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Question: Do you agree with idea "Bitcoin bank" ?
Yes
No
I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139396 times)
Harlot
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October 27, 2016, 01:23:48 PM
 #241

I don't think that their will be a bitcoin bank any time soon, Why? Because a banks way to earn money is about lending loans, I don't know anyone who will want to loan a highly volatile currency and also not everyone accepts bitcoin yet. Also as mentioned the volatility will make Banks change their interest frequently. And why have a bank when you can have a lending business as well.

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October 27, 2016, 01:55:19 PM
 #242

I don't think we need bitcoin bank i feel more secure with bitcoin wallet, and i feel my privacy is more protected using bitcoin and also i can have full control of my money in my wallet,so i think bitcoin bank is a stupid idea and it is not suitable for bitcoin user

We can't anything about if the government is the one that will implement this type of service. But majority of the people here doesn't want this to happen.

And we are already contented that bitcoin is decentralized and no one is controlling it and if we are thinking about security, it is already secured.

The banks will just going to make it more complicated if they will enter the scene.

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October 27, 2016, 05:30:31 PM
 #243

I dont see the point in a bitcoin bank, surly it is not going to be that hard in the future to secure your own bitcoin via apps, and be your own bank, also banks cant be trusted they will start to loan more bitcoin than they have in store and then will be back to square one.
But if you use a third party app on top of bitcoin in order to secure your coins then that is basically a bank, securing your coins right now is not that hard by following some simple principles.
yeah that banks are third parties who may be in the trust, you can not assume they are not reliable just because they lend money or bitcoin to someone? because that's how they make a profit? certainly they have certain criteria for borrowers, so they do not carelessly give a loan to someone,

This is not about whether they are trustable and reliable but about the necessity of trusting and rely on them at all, with bitcoin you don’t need to do it that’s the whole point.

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October 27, 2016, 05:54:07 PM
 #244

I very much agree with everything about bitcoin development, especially if it's a bitcoin bank. although I do not quite understand the function of it, but I believe it will make bitcoin increasingly popular and trusted among the community, and I also believe that it will improve people's curiosity about bitcoin

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October 27, 2016, 06:03:37 PM
 #245

I very much agree with everything about bitcoin development, especially if it's a bitcoin bank. although I do not quite understand the function of it, but I believe it will make bitcoin increasingly popular and trusted among the community, and I also believe that it will improve people's curiosity about bitcoin

I agree with the idea of bitcoin development and popularising. However the idea of bitcoin bank is against the idea of bitcoin itself. The banks are centralized while bitcoin is not. Bitcoin is anonymous while bank accounts are not.

In other words bitcoin and bank are two separate entities. They cannot be taken together.

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October 27, 2016, 06:18:55 PM
 #246

I very much agree with everything about bitcoin development, especially if it's a bitcoin bank. although I do not quite understand the function of it, but I believe it will make bitcoin increasingly popular and trusted among the community, and I also believe that it will improve people's curiosity about bitcoin

I agree with the idea of bitcoin development and popularising. However the idea of bitcoin bank is against the idea of bitcoin itself. The banks are centralized while bitcoin is not. Bitcoin is anonymous while bank accounts are not.

In other words bitcoin and bank are two separate entities. They cannot be taken together.
If there is a bitcoin bank build in every each country we can not need those local banks to increase and save our money since we are bitcoin banks to save our bitcoin.. and we can withdraw our bitcoin anytime..

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October 27, 2016, 08:25:10 PM
 #247

In my point of view we don't need to use bitcoin bank in function, because bank use to store our balance and then we usually use bitcoin wallet to store our bitcoin. Both of these have a same function and I think it is not too efficient to use both of these at the same time.
We can keep our bitcoin in popular bitcoin wallet such as blockchain, xapo, coin base, bit-x and other else, to make us stay believe that it is secure enough.

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October 27, 2016, 08:52:54 PM
 #248

I do not agree, as hopefully the majority of people here. That idea is just silly, I don't see its interest.
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October 28, 2016, 02:45:44 AM
 #249

No, why would you even need a bitcoin bank in the first place? You're your own bank.
I think using bitcoin bank function is not only to save bitcoin course as you did with bitcoin wallet, but there are many other advantages in bitcoin bank?
as you can benefit by earning interest on bitcoin you save in the bank and of course it is different when you use bitcoin wallet right ?

why would a bank give you interest rates? with real money they want this because they do not to have the money they lend you. they make it up. with bitcoin they would need to have it as they can not make it up. so they would have to invest your bitcoin at a better rate then they offering you. also what about the risk if this fails? if i want to risk my coin in an investment i also would like to pick myself where i invest.   
I think there are some advantage if we use butcoin bank, example : bitcoin bank will give you guarantee of security. So we do not need to worry about hacker threat, may be bank will offering an investment that can grow your money becouse if bank have big capital they can do somethimg big. Yeah thats it. But if the bitcoin bank is a formal bank that recognized by goverment it is mean that we have to pay tax.

