Is it better to save money or invest it?

[Master_dandosha]

I think it is better to save 25 % of money in any means bitcoin\Gold\Bank and invest the rest 75% in something that really you know about in real life .
Thank you

[Positid]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

The thing is, playing too safe sometimes are boring and those who does not take risk will not be rich in life. Only those who knows how to take the risk can easily identify the opportunity and that is bitcoin for now which is a big opportunity for me, investing in it is very risky but has a good promise of return in the future.

[goldcoinminer]

I think it is better to save 25 % of money in any means bitcoin\Gold\Bank and invest the rest 75% in something that really you know about in real life .
Thank you

I think that is too much for an investment, remember that basic rule in investing that we should only invest what we can afford to lose and that should be lower than our savings for future emergencies, leisure, and others combined. Investing in bitcoin is promising but still very risky so we should not go all in.

[Shibashi Dogemoto]

I think it is better to save 25 % of money in any means bitcoin\Gold\Bank and invest the rest 75% in something that really you know about in real life .
Thank you

I think that is too much for an investment, remember that basic rule in investing that we should only invest what we can afford to lose and that should be lower than our savings for future emergencies, leisure, and others combined. Investing in bitcoin is promising but still very risky so we should not go all in.

I think it should be 60/40 ratio, 60% should go in saving and rest 40% should be in investment as if your investment clicks then even 40% can give you best returns and if it goes other way then 60% saving will take care of you in your tough times.

[Denker]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

Saving is good but it will not make you rich in future and even your savings will not be worth in future as you also should think of inflation rate at that time, savings will not help your money to grow.

Saving money is not equal with saving currency!!
Gold and silver can be money!It had been that for thousands of years in the past.
Bitcoin is money!
So don't make the mistake and mix currency with money!There are two completely different things!

[dunfida]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

Thats the right decision on things that you arent sure  what would be your decision, if you decide to invest then  you must know the risk involved into it and you are ready or prepared on what cicumstances  that would happen in the future but if youre afraid to risk then  it good to save  your money as also others said.

[greBit]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

Thats the right decision on things that you arent sure  what would be your decision, if you decide to invest then  you must know the risk involved into it and you are ready or prepared on what cicumstances  that would happen in the future but if youre afraid to risk then  it good to save  your money as also others said.

Do you really think that saving will really help you in long run? If you are not aware about the market or investments then you can always take an guidance from financial experts before investing.

[deisik]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

Thats the right decision on things that you arent sure  what would be your decision, if you decide to invest then  you must know the risk involved into it and you are ready or prepared on what cicumstances  that would happen in the future but if youre afraid to risk then  it good to save  your money as also others said.

Do you really think that saving will really help you in long run? If you are not aware about the market or investments then you can always take an guidance from financial experts before investing.

Everyone with an opinion and Internet access considers himself to be a financial expert

[ronaldo40]

each people have diffirent hoby and focus, im focus at crypto mining, crypto earning, and crypto mining.
so i will choose invest is better, and best invest is buying VGA, psu , motherboard etc. for me building mining rig is best option.

crypto mining can be profitable, because quite a lot of choice of coins and lots of new coins was born. while mining bitcoin, the longer it will probably be less and less profitable. I am interested in it, but I am still constrained electricity.

[lister storm]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

[dezoel]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

Growing our coins is very important to increase the level of our coins in wallet and that is possible with trading and better option is to go for altcoin trading.

[CrimBit]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

are you are trader..? are you know the bitcoin price can fail and rise in 1day ? if you thinking no risk at trader, you are wrong. each people who know how to growing his money in trading he will know how burn his money in trading too.

[deisik]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

You are right there is no risk in trading apart from the risk of losing your money due to an adverse price change or an exchange being hacked, but it's a minor issue really...

Other than that your money is safe indeed

[JumperX]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

are you are trader..? are you know the bitcoin price can fail and rise in 1day ? if you thinking no risk at trader, you are wrong. each people who know how to growing his money in trading he will know how burn his money in trading too.

But even if price falls then you need to hold your coins without getting panic and that will test your patience level as we know even if price falls today it will rise tomorrow.

[Johnny00]

It's not guaranteed price will rise. They are many coins out here that Will compete

[richardsNY]

It's not guaranteed price will rise. They are many coins out here that Will compete

Every coin that is being released will always carry the title of altcoin. And that's exactly how people treat them. Every feature that they have is a gimmick. Great that it's included, but no one really needs it. Altcoins are nothing more than a tool to make quick profits.

[CrimBit]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

are you are trader..? are you know the bitcoin price can fail and rise in 1day ? if you thinking no risk at trader, you are wrong. each people who know how to growing his money in trading he will know how burn his money in trading too.

But even if price falls then you need to hold your coins without getting panic and that will test your patience level as we know even if price falls today it will rise tomorrow.

the problem is when you need money for something, you don't have any money except altcoin. or you see chance of other altcoin can rise more than your altcoin, then you must sell your altcoin at any cost.

[boyptc]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

are you are trader..? are you know the bitcoin price can fail and rise in 1day ? if you thinking no risk at trader, you are wrong. each people who know how to growing his money in trading he will know how burn his money in trading too.

But even if price falls then you need to hold your coins without getting panic and that will test your patience level as we know even if price falls today it will rise tomorrow.

the problem is when you need money for something, you don't have any money except altcoin. or you see chance of other altcoin can rise more than your altcoin, then you must sell your altcoin at any cost.

Well for me it is always better to save money rather than you are going to invest. Because in investment you must have enough savings so that you are going to keep on supporting your investments because once it is going to be on the down fall then possibly you are going to just lose your investment if you don't have savings.

[Xester]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

there is no risk in trading to be honest unless you start doing something dumb with it you will most probably not lose your money so it is better to invest it somewhere

are you are trader..? are you know the bitcoin price can fail and rise in 1day ? if you thinking no risk at trader, you are wrong. each people who know how to growing his money in trading he will know how burn his money in trading too.

But even if price falls then you need to hold your coins without getting panic and that will test your patience level as we know even if price falls today it will rise tomorrow.

the problem is when you need money for something, you don't have any money except altcoin. or you see chance of other altcoin can rise more than your altcoin, then you must sell your altcoin at any cost.

Well for me it is always better to save money rather than you are going to invest. Because in investment you must have enough savings so that you are going to keep on supporting your investments because once it is going to be on the down fall then possibly you are going to just lose your investment if you don't have savings.

You are correct on a point that you need a savings before you start investing.  That is what I am thinking everytime there were persons who want me to invest or join their mutual funds. 

In a webinar that I attend in, you will gain more profit if you invest it than saving your money on a bank.  For example you have $1 and save it to the bank, it will earn like 2.5% interest.  But in the next year its value would be like 0.95 cents due to inflation which is like 3%.  So it's like you did not profit or gain interest.  So they say better thing to do is to invest as investments interest were 15% or higher profit thus beating the inflation thing. 

[elyas772]

saving and investing is diffirent way it's like two sides of a coin, people says with bitcoin we can save and invest at 1time 1place. but for me if you buying and holdinng bitcoin it's not part of saving , but it's a true investing.