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Xester
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September 23, 2016, 06:00:04 AM |
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Yes the key is to separate your WANTS from your NEEDS. Of course there are many things you may see and think "oh I really want that" but if you want to save, wait a day or two, and decide if you really NEED to buy it. You will realize most of the time that you can do without it. You will be on your way to saving in no time. Then you can build your wealth and buy the things that really matter. I wish I knew this when I was younger, instead of wasting money on things I didn't need.  That is what people say when we want to save money. Of course, you should know when you buy things if they fall on the need category or just wants. Needs of course are the bills for utilities, additional gadgets, accessories, and things that we do not really need. Things that we can still go on and have a life even without it. They also said being frugal will help. I am actually doing it. I do not care what people will say. I do not want to get broke trying to look rich. Instead, I want to look broke and become rich. |
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dmarine
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Activity: 70
Merit: 10
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September 23, 2016, 07:55:02 AM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
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Positid
Sr. Member
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Activity: 378
Merit: 250
BULL RUN until 2030
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September 23, 2016, 08:25:11 AM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
Well, having a debt cannot be avoided if we are in desperate need of money but if you have debts because of wrong decision making then you should blame yourself, I know people will take a loan just to by the latest gadget like Iphone 7, do you think that is worth to do? |
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extrabyte
Legendary
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Activity: 840
Merit: 1000
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September 23, 2016, 09:19:00 AM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
yes. but in most cases the scenario is not same. the person's salary and monthly vager is also matter.. a middle class person if earn 250$ a month he can't reduce his debits and save money... only good earners can save money for futures. |
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naidray
Legendary
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Activity: 1232
Merit: 1029
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September 23, 2016, 06:11:13 PM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
yes. but in most cases the scenario is not same. the person's salary and monthly vager is also matter.. a middle class person if earn 250$ a month he can't reduce his debits and save money... only good earners can save money for futures. But if that middle class man manages to is life within $200, you will be able to save some money. There is no point leading a life not within the budget of earning amount. It means your debit will be keep on rising every month, it is more dangerous than not saving money. I just like to say here, every person will get chances to save some money regardless of how much he will be earning but highly dependent on how he will be leading his life within his earning. |
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livinglegend
Member
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Activity: 84
Merit: 10
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September 23, 2016, 06:37:21 PM |
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Saving money is not that hard but it can be hard when you do not make much money then it looks like saving money doesn't really works out. But even when you cannot put much money on the side it is still smart to do that.
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goldcoinminer
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September 24, 2016, 08:13:24 AM |
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Saving money is not that hard but it can be hard when you do not make much money then it looks like saving money doesn't really works out. But even when you cannot put much money on the side it is still smart to do that.
Exactly, because in the fist place you cannot save money if you are not making money and even if we are making money but we have a bigger needs compared to the amount we earn, we will not be able to save on that matter as we will prioritize our needs over savings. |
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Mr. Big
Member
Global Moderator
Legendary
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Activity: 2296
Merit: 1175
While my guitar gently weeps!!!
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September 24, 2016, 08:22:39 AM |
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Saving money is not that hard but it can be hard when you do not make much money then it looks like saving money doesn't really works out. But even when you cannot put much money on the side it is still smart to do that.
Exactly, because in the fist place you cannot save money if you are not making money and even if we are making money but we have a bigger needs compared to the amount we earn, we will not be able to save on that matter as we will prioritize our needs over savings. Cutting some of our expenses would do..If you tried living alone during your college days and your allowance is fixed and you cannot ask extra, for sure you learn that when you stop spending and cutting some of your expenditures works great...Just like when you are working and earning a little, if you only prioritize your needs and setting aside those things that you don't need for sure you can still save even if you are earning small... But to make it short, you could save if you won't change your lifestyle along with your earning...  That way, for sure you can save... |
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lienfaye
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September 24, 2016, 10:55:01 AM |
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I think its easy to save up some money, just put a certain amount every month into another bank account and do this every time.
You are on that way saving money on an easy way.
Its easy for those who have no problem with money but for some people its hard because you have to budget first your salary for the daily expenses of your family. but its not an excuse, any amount will do because in the future the money you save little by little can be a big help in times of emergency. |
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BeGoods
Legendary
Offline
Activity: 1372
Merit: 1008
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September 24, 2016, 01:00:36 PM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
yes. but in most cases the scenario is not same. the person's salary and monthly vager is also matter.. a middle class person if earn 250$ a month he can't reduce his debits and save money... only good earners can save money for futures. I think of the income or wages also affect the ease to save money, of course with a small salary would be difficult for you to set aside money to save. for sure your money is also required to pay a lot of your need everyday, |
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Vinz24
Full Member
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Activity: 182
Merit: 100
★Bitvest.io★ Play Plinko or Invest!
