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Author Topic: Is it better to save money or invest it?  (Read 1181156 times)
pokerplayerpro
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August 15, 2017, 02:30:17 PM
 #10741

investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees. i investingg all time every daY
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August 15, 2017, 02:36:35 PM
 #10742

For me it is better to save money for an emergency matter but in contrary it is better to invest it for your future so it will grow when time fly by  Wink

If i really had some money and i wanted to keep them for an emergency, i would of course consider bitcoin for that matter too. I would keep my funds in bitcoin so that i had savings as well as some profit with the time as the price keeps moving in long term and we have seen this since bitcoin is in the market.

Everyone always wanted to save money as it is sure as to secure the money for the future.  And yes bitcoin is good to save because it will increase its price even if you just keep it in your wallet.  But if given a chance I would consider investing after saving emergency funds.  As we all know investing is quite risky yet it will give you profit.
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August 15, 2017, 03:12:27 PM
 #10743

For me its better to save money becuase bitcoin will change the value everyday but im a still a newbie dont have any bitcoins but i will earn some bitcoin someday and saved for my future and ill wait forgrowing the value of the bitcoin Smiley
If you save it for a long time I think in the end it will be something very profitable investment in the future. Saving bitcoins and saving paper money for a long time I think it's something much different.
In present, nobody want saving their money with paper money, they will choose other asset can increasing up the value like Gold, Real Estate, or cryptocurrency Bitcoin. Because the value of paper money always decreasing every years.
I do believe majority of the people are still into savings without thinking of investing, most people does not want to take risk so expect they will
not venture into business. If they do then we should be seeing a massive adoption with bitcoin but it has not happen yet despite a good price seen.
We need to think about the investing as well and not always about saving because saving will not help us to become rich because the money in our savings are not working for us and if we can't turn our money into a worker for us then somebody will use that money to turn it into a worker for them so they can have a passive income and that what we should work for our savings so we can have a good future.
Exactly, saving does not help us to become rich, but it helps us feel safe because we always have some money to use in emergency situations, we never worry about losing money when saving. However, saving makes us unable to make more money, and our lives will never be better if we only save, so I think we should choose the investment despite the risk, but if successful, our lives will be better than ever.

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August 16, 2017, 03:29:03 AM
 #10744

Is it better to save money in bank or invest it online, in real estate or maybe gold?
They are both good to apply, we must save and we must do also invest both must be in balance so that we can easily have money in the future. Investing online was a good only of you're gonna but atlcoin in any legit exchange site platform like bittrex and poloniex. Just make sure only that the coins which you are going to choose is always on top 20 listed at the coinmarketcap and always look for the volumes.
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August 16, 2017, 05:41:39 AM
 #10745

If you have some extra money you don't need, invest it. This is the only way that you get something in return. Some kind of profit and enlarge your savings. Investing in bitcoin is also a good decision. With investment you also make savings,so it's mutual.
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August 16, 2017, 06:18:53 AM
 #10746

If you have some extra money you don't need, invest it. This is the only way that you get something in return. Some kind of profit and enlarge your savings. Investing in bitcoin is also a good decision. With investment you also make savings,so it's mutual.
investing is somehow a form of saving, yet risky since were not sure if it will be a successful project so better make some research on what project we were going to invest and if its legit.
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August 16, 2017, 07:17:30 AM
 #10747

If you have some extra money you don't need, invest it. This is the only way that you get something in return. Some kind of profit and enlarge your savings. Investing in bitcoin is also a good decision. With investment you also make savings,so it's mutual.
investing is somehow a form of saving, yet risky since were not sure if it will be a successful project so better make some research on what project we were going to invest and if its legit.
That's given already, when you invest you have to study otherwise you are just gambling which is not certain if you have
a big chance or not. In investing, the information is present and you can analyze it directly and know if it's worth investing or not.
With a lot of investing opportunity in the world both legitimate and scam, it's your call on what to choose.

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August 16, 2017, 07:36:05 AM
 #10748

Saving money should almost always come before investing money. Think of it as the foundation upon which your financial house is built.


The reason is simple. Unless you inherit a large amount of wealth, it is your savings that will provide you with the capital to feed your investments. If times get tough and you require cash, you'll likely be selling out your investments at the worst possible time. That is not a recipe for getting rich.


