This purely inflation. If the amount you are spending is more than what you are earning, you need to take some balance to check your spending limits, your demands, your needs and your wants; reduce your wants and focus on your needs so as to get balance or you will be a debtor for life because your salary will only be use to settle your loans so that you will be eligible for another loan. That is why wise people says that if your salary is your only source of income, then you are just one step away from poverty, that is why it is advisable to have a side hustle apart from your main work.

Tech, web development, and other skills can earn us more money to stop relying on our salaries; if we have side hustle, we will have chance to save money for investment and for future use so that we cannot be debtors for life. Let's use our time to learn skills that will help us in the future.

Why do you have so much confidence about Chelsea at stamford bridge this night? Remeber the match is against Aston Villa that is on form this season.
Playing a single ticket carying both Chelsea and Manchester City to win will have a good odd, and it will likely come, but if we remember that any of these teams are hungry of any trophy this season, then we will know the risk behing staking a handicap game for them; Play both team to score instead to reduce risk and avoid losing money if any of these teams fail to win.
 

Every striker miss chances, and he is not overrated. His performance is a bit low compared to his team performance because it is a country's game with different players that you only train once in a while, unlike your team players that you all train daily, how do you expet his performance to be the same? If he signed for any England team, he will perform well based on the Premier League style of football. Any team that will be able to raise huge amount od money to sign him will have good good playmakers that can create as much chances as possible for a striker to convert, and Osimhen is good at converting chances, he is just having a bad form in the AFCON competition which might end soon.

England Pattern of football is not the same with Aftcan football man, there are alot of professionalism in English football which is not in the African football. We have seen so many players that couldn't play well in their country side but they are playing well in their club side, this is normal.

Once a big team, always a big team. PSG is far better Real Sociedad in terms of everything including the quality of players. Some people are thinking that since Messi, Neymar, and other big names players left PSG, the team will not be up to their standard, but Mbappe is capable together with some of their signings to make the team a great one, and surprisingly, they can win the Champions League with these players

Real Sociedad is performing greatly in all competitions this season, I think this turn around in the team is about to give a high rating in the eye of their fans because they shoced them by toping the group D of the Champions League this season ahead of Inter Milan, Benfica, and Salzburg. Nevertheless, this should not be the reason why fans will underrate PSG just because they used to be eliminated in the Champions League more often. Only big teams will eliminate PSG at this stage, Sociedad will be eliminated by PSG.

Perhaps Liverpool want to take the same or similar decision as Arsenal did when they were tired with Arsene Wenger, the fans were tired of his management style and pattern which was why they called for his resignation in the year 2018; for Jurgen Klopp to make this statement, the manageent probably need another manager with fresh mind to take the team to the next level, and that can be the reson why they will not wants to renew Klopp's contract as there will be other managers they will be eying outside the Premier League which can be either Alonso, or any other manager out there.

If Liverpool change manager next season, it might affect their performance next season because the new manager they will sign will come with hisown pattern of football which may take some of the players time to adapt, as a result, it will affect their performance before the manager and the players get to know each other's tactics. Alonso, and De zarbi will be the best option for Liverpool, but their chance of having any of them is limited.

The way you guys talk about winning money from gambling is really funny to me because how do you comfortably win a million. Since you know the strategy and you want us to share within us, why don't you go first and let's start from you.
There are many strategy and combination to win a million but that strategy also involves you losing millions, it's a predictions and it's not guarantee that you will make it for the first trial, second trial, third trial continuesly, some people are even suggesting using huge amount of money but the same strategy can make yo lose everything, it's good we all admit th loss so we don't mislead people.

Whatever type of sport you choose to play, understand that it involves some level of risk, the same way you can win it is the same way you can loose it all but if you have the mind to pursue it with good strategy you can win it more than you can lose but surely, you will lose many times too. Don't be consumed by greed of gambling that because you know your strategy can win you some millions and you will stake high amount of money. You will only regret doing that after you have loss.

