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Question: Do you agree with idea "Bitcoin bank" ?
Yes
No
I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139566 times)
deisik
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February 11, 2017, 05:15:09 PM
 #1261

In my opinion a Bitcoin Bank destroys the inital Idea of Bitcoin: Everyone being the on "owning" his money..
If you give your money away and trust a 3rd Party.. then there is no reason in using Bitcoins.. u could just
use FIAT. I think centralizing a decentralized system makes 0 sense.
The only possible idea of investing in a Bitcoin bank would be a high interest rate..
But this, to be honestly, won't ever happen

For you there might not be any reason

But for other folks there could in fact be plenty of reason in using a Bitcoin bank. And still more so if Bitcoin banking services would be offered by regular banks. In that case you wouldn't need to pay hefty commissions on fiat withdrawals as well as deposits from and to Bitcoin exchanges, and I'm strongly inclined to think that the former will be more reliable overall than the latter (given all the hacks and scams that we've seen during the last 4 years)

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February 11, 2017, 05:37:34 PM
 #1262

I don't really agree with that idea but I think it is really awesome to have one,
But still bitcoin bank is really against the main reason why the bitcoin was created it will destroy the idea of decentralization and the anonymity.

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February 11, 2017, 10:04:00 PM
 #1263

I agree with bitcoin bank. We can have a securities with it, we are not going to be afraid on losing our money. We all know that we have the fear on losing our own money. I suggest to have a bitcoin bank, where we can store our own money. Instead of wallet address, we should have the unique account number, for us to store our bitcoin.

I disagree, the existence of the bitcoin surely there must be a different thing. The presence of the bitcoin bank will limit the transaction we do, surely this would have an impact on high cost. In addition, when we made the wallet of course must be through the bank and require legal data. So I conclude that bitcoin bank and fiat money is same and I will leave bitcoin.
Yes, bitcoin Bank is useless, I think even online wallet is save enough. I also Think that if transaction of bitcoin become controled by bank, people Will leave bitcoin. we have our own wallet, if we need to save large amount of bitcoin, we only need to choose the right type of bitcoin wallet. I think hardware wallet is the savest one.
I like bitcoin because no one can control my money or steal it. So I do not like bitcoin bank.
It is really useless since we do have lots of wallets either online or offline and if theres a bitcoin bank then what would be the purpose of those wallets? Then for sure people would still use them even banks will come out but they will not last for sure because people will mainly like to hold their own money without exposing their identity and they have the full access on it.
While this is true, don't underestimate the laziness of people, if they somehow think that securing their coins is too difficult you can bet a bank will seize the opportunity and say they can secure your coins for a price and then bitcoin banks will become a reality.

It's a fact that the average person can't handle the responsibility of taking care of its own money. It's fairly easy to assume that if such a service happens to launch, that people will jump on it. If it offers people whatever level of insurance, then it will give them even more confidence as they then take for granted that their coins are safe. It's a weird way of thinking, but that's how simple people are. If they are able to generate interest over their coins, then it will give these people even more incentive to sign up.
That is actually my fear, I disagree profoundly with the idea of such a service but I'm sure that if such a service saw the day light people will accept it immediately and then we will have the same problem we had with gold, the banks will hoard bitcoin and then lend it with interest and probably find a way to create fractional banking.



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February 11, 2017, 11:40:30 PM
 #1264

if it serves to redeem bitcoin easily be fiat or otherwise, I think I agree with that. Well, it would probably be easier for us in invests, or bitcoin exchange money if we really need it, and it will probably make bitcoin become more popular.
but i am not agree with that i think currently we do not need for any bitcoin bank and we have more good system and that is online wallet.
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February 12, 2017, 04:42:18 AM
 #1265

Bitcoin bank is a good idea, because how can we save bitcoin if we don't have this? and how can we receive our income here in campaign if we don't have this. This is really important especially to those who really want to earn a lot of bitcoin, what is a stupid thing about this? I don't see any problem at all.



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HAS BEEN RELEASED!


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February 12, 2017, 05:00:50 AM
 #1266

Bitcoin bank is a good idea, because how can we save bitcoin if we don't have this? and how can we receive our income here in campaign if we don't have this. This is really important especially to those who really want to earn a lot of bitcoin, what is a stupid thing about this?

Even without a bank you can save your bitcoin in your wallet. That's the sure thing about it. But with bitcoin bank, if it happens that we already have one, probably we could benefit on what real banks could offer.

