Seriously, why not go to a bank for a loan? Inerest rates in Europe are far from predatory. If you were to start something innovative and had a good track record you could even enlist on one of the many programs for subsidies and get a no interest loan or grant. I'm sure you'd know all that if you were a businessman.
Do you have a bad track record with actual loans? Then why should we trust you?
And why would anybody trust you when you're self admittedly so irresponsible with personal funds? Missing a 500 USD invoide? Aren't any of those businesses you claim to have profitable?
You might ask, why i need to fund, when stores are good. Here's a thing what happened to me. I've got screwed several times this year.
1) My investment manager lost my portfolio in forex (currently dealing with police)
2) I've ordered adverts from czech company in printed magazines, but i didn't noticed catch in contract. If i pay my inovice late, i will loose right for discounts (which i didn't know there was some discount). Anyway now i will have arbitrage court with that company because they want 14000 usd (original invoice was 500usd). And there is a chance that i will loose it, so i need to use my money for this. I've paid invoice late, because my grandmother died and i was the only one who was able to pay funeral costs etc. and obviously i was devasted from this. I've made a call with manager from that company, explained situation and gave my word i will pay it. They didn't wait and starting their demand of paying 14k instead 0.5k.
500 USD... DO you know what running capital is? How can you run ANY business if you don't have 500 USD on the side? This is like economic management 101.
I find this loan request very, very suspicious.