We have crossed the middle road of the season. Most of the teams has played their 21 games, that means we are left with 17 weeks to go, that's going to be like 4 months and a week down to go to finalize this season and Liverpool is 6 points ahead of Manchester City but Manchester City has a pending match, if they play it and win that game which is likely for them, then Liverpool will only be 2 points away from them in the table, that's some shame because I don't understand why Manchester City will have to win this league every season, let's have some changes this season and give room for other teams to enjoy the League too.

I'm not sure how Liverpool are going to survive without him because after carefully checking on the goals that each player has scored, I realized that Salah and Haaland both have 14 goals which means Salah will be dragging for golden booth and same as Haaland and now that he is away, Haaland might come back from injury before him and if he play well, he might not only push Salah away from been the highest but Liverpool might risky losing some match because clearly, he among the heart of Liverpool right now.

Everton and Nottingham forest qwre just pulpit that were use to show a good example to other teams that voided the FFP and Premier League rules. You want to tell me that it's only these two clubs that are guilty of this rule breaking? There are many of them but I think it as easy for Premier League to dealt with Everton and Nottingham Forest than other teams. If I remember some months ago, Manchester City was been accused of doing the same thing, some people were happy that if 10 points is deducted, they will be demoted in the table but today, it's has been silent, there is nothing money can't do in football.

January usually is quite transfer period, some players might have been signed by some clubs but they might not make news like the way other club will do until when the market is close and performance start showing you wl realized. Some discussion of some players are also going on and will not be finalized until some days before the transfer window closes, that's when you will hear that a particular club has bought this and that player for this amount of money.

These stories are fantasy, moon tale stories. When they tell you about this stories, just know that it never happened because if you try this on modern age of gambling, you will not only lose money, you will become poor especially if you are the type of person that believes in this type of stories and after that, you will become homeless, because this people can gamble their house if the dream tells them to use their house as collateral to gamble that game that was reveal to them in the sleep. I can't even think my head around this OP to believe such story.

The people that do engage in this kind of stories are either fetish or believe something extra ordinary or more of a spiritual person who believe anything they see in their dream, who even believe what they had in a dream. The only time I remember my dream is as soon as I wake up from the dream, once it's morning I forget everything I have dream about, I'm not sure how OP has good memories to remember the options.

Ivory coast were only unfortunate to be out of the Afcon but they didn't started poorly. They were the first in group A to lead by +3 point after winning the Guinea Bissau and then faced Nigeria in their second round and that match could have eneded as draw but their negligence made them to lose because the defender kick Nigeria striker Osimhen which led to penalty. If not for that, Nigeria won't have won that match. The Equatorial Guinea they were hoping to win dismantle and disfigured them with straight 4 goals, I think this match was what upset them and because been host, it's a dishonor to their country.

There are some arguments going on but I'm not sure about it that Ivory coast might still make it to the knockout since 4 teams will be selected from the teams from group stage and since Ivory coast has 3 points, they have might have the chance. So far, we have 2 teams with 3 points and another 2 teams with 4 points, this means that Ivory coast can still make it only if it's going it be 12 + 4 teams that will be going to the knockout stage.

As much as I also want him to leave Napoli and go to where he will be appreciated, we can't deny the fact that Napoli was part of his life and career. He is known by the world when he came to Napoli, his performance did but the medium was through Napoli and he is also respecting it that's why he is still there. I watch his interview with Fabrizio and the thing he said make a lot of sense, the new contract didn't hold him down and even with the look of things, Osimhen is going to leave that team by the end of this season, too much racism and anti fans are too much, even the team he scored don't like him.


I pray his story doesn't turn to that of Mane, we all know how he was in Liverpool and appreciated there but because of pay difference, Bayern bought him and then trahs him after a season and he is now in a league of old men playing with Ronaldo in Saudi Arabia where the are using money to do what they want but what they don't have is the way Premier League and Champions League is done here in Europe.