In simple words, don't put all of your eggs in one basket, invest some of your savings in Crypto like BTC or ETH, and also keep some portion of your savings for emergency needs.
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August 16, 2017, 07:44:46 AM
 #10749

I think it is better to save money on bitcoin because there’s a big possibility that it will grow easily because the value of bitcoin always change and it is for the good. We all know that the price of bitcoin also fluctuates and goes down but it is not a problem because it will also goes up and make it much higher than the last price.

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August 16, 2017, 08:41:53 AM
 #10750

Saving the money is better option and if you get good investment opportunity with good profit then invest the saved ones in it and can double our savings.
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August 16, 2017, 08:49:22 AM
 #10751

I think it is better to save money on bitcoin because there’s a big possibility that it will grow easily because the value of bitcoin always change and it is for the good. We all know that the price of bitcoin also fluctuates and goes down but it is not a problem because it will also goes up and make it much higher than the last price.
The best way to say it is to invest your savings in bitcoin because putting your money in bitcoin is already putting your money at risk.
It's a good way to expect a growth of our money but we have to also think it's not good to risk it all, still put what you can afford to lose.

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August 16, 2017, 12:00:29 PM
 #10752

Is it better to save money in bank or invest it online, in real estate or maybe gold?

In my opinion its better to invest money than to save so even if you dont use your money it is still earning . I think investing in real estate than bank.
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August 16, 2017, 02:35:23 PM
 #10753

It depends on the need, Saving means that you set aside money and will be used if necessary and Investment means you put money elsewhere so you expect the investment to rise in value so you earn a profit
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August 16, 2017, 02:44:54 PM
 #10754

The Bank is not able to bring you income. The maximum that you can get from the Bank is compensated for the inflation of the currency. Even if you are not able to trade on the exchange it is cheaper to keep free money in bitcoin. Its price grows and generates income more than any Bank can offer you.
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August 16, 2017, 04:08:12 PM
 #10755

The Bank is not able to bring you income. The maximum that you can get from the Bank is compensated for the inflation of the currency. Even if you are not able to trade on the exchange it is cheaper to keep free money in bitcoin. Its price grows and generates income more than any Bank can offer you.
Yes but the bank is much safer because it is their responsibility and liability if your money was been go to somewhere if it is not your fault or irresponsive holder of any card which use to withdraw. For the bitcoins as invesment in the wallet there are many risk to hackers, web wallets not assured but both is a good thing an additives to value your money.


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August 17, 2017, 03:13:32 AM
 #10756

For me it is better to save money for an emergency matter but in contrary it is better to invest it for your future so it will grow when time fly by  Wink

If i really had some money and i wanted to keep them for an emergency, i would of course consider bitcoin for that matter too. I would keep my funds in bitcoin so that i had savings as well as some profit with the time as the price keeps moving in long term and we have seen this since bitcoin is in the market.
I like this idea but I think it is a better idea to keep cash when it comes to an emergency fund, bitcoin is great but unless you can pay your emergencies with bitcoin then you are going to have to convert it to fiat, and when it comes to emergencies time is key so keeping cash in this particular scenario seems a superior alternative.
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August 17, 2017, 03:55:42 AM
 #10757

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It is better to invest it online, since online is a broad thing, which means there are lots of ways to earn online depending on an individual's skills. I choose investing over saving because, I want to make my capital grow. But saving is also a good option especially to have something if needed or for emergency purposes. But you can also invest then save what you will earn from it.

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August 17, 2017, 07:31:17 AM
 #10758

For sure not to invest on Real Estate ,that flood of printed money created one big bubble
stocks at that level the same ,part of money in bitcoin can be good saving,just be careful,if you can find save asset,it can be good,gold is over manipulated,so it is hard

Generally i think it will be crash on stocks,real estate,after crash,if you have cash you can invest more aggresive
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August 17, 2017, 03:27:02 PM
 #10759

For me save money or invest are same better . all people want to become a rich they doing invest and save. but many people saving their bitcoin to an emergency porpuses like paying bills or dailyneeds etc.
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August 17, 2017, 06:37:53 PM
 #10760

The Bank is not able to bring you income. The maximum that you can get from the Bank is compensated for the inflation of the currency. Even if you are not able to trade on the exchange it is cheaper to keep free money in bitcoin. Its price grows and generates income more than any Bank can offer you.
Banks are not operating to provide us profits, they are there just to make capital with our moneys and pay us back only a small portion of that profit. The only secure and easy way of earning big profit with your little investments is stepping into digital world and working for saving bitcoins.
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