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Question: Do you agree with idea "Bitcoin bank" ?
Yes
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I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139390 times)
Qartersa
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November 08, 2016, 11:00:03 AM
 #361

Having own Bitcoin wallets is itself a personal bank which can be used to store, receive or send BTC to any bitcoin user globally, as well as bitcoin is P2p currency based on decentralized platform. So No one control it. If Bank consider to use blockchain technology for better administration then its always welcome but Bitcoin bank with centralized services can make lots of misleads to entire bitcoin network, also can harm to user by privacy control and security issues.

But what if these banks bring Bitcoin to another level. I mean, what if they can increase the usage of bitcoin to the same degree as fiat money? Will you want a Bitcoin bank?

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1511455985
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November 08, 2016, 12:29:59 PM
 #362

Having own Bitcoin wallets is itself a personal bank which can be used to store, receive or send BTC to any bitcoin user globally, as well as bitcoin is P2p currency based on decentralized platform. So No one control it. If Bank consider to use blockchain technology for better administration then its always welcome but Bitcoin bank with centralized services can make lots of misleads to entire bitcoin network, also can harm to user by privacy control and security issues.

But what if these banks bring Bitcoin to another level. I mean, what if they can increase the usage of bitcoin to the same degree as fiat money? Will you want a Bitcoin bank?
well sacrificing bitcoin's advantages for making its usability increased and got the same degree as fiat money,seems so benefitable but it will lost all its advantages didn't it,such as those features had been mentioned by digitalbitcoin,having bank to backup bitcoin is good but there must be negative side about it

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November 08, 2016, 07:10:09 PM
 #363

Having own Bitcoin wallets is itself a personal bank which can be used to store, receive or send BTC to any bitcoin user globally, as well as bitcoin is P2p currency based on decentralized platform. So No one control it. If Bank consider to use blockchain technology for better administration then its always welcome but Bitcoin bank with centralized services can make lots of misleads to entire bitcoin network, also can harm to user by privacy control and security issues.

But what if these banks bring Bitcoin to another level. I mean, what if they can increase the usage of bitcoin to the same degree as fiat money? Will you want a Bitcoin bank?
well sacrificing bitcoin's advantages for making its usability increased and got the same degree as fiat money,seems so benefitable but it will lost all its advantages didn't it,such as those features had been mentioned by digitalbitcoin,having bank to backup bitcoin is good but there must be negative side about it

Bitcoin could keep its advantages -- decentralized, no one in control. But it's likely only a small minority want to control their own money. For everyone else, Bitcoin "banks" would be a fine solution. There's strong evidence that the vast majority of people want to hand over control of most of their lives (including their money) to others. Just because those of us here feel differently doesn't change human nature.

Transactions between Bitcoin banks wouldn't even need to be on the blockchain, since there would be trusted agents. Basically there would just need to be proof of reserves (i.e., control of actual bitcoins) to verify solvency.
Qartersa
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November 10, 2016, 06:34:23 PM
 #364

Having own Bitcoin wallets is itself a personal bank which can be used to store, receive or send BTC to any bitcoin user globally, as well as bitcoin is P2p currency based on decentralized platform. So No one control it. If Bank consider to use blockchain technology for better administration then its always welcome but Bitcoin bank with centralized services can make lots of misleads to entire bitcoin network, also can harm to user by privacy control and security issues.

But what if these banks bring Bitcoin to another level. I mean, what if they can increase the usage of bitcoin to the same degree as fiat money? Will you want a Bitcoin bank?
well sacrificing bitcoin's advantages for making its usability increased and got the same degree as fiat money,seems so benefitable but it will lost all its advantages didn't it,such as those features had been mentioned by digitalbitcoin,having bank to backup bitcoin is good but there must be negative side about it

We have to admit, there will be a con to everything. Like in medicine, there is no panacea. You will have a side effect along with the cure for one illness. We got to sacrifice something to get a benefit. If the banks would give Bitcoin the necessary boost it needs to become mainstream, why not right?

