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Question: Do you agree with idea "Bitcoin bank" ?
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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 141736 times)
fikihafana
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December 18, 2016, 01:45:45 PM
 #701

Bitcoin bank means centralized organization. I never trust keep my money in other place include small bank in my country. It will be worst idea to make bitcoin as centralized service.
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December 18, 2016, 03:14:59 PM
 #702

Bitcoin bank means centralized organization. I never trust keep my money in other place include small bank in my country. It will be worst idea to make bitcoin as centralized service.
Anonymity is the reason why Bitcoin was made. We can use it without being traced by anyone or the Government. It's mean: Opening a Bitcoin bank system is the dumbest idea. Bitcoin users, especially veteran ones, will never put their Bitcoin into these kinds of centralized service. However, It is funny that if there is no Bitcoin bank, it is hard to convince other people about the Bitcoins' benefits. Bitcoin bank, in some ways, will advertise Bitcoin to more people.


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December 18, 2016, 04:18:16 PM
 #703

Bitcoin bank means centralized organization. I never trust keep my money in other place include small bank in my country. It will be worst idea to make bitcoin as centralized service.

If Bitcoin banks are the worst idea, then web wallets are the second worst

In fact, the difference between web wallets and Bitcoin banks would be negligible. And whatever it might be, it will most likely be in favor of Bitcoin users, since the only essential difference that I can come up with right now would be interest that such banks would be paying on deposits held in such banks. I don't know about any web wallet doing that, though paying transaction fees for users may itself be interpreted as a sort of interest (remember, a penny saved is a penny gained)

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December 18, 2016, 04:58:14 PM
 #704

i think bitcoin has do not need bank because bitcoin service is already is very much good and stable so we do not need bitcoin bank now and we using our bitcoin without any problem with easily.
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December 18, 2016, 05:38:07 PM
 #705

Bitcoin bank means centralized organization. I never trust keep my money in other place include small bank in my country. It will be worst idea to make bitcoin as centralized service.
This is the big risk under such choise, people sometimes get blind with their actions, in this situation the only interest here i believe is the fee you could get from bank, or maybe the vision would be able to invest into bitcoin without have to worry into get the funds blocked into the bank, something that happens regular with some traders.


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December 18, 2016, 06:04:00 PM
 #706

Bitcoin bank means centralized organization. I never trust keep my money in other place include small bank in my country. It will be worst idea to make bitcoin as centralized service

Are you using a Bitcoin web wallet?

If you are, then you should know that there would be no particular difference between a Bitcoin web wallet and a Bitcoin bank specifically in respect to centralization. Web wallets are as centralized as any such service could potentially get, and no Bitcoin bank could ever become more centralized than that. But if you personally aren't using a web wallet after all, then you should know as well that millions of other Bitcoin users are still using them, whether you like it or not

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December 18, 2016, 08:06:48 PM
 #707

Well, the idea of a bitcoin bank would be okay, just that we are considered banks as well. If you think about it, when we keep coins, that's like being a bank of yourself just no interests and others. A bitcoin bank that supports everything that Bitcoin is, as it is decentralized, public ledgers, peer to peer connections, and others.
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December 18, 2016, 08:47:18 PM
 #708

Bitcoin bank means centralized organization. I never trust keep my money in other place include small bank in my country. It will be worst idea to make bitcoin as centralized service.
I think it will mean the same as online bitcoin wallets. The online wallets for bitcoin are actually the smaller banks for bitcoin which are in the initial stage and in the former stage I have doubt that they will start to act like our banks.

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December 18, 2016, 09:07:56 PM
 #709

Using of bitcoin through on internet is much more good than bank because Bank get a high fees and the government is also apply tax on our balance and online wallet has too much lower fees and our bitcoin is much more safe and its feel like as our bitcoin in our control when i keep my bitcoin in wallet .

                                       
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December 19, 2016, 03:24:12 AM
 #710

i think bitcoin through on internet is much more good than bank because Bank get a high fees and the government is also apply tax on our balance and online wallet has too much lower fees and our bitcoin is much more safe and its feel like as our bitcoin in our control when i keep my bitcoin in wallet .

We can't stop those banks if they are seeing that bitcoin has the potential to bump their services for the people. And that's for sure to happen that they will charge us for using their service and its up to us if we will avail their bitcoin banking services. But since there are already exchange sites, we can be our own bank with it.

