Не знаю таких услуг, потому что банк никак не может распоряжаться этими рублями.
У каждого гражданина должен быть только один счет. Если его открыть в приложении сбера, то можно ли цифровым рублем распоряжпться а приложении другого банка?
Этими рублями банк распоряжаться не сможет, а втюхать другие услуги может.  Что касается счёта и доступа к нему, то, исходя их имеющихся анонсов, доступ можно будет получать через любой банк, в котором пройти соответствующие авторизацию, т.е. необязательно работать только через один, можно и через несколько, одновременно. А как получится в итоге на практике, увидим. Я думал об этом. С физлицами тарифы фиксированные, а значит зарабатывать на бизнес счетах, и скорее всего все коммерческие организации обяжут принимать цифровые рубли с 2025 года или раньше. И здесь схемы оптимизации налогов не будут работать. |
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https://www.theblock.co/post/243464/curve-exploit-identity-bounty"Злоумышленник, который атаковал пул alETH-ETH Alchemix на Curve, вернул все 22 миллиона долларов. Возвращено более 12 000 ETH. Кроме того, вмешательство «белых шляп» успешно предотвратило ограбление сумму 13 миллионов долларов. Лицо, ответственное за взлом пула pETH-ETH компании JPEGd, вернуло 90% украденных активов на сумму 5 495 ETH (11,5 млн долларов США). Кроме того, средства, незаконно присвоенные из пула sETH-ETH Metronome и основного пула CRV-ETH Curve Finance, в общей сложности около 7 миллионов долларов, были возвращены оператором бота MEV под именем c0ffeebabe.eth. PeckShield указала, что украденные средства в размере 19,7 млн долларов еще не возвращены."
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CBDC это очень большой конфликт интересов. Банки участвуют в тестировании, но они с этого не получают интереса. Цифровые рубли не могут быть на баллансах, и банки не в состоянии этими рублями распоряжаться. Получается что банки активно участвуют в испытании сркдства для их уничтожения.Крупные банки остануться операторами а мелкие разорятся.
Поэтому они и спешат поучаствовать: кто успеет первым заманить клиентов открыть кошельки крипторубля именно у них, возможно, сумеют дольше какие-то услуги предлагать посетителям, а кто окажется последним в очереди, уже и посетителей не увидит, потому что их сманит ЦБ. Ситуация, когда любой шаг хуже для них. Но в этом-то и сила принуждения государства, что решить как-то иначе банки фактически будут не в силах. Они могут попытаться мягко бойкотировать ЦВЦБ путём предложения пользователям каких-то других услуг по более привлекательным условиям, но и тут их ЦБ, скорее всего, подрежет тоже. Не знаю таких услуг, потому что банк никак не может распоряжаться этими рублями. У каждого гражданина должен быть только один счет. Если его открыть в приложении сбера, то можно ли цифровым рублем распоряжпться а приложении другого банка? |
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Another good news article for people who think that the government are creating laws to serve the people better and protect the consumers hehehe. After you read the news, if your argument is that the government is only treating cryptocoins similar to the laws that they have created for cash, then it appears that because of this law, the government has been surveilling on everyone who has made a $10k cash transaction or more. Time is running out for the crypto industry to fight a new law that will force US businesses to collect personal information on people who use digital assets worth more than $10,000 to buy stuff.
The new rules will snap into action on January 1, 2024.
Last year, crypto think-tank Coin Center sued the Treasury Department and Treasury Secretary Janet Yellen, which have been charged with implementing the regulation, arguing the new rules are tantamount to “unconstitutional financial surveillance.”Source https://www.dlnews.com/articles/regulation/crypto-privacy-battle-started-by-words-inserted-in-2021-law/This is a predictable move. The most dangerous regulation could start with stablecoins, and all address holders with more than $10,000 could be given a deadline to go through the Know Your Customer process. Cirсle is an American company, and its stablecoins are used all over the world. It is also dangerous to store savings in stablecoins now. |
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"- То есть любой владелец цифрового кошелька сможет «подкрасить» свои рубли и проследить, чтобы их тратили только на благие нужды? - Да, например, даете деньги ребенку, который идет в школу, оговариваете при этом, что деньги можно потратить только на завтрак, покупку книг или учебников, но никак иначе. Соответственно, как ни велико было бы желание пользователя денег применить их не по назначению, сделать это будет невозможно. То есть будет прописано целевое использование выделенных родителями ребенку денег." Подробнее в ПГ: https://www.pnp.ru/economics/anatoliy-aksakov-deti-ne-smogut-potratit-cifrovye-rubli-na-chto-popalo.html___ Мамочки будут делать смарт контракты для детей, а регулятор с Росфинмоном, ФСЬ и налоговыми органами будут за этим следить. Только вот в роли мамочки будет государство, а в роли детей граждане. И тоже будут "благие" цели, но в разрешенных пределах - не забываем про углеродный след. У экошизиков как раз была идея везде этот след тоально учитывать и при превышении норм блокировать возможность человека пользоваться собственными деньгами. И судя по тому, что я везде (например проверьте на авито) вижу эти ебнутые цифры углеродного следа процесс идет. CBDC это очень большой конфликт интересов. Банки участвуют в тестировании, но они с этого не получают интереса. Цифровые рубли не могут быть на баллансах, и банки не в состоянии этими рублями распоряжаться. Получается что банки активно участвуют в испытании сркдства для их уничтожения.Крупные банки остануться операторами а мелкие разорятся. |
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I didn't mean to protect the project, but what's the scam here?
