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1741  Alternate cryptocurrencies / Altcoin Discussion / Re: cryptopia on: November 04, 2018, 02:25:52 PM
Cryptopia is old and has the same standard early exchanges have till today. And the customer care is worst.
But for your problem, first be sure whether they are asking for google 2FA or email code or OTP.
If not for some rare coins not listed in other major exchanges, I've dumped cryptopia in favor of others.
Yup, I had the exact same issue... Email code on old account was telling me I was entering the wrong 2fa... Turns out the codes were just arriving in spam...

The support helped me reset my password regardless, although it took a couple of weeks. Overall, I'd say it's an average exchange. Not the worst but not the greatest eiter. Could use some renewed infastracture but I guess they're of the mindset 'if it ain't broken, don't fix it'. They are a small team I think.
1742  Other / Meta / Re: omg even tractors in the captcha... on: November 04, 2018, 02:16:23 PM
please a faster way... so many tractors...  Shocked

Is there a problem? Generate once captcha bypass code and forget about captcha forever:

https://bitcointalk.org/captcha_code.php
That's interesting, but reading that

Quote
If someone else gains access to your unique captcha-bypass link, then they could try to brute-force your password
I guess I won't be using it. Captcha works fine on all of my devices. The only times I've had an issue was when I didnt have an alternative to using a network that didn't have good anti-spam measures and was likely blacklisted by google. This has happened in crowded cafeterias sometimes, and I had to complete many more captcha itterations than usual. Other than that it hasn't been an issue. Although some might consider it a privacy issue.
1743  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: November 02, 2018, 10:14:21 AM
Just popping by to see if anyone's heard of or tried this new service called Starling Bank. UK based and seems to be in the same competition as those neobanks. I have stopped using Revolut now as they are increasingly locking accounts arbitrarily for months, don't want to be caught out. I suspect they're going down the Transferwise anti-Bitcoin route... And I was a previous user of that!

I only saw Starling Bank on a clickbait ad, Best British mobile only bank of 2018 apparently. Will probably try out myself but want to see if any of you guys have.

I looked into their website and they claim to be enabling EUR accounts in the future:
https://www.starlingbank.com/current-account/euro-bank-account/

Until then, you have better options.

I had trouble with Monese (a similar neobank) in the past. I'm not in the UK so I can't personally open an account there, but somebody I had to pay an invoice to did... They kept telling him EUR IBAN accounts were imminent for account holders but so long that has yet to happen. The method currently used by them to take IBAN deposits is through a routing account, which is a no no if you're running a business looking to have invoices paid.

Overall, no IBAN/EUR account means you have limited use cases. And it's a great utility to have, so you'll be missing out of this service many other neobanks offer if you sign up to one without it.
1744  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: November 01, 2018, 06:50:41 PM
Does anyone have any solutions or methods for those of us who live in Asia?

I've read that Mr Tango is probably the best way to get your BTC to fiat, but it can only be transferred to a SEPA account. 

I'm wondering if this method would work.

Mr Tango BTC converted to Fiat
Send fiat  from Mr Tango via SEPA to Transferwise 
Transferwise send via SWIFT to bank account in Malaysia

I know Transferwise isn't crypto friendly but are they ok with receiving funds from Mister Tango?



Technically it shall work fine. I don't see any problem from MisterTango or TransferWise side. it's a SEPA to SEPA transfer and more important from accounts owned by the same person. But it would be better to ask to Transferwife directly they're fast to provide support. When I had a question I used its chat and got someone within seconds.
I don't know if Trtansferwise<->Mistertango is presently an issue, but if it's not, Transferwise doesn't allow transfers to and from crypto exchanges presently from what it seems, so they could blacklist Mistertango in the future. That's based on the fact that mistertango allows direct BTC deposits in cooperation with their own exchange.

I've heard that the banks partnered with Transferwise don't have trust in Crypto. I'm sure TransferWise wouldn't want to take any risks. They're doing just fine by providing services for all purposes other than sending money to exchanges. Transferwise is doing too well without that so they wouldn't be in a hurry to change it, especially if it'd take risking their banking infrastructure which if you ask me is what drives users away from financial services.

