ftoole
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November 06, 2017, 06:02:24 PM |
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Do these developers have experience in developing similar products? What were their previous projects?
Yes, developers have experience, they did some successful projects in Russia. All list of them is in WP. And what did this service do? Please read the WP to get all informaition. Briefly, they offered roughly the same services, only without binding to the network of blocking and smart-contracts.
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ICO_SotC
Newbie
Offline
Activity: 28
Merit: 0
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November 06, 2017, 06:08:28 PM |
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Do these developers have experience in developing similar products? What were their previous projects?
Yes, developers have experience, they did some successful projects in Russia. All list of them is in WP. And what did this service do? Please read the WP to get all informaition. Briefly, they offered roughly the same services, only without binding to the network of blocking and smart-contracts. ok. thx for answering.
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manobra
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November 06, 2017, 07:18:23 PM |
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HI. Tell me plz, I'm sure that the idea there are altcoyns adapted for issuing loans isnt new. Maybe anyone create analogs lendingclub.com on the blockchain too?
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ftoole
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November 06, 2017, 07:23:46 PM |
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HI. Tell me plz, I'm sure that the idea there are altcoyns adapted for issuing loans isnt new. Maybe anyone create analogs lendingclub.com on the blockchain too?
HI. Yes. There were a bunch of these projects. One of the most recent is Sikoba (not adv) with P2P IOU concept. But its slightly different from Inspeeer.
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kaytokeyos
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November 06, 2017, 07:28:50 PM |
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HI. Tell me plz, I'm sure that the idea there are altcoyns adapted for issuing loans isnt new. Maybe anyone create analogs lendingclub.com on the blockchain too?
HI. Yes. There were a bunch of these projects. One of the most recent is Sikoba (not adv) with P2P IOU concept. But its slightly different from Inspeeer. I heard of this project too. But too bad sikoba doesn't use credit scoring to allow for crediting unknown persons. From their website: "Participants who know and trust each other in real life grant each other credit lines in the Sikoba system."
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ftoole
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November 06, 2017, 07:37:26 PM |
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HI. Tell me plz, I'm sure that the idea there are altcoyns adapted for issuing loans isnt new. Maybe anyone create analogs lendingclub.com on the blockchain too?
HI. Yes. There were a bunch of these projects. One of the most recent is Sikoba (not adv) with P2P IOU concept. But its slightly different from Inspeeer. I heard of this project too. But too bad sikoba doesn't use credit scoring to allow for crediting unknown persons. From their website: "Participants who know and trust each other in real life grant each other credit lines in the Sikoba system." Sorry for offtopic, but can't agree more. That would be extremely beneficial for jump start. If anyone won't come up with any substitute tool, big guys from financial industry will probably take over this segment. Hope what Inspeer will be able to resist.
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waser12
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November 06, 2017, 09:24:26 PM |
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HI. Tell me plz, I'm sure that the idea there are altcoyns adapted for issuing loans isnt new. Maybe anyone create analogs lendingclub.com on the blockchain too?
HI. Yes. There were a bunch of these projects. One of the most recent is Sikoba (not adv) with P2P IOU concept. But its slightly different from Inspeeer. I heard of this project too. But too bad sikoba doesn't use credit scoring to allow for crediting unknown persons. From their website: "Participants who know and trust each other in real life grant each other credit lines in the Sikoba system." The credit rating is the basis for the success of such a project. Without its own user evaluation system, all this will not make sense.
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dedmaroz
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November 06, 2017, 09:32:09 PM |
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Nevertheless, I do not fully understand the factors that the program will determine the credit rating of the user. Especially when you consider that the platform will be independent of the banking system and all related information
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nrvkush
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November 06, 2017, 09:37:29 PM |
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What about the US? Are you not going to develop a platform in this direction?
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Groc
Sr. Member
Offline
Activity: 560
Merit: 250
Bounty manager (https://t.me/Gudwinn)
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November 06, 2017, 09:55:42 PM |
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What about the US? Are you not going to develop a platform in this direction?
Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans
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TopGun
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November 06, 2017, 10:02:09 PM |
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What about the US? Are you not going to develop a platform in this direction?
Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market
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dedmaroz
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November 07, 2017, 07:46:45 PM |
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What about the US? Are you not going to develop a platform in this direction?
Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market I can only guess, but in North America there is quite a lot of competition in this area. Banks offer microloans on sufficiently favorable terms, users do not have sense to use tokens.
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TopGun
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November 07, 2017, 09:53:00 PM |
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What about the US? Are you not going to develop a platform in this direction?
Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market I can only guess, but in North America there is quite a lot of competition in this area. Banks offer microloans on sufficiently favorable terms, users do not have sense to use tokens. Bad guess. Tokens will still be more profitable at the expense of the fact that they can be provided to creditors who have been denied ordinary banks. Therefore, the decision to abandon North America is still not clear to me.
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23coins
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November 07, 2017, 09:59:15 PM |
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What about the US? Are you not going to develop a platform in this direction?
Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market I can only guess, but in North America there is quite a lot of competition in this area. Banks offer microloans on sufficiently favorable terms, users do not have sense to use tokens. Bad guess. Tokens will still be more profitable at the expense of the fact that they can be provided to creditors who have been denied ordinary banks. Therefore, the decision to abandon North America is still not clear to me. Then it remains only to wait for the developers response.
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23coins
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November 07, 2017, 10:58:13 PM |
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What is the reason for the confidence that the token will grow? I only recently thought about this issue. This is not the first such service.
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nrvkush
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November 07, 2017, 11:06:36 PM |
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What is the reason for the confidence that the token will grow? I only recently thought about this issue. This is not the first such service.
Well, it seems to me that the whole point is that clients of such a service can have much more than another microfinance organization. But tokens will also need to be exchanged, so there will be demand for them. True, this explains the possible popularity of all such services, not only this
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Inspeer.io
Member
Offline
Activity: 98
Merit: 10
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November 08, 2017, 03:46:36 AM |
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Do these developers have experience in developing similar products? What were their previous projects?
Yes, developers have experience, they did some successful projects in Russia. All list of them is in WP. And what did this service do? Please read the WP to get all informaition. Briefly, they offered roughly the same services, only without binding to the network of blocking and smart-contracts. ok. thx for answering. LightFin.ru is a part of Inspeer, currently operating in Russia. It successfully works from 2016 in Russia. Inspeer team is experienced in creating online lending financial institutions in Spain, Germany, and Russia with more than 3 million users acquired. Only in Russia, about 200,000 loan applications were processed during the first month.
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Inspeer.io
Member
Offline
Activity: 98
Merit: 10
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November 08, 2017, 03:55:07 AM |
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Nevertheless, I do not fully understand the factors that the program will determine the credit rating of the user. Especially when you consider that the platform will be independent of the banking system and all related information
To determine accurate credit rating for user we have InsCore. InsCore is a scoring model consisting of 1000 scoring cards for microlending and collateral lending. It allows us to instantly conduct a detailed analysis of the solvency and reliability of borrowers. The analytical library of the service contains more than 20, 000 data input values and variables from traditional and alternative sources. Additionally to that, Inspeer has its own Credit Bureau with 10 mln records. Inspeer combs through a prospective borrower’s digital footprint, credit rating information, income, and personal references in order to obtain an accurate credit score.
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Inspeer.io
Member
Offline
Activity: 98
Merit: 10
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November 08, 2017, 04:23:11 AM |
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We want to remind that we have Bounty Campaign! We invite everyone to make the contributions to the project development by joining our bounty program. Completing different tasks will allow you to receive the stakes which are to be distributed between all bounty participants in the following categories: Facebook, Twitter, Bitcointalk Signature campaign, Exclusive Project support, and Inspeer BTT thread campaign. It will last till the end of ICO! Don't miss the chance to participate in it ! Bounty terms here: https://medium.com/@Inspeer/inspeer-launches-bounty-campaign-d4fd3a48c804Telegram chat where you can ask your questions about Bounty Campaign: https://t.me/inspeerbounty
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