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Question: Do you agree with idea "Bitcoin bank" ?
Yes
No
I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 138956 times)
AikoniA
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November 21, 2016, 08:03:22 PM
 #461

i do not agree with idea about bitcoin bank it will not work i guess
i think not all bank users can use bitcoin especially old people who's difficult to operate it
regular bank is the best way for all people although bitcoin is the best crypto currency Smiley
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mastica
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November 21, 2016, 08:26:23 PM
 #462

Crypto banks makes no sense at all, since we do have freedom, why would we return to banks control and restrictions and show off, since we can keep hiden and doing our stuffs? I dont have any problems saying i have bitcoin but i do like to spend and keep in control.

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profitgenerator212
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November 21, 2016, 08:29:52 PM
 #463

Yes, but only if the funds are kept in a multisignature way. So that instead of running fractional reserves, the bank does again its traditional duty of protecting your money.


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November 21, 2016, 08:37:04 PM
 #464

Absolutely not!

We do not want to centralize our decentralized assets... :/
Banks are scams anyway. They pay you interest with your own money until the bubble breaks..

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November 22, 2016, 07:16:21 AM
 #465

Not a fan. You're heading down another path of Mt. Gox with centralization. I'm not so big about exchanges either. Way too many things can go wrong storing so much Bitcoin in one place, as we've learned over and over again.
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November 22, 2016, 07:56:17 AM
 #466

No, I do not agree with it. Even I find it useless. The purpose of Bitcoin is to be your own bank.
I think something useful would be used, maybe you do not like it, does not mean others do not like? for example i. I want the bank system also exists in bitcoin. The only variation is not required to use, I think it's not a problem

Senor.Bla
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November 22, 2016, 08:14:47 AM
 #467

No, I do not agree with it. Even I find it useless. The purpose of Bitcoin is to be your own bank.
I think something useful would be used, maybe you do not like it, does not mean others do not like? for example i. I want the bank system also exists in bitcoin. The only variation is not required to use, I think it's not a problem
then maybe tell us what do you want this bank to do for you? what do they offer that you can not do yourself? what is it that you are willing to pay money for? because i do not see many possible benefits.

btccashacc
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November 22, 2016, 08:27:11 AM
 #468

No, I do not agree with it. Even I find it useless. The purpose of Bitcoin is to be your own bank.
I think something useful would be used, maybe you do not like it, does not mean others do not like? for example i. I want the bank system also exists in bitcoin. The only variation is not required to use, I think it's not a problem
then maybe tell us what do you want this bank to do for you? what do they offer that you can not do yourself? what is it that you are willing to pay money for? because i do not see many possible benefits.
Just don't get it with those who support bitcoin bank systems.
Why do you have to use "bitcoin bank" while you can transaction with fiat ( in this case : internet banking, credit card or debit card) and you don't have to wait for confirmation like bitcoin, also they can freeze or lock your money anytime, simply they controll your money, you can't have privacy over your transaction.
Better to have your money on your own pocket, just a friendly advise.

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1Referee
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November 22, 2016, 10:09:00 AM
 #469

Just don't get it with those who support bitcoin bank systems.
Why do you have to use "bitcoin bank" while you can transaction with fiat ( in this case : internet banking, credit card or debit card) and you don't have to wait for confirmation like bitcoin, also they can freeze or lock your money anytime, simply they controll your money, you can't have privacy over your transaction.
Better to have your money on your own pocket, just a friendly advise.

People liking the idea of a so called Bitcoin bank are only having such ways of thinking because of the potential of earning a few sloppy percentages of interest annually. Some even state that they think it will increase the adoption rate of Bitcoin, but that's pure bs. People are only saying that for their own financial gain (interest over their coins).

Another point is that they take the term Bitcoin bank way too serious and compare it to how fiat banks are working. That's just another bit of bs. Whatever entity you allow to take care of your coins, you'll be nothing more than a slave of their system. You fully depend on them to take care of your coins properly and store them securely offline. But we all have seen with various exchanges, when things start to itch on the operator's side, hell beaks loose as he/she will run with the coins and blame hackers for the theft.

Westfiled
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November 22, 2016, 11:40:55 AM
 #470

Just don't get it with those who support bitcoin bank systems.
Why do you have to use "bitcoin bank" while you can transaction with fiat ( in this case : internet banking, credit card or debit card) and you don't have to wait for confirmation like bitcoin, also they can freeze or lock your money anytime, simply they controll your money, you can't have privacy over your transaction.
Better to have your money on your own pocket, just a friendly advise.

