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101  Economy / Economics / Re: The Role of Education in Financial Literacy on: May 08, 2023, 11:12:11 AM
It's crucial to learn from experienced investors. You may gain insightful market knowledge by joining online groups and following seasoned cryptocurrency investors on social media. You may make better investing selections by gaining knowledge from the experiences, triumphs, and mistakes of others. Also important is actual experience: Although education is key, real-world experience is essential to fully comprehend the intricacies of bitcoin investing. You may gain practical experience in risk management, market analysis, and decision-making by starting with a small investment and monitoring its performance.
Now as the world has developed alot in financial terms and now things are not just about money you have plenty of new coins in market who are worth millions of dollars so yes financial literacy is extremely important to educate kids and students about the diversity of financial world .
 So that If they want to enter in this crypto world in future they know what to do and where to go.
102  Economy / Economics / Re: Would you consider moving abroad? on: May 08, 2023, 11:06:57 AM
So yes, would you consider moving abroad for a better future? Would you try to find a way to stay in your country, either through online work or by accessing all possible opportunities?
I will travel abroad without thinking twice about it if the opportunity shows. I can't even compare the opportunities in my country (an underdeveloped) and in countries in the west(developed countries).I have watched my friends who left the country do 10 times better, send money back to the country and build a house and set up businesses for their family members. They have gone on to attain the highest height in academia, in business and in their careers. There are no barriers or limits to them when they travel abroad like it is in my country.
Not everyone is successful after working abroad, I know several people who have worked outside and none of them can change their fortunes from work abroad, they return to their home country and look for other job opportunities, don't expect to get a decent job abroad country unless you have a friend who has successfully built a business and offered you a job abroad. The effect is that people want to work abroad because other currencies are higher than the local currency and they have to save money to collect money from their salaries so that after a few years of working abroad they will be able to build outside in rural areas and be able to buy cars.

it is not 100% guaranteed that you'll get a job but still it has a higher chance that you'll get a job as long as you are not picky but most of the people I've known that went to abroad is that they already have agency or somewhat already hired as they get through training in local before flying to another country. But there are still opportunities everywhere it is just low salary and people will say that it isn't enough which is true and they always want to earn lots of money fast that is why they will go abroad
Yes if you have good opportunities over there never go to abroad without any homework like check your options , how to earn ,what kind of jobs you can do and where and how you'll live . As moving aborad requires a heavy amount and it take your money and time so before big decisions do search.
Life is not a piece of cake for anyone you have to work hard every where.
103  Economy / Economics / Re: Have a Income? Invest in Crypto or Not? Let's think realistically on: May 08, 2023, 11:03:21 AM
If you have good know how about the market than you can surely invest in crypto and yes if you have a running income because investments are always risky and if you don't have any solid amount with you than don't go for big games because results can be scary.
104  Economy / Gambling discussion / Re: ODI cricket and general cricketing discussion [self - mod] on: May 08, 2023, 10:58:43 AM
The reason for the loss of the Pakistan team is (those who batted well in the previous 4th ODI match did not score runs in the 5th ODI match) this is the main reason for the loss of Pakistan. In the 5th ODI match, you notice that Masood, Babar Azam, Rizwan have performed very poorly in batting form. If they could have scored some runs and then the pressure on the other players would have been much less. The good batsmen collapsed in the power play which put the Pakistan team under a lot of pressure and at the end of the wicket. But if the over survived, Pakistan's victory was hidden in the survival of the wicket.
Meanwhile, New Zealand performed very well in terms of bowling due to which New Zealand's victory was assured. The small number of runs that New Zealand set was much lower than in other matches. That's why I think the biggest role behind New Zealand's victory is the bowling.