Isn't exchanges the same as bitcoin bank? we deposit our bitcoin there and we transact using bitcoin exchanges, so I think there is no need to have a bitcoin bank, besides, it would just be a hassle for us to go there if there is really a physical bank. Hacks here and there are common, who knows, they might use it as an alibi too to make money.

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December 19, 2016, 03:28:37 AM
 #711

i think bitcoin through on internet is much more good than bank because Bank get a high fees and the government is also apply tax on our balance and online wallet has too much lower fees and our bitcoin is much more safe and its feel like as our bitcoin in our control when i keep my bitcoin in wallet .

We can't stop those banks if they are seeing that bitcoin has the potential to bump their services for the people. And that's for sure to happen that they will charge us for using their service and its up to us if we will avail their bitcoin banking services. But since there are already exchange sites, we can be our own bank with it.

Isn't exchanges the same as bitcoin bank? we deposit our bitcoin there and we transact using bitcoin exchanges, so I think there is no need to have a bitcoin bank, besides, it would just be a hassle for us to go there if there is really a physical bank. Hacks here and there are common, who knows, they might use it as an alibi too to make money.
Exchangers are definitely a different thing if you compare to the bank. Bank is where you can save your money, making the profit out of interests, and get the security for your money also you can get some sort of loan from the bank while exchanger is basically a service which exchange from a currency to another currency.


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December 19, 2016, 03:39:33 AM
 #712

i think bitcoin through on internet is much more good than bank because Bank get a high fees and the government is also apply tax on our balance and online wallet has too much lower fees and our bitcoin is much more safe and its feel like as our bitcoin in our control when i keep my bitcoin in wallet .

We can't stop those banks if they are seeing that bitcoin has the potential to bump their services for the people. And that's for sure to happen that they will charge us for using their service and its up to us if we will avail their bitcoin banking services. But since there are already exchange sites, we can be our own bank with it.

Isn't exchanges the same as bitcoin bank? we deposit our bitcoin there and we transact using bitcoin exchanges, so I think there is no need to have a bitcoin bank, besides, it would just be a hassle for us to go there if there is really a physical bank. Hacks here and there are common, who knows, they might use it as an alibi too to make money.
Exchangers is definitely a different thing if you compare to the bank. Bank is where you can save your money, making the profit out of interests, and get the security for your money also you can get some sort of loan from the bank while exchanger is basically a service which exchange from a currency to another currency.


You can also save bitcoin on exchanges, only that they don't give interest and you just wait for the time to give you interest.

Exchanges are secure too, and I think if there is a bitcoin bank, they would offer the same security as what exchanges offers, except if they will be producing physical coins customized just for you where you can store your bitcoin so it is away from the internet, that would sound great!

Loans isn't too hard to implement, exchanges could do that if they want, it isn't a problem really.

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December 19, 2016, 04:01:18 AM
 #713

This is crazy, with bitcoin bank of course will same like traditional money. too many rules if there is a bank, an example is if we want to make a wallet that requires tax reports. bitcoin should differ so much that like, if the same as regular money could certainly be abandoned.

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December 19, 2016, 04:17:51 AM
 #714

~~
You can also save bitcoin on exchanges, only that they don't give interest and you just wait for the time to give you interest.

Exchanges are secure too, and I think if there is a bitcoin bank, they would offer the same security as what exchanges offers, except if they will be producing physical coins customized just for you where you can store your bitcoin so it is away from the internet, that would sound great!

Loans isn't too hard to implement, exchanges could do that if they want, it isn't a problem really.

store bitcoin on exchanges? have you forgotten about MtGox, Cryptsy, Bter, Bitfinex, .... exchanges who claimed to be hacked and all their users lost their money? and by the way bter.com gave profit to their users but it was dust profit and they stole 7700BTC in the end.

also about loans they are doing it but it is actually hard to do because there is still a lot of room for scamming.

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December 19, 2016, 04:42:53 AM
 #715

I don't know much about bitcoin bank but i think it is not too important but the transactions will be more guaranteed and fast. Although in storage aspect we can use bitcoin wallet by free.

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December 19, 2016, 05:04:26 AM
 #716

~~
You can also save bitcoin on exchanges, only that they don't give interest and you just wait for the time to give you interest.