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October 28, 2016, 08:05:50 AM
 #250

I really do not agree with the idea of the bitcoin bank unless and until it is being started by a trusted corporate or any big agency. Trust is the main factor behind the idea. If any unknown company starts this, they may scam you and run away with your bitcoin holdings.

Also if you are keeping your bitcoin in a bitcoin bank, then you will have to disclose your bitcoin holding to the government and they will start taxing you. So for the betterment of the bitcoin fraternity, keep your identity secret and use secret wallet.

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October 28, 2016, 08:47:28 PM
 #251

I very much agree with everything about bitcoin development, especially if it's a bitcoin bank. although I do not quite understand the function of it, but I believe it will make bitcoin increasingly popular and trusted among the community, and I also believe that it will improve people's curiosity about bitcoin
It will increase adoption and popularity no doubt about that but it will kill the spirit, the idea of what bitcoin is, that is why we must not use those services since it goes against everything that bitcoin stands for.

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October 28, 2016, 08:54:24 PM
 #252

Its such ideas that might BRING the legendary SATOSHI to speak against this...honestly bitcoin was created to avoid all the unnecessary fees you undergo using banking services
HELL NO TO A BANK

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October 28, 2016, 10:30:27 PM
 #253

I dont understand why people does request a bank to store their bitcoins, i do believe is because they afraid to loose their bitcoin into exchanges or to the wallets providers, but who would manage those bank, a single person? Makes no sense at all we trust our coins into a single person or more then one these days, there are few people that we can trust.


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KaliLinux
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October 28, 2016, 10:39:13 PM
 #254

I dont understand why people does request a bank to store their bitcoins, i do believe is because they afraid to loose their bitcoin into exchanges or to the wallets providers, but who would manage those bank, a single person? Makes no sense at all we trust our coins into a single person or more then one these days, there are few people that we can trust.
I am very comfortable with wallets. I can do everything i need with wallet online. None is required to work for me. It saves my time as well. I do no require to go to a place to complete all my transactions. I do not require any third party. I am not charged fees as well. So i get all facilities here. Why i require a bank where more energy is required to fulfill my purposes.



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neochiny
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October 28, 2016, 10:51:39 PM
 #255

Bitcoin and banks are like complete opposites.

Only reason some people are even hoping for a bitcoin bank is probably in the hopes of "insurance", coz banks guarantee up to a certain amount of your deposits. So with all the hacks going on, they're hoping that there's somewhere that could guarantee their money. As for interest and investments by banks, meh. It's all about security and insurance they're really after.

Anyway, I doubt it would work. In so many ways. sigh.


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October 28, 2016, 10:54:24 PM
 #256

I do not agree, as hopefully the majority of people here. That idea is just silly, I don't see its interest.
I think to make the facility it is okay to do, because no one forced you to use bitcoin bank, you're also free to continue to use the wallet or anything


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October 29, 2016, 04:24:46 AM
 #257

I do not agree, as hopefully the majority of people here. That idea is just silly, I don't see its interest.
but to me it will be a good idea but it will take some more time. when the user of bitcoin increase to a good number and when people will feel the importance of bitcoin banks then this idea will really work.
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October 29, 2016, 04:29:02 AM
 #258

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.
Yes I agree because It makes me feel comfortable right now
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October 29, 2016, 05:59:56 AM
 #259

I dont see the point in a bitcoin bank, surly it is not going to be that hard in the future to secure your own bitcoin via apps, and be your own bank, also banks cant be trusted they will start to loan more bitcoin than they have in store and then will be back to square one.
But if you use a third party app on top of bitcoin in order to secure your coins then that is basically a bank, securing your coins right now is not that hard by following some simple principles.
yeah that banks are third parties who may be in the trust, you can not assume they are not reliable just because they lend money or bitcoin to someone? because that's how they make a profit? certainly they have certain criteria for borrowers, so they do not carelessly give a loan to someone,

This is not about whether they are trustable and reliable but about the necessity of trusting and rely on them at all, with bitcoin you don’t need to do it that’s the whole point.
but the bitcoin bank ideas is too far from the word of will be implementing into a real project because we can't trust them and especially there is no guarantee for trust them and especially I believe are not get supported by the government about their legalization.

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October 29, 2016, 06:01:01 AM
 #260

I do not see much of a difference, but I do not trust banks anyway therefore I prefer to keep all my money myself Wink


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