Pakistan won 4 matches but New Zealand was expected to win the 5th ODI match. In the match, New Zealand performed well in batting and bowling, although they did not perform well in the previous matches, they showed great performance in this match. Pakistan have won four matches in a row in their home games which may be why they didn't play the fifth match as hard and as hard. Pakistan's batsmen did not perform very well due to which they lost the match by losing a complete wicket. New Zealand's batting performance was excellent as they batted as well as bowled and eventually won by a huge margin of 47 runs.
In any cricket series continuous win is not impossible. There has been a lot of criticism about Pakistan cricket since the Pakistan T20 series has been drawn. In view of that, their major changes have been noticed in the ODI series. They have won the series on the one hand by winning four matches and on the other they are now in the top position in international cricket. Yesterday if the New Zealand team lost the match, it would have been a big shame for them, but by winning the last match, they would be relieved of that situation.
Yesterday Pakistan openers failed to perform and that's the reason of their defeat,  iftikhar Ahmed tried his best to do something for winning but he was all alone in this struggle.  Agha Salman scored few runs but after him not a single player stayed on pitch for longer.
On other hand that was good for Newzealand to win and they avoided whitewash .
105  Economy / Gambling discussion / Re: ODI cricket and general cricketing discussion [self - mod] on: May 07, 2023, 04:52:35 PM
Today New Zealand batted well and scored 299 which is good total to defend. Will Young was in good touch and made 89. unfortunately he was out while eleven runs short for his third ton in ODI. Lithum also made fifty but other failed to make big score. NZ middle orders performance are not good and they should improve for next series.

Pakistan batting today totally failed and all big scorers Rizwan, Babar, Fakhar went to pavilion earlier and now the real test for Iftikhar and Shadab, how they handle this match. I think NZ will win this Match with 70-100 margin. Pakistan has still 6 wickets remaining but NZ  today bowling is good enough to restrict them under 220.
What a balling performance by Newzealand they crushed all Pakistan main batting lineup and now Pakistan is in tough position. Honestly now Pakistan cannot win today's match as target is good and they have less batsman left .
Pakistan have won most of their matches against New Zealand but today's match was exceptional.  New Zealand played brilliantly today and gave Pakistan a good run target. It is doubtful whether Pakistan can cross this target and win the match today. It has been a challenging match for Pakistan.  Pakistan now need 209 more runs in 26.5 overs.  which can be fulfilled.  But I am confused whether Pakistan can do it today
Iftikhar Ahmed and Agha salman have things under control for now but still the runrate Is too low , for now match winning probability is equal for both teams and anyone can win or loose but if these two wickets fall for Pakistan than their winning will be impossible.
106  Economy / Gambling discussion / Re: ODI cricket and general cricketing discussion [self - mod] on: May 07, 2023, 04:28:42 PM
Today New Zealand batted well and scored 299 which is good total to defend. Will Young was in good touch and made 89. unfortunately he was out while eleven runs short for his third ton in ODI. Lithum also made fifty but other failed to make big score. NZ middle orders performance are not good and they should improve for next series.

Pakistan batting today totally failed and all big scorers Rizwan, Babar, Fakhar went to pavilion earlier and now the real test for Iftikhar and Shadab, how they handle this match. I think NZ will win this Match with 70-100 margin. Pakistan has still 6 wickets remaining but NZ  today bowling is good enough to restrict them under 220.
What a balling performance by Newzealand they crushed all Pakistan main batting lineup and now Pakistan is in tough position. Honestly now Pakistan cannot win today's match as target is good and they have less batsman left .
107  Economy / Economics / Re: Without government job we can survive on: May 05, 2023, 06:33:33 PM
First of all, you are doing absolutely great work. Because a lot of people try to get a government job but a few get it. If a man reads and writes to get a job, then he will get a job it’s good otherwise don’t get a job it’s harmful for him. So, everyone does a business or something different, it will be good for anyone.
Government job is the most reliable and consistent thing now and one should try his best to get one because they are permanent and you have alot of facilities in that.
But along with that side business is very important for your survival too.


Government job usually doesn't take too much time, maybe only 5 days a week so the remaining 2 days or when we get home from work we can use it for other things such as working online, don't rely too much on one source, if possible then more sources are safer because many unexpected things can happen in our life.