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September 24, 2016, 01:08:37 PM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
yes. but in most cases the scenario is not same. the person's salary and monthly vager is also matter.. a middle class person if earn 250$ a month he can't reduce his debits and save money... only good earners can save money for futures. I think of the income or wages also affect the ease to save money, of course with a small salary would be difficult for you to set aside money to save. for sure your money is also required to pay a lot of your need everyday, Like my self, my salary is not enough to make a great living. But I always find way to earn extra income, even if the profit is small as long you gain some profit then your ok. Just always find another income , dont be contended on your income today. |
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Corenin
Legendary
Offline
Activity: 1008
Merit: 1000
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September 24, 2016, 02:07:42 PM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
yes. but in most cases the scenario is not same. the person's salary and monthly vager is also matter.. a middle class person if earn 250$ a month he can't reduce his debits and save money... only good earners can save money for futures. I think of the income or wages also affect the ease to save money, of course with a small salary would be difficult for you to set aside money to save. for sure your money is also required to pay a lot of your need everyday, Like my self, my salary is not enough to make a great living. But I always find way to earn extra income, even if the profit is small as long you gain some profit then your ok. Just always find another income , dont be contended on your income today. That's right and we should keep on trying to find multiple sources of income so that even if we loose one way to earn them then the other ways will continue to give us income on regular basis. |
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bamboylee
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September 24, 2016, 02:24:04 PM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
If you have a lot of debts, then your first action is to pay them off. Debts will not let you save because if you let your debts linger, it will accumulate a lot of interest. After paying them, you can start setting aside money for savings. |
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randy8777
Legendary
Offline
Activity: 896
Merit: 1000
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September 24, 2016, 03:24:41 PM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
If you have a lot of debts, then your first action is to pay them off. Debts will not let you save because if you let your debts linger, it will accumulate a lot of interest. After paying them, you can start setting aside money for savings. there are way too many people not taking the debts that they have seriously. they either keep borrowing money from friends and family, or they keep using their credit card which makes them sink into debts even further. it's weird that certain people can't prioritize what's important. |
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peta4e
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September 24, 2016, 04:07:59 PM |
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It is not that easy for everybody, if they have many debts to pay. But a good advice may be applied, I think if you avoid to have a lot of debits to pay or avoid to buy expensive things, this may help you to cut costs.
If you have a lot of debts, then your first action is to pay them off. Debts will not let you save because if you let your debts linger, it will accumulate a lot of interest. After paying them, you can start setting aside money for savings. there are way too many people not taking the debts that they have seriously. they either keep borrowing money from friends and family, or they keep using their credit card which makes them sink into debts even further. it's weird that certain people can't prioritize what's important. Exactly, and I have seen many people who just waits to have money in their hands and once they get it they start spending on useless things, basically they just believe in showing it off. |
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Mastsetad
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September 24, 2016, 05:55:29 PM |
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Saving money is not that hard but it can be hard when you do not make much money then it looks like saving money doesn't really works out. But even when you cannot put much money on the side it is still smart to do that.
It wont be possible to save anything if you are already earning what you need to spend on your family every month, in that case you will need not to store anything from your earnings otherwise you will be in trouble, but you can only start saving when you know you are earning more than what you need each month for general spendings. |
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ekoice
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September 24, 2016, 05:58:10 PM |
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Very nice advice. Thanks a lot bro. From this month, i will also start implementing this plan.
But you see in developing countries, wages are very low compared to developed countries and on the other hand, cost of living is very high.
People struggle to fulfill their daily needs and its very difficult for them to save 20 % of their income,
But still its a good and very useful idea.
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MaritiJames3
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September 24, 2016, 07:46:24 PM |
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Very nice advice. Thanks a lot bro. From this month, i will also start implementing this plan.
But you see in developing countries, wages are very low compared to developed countries and on the other hand, cost of living is very high.
People struggle to fulfill their daily needs and its very difficult for them to save 20 % of their income,
But still its a good and very useful idea.
The thing is you should never delay a plan. The earlier you begin the earlier you will get start and benefit from your actions. That's why I would advice to get started asap by saving and entering a new safe zone with your money and funds. |
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subham1
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September 24, 2016, 07:48:14 PM |
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Try to plan your expenses and plan in that way that your expenses are less than your earnings on a weekly or monthly basis and you gonna save alot of money with this.You need a strong will power for that and limit your wishes and just go according to what you planned.
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chachaa
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September 24, 2016, 07:54:14 PM |
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Very nice advice. Thanks a lot bro. From this month, i will also start implementing this plan.
But you see in developing countries, wages are very low compared to developed countries and on the other hand, cost of living is very high.
People struggle to fulfill their daily needs and its very difficult for them to save 20 % of their income,
But still its a good and very useful idea.
The thing is you should never delay a plan. The earlier you begin the earlier you will get start and benefit from your actions. That's why I would advice to get started asap by saving and entering a new safe zone with your money and funds. But as if not talking about business risks. Keep work and deal with a certain currency from one country to your right. And your choice is always up to you his. A, respectively, and the results will be such what you expect. |
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