I don't see any problem at all.
There is no problem really. We could even benefit from a bitcoin bank if it really happens.

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February 12, 2017, 05:04:36 AM
 #1267

I agree with bitcoin bank. We can have a securities with it, we are not going to be afraid on losing our money. We all know that we have the fear on losing our own money. I suggest to have a bitcoin bank, where we can store our own money. Instead of wallet address, we should have the unique account number, for us to store our bitcoin.

I disagree, the existence of the bitcoin surely there must be a different thing. The presence of the bitcoin bank will limit the transaction we do, surely this would have an impact on high cost. In addition, when we made the wallet of course must be through the bank and require legal data. So I conclude that bitcoin bank and fiat money is same and I will leave bitcoin.
Yes, bitcoin Bank is useless, I think even online wallet is save enough. I also Think that if transaction of bitcoin become controled by bank, people Will leave bitcoin. we have our own wallet, if we need to save large amount of bitcoin, we only need to choose the right type of bitcoin wallet. I think hardware wallet is the savest one.
I like bitcoin because no one can control my money or steal it. So I do not like bitcoin bank.
It is really useless since we do have lots of wallets either online or offline and if theres a bitcoin bank then what would be the purpose of those wallets? Then for sure people would still use them even banks will come out but they will not last for sure because people will mainly like to hold their own money without exposing their identity and they have the full access on it.
While this is true, don't underestimate the laziness of people, if they somehow think that securing their coins is too difficult you can bet a bank will seize the opportunity and say they can secure your coins for a price and then bitcoin banks will become a reality.

It's a fact that the average person can't handle the responsibility of taking care of its own money. It's fairly easy to assume that if such a service happens to launch, that people will jump on it. If it offers people whatever level of insurance, then it will give them even more confidence as they then take for granted that their coins are safe. It's a weird way of thinking, but that's how simple people are. If they are able to generate interest over their coins, then it will give these people even more incentive to sign up.
That is actually my fear, I disagree profoundly with the idea of such a service but I'm sure that if such a service saw the day light people will accept it immediately and then we will have the same problem we had with gold, the banks will hoard bitcoin and then lend it with interest and probably find a way to create fractional banking

Could you explain what you mean by the same problem that we (allegedly) had with gold? If you refer to banks accepting gold for storage and then issuing gold receipts which were used as money and whose total value by far exceeded the amount of real gold in bank vaults (which led to bankruptcies and massive bank-runs), with Bitcoin it might not work out since you can always trace the history of every bitcoin in existence. If you just mean lending out bitcoins, then I can't possibly see how it is related to gold. On the other hand, if they demand interest should be paid on loans (which is logic), folks may demand interest on their deposits as well

In short, I don't see anything particularly dangerous or ominous in that activity

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February 12, 2017, 07:04:10 AM
 #1268

I agree with bitcoin bank. We can have a securities with it, we are not going to be afraid on losing our money. We all know that we have the fear on losing our own money. I suggest to have a bitcoin bank, where we can store our own money. Instead of wallet address, we should have the unique account number, for us to store our bitcoin.

I disagree, the existence of the bitcoin surely there must be a different thing. The presence of the bitcoin bank will limit the transaction we do, surely this would have an impact on high cost. In addition, when we made the wallet of course must be through the bank and require legal data. So I conclude that bitcoin bank and fiat money is same and I will leave bitcoin.
Yes, bitcoin Bank is useless, I think even online wallet is save enough. I also Think that if transaction of bitcoin become controled by bank, people Will leave bitcoin. we have our own wallet, if we need to save large amount of bitcoin, we only need to choose the right type of bitcoin wallet. I think hardware wallet is the savest one.
I like bitcoin because no one can control my money or steal it. So I do not like bitcoin bank.
It is really useless since we do have lots of wallets either online or offline and if theres a bitcoin bank then what would be the purpose of those wallets? Then for sure people would still use them even banks will come out but they will not last for sure because people will mainly like to hold their own money without exposing their identity and they have the full access on it.
While this is true, don't underestimate the laziness of people, if they somehow think that securing their coins is too difficult you can bet a bank will seize the opportunity and say they can secure your coins for a price and then bitcoin banks will become a reality.