What he meant is that it is very stable than others, meaning if you got a permanent position there you'll be in government with a lot of benefits and a huge salary (depending on the position) which is also less work but sometimes busy, though that side hustle is a must also for just having another source of income but stability at work is really best because the government wont collapse unless the country got fall because of the debts. But yes if you got into government you'll future is already secured and even your retirement.
In government jobs realistically you don't have big salaries  but you have alot of facilities like medical , education benefits,  transportation and stuff so you will have many perks . Plus on retirement you will have a good golden handshake for your future so government job is must for your stability.
108  Economy / Gambling discussion / Re: Indian Premier League #IPL on: May 05, 2023, 06:28:52 PM
Today's 48th Match of Indian Premier League has started. Rajasthan Royals vs Gujarat Titans these two teams came to the field to play. Rajasthan Royals batted first and scored 118 runs. The runs that Rajasthan Royals scored were not the right runs to win. But I think Gujarat  Titans will win this match very easily. Rashid Khan of Gujarat Titans team has done very good bowling performance today. He took 3 wickets with 14 runs in 4 overs. Noor Ahmad took 2 wickets with 25 runs in 4 overs.
Rajasthan could not bat well today. Gujarat Titans batted brilliantly to win by 9 wickets. Gujarat won very easily finishing the game in just 13.5 overs. Wriddhiman Saha scored an unbeaten 41 off 34 balls. Shubman Gill was dismissed for 35 off 36 balls. Hardik Pandya batted brilliantly with 39 runs off 15 balls. Congratulations Gujarat Team.
A team that has lost just one match in the first five matches has lost four out of the last five matches, which means that Rajasthan Royals are ending the IPL in the opposite way that they started. Such a performance is never expected from a team at the top of the points table. 

Rajasthan Royals lost today's match very badly to Gujarat Titans. Rajasthan Royals were defeated by a huge margin of 9 wickets. If they are not able to come back in the next matches very soon, they will surely be knocked out from the group stage of this IPL. 
Rajasthan Royals need to win at least three of their next four matches to qualify for the playoffs.

That was a embarrassing defeat by Rajasthan Royals their batting lineup totally collapsed infront of Gujarat Titans  rashid Khan is the key reason for their fall.
Rajasthan Royals gave a small target 118 to chase which Gujarat Titans chased in 13 overs easily with loss of 1 wicket . This was an easy win for them .
109  Economy / Gambling discussion / Re: T20 and T20I cricket prediction and discussion on: May 05, 2023, 06:26:14 PM
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The Gujarat Titan bowling effort today particularly Rashid Khan 3 wickets in the match was remarkable. Although it would be intriguing to see how the rest of the match develops it appears that Gujarat Titan are currently in the lead. As they continue to perform well the betting odds may also be in their favour.
Rajasthan Royals needs to ask Devdutt Padikkal to open the innings as he has not performed well in the middle order and yet another disapponted innings from him and they lost 3 wickets within the first 7 overs and then Rashid Khan came and restricted one end and picked wicket and put a stamp on Rajasthan Royals and with a small total it was an easy target for Gujarat Titans and won easily.

It was absolutely easy for the Gujarat Titans. They did not even need 14 overs to get to the target. Rashid Khan was again absolutely exemplary. But I was honestly a little surprised to see Zampa go for so many runs. But honestly when that target is so small the opponent will generally have a huge confidence to play aggressively.

I am quite sure that if the target was somewhere around 160 or 170 they would have played Zampa very differently. Hardik Pandya absolutely went beast mode in this match.
An easy win for gujarat Titans 119 wasn't a difficult score to chase their top order batsman easily chased the target in 13 overs .
Rashid Khan balling crushed Rajasthan Royals totally .
110  Economy / Gambling discussion / Re: ODI cricket and general cricketing discussion [self - mod] on: May 05, 2023, 06:23:19 PM
Although all Pakistani batsmen bated well today especially Babar azam today knock was marvelous but if wee see the strike rate of first 5 batsmens then its not good enough for fast batting because now cricket become so fast. 300+ score is very good to defend for Pakistani bowlers and they have proved this in previous games.now 8 down for Nz and 108 runs required in only 48 balls which is looking quite impossible to chased. Good worked pakistan for another victory
Congratulations Pakistan No 1 ODI Ranked Team after beating New Zealand by 102 runs. Pakistan put up an incredible performance on the field, with Babar Azam amazing century of 107 runs leading the way. Usama Mir picked up 4 important wickets to seal the victory. This win marks Pakistan 4th consecutive ODI victory over New Zealand. It also propels them to the top of the MRF Tyres ICC Men's ODI Team Rankings. Congratulations to Pakistan on a well deserved victory and a special shoutout to Babar Azam for his amazing performance received the Player of the Match award well done
What a performance by Pakistan in today's match Babar Azam totally dominated the game and scored his tremendous century , balling wise usama mir and Muhammad wasim took 4 and 3 wickets which helped Pakistan in winning today's match.
Today Pakistan won by a great margin unlike other matches.
111  Economy / Economics / Re: Imagination and reality on: May 05, 2023, 01:03:05 PM
Imagination adds colors to your life it gives meaning and purpose to your life so imagination is good and productive.  You can turn your imagination in reality by working in it , dreams do come true but you have to work hard for that . Fantasy world don't work here in this world here you have to give your 100% to gain anything.
112  Economy / Gambling discussion / Re: ODI cricket and general cricketing discussion [self - mod] on: May 04, 2023, 01:35:52 PM