People liking the idea of a so called Bitcoin bank are only having such ways of thinking because of the potential of earning a few sloppy percentages of interest annually. Some even state that they think it will increase the adoption rate of Bitcoin, but that's pure bs. People are only saying that for their own financial gain (interest over their coins).

Another point is that they take the term Bitcoin bank way too serious and compare it to how fiat banks are working. That's just another bit of bs. Whatever entity you allow to take care of your coins, you'll be nothing more than a slave of their system. You fully depend on them to take care of your coins properly and store them securely offline. But we all have seen with various exchanges, when things start to itch on the operator's side, hell beaks loose as he/she will run with the coins and blame hackers for the theft.

With the bitcoin bank, you can buy borrow to buy things. that is very useful to buy big items such as house or cars.

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November 22, 2016, 12:16:09 PM
 #471

Bitcoin banking idea too is a good initiation for the spreading of bitcoin. These days most of the public depend completely upon banks for their financial needs. When bitcoin is distributed through banks people who like digital growth start using bitcoin. But a drawback happening with it is that someone starts having control over it.

Aamir1
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November 22, 2016, 05:19:48 PM
 #472

Bitcoin banking idea too is a good initiation for the spreading of bitcoin. These days most of the public depend completely upon banks for their financial needs. When bitcoin is distributed through banks people who like digital growth start using bitcoin. But a drawback happening with it is that someone starts having control over it.

Though people depend on banks mostly these days but that is just because they have no other option, and if they are given a chance to use another currency having the same conditions and situations then why would they like to use it at the first place? Bitcoin is good an independent, if it gets in the hands of an authority it wont be what it is now.



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TechnologyExplorer
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November 22, 2016, 05:41:38 PM
 #473

Hello,

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November 22, 2016, 06:47:55 PM
 #474

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November 27, 2016, 08:48:55 PM
 #475

Need to trade fiat for BTC? Trade Altcoins for BTC or BTC for either back? Bitsquare is a P2P trading platform. your coins are only on your machine no exchange to get hacked or shut down keeping your stuff. TOR built in

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Altcoin

Bitcoin banks already exist. And enough to function well. The only time that I heard about banks in Switzerland, they are still the first for many years providing services to users offered and Bitcoin. Privacy and anonymity is trumps Bitcoin and it can take it to the next level.
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November 27, 2016, 08:57:04 PM
 #476

Perhaps the question needed to specify a few traits of this Bitcoin bank envisioned. Pretty clear from the responses that most people are somewhat averse to the idea of a bitcoin bank that resembles traditional financial banks but if a bitcoin bank can take on services and products that bitcoin users need and cannot find a service provider, then why not?

Unless I'm mistaken the very first banks were there for you to pool all your money together to put out loans to others. Banks did due diligence very well and chased on repayments and helped invest that money. There are similar services online but providers do not yet afford the same level of KYC that banks do.

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November 28, 2016, 05:15:01 PM
 #477

Perhaps the question needed to specify a few traits of this Bitcoin bank envisioned. Pretty clear from the responses that most people are somewhat averse to the idea of a bitcoin bank that resembles traditional financial banks but if a bitcoin bank can take on services and products that bitcoin users need and cannot find a service provider, then why not?

Unless I'm mistaken the very first banks were there for you to pool all your money together to put out loans to others. Banks did due diligence very well and chased on repayments and helped invest that money. There are similar services online but providers do not yet afford the same level of KYC that banks do.
Today cryptocurrency officially recognized by a number of American and European regulators and financial institutions as well as banks and online merchants in some other regions, is traded on the stock exchanges and is a common means of payment in an online environment. Therefore, even quite likely nonsense idea of ​​Bitcoin bank.
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November 28, 2016, 06:44:42 PM
 #478

Only one question will be, and who will monitor the Bitcoin banks. If users currently have privacy, then what will happen next.
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November 28, 2016, 08:17:06 PM
 #479

Need to trade fiat for BTC? Trade Altcoins for BTC or BTC for either back? Bitsquare is a P2P trading platform. your coins are only on your machine no exchange to get hacked or shut down keeping your stuff. TOR built in

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In different countries cryptocurrency interested mainly young businessmen and activists of various political movements. But for the majority of citizens remains a mystery, what is Bitcoin. Therefore, the bank is talking very early.
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November 28, 2016, 09:17:28 PM
 #480

Only one question will be, and who will monitor the Bitcoin banks. If users currently have privacy, then what will happen next.
If Bitcoin in the future banks will be radically different from the operating banks, then they win an order of magnitude greater. Only it seems to me suffer the anonymity of the accounts.
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