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Question: Do you agree with idea "Bitcoin bank" ?
Yes
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I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139562 times)
morgand
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February 09, 2017, 03:01:36 AM
 #1201

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

Yes, It easier for me if i want to redeem a bitcoin into local currency, but Banks have to follow national and international laws. Bitcoin bank also need information about their user, maybe government can track the address if we bank bitcoin there. So, i dont know the answer yet.
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February 09, 2017, 03:35:02 AM
 #1202

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

Chancellor on brink of second bailout for banks.

This was the genesis block, I think btc is an alternative to bank system so we don't need a bitcoinbank, we are already the bank of ourself.
Bitcoin was built for that. The bank is in our own. We can make it safe by creating a cold storage by buying a cold storage or just making your own by using your own laptop that hasn't been connected to the internet.  Be your own bank and save, and always remember SAVE to INVEST not Save to Save.
The advantage of bank is they insured our deposits, while with bitcoin if our funds will be lost we cannot recover it anymore. I think if we will have a bitcoin bank or a bank that accepts bitcoin as our deposits, then it would be great for us. However, we need to sacrifice the anonymity, we have to be transparent and be compliant with the government regulations.
Some countries are already moving towards more acceptance of bitcoin as they are drafting policies and regulations so there will be lessened chances that bitcoin will be used as an instrument for money laundering. I think banks are also going to study how they can capitalize on such a virtual currency, or as an investment, much like their asset management service.
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February 09, 2017, 05:30:20 AM
 #1203

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

Yes, It easier for me if i want to redeem a bitcoin into local currency, but Banks have to follow national and international laws. Bitcoin bank also need information about their user, maybe government can track the address if we bank bitcoin there. So, i dont know the answer yet.
If this happen, it will take longer time because we can see this. Bitcoin is not quite known to the world yet, we know what percentage of popular in the world who are using bitcoin and if we compared to the bank, most people living in this world knows and uses the service of the banks.
The government is studying bitcoin and it's up to them what they should do, but as bitcoin enthusiast, I am hoping they will make it beneficial for us.

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blackhawkeye1912
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February 09, 2017, 07:43:51 PM
 #1204

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

Majority of the community in bitcoin world will not agree on this matter. Actually, we are the one who manage our own bitcoin that's the essence of it to each every one of us here. We are the one also choosing our own bitcoin wallet where we gonna put it in our storage wallet. And your right, the idea is ridiculous and insane forgive me for the terms. That's what inside of my mind, I'm just expressing my feelings about it.



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February 09, 2017, 07:51:58 PM
 #1205

There are such services. But there's a good reason not to use them -- if one day the service is gone, so are all your Bitcoins. This has already happened once and will almost certainly happen again. As of yet, there are no companies I would consider sufficiently reputable in this business.
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February 09, 2017, 07:58:00 PM
 #1206

Old school bank build around bitcoin would obviously be a good PR move for community as a whole.

For practical reasons, I doubt its usefulness. Youd be basically dealing with fiat and not bitcoin then. No anonymity fof its users, no decentralization.

Also unlike in fiat, you wont be able to just visit local ATM and pay whatever you want in cash.
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February 09, 2017, 08:04:36 PM
 #1207

Its a very bad idea afaik because having a bitcoin bank will take away the privacy  cryptos were mearnt to bring, and definitely personal data will be needed with would be compromised in the process and could bring high fees to keep these banks running.

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February 09, 2017, 08:06:36 PM
 #1208

Old school bank build around bitcoin would obviously be a good PR move for community as a whole.

For practical reasons, I doubt its usefulness. Youd be basically dealing with fiat and not bitcoin then. No anonymity fof its users, no decentralization.

Also unlike in fiat, you wont be able to just visit local ATM and pay whatever you want in cash.

And how many folks are actually looking for that?