I heard PCB Chairmen Najam Sethi on local news channel saying that cancellation of Asia Cup will cost Pakistan 3 Million US dollars and its a big amount for PCB under given financial crisis. But PCB is willing to bear this loss as its now matter of self respect. I don't understand that if BCCI has issue playing with Pakistan then why they always willing to welcome Pakistan in there country but not willing to come to Pakistan.

PCB cannot make any decisions in regards to cancellation of Asia Cup. The decision can only be taken by ACC. The only option left for PCB is to decide not to participate in the tournament. I am sure they won't opt out but if they do then the repercussions would be big. Do remember they are going to host Champions trophy next year. Looking at the present situation it would be wise for PCB to only shift Indian teams games to UAE. Otherwise they would have to agree in shifting the entire tournament to UAE.

This is somewhat like pushing PCB to the edge of the mountain. BCCI & ACC are basically the same thing as of now. What BCCI wants automatically ACC will deliver as both are being headed by the same person. What I am suprised it that PCB took the bait and got trapped completely.

BTW, if Asia cup gets cancelled then what we will do from July to September as I am not someone who watches shit games.
Asia cup is around the corner and still there is no final decision regarding course of game and matches , whatever najam sethi is saying is totally his own matter and it has nothing to do with what will happen with Asia cup .
Hopefully ACC comes up with some final verdict about Asia cup and breaks the surprise or what's going to happen now .
113  Economy / Economics / Re: 2023: What money lessons have you learned so far? on: May 04, 2023, 01:29:47 PM
1 Invest in the future of your kids so that they have something to fall back on:
There is a saying that even though I don't come from a wealthy home, a wealthy home will come out from me. The ease with which your kids will experience life when you consciously focus on investing in the future of your kids, cannot be overemphasize. You'll be less stressful, less anxious because you got it all covered. What are some investment you think are wise to be made for the future of your kids?

Yes everyone should think about their kids in advance because if the base of a person is strong he Don't not face any difficulty in life so always save some amount not matter in which form it is.

In our country most of the people are saving money in the form of buying land so whenever their children reach to the stage of doing something or initiate some business then he can use this land to sell it and then initiate some business with that money. People sometimes do not have any thoughts about their kids so whenever they grew up they face lots of problem due to weak backgrounds about money.
2023 has been a challenging year so far interms of finance as inflation is increasing rapidly and prices if food commodities are getting out of reach of common man , so now use your money very cautiously and try to look for more than one jobs because one job is not sufficient now for a smooth living.
And yes if you want to do something for your children invest your money in some profitable venture for their future .
114  Economy / Economics / Re: The Role of Education in Financial Literacy on: May 04, 2023, 01:24:07 PM
How to Equip Yourself with Essential Knowledge to Succeed in the World of Cryptocurrency

As the world becomes increasingly digitalized, the importance of financial literacy, especially in cryptocurrency, cannot be overstated. With the rise of Bitcoin and other cryptocurrencies, it is crucial to be knowledgeable about these assets and how to invest and manage them wisely. However, the question remains: what is the role of education in financial literacy?

While some people believe that hands-on experience is the best way to learn, it cannot be denied that education in economics and finance can provide a strong foundation for success. Higher education can teach valuable skills such as critical thinking, data analysis, and risk assessment, all of which are crucial in the world of finance and investments. It can also provide theoretical knowledge that one would not otherwise acquire through everyday experiences.

On the other hand, some argue that education in finance and economics does not necessarily equate to financial literacy. They point out that many successful investors are self-taught, and that practical experience is the best teacher. Moreover, they contend that education in finance can often be expensive and not accessible to everyone.

