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Author Topic: Is it better to save money or invest it?  (Read 1181156 times)
suryana
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August 04, 2017, 01:35:14 PM
 #10561

I think its better to invest your money than to save money because when you invest your money it could grow and earn big profit on the other hand when you just save your money it will just remain and its value could stock and not earn at all.

Investing is better option for me. Because in investing, money can work and produce. My worry about saving is about inflation, which make value of savings to be reduced.

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Tungsten-1
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August 04, 2017, 01:53:12 PM
 #10562

I think its better to invest your money than to save money because when you invest your money it could grow and earn big profit on the other hand when you just save your money it will just remain and its value could stock and not earn at all.
I think both are better when if you invest your money in any business or online cryptocurrency your money have to grows. Otherwise if you save your money it is also profitable but in low amount profit but good, and saving saving money is the shape of that you save it in bank.
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August 04, 2017, 02:07:32 PM
 #10563

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
For me I'll go for investing because it can be a way for be successful someday.  Amd i believe that investing is a good way to make your money bigger and bigger then use it when it's plenty.
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August 04, 2017, 03:35:27 PM
 #10564

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
For me I'll go for investing because it can be a way for be successful someday.  Amd i believe that investing is a good way to make your money bigger and bigger then use it when it's plenty.

Yes, only by investing then we can generate unlimited profit, if we rely on bank interest course we can only get no more than 1% per month while investment can 10% per month.
Forhadm
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August 04, 2017, 04:19:12 PM
 #10565

yes bitcoin is the proper way to save money because when we do work at bitcoin side then we can get some or more profit for this bitcoin side and this money has keep a wallet side i think its the better way to this saving money side.
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August 04, 2017, 04:39:54 PM
 #10566

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
For me I'll go for investing because it can be a way for be successful someday.  Amd i believe that investing is a good way to make your money bigger and bigger then use it when it's plenty.

Yes, only by investing then we can generate unlimited profit, if we rely on bank interest course we can only get no more than 1% per month while investment can 10% per month.
Bitcoin still have choice for people want saving with it and earning profit every day as saving in Banks. You can try lending on Poloniex exchange and enjoy the profit from this type, sometimes your loan offer can reach to 5% per day as in July 30 - August 2nd.

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Singwala
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August 04, 2017, 05:03:22 PM
 #10567

Its better to save than invest. if you invest there's a risk of scams. I'm also expriece this all of my earning and a hope for a dream  house has gone on this investment.

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mornabo
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August 04, 2017, 05:11:08 PM
 #10568

I think its better to invest your money than to save money because when you invest your money it could grow and earn big profit on the other hand when you just save your money it will just remain and its value could stock and not earn at all.

Investing is better option for me. Because in investing, money can work and produce. My worry about saving is about inflation, which make value of savings to be reduced.
Yeah save will also have a risk because every currency will experience a rate change or inflation, but if you do not have a plan to save, then what will you do with the income from your investments? Are you going to use for investment again? Of course it would be very risky, saving its important dude, whatever the risk
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August 04, 2017, 05:50:33 PM
 #10569

I think its better to invest your money than to save money because when you invest your money it could grow and earn big profit on the other hand when you just save your money it will just remain and its value could stock and not earn at all.

Investing is better option for me. Because in investing, money can work and produce. My worry about saving is about inflation, which make value of savings to be reduced.
Yeah save will also have a risk because every currency will experience a rate change or inflation, but if you do not have a plan to save, then what will you do with the income from your investments? Are you going to use for investment again? Of course it would be very risky, saving its important dude, whatever the risk
If you are a type of person which do really afraid of risk then you should not really make some investment and you will surely stick on saving your money than on investing because you are afraid but knowing the reality there are people who do really love to take the risk on making investment as long they know they can possible make profits out of their money. It really depends on your interest on making investments and accepting the risk.

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kpcian
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August 04, 2017, 06:52:46 PM
 #10570

definitely, the investment would be a better option for making money rather than saving money. though investment requires a little bit risky, it also brings sufficient level of profit. so if you take a risk then you will be rewarded for the time being. so I always pick the potential profitable side that is investment,
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August 04, 2017, 07:08:14 PM
 #10571

Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
MMA
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August 04, 2017, 10:24:47 PM
 #10572

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
For me I'll go for investing because it can be a way for be successful someday.  Amd i believe that investing is a good way to make your money bigger and bigger then use it when it's plenty.

Yes, only by investing then we can generate unlimited profit, if we rely on bank interest course we can only get no more than 1% per month while investment can 10% per month.
Bitcoin still have choice for people want saving with it and earning profit every day as saving in Banks. You can try lending on Poloniex exchange and enjoy the profit from this type, sometimes your loan offer can reach to 5% per day as in July 30 - August 2nd.
i think that if you desperate need for it then you should use it, but if you can manage to hold it then you should try to hold it for a long time because bitcoin has a very bright future and i am sure that in future bitcoin will have very high price therefore holding bitcoin for the price increase will be a very good decision.
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August 05, 2017, 03:11:55 AM
 #10573

Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.


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freeyourmind
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August 05, 2017, 07:27:26 AM
 #10574

Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.

With that type of risk, we can also lose 50% in a month as well.  No one is making 100% gains per month consistently.  And 15% a year from risk free savings would be amazing, if it actually existed  Tongue
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August 05, 2017, 07:34:44 AM
 #10575

Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.

It is the game of risk and as a thumb rule of investing says, the higher risk would give higher returns and lower risk would fetch lower returns so it all depends on the risk profile of the investor and it differs from investor to investor. I have personally lost 100% capital in my initial days of trading but when it comes to the long term, I have made much more than 100% multiple times so far so the thing I learned from it is 'trading is not everyone's cup of tea but that doesn't mean he won't be able to drink that coffee in the long term'.
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August 05, 2017, 07:53:12 AM
 #10576

Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.
That's the big difference that is why we should choose to invest while we continue saving as well.
Both really provide great help into our life but we cannot be playing safe all the time, we take risk because we want to earn
more which are not possible in saving alone.
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August 05, 2017, 07:54:23 AM
 #10577

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It still depend on someone whether they will save their money on bank or invest it online. If don't want to put their money on risk they should better to save their money in bank this allow them to check and manage their money if their want to withdraw it. But if they want profitable way they should go for investment. Bitcoin is one of the best option for investment especially if you target is for long term investment giving you oppotunity to secure your future.

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August 05, 2017, 08:11:13 AM
 #10578

It's better to invest it, because if we just keep it we will not get a profit, but if investing it we will get much better profit than just saving it, because investing is also a form of doubling money that is quite safe and good rather than gambling.
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August 05, 2017, 09:26:40 AM
 #10579

It's better to invest it, because if we just keep it we will not get a profit, but if investing it we will get much better profit than just saving it, because investing is also a form of doubling money that is quite safe and good rather than gambling.
Of course if told to choose between investing and saving will certainly prefer investment because it will give you a profit even doubling your profits, but not necessarily you remove the save from your plan, because saving is a necessity, you will not be able to get rich if you have no good save plan
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August 05, 2017, 09:35:47 AM
 #10580

It's better to invest it, because if we just keep it we will not get a profit, but if investing it we will get much better profit than just saving it, because investing is also a form of doubling money that is quite safe and good rather than gambling.
True but you must be aware to learn before you invest in any kind of investments because there are so many investments now around the internet which is created and intended to scam or run our money . Both saving and investing is much better just have some amounts to save .


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