You got the NFT that they claimed can be worth for $1250 USDC, then what's the difference with the bounty project that claimed they have 500.000 token share and the token will worth $5 during the distribution date.
If it's scam, every bounty project should be scam too.
If you use a brand new wallet and mint nft, then you can then see what permissions you have given to access your wallet. In the case of a new wallet, you will only lose commission on mint nft. It is worth taking part in similar projects only from a new wallet with no coins. Then scammers won't steal anything from you. |
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Chinese + Blackrock doesn't sound good to US authorities, hehehe. Specially that the government of US seems to be anti crypto and Blackrock involving themselves into bitcoin could be a giveaway as to why they are going on a witch hunt. And Lo and behold, after further digging, they could have found a connection between them and the Chinese, hence as quick as they snap their fingers, there is going to be a congressional probes. And for sure those who are going to probe are included in the memo. ( https://twitter.com/EleanorTerrett/status/1656362002577772544?s=20) This probe will definitely have an adverse effect to their proposal for the approval of Spot Bitcoin ETF. It might be a well-planned plot to deny BlackRock's request. If they are indicted, it will become a ground for the ETF denial. The public will support because it will be seen that the company is anti-US and working against national interest. Futures Bitcoin ETF is already running and Spot Bitcoin ETF will also be approved. But the company has to seek these permits in the US through the courts. And another point, what to do with a dozen other requests for the Spot Bitcoin ETF? Accuse each company of violating the law, and then refuse on this basis? |
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Сначала хотябы увидеть этот рубль Первыми пользователями цифровых рублей, вероятно, станут клиенты банков, участвующих в тестировании. В пилотную группу, которая обкатывала операции на прототипе платформы, вошли 15 организаций: «Ак Барс банк». «Альфа-банк». ВТБ. «Газпромбанк». «Дом-рф». «Киви-банк». «МТС-банк». «Промсвязьбанк». «Росбанк». Сбербанк. «СКБ-банк»*. «Совкомбанк». «Союз». Тинькофф Банк. ТКБ. *В феврале 2022 года сменил название на ПАО «Банк Синара» Но в тестировании цифровых рублей с реальными клиентами в 2023 году будут участвовать только 13 банков. Их список регулятор пока не приводит.https://journal.tinkoff.ru/guide/digital-currency/ |
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In Russia, too, various commissions of specialists were created for several years to prepare the law, and a draft law was written, which later became of no use to anyone.
You can use the practice of Hong Kong, you can use the practice of European MIKA law, but I wonder how the law will be written in accordance with Sharia law.
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The investigation seeks to determine facts that would inform US policy on China, per the Journal."
So, If I get this right, congress claims that Blackrock is sharing confidential data with their China partners which might worsen the US-China relationship even further. That is some serious allegations. Although I'm sure Blackrock will just get away by paying some fine and then continue their business as usual. Relations between the US and China are not the best, because they are competitors. The USA concentrates on its territory the best technological productions and entices manufacturers from Europe. In the long run, China will win because their system of governance is better, although not at all democratic. |
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http://cbr.ru/press/event/?id=16982"Совет директоров Банка России установил тарифы для операций с цифровыми рублями. Платежи и переводы цифровых рублей для граждан будут бесплатными. Это позволит обеспечить для них максимальную доступность операций с национальной цифровой валютой. Тариф для бизнеса за прием оплаты товаров и услуг цифровыми рублями составит 0,3% от суммы платежа (но не более 1,5 тыс. рублей). При этом тариф для компаний, предоставляющих жилищно-коммунальные услуги, будет 0,2%, но не более 10 рублей. Комиссия за переводы между юридическими лицами составит 15 рублей за операцию. Эти тарифы начнут действовать с 1 января 2025 года. До этого момента установлен льготный период, когда все операции с цифровыми рублями на платформе Банка России будут проводиться бесплатно."
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More globally, Blackrock owns a huge number of companies that invest in bitcoin and other cryptocurrency projects. So why is this happening right now, when cryptocurrency legislation is beginning to take shape in the US?
I think that everything here is much more complicated than the formal accusations of investing in Chinese companies.