Exchanges are secure too, and I think if there is a bitcoin bank, they would offer the same security as what exchanges offers, except if they will be producing physical coins customized just for you where you can store your bitcoin so it is away from the internet, that would sound great!

Loans isn't too hard to implement, exchanges could do that if they want, it isn't a problem really.

store bitcoin on exchanges? have you forgotten about MtGox, Cryptsy, Bter, Bitfinex, .... exchanges who claimed to be hacked and all their users lost their money? and by the way bter.com gave profit to their users but it was dust profit and they stole 7700BTC in the end.

also about loans they are doing it but it is actually hard to do because there is still a lot of room for scamming.

And how about the bitcoin bank? how will they keep your coins? isn't it the same as how the exchanges keep our coins when we deposit it to them? I would only believe in bitcoin bank if they would do what I've mention above, that is way safer if they do that, but if their concept is the same as the exchange, I'll go with the exchange, they are far more experienced when it comes to managing bitcoin than bank when it really materialize.

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December 19, 2016, 05:16:01 AM
 #717

~~
You can also save bitcoin on exchanges, only that they don't give interest and you just wait for the time to give you interest.

Exchanges are secure too, and I think if there is a bitcoin bank, they would offer the same security as what exchanges offers, except if they will be producing physical coins customized just for you where you can store your bitcoin so it is away from the internet, that would sound great!

Loans isn't too hard to implement, exchanges could do that if they want, it isn't a problem really.

store bitcoin on exchanges? have you forgotten about MtGox, Cryptsy, Bter, Bitfinex, .... exchanges who claimed to be hacked and all their users lost their money? and by the way bter.com gave profit to their users but it was dust profit and they stole 7700BTC in the end.

also about loans they are doing it but it is actually hard to do because there is still a lot of room for scamming.

You are correct here, all those exchanges was hack as they claimed and leave their clients empty handed. Though I store my bitcoin on some exchanges for trading only but not the idea to store in exchanges like a bank. I do not agree this btc bank idea as we have also our own wallet that acts as a bank where we have control over it.

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December 19, 2016, 05:30:21 AM
 #718

i think bitcoin through on internet is much more good than bank because Bank get a high fees and the government is also apply tax on our balance and online wallet has too much lower fees and our bitcoin is much more safe and its feel like as our bitcoin in our control when i keep my bitcoin in wallet .

We can't stop those banks if they are seeing that bitcoin has the potential to bump their services for the people. And that's for sure to happen that they will charge us for using their service and its up to us if we will avail their bitcoin banking services. But since there are already exchange sites, we can be our own bank with it.

Isn't exchanges the same as bitcoin bank? we deposit our bitcoin there and we transact using bitcoin exchanges, so I think there is no need to have a bitcoin bank, besides, it would just be a hassle for us to go there if there is really a physical bank. Hacks here and there are common, who knows, they might use it as an alibi too to make money.
Exchangers is definitely a different thing if you compare to the bank. Bank is where you can save your money, making the profit out of interests, and get the security for your money also you can get some sort of loan from the bank while exchanger is basically a service which exchange from a currency to another currency.
They are really different and theres no sense to compare them since they give different service and as you have said banks are storage and making secure on our money while exchanges are platform to trade in any currencies. If Bitcoin would have a bank anonymity features would be useless since you will need to expose your identity if you tend to use their service.


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December 19, 2016, 05:47:43 AM
 #719

i think bitcoin through on internet is much more good than bank because Bank get a high fees and the government is also apply tax on our balance and online wallet has too much lower fees and our bitcoin is much more safe and its feel like as our bitcoin in our control when i keep my bitcoin in wallet .

We can't stop those banks if they are seeing that bitcoin has the potential to bump their services for the people. And that's for sure to happen that they will charge us for using their service and its up to us if we will avail their bitcoin banking services. But since there are already exchange sites, we can be our own bank with it.
i think in present time there is no need for bitcoin banks but in future when banks will accept bitcoin then it will become possible to use banking services for using bitcoin, but it is a fact that they will charge us for providing their services.
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December 19, 2016, 05:57:14 AM
 #720

actually we don't need to have a bank for bitcoin because we already have a banks to ourselves which is our personal wallets we don't need anything to manage and secure our finances in bitcoin and it is much better to do it on our own because we don't need to consider a service fee of that bitcoin bank .

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