If you ever see a modern housing estate being built in Britain you will understand. Postage stamp gardens, hardly any parking, paper walls, no amenities, no public transport and they're thrown up as quickly as possible for maximum profit and often delivered with countless faults like overflowing drains and windows with gaping gaps in them. Many of their show homes have special 3/4 scale furniture to make them look bigger inside.

I spent the night in a typical one once and you could hear someone scratching their nose at the opposite end of the building. Lord knows how you'd manage your first wank without the whole family asking you how it went at breakfast the following day.

There are some good ones. They're rare.

We have on average the smallest and no doubt most expensive houses in Europe.

Older is almost always better.

Agreed. I am in no position to know what it's like now. But I can remember what it was like arriving and I think things have changed quite a bit in terms of the established personalities here. Back then maybe most senior accounts were credible and most of them have since left in disgust.

You would've had to have signed up in 2010 or 2011 to be legendary when I arrived which makes you a proper OG.

All the same I wasn't inclined to swallow everything they put in front of me. Ultimately I'm just another twat writing rubbish as they all were too, albeit their being rather less rubbishy.

But that was the purpose of my post. I was highlighting the fact that with a minute or two of effort you can figure out whose account is certifiable junk and whose might be reasonably worthwhile. Not many will bother though.

Click on the profile. Click on the merit. If it's empty then there's your answer.

I thought this had been settled years ago.

It's Jaywick of course.

Sun, sea, affordable property, 'community spirit' which is important as you get older and all a short hop from London.



The ocean is just over the concrete wall at the end.

I think she's an opportunity digger, not a gold digger. I reckon she'll be the one who winds up making vastly more money but she certainly used him as a springboard.

I don't think many foreigners really get the attitude the British public have towards the royals. We expect them to lord it up when the occasion calls for it, but the rest of the time we don't want them rubbing our faces in it or hear what they think about anything. William is the epitome of that. He's done regular jobs and flies coach on his holidays. He also keeps his gob shut.

I had a good look over the royal train when it was parked up at my local station once. The decor was from a 1970s doctor's waiting room. Most of the time royals are sat in drab rooms not saying much.

Ms. Markle is the polar opposite of that. It's not a bad thing, just a diametrically opposed thing.

Watch that - https://www.youtube.com/watch?v=NrrC3HkJMzM  the amount of hair flicking, coy poses and being all modern and stuff would have the queen beating the shit out of you if you recorded that as a working royal.

The only thing I find surprising about it is why all parties didn't realise there was a total lack of compatibility that could never be bridged. They should've gone full civilian from the off.

I refuse to move anywhere sweaty. And though I don't know how sweaty it is there it's certainly close enough to other places filled with people sweating to raise my suspicions to Defcon 1.

I could buy a rotating army of small Filipinos to sit in fridges and then run out and press themselves against me until they warm up, but I think I'd rather stay put and incur a bit more expense.

Hey, I'm a doer upper.

And I'm researching floating buildings so I may as well start with one I can crash a few times.

It is what it is. I priced it in from the off. And it can be much, much worse in other places. Ireland's 33% I think.

If I change my mind I have my eyes on this palace - https://www.rightmove.co.uk/overseas-property/property-88276847.html?currencyCode=GBP  but need to get my skates on before going abroad results in gammons stoning you to death.

Merit scores cover that to an extent, but you have to work a little to unearth it.

For me at least it's extremely easy to tell whether a more senior account earned it or spammed it. The accounts with airdropped merit and very little earned merit all write the same empty shit that you forget before you've finished the sentence.

But yes, it could do with being clearer.

Well, we do get a 12 grand or so tax free allowance per year which could be worse and covers some spending. I didn't realise the American rate was zero from the off which is nuts.

Capital gains is not one of those taxes that the average voter pays or gives a shit about so I can well imagine it'll rise at some point. It's a pretty soft target. And it would've been 90 billion per cent had Labour gotten in.

This is the only suggestion worth bothering with and the other posts demonstrate exactly why.