On Transferwise doing too well:
Business paper names TransferWise founders richest Estonians
Here’s How TransferWise Has Nearly Quadrupled Revenue In Two Years, Reaching $151 Million


@604WeekendWarrior

Why would you be looking for a banking solution in EU? Have you tried local exchanges? It might just be easier for you to trade crypto in your currency.

On the other hand, have you checked for local banks that might have foreign currency accounts? You might be able to open an account in a bank in your country with USD or EUR? You could potentially save some money in fees this way, or save time too.
1745  Economy / Economics / Re: Stocks Just Suffered Their Worst Loss in Months on: November 01, 2018, 08:12:35 AM
A small correction was bound to come. The dollar has suddenly started being stronger so foreign investors are cashing on that instead of the stock's value which in return draws capital out of investments. It'll be up again, the overall market sentiment is still positive.
1746  Alternate cryptocurrencies / Altcoin Discussion / Re: Inactive dead coins awareness on: October 31, 2018, 02:09:00 PM
It's good that there's a record of what's dead. Oftentimes as people lose interest in something nobody cares enough to capture and record what was left behind before it collapses completely.

On the other hand, I don't think there's a need for 'awareness'. Provided that it's easy to review market activity, then that indicator is more important. It's also easier to check if a coin is dead with live data rather than by looking at a static record.
1747  Alternate cryptocurrencies / Service Discussion (Altcoins) / Re: ICO Bench, what are you doing? on: October 31, 2018, 01:39:22 PM
Those 'approved' experts especially, are actually all paid shills. They'll often give out 10/10 reviews for a few bucks or a promise of tokens. It's just weird.
1748  Economy / Service Announcements / Re: [ANN] Mistertango - Bitcoin friendly European Bank Account + free MasterCard on: October 31, 2018, 10:53:22 AM
How much is fee there and what is the exchange rate used by Wirex?
tx.

Their help page displays almost no fees (excepting ATM fee and account management).
However, their exchange rate earns them some % (I cannot tell exactly, it's somewhere between 1-3%, I didn't check for quite some time). And if your local currency is not EUR nor GBP you'll have to pay some extra fees (may be to cover forex, I don't know). Unless your local currency is USD, it's not worth having USD card since it has some more fees.
The issue with Wirex has always been the exchange rates. In my opinion, they employ a very dishonest practice of not disclosing that they have a fixed fee within their exchange rate. They advertise 0% fees for Crypto-fiat conversions but that's simply not true. Their prices have a stable deviation from live prices.
1749  Other / New forum software / Re: Requesting Night Mode. on: October 30, 2018, 11:21:11 PM
I'd see if adjusting brightness and contrast levels on your display and installing f.lux does any good for your eye strain.
Sorry for responding to an old reply, but since this thread was bumped recently I thought, why not?

There's an free and open source alternative to f.lux:
https://github.com/Tyrrrz/LightBulb
1750  Other / Meta / Re: Should attack ads be allowed? on: October 26, 2018, 02:47:16 PM
I personally feel like it's a gray area...

If there is a clear scam accusation with ample proof and community consensus about the validity of the scam accusation, an attack ad can actually perform a public service by warning potential victims about a proven scammer or scam tactic. In this case, i feel an attack ad to be justified, i'd even say such an attack ad would add more value to the forum than a "regular" (commercial) ad.

If it's an ad attacking a person or company on unclear grounds, i personally feel the ad should be taken down.
Like i said: it's a grey area... Who decides when there is community consesus about a certain scam? In the end it'll always be Theymos' call.

In any case, an ad should never violate the law in the jurisdiction where the forum is hosted (i believe it's hosted in the US).


I'm asking the question to see what people think about such ads in general, but I noticed it from the following ads.