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November 10, 2016, 06:47:27 PM
 #365

Most people believe and want bitcoin just because it gives you the opportunity to escape from taxes and to do a more profitable investment without control. But if bitcoin bank, it is all lost.
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November 10, 2016, 06:59:01 PM
 #366

Most people believe and want bitcoin just because it gives you the opportunity to escape from taxes and to do a more profitable investment without control. But if bitcoin bank, it is all lost.

Not only are their coins known once stored elsewhere, but they also don't have any control over their coins anymore. But I think the main point of why people think a Bitcoin bank is a good thing, is that they can earn interest over their coins. It's a scary thought that people are willing to part with their main principles so easily. In return for what? A poor 2-3% annual interest rate? Pathetic.

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November 10, 2016, 07:06:51 PM
 #367

Most people believe and want bitcoin just because it gives you the opportunity to escape from taxes and to do a more profitable investment without control. But if bitcoin bank, it is all lost.

But when exchange your bitcoin into your account, automatically government will have eye on your account and tax amount will be calculated due to usage.

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November 10, 2016, 07:31:31 PM
 #368

Most people believe and want bitcoin just because it gives you the opportunity to escape from taxes and to do a more profitable investment without control. But if bitcoin bank, it is all lost.

But when exchange your bitcoin into your account, automatically government will have eye on your account and tax amount will be calculated due to usage.
Again, taxes. When will we stop paying taxes to the state. State may itself provide. And so it happens that taxes are simply ruthless. If now the bitcoin provides anonymity to the user, the bitcoin bank will be the same as the banks now.
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November 10, 2016, 08:00:59 PM
 #369

Most people believe and want bitcoin just because it gives you the opportunity to escape from taxes and to do a more profitable investment without control. But if bitcoin bank, it is all lost.

Not only are their coins known once stored elsewhere, but they also don't have any control over their coins anymore. But I think the main point of why people think a Bitcoin bank is a good thing, is that they can earn interest over their coins. It's a scary thought that people are willing to part with their main principles so easily. In return for what? A poor 2-3% annual interest rate? Pathetic.
With the policy that leads bitcoin, bitcoin bank's existence is simply not possible. Even if financial institutions of countries use to achieve blockchain, it still does not mean anything. Everything will remain as it is.

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richardsNY
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November 10, 2016, 08:21:18 PM
 #370

Most people believe and want bitcoin just because it gives you the opportunity to escape from taxes and to do a more profitable investment without control. But if bitcoin bank, it is all lost.

Not only are their coins known once stored elsewhere, but they also don't have any control over their coins anymore. But I think the main point of why people think a Bitcoin bank is a good thing, is that they can earn interest over their coins. It's a scary thought that people are willing to part with their main principles so easily. In return for what? A poor 2-3% annual interest rate? Pathetic.
With the policy that leads bitcoin, bitcoin bank's existence is simply not possible. Even if financial institutions of countries use to achieve blockchain, it still does not mean anything. Everything will remain as it is.

'With the policy that leads Bitcoin' you are talking about the decentralized aspect? If so, then you're right, but you're taking the term "Bitcoin Bank" way too serious. This "bank" will either be an exchange or wallet service such as blockchain.info, or a payment service such as BitPay. Either way, it will be centralized.

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November 10, 2016, 09:19:31 PM
 #371

Once dealt with the real banks and their system, you will not want to trust anyone else. What will be different "bitcoin bank" from those that now is not clear. Perhaps the word "bank" is alarming, but still, the financiers are special people. Still, what currency they celebrate.
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November 10, 2016, 09:30:11 PM
 #372

I don't understand how would someone agree with this idea. Bitcoin is born with the intent to be a decentralized currency not controlled by the banks and this is just against its philosophy. Maybe these people are just looking for some earnings with the interests.

In my opinion the most important concept behind the Bitcoin is to be the "bank of myself"
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November 10, 2016, 10:12:15 PM
 #373

I don't understand how would someone agree with this idea. Bitcoin is born with the intent to be a decentralized currency not controlled by the banks and this is just against its philosophy. Maybe these people are just looking for some earnings with the interests.

