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Author Topic: Is it better to save money or invest it?  (Read 1181168 times)
Ewinsane
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August 15, 2016, 08:05:19 AM
 #6101

i think saving money is better than investment .
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August 15, 2016, 08:30:14 AM
 #6102

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.
Stocks investing requires a lot to start while bitcoin does not require that much, I would still prefer to invest with bitcoin since the price is volatile and I can earn more profit if the price will be down bigger.

Investing  in Stocks doesn't really require a lot of money. Well maybe you are referring to Stock Trading. I invest regularly 100-150$ monthly in my Stock Portfolio its not big compared to a value of 1 btc. So its really your choice. But the topic is really about to save or to invest I prefer investing it in to trustworthy stocks.
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August 15, 2016, 12:33:14 PM
 #6103

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.
Stocks investing requires a lot to start while bitcoin does not require that much, I would still prefer to invest with bitcoin since the price is volatile and I can earn more profit if the price will be down bigger.

Investing  in Stocks doesn't really require a lot of money. Well maybe you are referring to Stock Trading. I invest regularly 100-150$ monthly in my Stock Portfolio its not big compared to a value of 1 btc. So its really your choice. But the topic is really about to save or to invest I prefer investing it in to trustworthy stocks.

Every investment is risky but to have good and comfortable life ahead we should take that risk at a moment as if your investment goes in a right way then it can give you really good returns.
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August 15, 2016, 02:13:50 PM
 #6104

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.
Stocks investing requires a lot to start while bitcoin does not require that much, I would still prefer to invest with bitcoin since the price is volatile and I can earn more profit if the price will be down bigger.

Investing  in Stocks doesn't really require a lot of money. Well maybe you are referring to Stock Trading. I invest regularly 100-150$ monthly in my Stock Portfolio its not big compared to a value of 1 btc. So its really your choice. But the topic is really about to save or to invest I prefer investing it in to trustworthy stocks.

Every investment is risky but to have good and comfortable life ahead we should take that risk at a moment as if your investment goes in a right way then it can give you really good returns.
The higher the risk the better the reward, so it is just like that and we should understand that. If we want to be rich in the future, we need to learn how to invest or to risk as it would give us a bigger chance to change our current life to a comfortable life in the future, however it will not just come for free as you need to study what investment type you will focus.

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August 15, 2016, 02:15:58 PM
 #6105

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.
Stocks investing requires a lot to start while bitcoin does not require that much, I would still prefer to invest with bitcoin since the price is volatile and I can earn more profit if the price will be down bigger.

Investing  in Stocks doesn't really require a lot of money. Well maybe you are referring to Stock Trading. I invest regularly 100-150$ monthly in my Stock Portfolio its not big compared to a value of 1 btc. So its really your choice. But the topic is really about to save or to invest I prefer investing it in to trustworthy stocks.

Every investment is risky but to have good and comfortable life ahead we should take that risk at a moment as if your investment goes in a right way then it can give you really good returns.
The higher the risk the better the reward, so it is just like that and we should understand that. If we want to be rich in the future, we need to learn how to invest or to risk as it would give us a bigger chance to change our current life to a comfortable life in the future, however it will not just come for free as you need to study what investment type you will focus.

Before investing your money you need to through great  level of research and study the market well and never invest in single product, try to invest in multiple products to reduce risks.

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August 15, 2016, 02:51:55 PM
 #6106

Saving money maybe the most stupidest way  to lose your money. Why? Because even if your money is inan bank savings account every year you lose in Inflation your money depreciates its value and you don' t know it. So maybe investing it is a better choice.

saving money as in having money aside for when you need it is a good option. but if you save money just for the purpose of earning interest, then it's not a good idea. to avoid seeing your fiat holdings decrease in value people should always choose to invest a part of their wealth. that's the only way how you can avoid seeing the value of your wealth turn into hot air.
Saving money and setting it aside must be the way on how you silently or blindly make you money decrease. I mean if you set money aside inflation will decrease your money's buying power. While Investing it in atocks whicha has an annual 20% return is not bad and actually beats the inflation rate of most.

Investing in stocks seems to be risky as it goes same like investing in bitcoin as no one can control the price, but as we know that higher rewards comes only with higher risks.

Investing in stocks is a lot easier than bitcoin. Because when the prices go down they still buy because they know it is on a discount we call it averaging down, a popular technique of Warren Buffet that made him into a billionaire.
Stocks investing requires a lot to start while bitcoin does not require that much, I would still prefer to invest with bitcoin since the price is volatile and I can earn more profit if the price will be down bigger.

Investing  in Stocks doesn't really require a lot of money. Well maybe you are referring to Stock Trading. I invest regularly 100-150$ monthly in my Stock Portfolio its not big compared to a value of 1 btc. So its really your choice. But the topic is really about to save or to invest I prefer investing it in to trustworthy stocks.