This time around it's this ad:
https://i.imgur.com/UDUXZds.png

In the weeks prior it was one by the same user:
https://bitcointalk.org/index.php?topic=5036496.msg46520165#msg46520165

I've noticed recently that through several ad rounds that the forum holds, some of the advertisements were bought from parties seeking not to promote a product/service but instead attack the reputation of a third party.
Firstly i do not know what an attack ad actually is, I don't know if you can throw more light on it, so more people would actually understand your point..

If it's an ad to warn other members off scammers or a fraudulent group of people,then I totally support it as it'll reduce the possibility of falling prey to them

But like I said earlier,i need more info about this,to be able to scribble out a valid input

Thanks for bringing this up. I've edited the OP with some definitions.
1751  Other / Meta / Should attack ads be allowed? on: October 26, 2018, 01:34:44 PM
I've noticed recently that through several ad rounds that the forum holds, some of the advertisements were bought from parties seeking not to promote a product/service but instead attack the reputation of a third party.

I'd like to pose the question to see what the forum's members thing on the issue of whether or not attack ads should be allowed.

Edit:
Dictionary.com defined an attack ad as follows
Quote
a public notice, such as a printed display or a short film on television, in which a political party criticizes or abuses an opponent
https://www.dictionary.com/browse/attack-ad

I'm using it without the political notion (ascribed to it from American politics). The phrase consists of two words.
Attack
Quote
to assail with unfriendly or bitter words
https://www.merriam-webster.com/dictionary/attack

advertisement
Quote
a picture, short film, song, etc. that tries to persuade people to buy a product or service, or a piece of text that tells people about a job, etc.
https://dictionary.cambridge.org/dictionary/english/advertisement
1752  Economy / Scam Accusations / Re: Atomic Wallet and Guarda' owners == SCAM ChangeNOW' owners on: October 26, 2018, 01:26:20 PM
Who really pays for those attack ads?

First Changelly, then this. Are there any other 'instant' exchanges left to attack?

There might be a coordinated plot against competition here. Shapeshift was the leader in this space for a long time, but has maintained unfavorable margins that competitors are beating, thus offering a better service. Perhaps its investors are scared about losing their market share now that so much money has been poured in. They recently closed their smart contract project 'prism' too, after so muc development going into it.

Roger Ver and Erik Voorhees are key investors in Shapeshift.

Vorhees is known for duping investors with a project that didn't even get started after doing an IPO in bitcoin early days.

I'm absolutely to blame for the failure of FZB, and for the poor communication after it fell apart.

Now, "BTC should payback bitcoin," you say. First, investors don't get "paid back" when a business fails.


This scheme, may or may not have contributed to formulating Voorhees' bitcoin fortune and making him a 'key investor' in the space.

Ver on the other hand, built on Voorhees' concept from that failed IPO and build his own paid trolling network, paying people to promote his ideas. He used it extensively to pure vitriol on the bitcoin community and spread propaganda for his BCash altcoin.
https://twitter.com/peterktodd/status/872377516564111362

Those two are not new to using subversive tactics to promote their personal agenda. I wouldn't be surprised if they had devised a plan to hurt the reputation of their competitors by manipulating public opinion.
1753  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 25, 2018, 10:23:23 PM
Ferratum bank doesn't seem to have good reviews:

https://www.trustpilot.com/review/ferratumbank.com

Not very good times lately with Leopay and Mistertango facing difficulties.
Well, 16 reviews on trustpilot.com don't seem like a good sample to draw conclusions from... The group behind this bank is a listed company in the Frankfurt stock exchange. I'd be more inclined to trust them than most neobanks, especially after placing my trust with Mistertango and Leupay.

https://en.wikipedia.org/wiki/Ferratum
1754  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 25, 2018, 08:57:39 PM
I think I'll try migrating to https://www.ferratumbank.com this time. Why isn't it on the list yet?

For me, using neobanks is a great utility because it saves money when you receive international payments. Banks in Greece where I am all have versatile web-services and great support but their fees aren't very competitive. With local banks I would have to pay 3 or 4 EUR for outgoing/incoming transfers out of other countries, and exchange on a huge and unfavorable spread whenever another currency would be sent to me, on top also of a % with a minimum of 5 EUR exchange fee.