Yes, it is very interesting. As soon as I read the title, I immediately thought, Why now? What irony!!! This is really laughable, the actions of the US government often seem childish, Blackrock is a giant company with a long history of investment, but the government did not discover that the company was "facilitating investments in Chinese companies" until now!!! After Blackrock decided to invest in Bitcoin??!!! Come on man!!! It seems clear that they want to cause trouble for the company just because it decided to invest in Bitcoin, perhaps it is a message to the company that they should reverse their decision. The legal case between the Securities and Exchange Commission and Ripple lasted more than 2 years, and how long will such a process with BlackRock last? As far as I know, this company does not make direct investments, but creates various funds that then make investments. And the companies that BlackRock has invested in have been seen to promote the development of other cryptocurrencies, not just bitcoin. |
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@zasad@. However, there might be a problem with that definition because uncle Gary can declare any project that has issued a token a fraud and a ponzi scheme. Ethereum, Uniswap, Sushiswap, Curve, Convex and many projects in DeFi issued a token but they never scammed the buyers. Is it right for Gary Gensler to crackdown on them because for the old holders of those coins to profit, new buyers must come in?
I reckon that you are one of the people in this forum who knows that a project that has issued a token should not be automatically declared a ponzi scheme.
I don’t understand why you compare cryptocurrency projects with a Ponzi scheme. Projects like StepN are like a Ponzi scheme, but there are a lot of legal issues. The SEC is fighting the illegal sale of shares, and the main question now is which token is a share and which token is not a share. There is a court practice that says that the company will pay fines and penalties from the amount received at the ICO. For projects like Ethereum, this is a ridiculous amount, but it is not certain that the SEC will sue Ethereum. |
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Too bad this shit is spreading fast. https://www.coindesk.com/tech/2023/08/03/shiba-inu-take-steps-to-become-defi-contender-will-add-digital-ids-to-ecosystem-projects/Shiba Inu Takes Step to Become DeFi Contender, Will Add Digital IDs to Ecosystem Projects "Digital identity verification will be a part of all Shiba Inu developments in the future, including on the upcoming Shibarium layer 2 blockchain. Shiba Inu developers will tie digital identity services to all platform applications in hopes to strengthen the project's image among users and governments. Such steps could fuel demand for SHIB tokens as the project is viewed more legitimately by serious investors." |
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I doubt there is any way to implement KYC on decentralized exchange like Uniswap but definitely possible to implement on projects because it happened in the era of ICO and defi is just the similar version of it I mean those defi projects which are mostly relying on the ethereum network which switched to PoS already so the decentralization is already a big question when it comes to Dapps so it can be added to the list as well.
Why I feel it is not possible to implement on exchanges because it doesn't operate under any countries guidelines since its completely the trades are actually peer to peer based on smart contracts unlike the traditional exchanges so if governments wants to regulate then they need to restructure their entire regulations.
This is very easy to do on uniswap if there is legislation, but so far there is none. The MICA law in Europe does not regulate the DeFi sector at all and in the US also only bills, but this issue will most likely be resolved in a few years either by introducing whitelists or by introducing digital identifiers. And the laws of other countries will not contradict the rules of the USA and Europe. |
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Well I was surprised to hear about this news. Worldcoin has said that it has 2.2 Million users that have signed up so far in past 2 years. And now Britain, France, and Germany are even going to look in to it.
I do not believe this many people are doing this. They are giving up their identity to we dont even know who. It would be better if all those people bought Bitcoin instead of scan their eyes.
Does your country take a biometric photo when issuing a passport? When crossing the border, there are constantly automatic check-in desks for tourists, where a biometric photo is taken and the passport data is checked. If you are applying for a visa to other countries, then you will have a biometric photo taken and a fingerprint taken. Do you think this is not enough to identify you? |
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Maybe you know already: we have good coin and we have bad coin. While Bitcoin is very good coin, TRON is bad coin and here is why:
- TRON didn't achieve any additional technological advance compared to existing coin
- TRON is only launched because Justin Sun hates Vitalik Buterin and Ethereum
- Justin Sun failed to compete against Ethereum. Ethereum is much better, has much better technology and better developers
- Justin Sun just SHILLS his shitcoin TRON instead of implementing a better technology
Everyone should know, how fraudulent TRON really is.
Avoid bad coin like TRON.
Justin Sun copied the idea from Vitalik Buterin, but his ecosystem allows you to make transfers without commission if you have a certain number of coins staked. Many do not know, but Bandwidth and Energy can be delegated to another user for free transactions, but there is no such thing in Ethereum, so there are a lot of stablecoin transactions in the Tron ecosystem. |
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What made you go through the KYC procedure?
There are a lot of scammers in the cryptocurrency sector in the US, Canada and Europe, although many users think that these countries are safe and there are fewer scammers there.
In order not to be deceived, you need to wait for the company to prove itself in the market and earn a reputation, so that it would not be profitable for it to disappear with money or user data.
You said it rightly. Haven verified that the company was based in UK, I had some level of believe in the project. I had thought that SEC was effective and hard on them. It was based on this believe of mine that I went deep into the project and in the end I lost much. The reason I completed KYC was this; KYC was not said to be a prerequisite, but when they claim the bond is matured, I was then forced to complete KYC as a compulsory requirement for the investment exit. I had acquaintances who opened companies in the UK, but they had never been to this country. Maybe now there are more serious requirements for the opening of firms, but for a long time I do not believe that in these countries the interests of non-citizens will be protected.If I want to invest in companies, then it is better to use the stock market, where there is very tight control. |
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