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Author Topic: Is it better to save money or invest it?  (Read 1181159 times)
Crazygreek
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June 28, 2016, 03:34:20 PM
 #5301

For me both this ways of managing money is so bad when they are divided, using both of them at once you can get some resaults at my opinion.

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June 28, 2016, 04:30:55 PM
 #5302


In every case there is risk but when you overcome that risk then only you can earn something. If you had saved some money and you are using that money but you have nothing to add to that saving then the saving ultimately finished. So, investing and saving would be better.

Exactly. A circulation is a continous process so if you are spending away some money, you have to bring it back to keep up with your savings.

That's why an investment or any source is a must thing to do to make a proper management of our money whether for saving or spending purposes.

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mrhelpful
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June 28, 2016, 04:39:36 PM
 #5303


In every case there is risk but when you overcome that risk then only you can earn something. If you had saved some money and you are using that money but you have nothing to add to that saving then the saving ultimately finished. So, investing and saving would be better.

Exactly. A circulation is a continous process so if you are spending away some money, you have to bring it back to keep up with your savings.

That's why an investment or any source is a must thing to do to make a proper management of our money whether for saving or spending purposes.

This just falls upon the persons self control really..

If they lack in that area, then they shouldnt even bother with it unless someone does it for them. Since they will be tempted to pull out if it increased a bigger balance.
vero
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June 28, 2016, 05:50:49 PM
 #5304


In every case there is risk but when you overcome that risk then only you can earn something. If you had saved some money and you are using that money but you have nothing to add to that saving then the saving ultimately finished. So, investing and saving would be better.

Exactly. A circulation is a continous process so if you are spending away some money, you have to bring it back to keep up with your savings.

That's why an investment or any source is a must thing to do to make a proper management of our money whether for saving or spending purposes.

This just falls upon the persons self control really..

If they lack in that area, then they shouldnt even bother with it unless someone does it for them. Since they will be tempted to pull out if it increased a bigger balance.
the problem is sometimes we are easily influenced by the bad news that is not clear so we will pull out all investments in one day to sell it at the cheap price

torrentheaven
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June 28, 2016, 09:47:34 PM
 #5305


In every case there is risk but when you overcome that risk then only you can earn something. If you had saved some money and you are using that money but you have nothing to add to that saving then the saving ultimately finished. So, investing and saving would be better.

Exactly. A circulation is a continous process so if you are spending away some money, you have to bring it back to keep up with your savings.

That's why an investment or any source is a must thing to do to make a proper management of our money whether for saving or spending purposes.

This just falls upon the persons self control really..

If they lack in that area, then they shouldnt even bother with it unless someone does it for them. Since they will be tempted to pull out if it increased a bigger balance.
the problem is sometimes we are easily influenced by the bad news that is not clear so we will pull out all investments in one day to sell it at the cheap price

Just keep one thing in mind that bad news will always travel faster then good news, do not listen to people around you, take your own decisions and act accordingly.
Babayega31
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June 29, 2016, 04:58:13 AM
 #5306


In every case there is risk but when you overcome that risk then only you can earn something. If you had saved some money and you are using that money but you have nothing to add to that saving then the saving ultimately finished. So, investing and saving would be better.

Exactly. A circulation is a continous process so if you are spending away some money, you have to bring it back to keep up with your savings.

That's why an investment or any source is a must thing to do to make a proper management of our money whether for saving or spending purposes.

This just falls upon the persons self control really..

If they lack in that area, then they shouldnt even bother with it unless someone does it for them. Since they will be tempted to pull out if it increased a bigger balance.
the problem is sometimes we are easily influenced by the bad news that is not clear so we will pull out all investments in one day to sell it at the cheap price

Just keep one thing in mind that bad news will always travel faster then good news, do not listen to people around you, take your own decisions and act accordingly.

Yeah because you are controlling your own decision and you will be the one who will suffer if you step in the wrong path thats why its really better to not quit the thing you are benifited the most because its just fab today and anything happens if this coin well benno longer consider to all people thats why stick to your job today it can bring you to more comfortable life.

PokerFace3
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June 29, 2016, 05:04:29 AM
 #5307

For me both this ways of managing money is so bad when they are divided, using both of them at once you can get some resaults at my opinion.

In my opinion, by doing this at the same time will probably give you positive results. Because even you are going to invest but you don't have savings
your investment will just be wasted because you need to support savings for it.
yeah Its better to invest only some portion of your savings and reinvesting the payouts from it to different other places that will definitely gone a help you to build up your finance Smiley
Enotche
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June 29, 2016, 05:36:10 AM
 #5308

For me both this ways of managing money is so bad when they are divided, using both of them at once you can get some resaults at my opinion.

In my opinion, by doing this at the same time will probably give you positive results. Because even you are going to invest but you don't have savings
your investment will just be wasted because you need to support savings for it.
yeah Its better to invest only some portion of your savings and reinvesting the payouts from it to different other places that will definitely gone a help you to build up your finance Smiley

Yes, that's right. Now is a busy time, a time of uncertainty and suspense. Therefore, due to the decrease in prices, buy Bitcoin, but at the same time preserve their assets. Buy on the amount that is not a pity to lose, which can block the long-term assets.
However, reading the news, it develops a good impression and hope for the growth of Bitcoin.
saiha
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June 29, 2016, 05:41:35 AM
 #5309

For me both this ways of managing money is so bad when they are divided, using both of them at once you can get some resaults at my opinion.

In my opinion, by doing this at the same time will probably give you positive results. Because even you are going to invest but you don't have savings
your investment will just be wasted because you need to support savings for it.
yeah Its better to invest only some portion of your savings and reinvesting the payouts from it to different other places that will definitely gone a help you to build up your finance Smiley

I agree with you. Investing the other portion of your savings is a great way to start out a business or investment. But still don't forget to keep on saving because it will really help you in the times of needs.