So overall, if someone pays in currency other than EUR it'd be 4 EUR flat for incoming transfer from other country + exchange on spread of >=2% + 1% exchange fee out of total or 5 EUR whichever is greater. Crazy.

1755  Economy / Service Announcements / Re: [ANN] Mistertango - Bitcoin friendly European Bank Account + free MasterCard on: October 25, 2018, 08:36:21 PM
I had paid for a card order recently with Mistertango staff actually confirming my order about a week ago.

Is the bank going to consider giving out refunds to recent card orders at least?
But their card was free, why did you had to pay for it? But yeah, if you paid for card just a week ago, I think you should get refund. Maybe try to talk with their support.
Ordering a new card was not free.  I was in need of another debit card and asked mistertango if I could have a replacement or new card because the free one I had gotten couldn't be used anymore (my fault for breaking it.)
1756  Economy / Service Announcements / Re: [ANN] Mistertango - Bitcoin friendly European Bank Account + free MasterCard on: October 25, 2018, 05:25:06 PM
I had paid for a card order recently with Mistertango staff actually confirming my order about a week ago.

Is the bank going to consider giving out refunds to recent card orders at least?
1757  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 25, 2018, 05:23:59 PM
Mistertango payment cards will be disabled from 1st of November, 2018

Hello, dear MisterTango friend,
 
Bringing the important news!
 
Mistertango team is sorry to announce, but due to contract cancellation with the current payment card provider, Mistertango payment cards will be de-activated and no longer working from the 1st of November, 2018.
 
To secure you from any inconvenience this situation might have caused, Mistertango team is actively working to ensure the service operations with the new payment card provider are available as soon as possible.
 
All private Mistertango clients will be able to sign up for a new payment card pre-order procedures on Mistertango website or mobile app shortly. Business clients will be informed separately.
 
All users, who will sign up for pre-orders will receive a free 1 month usage of 4,99 EUR worth Personal+ plan.
 
Sincerely,
 
Mistertango Team
Mistertango was a wild ride. Good while it lasted but obviously struggled to find a sustainable model with its corporate identity. Perhaps they would have done better if they had secured sufficient funding to test the feasibility of their free option in the long term. Now, without a debit card, I don't see any advantages to their product when compared to any other alternative.

I wonder if there's any backstory with their card provider though. The change seems very abrupt and they were giving the impression they had a reliable partnership. This certainly does not not look like a good sign for the future of Mistertango.

For what it's worth, I had an order for a new card confirmed about a week ago... And I mean, I might not like Mistertango that much, but I really don't believe they'd dupe me for 10 EUR if they had prior notice of the card provider stopping to provide services to them. And they only gave a 5 days notice!
1758  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 23, 2018, 10:04:27 PM
Correct me if I'm wrong but I think that n26 uses transferwise as an option internally for cross-currency transfers (for example, EUR to UK). My experience for the last couple of months at least has been that I was unable to use that feature though, getting an error every time I tried. Support staff told me that there was an internal issue they were waiting to be fixed. Instead I was directed to create an account on transferwise.com to actually use transferwise rates.

I don't see how that affects BTC-related transfers. At least it doesn't seem to do so directly. 
1759  Other / Archival / Re: draft on: October 23, 2018, 05:50:57 PM
.
1760  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 23, 2018, 12:43:50 AM
Guys, question. I have an Airbnb in Argentina. Opened an N26 amount a few days ago.
 I want to do the following:
1) Send my Airbnb payouts in EURO to N26
2) Send the EUROS from N26 to Bitsamp.
3) Sell bitcoin for USD in Arg to pay the bills of my airbnb (I will HODL too!!!!)

Do you know if step 2 will work?
It has always worked for me without any issues for Coinbase PRO, Bitstamp, Kraken and The Rock Trading. Can't speak for the reports other have been posting.
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