In my opinion the most important concept behind the Bitcoin is to be the "bank of myself"
It's only this bank we do not have enough. I just do not understand, too, why you need to do it. Perhaps we want to convince that it is good and that it is necessary, but the end result is complete control over the operations and users of bitcoin.
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November 10, 2016, 11:52:31 PM
 #374

Those peoople are interested into get some kind of interest on their bitcoins, something we can get with lending at poloniex, besides that i dont see any advantage into let my bitcoin under the control of banks, bitcoin its freedom, if people let the coins into a bank, bitcoin will be useless.


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November 11, 2016, 12:00:00 AM
 #375

Those peoople are interested into get some kind of interest on their bitcoins, something we can get with lending at poloniex, besides that i dont see any advantage into let my bitcoin under the control of banks, bitcoin its freedom, if people let the coins into a bank, bitcoin will be useless.


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November 11, 2016, 01:59:22 AM
 #376

Those peoople are interested into get some kind of interest on their bitcoins, something we can get with lending at poloniex, besides that i dont see any advantage into let my bitcoin under the control of banks, bitcoin its freedom, if people let the coins into a bank, bitcoin will be useless.
You are right, bitcoin is freedom and we are decentralized while bank are centralized. It's hard to consolidate the two as one should be inferior and I believe we are inferior when it comes to transaction online. We should fight for our freedom as we do not need bank because we can do banking here in the blockchain.

In our world, there's no one controlling us and we can continue to be anonymous as long as we want.

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'BTC MULTI-WALLET SOON'
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November 11, 2016, 02:54:01 AM
 #377

Those peoople are interested into get some kind of interest on their bitcoins, something we can get with lending at poloniex, besides that i dont see any advantage into let my bitcoin under the control of banks, bitcoin its freedom, if people let the coins into a bank, bitcoin will be useless.
You are right, bitcoin is freedom and we are decentralized while bank are centralized. It's hard to consolidate the two as one should be inferior and I believe we are inferior when it comes to transaction online. We should fight for our freedom as we do not need bank because we can do banking here in the blockchain.

In our world, there's no one controlling us and we can continue to be anonymous as long as we want.

I agree and I do not think that we need a bank because its honestly not needed, the bitcoin is already doing well and why would be need a bank for what if I may ask ??
Qartersa
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November 12, 2016, 06:37:45 AM
 #378

Those peoople are interested into get some kind of interest on their bitcoins, something we can get with lending at poloniex, besides that i dont see any advantage into let my bitcoin under the control of banks, bitcoin its freedom, if people let the coins into a bank, bitcoin will be useless.
You are right, bitcoin is freedom and we are decentralized while bank are centralized. It's hard to consolidate the two as one should be inferior and I believe we are inferior when it comes to transaction online. We should fight for our freedom as we do not need bank because we can do banking here in the blockchain.

In our world, there's no one controlling us and we can continue to be anonymous as long as we want.

I agree and I do not think that we need a bank because its honestly not needed, the bitcoin is already doing well and why would be need a bank for what if I may ask ??
                                                                                                                                                                                                                                                                                                                                     
What if the banks bring it to another level. With the same level as fiat currency. And if it is like paper money we all know and love, that we can buy things with it in every store we see. Or pay for anything we need. Will it change you mind? What if Bitcoin banks will do this for you, will you agree with a bitcoin bank?

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darklus123
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November 12, 2016, 09:01:17 AM
 #379

Those peoople are interested into get some kind of interest on their bitcoins, something we can get with lending at poloniex, besides that i dont see any advantage into let my bitcoin under the control of banks, bitcoin its freedom, if people let the coins into a bank, bitcoin will be useless.

Exactly, How can we store a certain asset that can be a 0 value for the next few years. Plus what would be the purpose of the wallets then? Wallets is obviously to be considered as a form of bank in a digital currency world else you were trying to go a wrong way of doing things (eg. do you agree of a cloud banking system? or shall we say putting your fiat into cloud which is crazy)


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marleybobthedog
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November 12, 2016, 09:12:30 AM
 #380

I won't support this idea, simply because bitcoin has already many place to be put on and that is bitcoin wallet, 3rd party wallets. In my own opinion you dont have to make a tangible thing for a non-tangible one. So a non-tangble bitcoin is good for a non-tangible wallet. Good bye and let's not welcome bitcoin banks.
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