Vires in Numeris
Zooplus
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June 29, 2016, 06:53:22 AM
 #5310

For me both this ways of managing money is so bad when they are divided, using both of them at once you can get some resaults at my opinion.

In my opinion, by doing this at the same time will probably give you positive results. Because even you are going to invest but you don't have savings
your investment will just be wasted because you need to support savings for it.
yeah Its better to invest only some portion of your savings and reinvesting the payouts from it to different other places that will definitely gone a help you to build up your finance Smiley

I agree with you. Investing the other portion of your savings is a great way to start out a business or investment. But still don't forget to keep on saving because it will really help you in the times of needs.
My plan really is to invest with bitcoins and when the time I can make a good profit, I will withdraw some of my funds and put it in a real business that my passion will be use, I like to build my own restaurant as I now it is a profitable business at any portion of the world.
cambda
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June 29, 2016, 06:55:37 AM
 #5311

For me both this ways of managing money is so bad when they are divided, using both of them at once you can get some resaults at my opinion.

In my opinion, by doing this at the same time will probably give you positive results. Because even you are going to invest but you don't have savings
your investment will just be wasted because you need to support savings for it.
yeah Its better to invest only some portion of your savings and reinvesting the payouts from it to different other places that will definitely gone a help you to build up your finance Smiley

I agree with you. Investing the other portion of your savings is a great way to start out a business or investment. But still don't forget to keep on saving because it will really help you in the times of needs.
My plan really is to invest with bitcoins and when the time I can make a good profit, I will withdraw some of my funds and put it in a real business that my passion will be use, I like to build my own restaurant as I now it is a profitable business at any portion of the world.

Yeah restaurant business is always on booming stage and its always in demand, and best thing about is that you can get regular profits and it can be a good source of income too.
bitcoinhopper
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June 29, 2016, 07:18:44 AM
 #5312

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
I dont think it is really good to save and imvest in the same time but you can save money for investments that seems a better idea dont you think so.
I think that people with allot of money needs to invest and not only saving money because when the rich invest they are also saving.

Nowl1935
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June 29, 2016, 07:30:53 AM
 #5313

Most people don't realize the tailwinds you face in trying to earn your way into becoming rich. People make their first million by saving it. Then they make their next million through capital gains (investment or their own business) that can be tax deferred and have a lower tax rate.

If you save an extra dollar, you can invest a dollar. But if you earn an extra dollar, you only pocket 50 cents after marginal tax.
 
what i am trying to emphasize is you must save first before to engage investment.

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June 29, 2016, 07:35:05 AM
 #5314

For me both this ways of managing money is so bad when they are divided, using both of them at once you can get some resaults at my opinion.

In my opinion, by doing this at the same time will probably give you positive results. Because even you are going to invest but you don't have savings
your investment will just be wasted because you need to support savings for it.
yeah Its better to invest only some portion of your savings and reinvesting the payouts from it to different other places that will definitely gone a help you to build up your finance Smiley

I agree with you. Investing the other portion of your savings is a great way to start out a business or investment. But still don't forget to keep on saving because it will really help you in the times of needs.
My plan really is to invest with bitcoins and when the time I can make a good profit, I will withdraw some of my funds and put it in a real business that my passion will be use, I like to build my own restaurant as I now it is a profitable business at any portion of the world.

Yeah restaurant business is always on booming stage and its always in demand, and best thing about is that you can get regular profits and it can be a good source of income too.
Anything would do as long as you are doing it with your passion. And the businesses with great demand in the community will give you a good potential profit.

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Chrismeister
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June 29, 2016, 08:20:21 AM
 #5315

invest is for people that they can loose.
save is for people that they have no reserve.

you can invest and loose or win.
you can save ... and you win always.
As you can see for now it is really better to invest your money into the bitcoin becasue the price is dropping allot and after the drop the bitcoin will rise again as always.
So if you want to make money in a short time buy bitcoins right now so invest and not safe money this time.
gerXhonza
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June 29, 2016, 08:24:28 AM
 #5316

invest is for people that they can loose.
save is for people that they have no reserve.

you can invest and loose or win.
you can save ... and you win always.
As you can see for now it is really better to invest your money into the bitcoin becasue the price is dropping allot and after the drop the bitcoin will rise again as always.
So if you want to make money in a short time buy bitcoins right now so invest and not safe money this time.

If you want to invest for long term in bitcoin then this is the best price to buy some coins and save it for future as it is expected price will be higher at the end of the year.
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June 29, 2016, 08:29:06 AM
 #5317

I think both save money and invest are good, so why not do both ? Seperate your money into half, half for save your money and the rest for invest. I think it's a good plan.
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June 29, 2016, 09:40:25 AM
 #5318

There is research on the most profitable type of real estate investing in terms of limited budget https://tranio.com/traniopedia/tips/high_yields_on_real_estate_where_to_find_them_and_what_to_know/. It says that a short-term rental property would make you a stable and high profit – about 5% yield. To minimise risk, you can use the services of professional management companies (this costs 20−25% of the total rental revenue), the expenses will be rewarded with higher occupancy rates. The best choice is a one-bedroom apartment in the center of a big european city.
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June 29, 2016, 11:07:31 AM
 #5319

This question depends all about the person you are are you a person who are good in saving money you should go further and save your money you know you can always
invest your saved money later. But when you already got enough money and dont want to save invest money you will only get more.!
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June 29, 2016, 04:06:45 PM
 #5320

This question depends all about the person you are are you a person who are good in saving money you should go further and save your money you know you can always
invest your saved money later. But when you already got enough money and dont want to save invest money you will only get more.!

I do not use all my income for a living. So I will use the spare money to invest, especially the bitcoin for the future.
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