I don't think that the majority of Bitcoin users today are actually interested in that. Really, if you have nothing to hide why would you want to remain anonymous (apart from rubbing your ego, of course)? Besides, all transactions are still made public unless you are using a web wallet and don't move your funds beyond that. In this respect, banks would not differ much from them, anyway. The government can still access the records and personal data these wallets are storing, so what difference does it make? Further, you repeat the same mantra about decentralization but you forget that Bitcoin is already centralized beyond hope. I refer to mining, more specifically

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February 09, 2017, 09:19:15 PM
 #1209

Yes I agree with bitcoin bank because its nice to be in a secured institution which my money could be safe. Bank of digital currency is a vision that brings hope to those are in doubts of using bitcoin as a spending currency. Having that advantages of a bank is really a compatible ways on how that digital and fiat currency be exchanged with each other.
although it would be beneficial because it makes you become more secure bitcoin. but by using bitcoin bank. then the bitcoin system such as decentralization and anonymity would be lost? What do you think ?
The anonymity are not likely to be lost. People have the right to choose what to do with their Bitcoin and we have to accept their decision. If they want to use the Bitcoin bank, let them use it and they will soon realize that their Bitcoin will be controlled by the banks and the government. I never like this idea and I hope that there will never be a Bitcoin bank
Yes, the whole idea of the bitcoin is too get away as much as we can from governments and their control and putting our money in their banks defies that idea and pushes us more toward not being our own bank anymore which is the idea from using bitcoin, plus why need banks that take fees every month when we could hold bitcoin for free in our wallets.
Correct there is nothing a bank can do for us that we could not do with bitcoin one way or another, even if bitcoin banks became a thing, hacker will target them eventually and your coins will be at risk, while you could be targeted by hackers, the truth is they go after big targets.



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February 09, 2017, 10:08:36 PM
 #1210

Old school bank build around bitcoin would obviously be a good PR move for community as a whole.

For practical reasons, I doubt its usefulness. Youd be basically dealing with fiat and not bitcoin then. No anonymity fof its users, no decentralization.

Also unlike in fiat, you wont be able to just visit local ATM and pay whatever you want in cash.

And how many folks are actually looking for that?

I don't think that the majority of Bitcoin users today are actually interested in that. Really, if you have nothing to hide why would you want to remain anonymous (apart from rubbing your ego, of course)? Besides, all transactions are still made public unless you are using a web wallet and don't move your funds beyond that. In this respect, banks would not much differ from them, anyway. The government can still access the records and personal data these wallets are storing, so what difference does it make? Further, you repeat the same mantra about decentralization but you forget that Bitcoin is already centralized beyond hope. I refer to mining, more specifically

I agree. Most bitcoin users are not interested in any anonymity while using bitcoin.
They usually are more interested by the facts of cheap fees, fast transations, very less limit and no authority control. Being able to generate another adress or reuse previous is enough for most people.

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February 09, 2017, 10:38:23 PM
 #1211

Its a very bad idea afaik because having a bitcoin bank will take away the privacy  cryptos were mearnt to bring, and definitely personal data will be needed with would be compromised in the process and could bring high fees to keep these banks running.
I think even if anonymous and decentralization will be lost if the bitcoin bank is present, but at least it will make bitcoin becomes more well known. up to you will use it or not



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Creepings
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February 09, 2017, 10:55:49 PM
 #1212

Its a very bad idea afaik because having a bitcoin bank will take away the privacy  cryptos were mearnt to bring, and definitely personal data will be needed with would be compromised in the process and could bring high fees to keep these banks running.
I think that is right, I am having my bitcoin wallet as private as possible because I don't want to known making real money through earning bitcoin. And if I will withdraw a large amount ofmoney in there some might be surprised because I am not the face that they might expect to withdraw such money.



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Lionidas
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February 09, 2017, 11:01:56 PM
 #1213

No.
I think I saw a ICO trying to tote itself as one.
BankIQ I think it was called. But I could be wrong about it.
Anything to do with an ICO is just wrong.
Not stable investment at all.

t2yax
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February 10, 2017, 12:37:42 AM
 #1214

I agree with bitcoin bank. We can have a securities with it, we are not going to be afraid on losing our money. We all know that we have the fear on losing our own money. I suggest to have a bitcoin bank, where we can store our own money. Instead of wallet address, we should have the unique account number, for us to store our bitcoin.