Despite the differing opinions on the role of education in financial literacy, it is clear that individuals should seek out knowledge from a variety of sources to best equip themselves to succeed in the world of cryptocurrency. This can include following cryptocurrency news and social media, reading books and blogs on finance and investments, and seeking out practical experiences through investing and trading activities.

There is almost unlimited information today to educate oneself about financial literacy. Be it on social media, news, or in day-to-day experiences. However, the most crucial part would be gathering the right information. Most people are flooded with knowledge but lacking wisdom. they know what they do on their own finance and business yet they don't do those things.

It is having the right mode and correct information about financial literacy and applying it to everyday life. That is how self-thought millionaires and investors do. They don't need higher education,  they are just disciplined enough to do and apply the right things in their life.

Money is a great tool to obtain freedom. But a person equipped with the right information and applying it to their lives is an asset.
This is very important step to educate our generation or next generation in financial literacy as most of them have still no idea about cryptocurrency and its meaning.  It is like other modes of currency and it is the future of finance now so now education sectors should add this concept and knowledge to their course work to educate people about future of finance  .
115  Economy / Economics / Re: Use your money wisely. Invest or Deposit ? on: May 04, 2023, 01:20:21 PM
If we are confused for business then the easiest thing to develop money is by investing, currently there are many investment options available and if we dare to take risks then investing in cryptocurrencies is a good choice, the opportunity to profit 100% or more in a year makes me tempted to invest in cryptocurrencies even with a small value.

That is something you needed to prepare before you really take that step risking your hard earned money,

But I get your point as to opening or owning a business may need a huge amount of money and aside from that, you also need more time
to facilitate and learn more in enhancing the chance of growing your business to succeed,

unlike with investing you are riding with how the team behind the assets will work in achieving their goals to be profitable, either stocks or crypto or any other form of investment you need to learn about the venue or line of the business that you'll going to support and invest.
The only sensible and safer way to use your money is to have balance and control over it like don't invest total amount and don't deposit all your money . If you want to invest your money do normal investments after proper checking and deposit the rest . So that if you have loss in your investment which is very common because its a risky business you should have your deposits as backup .you Don't endup broke .
116  Economy / Economics / Re: Shrinkflation on: May 04, 2023, 01:16:20 PM
Quote
Shrinkflation is practice of reducing the size of a product while maintaining its sticker price.

I hate it when companies reduce quantity (and often quality too) of product to sell it at same price as before to combat inflation. Oh and don't forget those, "30% Extra" labels.

Inflation makes everything rise, so might as well keep the original quantity and just increase the price.

Do you agree? How would you combat inflation if you were running a company?

Yes! but it's just the company's strategic campaign despite shrinkflation. They instead use it to their advantage. It's actually true, due to shrinkflation, products typically lowered its quality, be it on size, weight, and other indicators. With that lowering the cost of production but still maintaining the selling price of any product. At first, it will be unnoticeable but it's the truth.