Every investment is risky but to have good and comfortable life ahead we should take that risk at a moment as if your investment goes in a right way then it can give you really good returns.
The higher the risk the better the reward, so it is just like that and we should understand that. If we want to be rich in the future, we need to learn how to invest or to risk as it would give us a bigger chance to change our current life to a comfortable life in the future, however it will not just come for free as you need to study what investment type you will focus.

Before investing your money you need to through great  level of research and study the market well and never invest in single product, try to invest in multiple products to reduce risks.
That should be a must for a responsible investor otherwise you are just like gambling relying on your luck, you need to get the full information of what product or services you are planning to invest in order to analyse the risk and the rewards which will be your basis to decide.

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August 15, 2016, 08:09:44 PM
 #6107

Maybe best option is to do both save and invest 50-50 is best option

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August 15, 2016, 10:52:05 PM
 #6108

Maybe best option is to do both save and invest 50-50 is best option
you might be right though i think i would safe 90 per cent in order not to lose money
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August 16, 2016, 06:29:31 AM
 #6109

Maybe best option is to do both save and invest 50-50 is best option
you might be right though i think i would safe 90 per cent in order not to lose money

I think that is going to be a good percentage allocation of your money if you are going to do the partition of it with 50-50. I guess that is a safe haven for you. And while you are on investment you are going to keep on saving your profits with it and that's a good thing that you are going to do both of it. You are going to harvest it in right time.
It is only the decision of the owner of the money as long as he will consider savings and investing that would already be enough to succeed in the future, savings is very important to take care of our present and future need while investment will take care of our wants if it will succeed.

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August 16, 2016, 10:21:08 AM
 #6110

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.
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August 16, 2016, 10:29:57 AM
 #6111

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.
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August 16, 2016, 10:52:09 AM
 #6112

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.

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August 16, 2016, 11:28:07 AM
 #6113

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.
Investing in real life business is safe in compare to investing it online as we don't know how long that site will operate and continue to give us profits, may be in future it can disappear.
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August 16, 2016, 11:57:56 AM
 #6114

I think investing money is more beneficial than saving it, as with that you will grow your money multiple folds, but if you have lesser amount which are unable to invest then try to save them and increase them after that invest them
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August 16, 2016, 12:02:38 PM
 #6115

I think investing money is more beneficial than saving it, as with that you will grow your money multiple folds, but if you have lesser amount which are unable to invest then try to save them and increase them after that invest them

Having funds in investments is always good, but never go all in. Always make sure to have some money in a savings account oo.
Just in case.
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August 16, 2016, 12:10:36 PM
 #6116

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.
that is the meaning of success, all there risks in each choice not only in investment but in all things so all of that is an option if you want to succeed in investing then it must have the courage to invest and must have knowledge of the investment.

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August 16, 2016, 12:23:58 PM
 #6117

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.
that is the meaning of success, all there risks in each choice not only in investment but in all things so all of that is an option if you want to succeed in investing then it must have the courage to invest and must have knowledge of the investment.

If you want to earn better profits in future then you have to take that risk of investing, without risks you cannot expect better returns on our investments.
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August 16, 2016, 12:44:19 PM
 #6118

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.
that is the meaning of success, all there risks in each choice not only in investment but in all things so all of that is an option if you want to succeed in investing then it must have the courage to invest and must have knowledge of the investment.

If you want to earn better profits in future then you have to take that risk of investing, without risks you cannot expect better returns on our investments.
Yeah! you are right but you are just talking on the positive side of investment, it is given that we might earn in investing but there is always a chance that we might lose our investment, just put in mind that we can afford what we will be investing so we can easily accept if it will not succeed.

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August 16, 2016, 12:54:06 PM
 #6119

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.
that is the meaning of success, all there risks in each choice not only in investment but in all things so all of that is an option if you want to succeed in investing then it must have the courage to invest and must have knowledge of the investment.

If you want to earn better profits in future then you have to take that risk of investing, without risks you cannot expect better returns on our investments.
Yeah! you are right but you are just talking on the positive side of investment, it is given that we might earn in investing but there is always a chance that we might lose our investment, just put in mind that we can afford what we will be investing so we can easily accept if it will not succeed.

You should always ready with back up in case if your investment doesn't work, and saving will play a good role as a back up so I think you should go with both of them.
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August 16, 2016, 01:12:48 PM
 #6120

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.
that is the meaning of success, all there risks in each choice not only in investment but in all things so all of that is an option if you want to succeed in investing then it must have the courage to invest and must have knowledge of the investment.

If you want to earn better profits in future then you have to take that risk of investing, without risks you cannot expect better returns on our investments.
Yeah! you are right but you are just talking on the positive side of investment, it is given that we might earn in investing but there is always a chance that we might lose our investment, just put in mind that we can afford what we will be investing so we can easily accept if it will not succeed.

You should always ready with back up in case if your investment doesn't work, and saving will play a good role as a back up so I think you should go with both of them.
Savings should only for fiat as it is more stable than bitcoin, while your investment should be something like bitcoin, gold, or having your own business. Diversification is the key to success as anything can happen in the future so do not just focus in one industry even how currently good it is.

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