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TelolettOm
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February 10, 2017, 01:03:05 AM
 #1215

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
I personally do not agree when there bitcoin bank. because in terms of safety is absolutely secure and easier course. hopefully there bitcoin bank forward

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$1,5 M
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February 10, 2017, 01:31:38 AM
 #1216

No.
I think I saw a ICO trying to tote itself as one.
BankIQ I think it was called. But I could be wrong about it.
Anything to do with an ICO is just wrong.
Not stable investment at all.
Nice I think also so, the bank will be a lot of rules that make us as a user of bitcoin is limited. I do not like the banks because much of the cost. I thought this was nice like bitcoin and no need for bitcoin bank.
stadus
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February 10, 2017, 01:36:05 AM
 #1217

No.
I think I saw a ICO trying to tote itself as one.
BankIQ I think it was called. But I could be wrong about it.
Anything to do with an ICO is just wrong.
Not stable investment at all.
Nice I think also so, the bank will be a lot of rules that make us as a user of bitcoin is limited. I do not like the banks because much of the cost. I thought this was nice like bitcoin and no need for bitcoin bank.
If you are satisfied with the current system now, then I guess there is not need for a bitcoin bank anymore. The government should not interfere with our freedom to spend our bitcoins, this system gives us a fast and a transparent transaction, in addition the real privacy is achieve by using bitcoin unlike in banks where it can be compromise.

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Bitcoin0916
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February 10, 2017, 02:19:31 AM
 #1218

I agree with bitcoin bank. We can have a securities with it, we are not going to be afraid on losing our money. We all know that we have the fear on losing our own money. I suggest to have a bitcoin bank, where we can store our own money. Instead of wallet address, we should have the unique account number, for us to store our bitcoin.

I disagree, the existence of the bitcoin surely there must be a different thing. The presence of the bitcoin bank will limit the transaction we do, surely this would have an impact on high cost. In addition, when we made the wallet of course must be through the bank and require legal data. So I conclude that bitcoin bank and fiat money is same and I will leave bitcoin.
delliaerd
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February 10, 2017, 04:20:46 AM
 #1219

I agree with bitcoin bank. We can have a securities with it, we are not going to be afraid on losing our money. We all know that we have the fear on losing our own money. I suggest to have a bitcoin bank, where we can store our own money. Instead of wallet address, we should have the unique account number, for us to store our bitcoin.

I disagree, the existence of the bitcoin surely there must be a different thing. The presence of the bitcoin bank will limit the transaction we do, surely this would have an impact on high cost. In addition, when we made the wallet of course must be through the bank and require legal data. So I conclude that bitcoin bank and fiat money is same and I will leave bitcoin.
Yes, bitcoin Bank is useless, I think even online wallet is save enough. I also Think that if transaction of bitcoin become controled by bank, people Will leave bitcoin. we have our own wallet, if we need to save large amount of bitcoin, we only need to choose the right type of bitcoin wallet. I think hardware wallet is the savest one.
I like bitcoin because no one can control my money or steal it. So I do not like bitcoin bank.

Zadicar
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February 10, 2017, 04:54:44 AM
 #1220

I agree with bitcoin bank. We can have a securities with it, we are not going to be afraid on losing our money. We all know that we have the fear on losing our own money. I suggest to have a bitcoin bank, where we can store our own money. Instead of wallet address, we should have the unique account number, for us to store our bitcoin.

I disagree, the existence of the bitcoin surely there must be a different thing. The presence of the bitcoin bank will limit the transaction we do, surely this would have an impact on high cost. In addition, when we made the wallet of course must be through the bank and require legal data. So I conclude that bitcoin bank and fiat money is same and I will leave bitcoin.
Yes, bitcoin Bank is useless, I think even online wallet is save enough. I also Think that if transaction of bitcoin become controled by bank, people Will leave bitcoin. we have our own wallet, if we need to save large amount of bitcoin, we only need to choose the right type of bitcoin wallet. I think hardware wallet is the savest one.
I like bitcoin because no one can control my money or steal it. So I do not like bitcoin bank.
It is really useless since we do have lots of wallets either online or offline and if theres a bitcoin bank then what would be the purpose of those wallets? Then for sure people would still use them even banks will come out but they will not last for sure because people will mainly like to hold their own money without exposing their identity and they have the full access on it.

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