Companies rather fall into shrinkflation and lower their quality to keep their customers because of the price than to maintain the quality of the product but raise the selling price.
This practice is very common now and most of the companies have been doing this for a long time with total confidence   they have reduced quantity and quality of their products with increasing prices .
But it should not be done  if they are increasing the prices than they should work on their standard and customer satisfaction.  Inflation have blinded everyone and have numb public relations.
117  Economy / Gambling discussion / Re: ODI cricket and general cricketing discussion [self - mod] on: May 03, 2023, 06:00:21 PM
In the 3rd ODI match of New Zealand tour of Pakistan today, Pakistan batted first and scored 287 runs in 50 overs. Pakistan team batsman Fakhar Zaman had a bad batting performance. He got out for 19 runs in 26 balls. Babar Azam got out for 54 runs in 62 balls. Imam  -ul-Haq batted very well. He made 90 off 107 balls. New Zealand team players have performed very well. Now New Zealand has entered the field to bat.
Tonight the previous matches performer Fakher zaman didn't score long and got dismissed early but imam and baber partnership fill the gap. But unfortunately imam dismissed before his century, after that no other middle order batter score decent and quickly lose his wicket, as a result Pakistan just score 287 in first inning. While on the other side situation were too good for them but after losing his important wicket they got pressurized, now newZealand totally depends on his captain wicket because match is in fifity fifty situation and wicket of Latham can be the game changer if they hold it they will win if they lose it match will be out of Thier hand. Currently they need 92 runs on 53 balls...
Today's match is different from the previous 2 matches and the karachi pitch Is different from rawalpindi interms of batting and runs scoring, Pakistan also struggled with collecting runs and eventually put a decent target for Kiwis.
Newzealand started really good but now they have almost lost all important wickets so their chances of winning are low now .
118  Economy / Gambling discussion / Re: Test Cricket Prediction and Discussion Thread [self - mod] on: May 03, 2023, 05:57:30 PM
@Sithara007 Test cricket becomes interesting only when the big 4 play and thus it’s not a surprise that ICC doesn’t even bother to make changes in the current system. Also I too love watching the Ashes because of the history of this tournament and the epic rivalry that England and Australia share, however currently I feel that Australia will crush England if England player’s quit international cricket for Franchise cricket.
We still don't know which players are currently involved in discussions with the IPL franchises. My guess is that it will be Ben Stokes, Jos Buttler, Sam Curran, Mark Wood, Moeen Ali and Jason Roy. Ben Stokes is currently captaining the England test side and his absence will be a big blow. For now, bowling won't be much impacted, since most of the workload will be handled by Stuart Broad and Jimmy Anderson. There is no such threat for Australia. Their players always prefer playing for the country, over IPL contracts.

This is a very unique situation. It is hard to come up with a solution, to be honest. If we put it in simple terms, basically the players want the money that they are getting from the IPL to be the exact same as what they get from the cricket board. But IPL is always going to pay a lot more. At least compared to the national cricket board.

I believe IPL has actually done this very well because they have recognized that they will have a better chance with the England players for this type of contract instead of the Australian players.

So they are trying to lure the England players in. They also know that if an England player does agree to this type of contract, probably Australian players will also follow in their footsteps. I believe right now nothing is certain.
Now everything is about money and we can see various players leaving their national teams and series over richy rich IPL. 
And that's how the world works now, IPL have been successful in bringing all top players from the world for cricket and have given pretty exciting matches to its fans from all over the globe.
119  Economy / Gambling discussion / Re: T20 and T20I cricket prediction and discussion on: May 03, 2023, 05:54:03 PM
Rain could robably knock out CSK or LSG out of the playoffs thanks to points being split between them later on. I feel that CSK would have struggled, but would win ultimately against LSG since LSG's bowling isn't the best.

Also, it looks like Punjab will win against MI since Mumbai won't be able to chase 200+ scores everytime. Archer turned out to be a horrible buy for them.
Mumbai Indians win decently today they chased a huge target easily and cleanly   Suryakumar Yadav magic again worked for his team.
Brilliant game by MI , Punjab Kings did their best but balling wise they couldn't stop Suryakumar Yadav.
120  Economy / Gambling discussion / Re: ODI cricket and general cricketing discussion [self - mod] on: May 03, 2023, 03:01:08 PM

New Zealand won the toss and decided to bowl. Naturally they need a win in today's match otherwise they will lose the series. Currently Pakistan team is playing 44 overs. They have shown great skill in batting. Pakistan team score 233 in 44 overs. It is estimated that they will be able to score a total of 290  in 50 overs. But the victory in the match will depend on the New Zealand batting. If they can hold on to their wickets, New Zealand will have a chance to win the match.

Probably, today's match may be very difficult for New Zealand due to Pakistan's bowling action. As the series is a battle for survival, the game can be quite exciting. Fakhar Zaman has been the player of the match in the last two matches, but there is no possibility of that in the third ODI. His collection is only 19 in today's match.
PAK team today play very good. 1st innings ended. PAK team final score is 287 by 6 wickets. Imam-ul-Haq took 90 runs via playing 107 balls . New Zealand need 288 for win. Pakistan team bowling position is very strong. Shaheen Afridi can do anything today. Today's match very difficult for New Zealand. New Zealand need to play with Patience .
Pakistan managed to give a pretty good target to Newzealand 286 runs , today Newzealand balling was good too they put good pressure on Pakistani batsman .
Now Pakistan balling will decide about todays match either its going in favour of them or Kiwis.
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