, well they still have living expenses.  But if you put 1 million dollars earning 5% interest on a CD, that would be $50,000 a year.  That is more than enough to live off of in most states in the US but not enough in the major ones.  Like you are not going to retire and live in a nice area and earning 50k in interest income right?  But for someone to not want to work anymore, how much money would one need to have the bank after taxes?  I recall the number they used for Americans to be wealthy was 2-3 million dollars or so.  That number seems right? 

How do you find it out because it shows up as a top earner for the last day on coinmarketcap?