If you listened to the squit from the headless chickens running around here you'd be fucked most of the time. If you bought like a robot for long enough you would be sitting pretty, and very, very prettily over the long term.

If I'd attempted to trade or time the market I am 100% certain I would have vastly less than I do now.

Here is the stat that anyone considering getting involved should have in mind and it also applies to many other markets too -



This guy is largely a silly sausage but he nails it here. I have been here long to see hundreds if not thousands of posts from people declaring they've sold all and will not enter until their target low arrives. Then we never hear from them again.

And OP, almost all of your posts seem to be about timing the market too. Your guesswork is little different to all the others you've highlighted.

And Mr. Binance has some wonderful advice for all of us -

'Many hardcore crypto ogs advocate storing your own keys. But the truth is, today most people are not able to secure a key even from themselves (losing it). A trusted centralized exchange is #SAFUer for most people. The numbers speak for themselves.'

https://twitter.com/cz_binance/status/1218973539207770113

All this from the man whose site has been hacked AND wanted to roll back the blockchain to counter it.

If you can't secure a wallet then having your funds in a place that can be emptied with a password or two, that's if they don't empty it themselves, is not turning me on.

I would love to know whether Gemini has actually made them any money yet. Banking charters, staff, development, legal costs and so on add up to a vast outlay.

They're fine of course due to their personal holdings but I wonder what their time frame is for recouping and making actual profit.

50 is fuck you money. If you have 3-4-5 decades left then 5 million will provide a reasonable amount above the average income plus a few toys and a decent house if you want it to last the rest of your days. No way could you be having sex with Lambos every night unless you want the classic lottery win outcome of winding up penniless less than 5 years down the line.

And if you do nothing about inflation you'll starve to death on 5 million too. What buys a holiday now might not buy lunch by the time you're ready to croak. Luckily there's this Bitcoin thing that might do OK as long you hang on to some.

Can you repeat that in a known language?

If it were used for actual commerce worldwide I can imagine it would lift a considerable number of people from grinding poverty who otherwise wouldn't be able to participate in online economies. But Bitcoin won't change much in terms of the overall distribution of wealth at the extreme of either end.

Online economies are lorded over by people at the top who'll keep swelling. There'll always be whales. There'll always be peons. The best we can hope for is a slight softening.

If they're willing to do it in America then a return to Japan isn't inconceivable either.


And yet I have hardly ever seen any Bitcoin trader make any mention of the Japanese market or JPY/BTC.

Maybe it's hotter on shitcoins but I would've expected somewhere that heavily tamed to be taken more seriously than it is.

Same goes for many other things. Tax collecting in most places is taken on trust. People cough up for the sake of a quiet life.

Unless your opsec has been peerless there's a good chance you could be retrospectively nailed. It's not the cleverest area to be indulging in tax evasion. You leave a trail of permanent droppings wherever you go and the data mining techniques are only going to get better.

You can buy Mastercard balance voucher things inside Bitpay's wallet which I guess is some sort of virtual card but it appears to be in fixed amounts. That's completely separate from their US only debit card. It might depend on what country the wallet senses you're in. I'm in the UK and it lists it as an option.



There's another operation that does them too but I can't remember what it's called.

I presume when debating a known crypto personality one assumes by default that they have a criminal or scammy past. It's probably a profound shock when they turn out not to.

It's such a grind figuring out what's true and what isn't in cryptoland that unless there are actual convictions someone that slippery could shrug off accusations of that nature.

It's a totally different matter if where you live has uncertain rules. I don't. I don't think that stops people ignoring them 'because it's on the internet and I took the risk so I shouldn't have to pay'.

If I were in a place that hadn't clarified anything I'd at least hang something back just in case they ever did. It's a pretty poor show to leave people in the dark completely.

If you make your money trading duck billed Platypus placentas that's taxable. Why on Earth should Bitcoin be any different?

This indignance turns up here so often I suspect there'll be some humongous tax bills arriving on many a doorstep because people thought they were 'special'.