It's a fact that the average person can't handle the responsibility of taking care of its own money. It's fairly easy to assume that if such a service happens to launch, that people will jump on it. If it offers people whatever level of insurance, then it will give them even more confidence as they then take for granted that their coins are safe. It's a weird way of thinking, but that's how simple people are. If they are able to generate interest over their coins, then it will give these people even more incentive to sign up.
That is actually my fear, I disagree profoundly with the idea of such a service but I'm sure that if such a service saw the day light people will accept it immediately and then we will have the same problem we had with gold, the banks will hoard bitcoin and then lend it with interest and probably find a way to create fractional banking

Could you explain what you mean by the same problem that we (allegedly) had with gold? If you refer to banks accepting gold for storage and then issuing gold receipts which were used as money and whose total value by far exceeded the amount of real gold in bank vaults (which led to bankruptcies and massive bank-runs), with Bitcoin it might not work out since you can always trace the history of every bitcoin in existence. If you just mean lending out bitcoins, then I can't possibly see how it is related to gold. On the other hand, if they demand interest should be paid on loans (which is logic), folks may interest interest on their deposits as well

In short, I don't see anything particularly dangerous or ominous in that activity
I for example do not see the difference between bitcoin banks and these banks. All of them are to be reduced only to the fact that the control cryptocurrency as it is now controlled by Fiat.
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February 12, 2017, 08:23:46 AM
 #1269

I do not like banks, all banks offer loans to customers or other services. And that will offer bitcoin bank? Or just take the interest of the translations?
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February 12, 2017, 08:26:54 AM
 #1270

I do not like banks, all banks offer loans to customers or other services. And that will offer bitcoin bank?

But why? do you have a bad experience in banking?

Anyway, if a bitcoin bank is the same as the exchanges, there is no need to make one.... But if they are going to offer what banks offer, why not?

Or just take the interest of the translations?
We use exchange right? what are they up to?  Smiley

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February 12, 2017, 08:31:04 AM
 #1271

I do not like banks, all banks offer loans to customers or other services. And that will offer bitcoin bank? Or just take the interest of the translations?
All bank offer loans i agree. but if bitcoins's bank exist does they also offer loans to their customers ?. if yes how will they give 1 btc in loans which mean you have to give 1000$
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February 12, 2017, 08:37:24 AM
 #1272

In my opinion a Bitcoin Bank destroys the inital Idea of Bitcoin: Everyone being the on "owning" his money..
If you give your money away and trust a 3rd Party.. then there is no reason in using Bitcoins.. u could just
use FIAT. I think centralizing a decentralized system makes 0 sense.
The only possible idea of investing in a Bitcoin bank would be a high interest rate..
But this, to be honestly, won't ever happen

For you there might not be any reason

But for other folks there could in fact be plenty of reason in using a Bitcoin bank. And still more so if Bitcoin banking services would be offered by regular banks. In that case you wouldn't need to pay hefty commissions on fiat withdrawals as well as deposits from and to Bitcoin exchanges, and I'm strongly inclined to think that the former will be more reliable overall than the latter (given all the hacks and scams that we've seen during the last 4 years)


I think you don't need a Bank to have low commissions on deposits/withdrawals.. a Currency exchange would be enough, no need of a real "Bank"
And even against those Hacks you could just use a Hardware Wallet.. But as you mentioned.. IMO a Bank is not needed.. may be different
for other persons

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February 12, 2017, 09:09:07 AM
 #1273

In my opinion a Bitcoin Bank destroys the inital Idea of Bitcoin: Everyone being the on "owning" his money..
If you give your money away and trust a 3rd Party.. then there is no reason in using Bitcoins.. u could just
use FIAT. I think centralizing a decentralized system makes 0 sense.
The only possible idea of investing in a Bitcoin bank would be a high interest rate..
But this, to be honestly, won't ever happen

For you there might not be any reason

But for other folks there could in fact be plenty of reason in using a Bitcoin bank. And still more so if Bitcoin banking services would be offered by regular banks. In that case you wouldn't need to pay hefty commissions on fiat withdrawals as well as deposits from and to Bitcoin exchanges, and I'm strongly inclined to think that the former will be more reliable overall than the latter (given all the hacks and scams that we've seen during the last 4 years)


I think you don't need a Bank to have low commissions on deposits/withdrawals.. a Currency exchange would be enough, no need of a real "Bank"
And even against those Hacks you could just use a Hardware Wallet.. But as you mentioned.. IMO a Bank is not needed.. may be different
for other persons

Currency exchanges are certainly not enough

While trade fees there are not high (around 0.1-0.2% on average), you may have to either pay hefty commissions to withdraw as well as deposit fiat or use third party services (so-called exchangers) that typically charge lower commissions (by accepting exchange codes) but this involves unnecessary risks. Obviously, using for Bitcoin operations the same bank that you make fiat transactions with (e.g. pay your utility bills) would be preferable for most folks

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February 12, 2017, 09:17:39 AM
 #1274

if it serves to redeem bitcoin easily be fiat or otherwise, I think I agree with that. Well, it would probably be easier for us in invests, or bitcoin exchange money if we really need it, and it will probably make bitcoin become more popular.
I think if you think that the bank can redeem bitcoin quickly became fiat, the exchange can do that. indeed bank will only make identity was revealed and anonymous of bitcoin will not be useful

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February 12, 2017, 09:34:46 AM
 #1275

if it serves to redeem bitcoin easily be fiat or otherwise, I think I agree with that. Well, it would probably be easier for us in invests, or bitcoin exchange money if we really need it, and it will probably make bitcoin become more popular.
I think if you think that the bank can redeem bitcoin quickly became fiat, the exchange can do that. indeed bank will only make identity was revealed and anonymous of bitcoin will not be useful
If the bank to create bitcoin, bitcoin is itself loses all its appeal. For one idea and the realization of this work of art in E than satisfied.
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February 12, 2017, 10:16:18 AM
 #1276

I do not like banks, all banks offer loans to customers or other services. And that will offer bitcoin bank? Or just take the interest of the translations?
All bank offer loans i agree. but if bitcoins's bank exist does they also offer loans to their customers ?. if yes how will they give 1 btc in loans which mean you have to give 1000$
I believe that you can not get a loan bitcoin, if there will be a bitcoin bank. We can not take the sausage on credit, because it is the goods in the store. So it is with bitcoin things, it is also goods.

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February 12, 2017, 10:40:32 AM
 #1277

I here the news about bitcoin bank is opened in Austrian capital Vienna, But firstly they are operating bank with buying and selling bitcoin, make easier and safer than other in-person options. But this digital currency outlet is being managed by Bit Trust block chain. https://www.rt.com/business/376977-austria-first-bitcoin-bank/
 


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February 12, 2017, 01:00:07 PM
 #1278

There are such services. But there's a good reason not to use them -- if one day the service is gone, so are all your Bitcoins. This has already happened once and will almost certainly happen again. As of yet, there are no companies I would consider sufficiently reputable in this business.

yes the reason of not using them are because they will just get you a high transaction fees and such thing. the free offer of bitcoin wallets is good after all the banking or services that is offered among the crypto currency. wallet of bitcoin will be good for usual users. but if you want to feel safer and can afford the extra services for bitcoin, you can always afford one.

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February 12, 2017, 01:35:56 PM
 #1279

Bitcoin bank is a good idea, because how can we save bitcoin if we don't have this? and how can we receive our income here in campaign if we don't have this. This is really important especially to those who really want to earn a lot of bitcoin, what is a stupid thing about this?

Even without a bank you can save your bitcoin in your wallet. That's the sure thing about it. But with bitcoin bank, if it happens that we already have one, probably we could benefit on what real banks could offer.


But there is no such stupid thing about this, I think this is also a suggestion and for sure there are also a lot of people who will became one of the customers of that bitcoin bank someday.



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February 12, 2017, 01:43:49 PM
 #1280

Bitcoin bank is a good idea, because how can we save bitcoin if we don't have this? and how can we receive our income here in campaign if we don't have this. This is really important especially to those who really want to earn a lot of bitcoin, what is a stupid thing about this?

Even without a bank you can save your bitcoin in your wallet. That's the sure thing about it. But with bitcoin bank, if it happens that we already have one, probably we could benefit on what real banks could offer.


But there is no such stupid thing about this, I think this is also a suggestion and for sure there are also a lot of people who will became one of the customers of that bitcoin bank someday.
Maybe the bank can offer a 24 hour ATM machine, an advantage for us if we do have our own ATM anywhere so no need to remit out money in local remittances and wait for how many minutes for confirmation, I am indeed in favor to have our own bank for us to have passbook and can monitor our daily deposit and withdrawals.






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