We are all sleeping on Liverpool but the last time this team lost in EPL was in September, I didn't notice this until I just checked their stats and it has been either win or draw since September. No wonder they have been maintaining first place on the standing. Even in other domestic leagues, they are strong and breaking boundaries just like they trashed Fulham  in their last leg 1 with 2 goals to 1, they will do the same because the last 5 matches Fulham has played with Liverpool, they didn't win a single match, manage to drew only 1.

The EPL season is fast approaching the end, we are almost at 2/3 phase of the rounds and Liverpool is topping the league but despite the fact that Manchester city has a pending game. I want to bet that Liverpool are winning this, I wan this to be Arsenal really really bad but we seems like gas out. They have played 21/21 of what Liverpool has played but the only person I think can follow up Liverpool in right now is Manchester City, if only they don't lose.

You can't blame fans for showing how they love their club or their country. It's part of the game and it happened everywhere around the globe.l
Let me tell you a story of what happened when I went to watch a match in a football film house, it's common here in my place, so this boy was is a stammerer and a hard die fan of Chelsea. His club was having challenges last season and this boy argued with his friend that Chelsea are going to win Leed United because they were in relegation zone then but in the end, Chelsea FC conceded 3 goals and lost, he was mocked and when he wanted to defend himself, he bursted into cry because he couldn't due to his disability but after the match, I saw him and his friends doing their things, that's football for you.

Did you know that Ghana head coach was sacked immediately because of what happened, they fumbled and disgrace Ghana for losing to Mozambique in 90+ minutes but I think the fans over reacted, some people seems like they are frustrated and we're looking to paste their anger on the players that didn't do well in the Afcon match.

How many legitimately wealthy men show off, go and verify the top 100 wealthiest people on forbe, half of that number don't show off their wealth and they don't buy the things they don't. In fact, it's even the ordinary or average people that are even struggling financially use their balance to buy things they don't need and they are doing it for one purpose which is "show off".

We live in a society where people now want to impress each other for about little change the have made in life forgetting that life is a continuous journey and to survive it, you need to invest today to enjoy tomorrow. If you fail to invest today, you are practically failing to succeed in the future. This is what we avarage people don't understand, only few have the mind to overcome this temptation of trying to impress people about wealth.

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Coming back to Bitcoin, denying yourself some comfort is good if you have the means to do it but please don't deny yourself some basic needs, just because you want to invest and be a wealthy person for investing in bitcoin doesn't mean you wouldn't wear good clothes, doesn't mean you wouldn't eat good meals, doesn't mean you wouldn't have proper health care. If you fail to address these ones, you may not live to witness your investment because a good health is a good wealth.

The school is an old fashion learning process and any financial education that comes must be align with your field of study and not the street way. If you study computer engineering, you will be school about computer engineering and how to excel in th field of engineering successful but then again, it's base on theoretical learning and not practical, even if the teach you how to design a software and how to market it for people to be convincing and affordable, if you don't have the experience it will be difficult to deliver that task, you might even forget what you were thought in school and go the street ways.

Financial education isn't about reading everything that is thought and be put in practice, I believe Rich dad and poor dad didn't have anyone that out him through, he did it on his is own without reading financial books, he was led to success by his own way of life. Even you can do yours, you just have to forget about the principle of break even point, marginal utility and demand and supply and put that into use in real life and you must avoid anything that will make you am extravagant person in with spending.

Skills acquisition is one of the best thing every individual need in their life but it becomes valueless if the government don't utilize the potential of these skills. Look at Brazil for instance, they are well known for the king of football worldwide, check the stars of footballers history, out of every 10, you will see 5 Brazil. Indians today are very good at tech skills like software engineering and other computer related skills and there government support them very well.

Come to some countries, they  government doesn't give you support even after getting these skills and it's discouraging because even in places like Upwork and Fiver, there is discrimination and selectivity before client gives you work. My country is not even consider for these jobs, and it's really discharging to be honest.


I don't have outside skills aside from my work and forum because I'm too choke up with work but if I have the time to learn a skill, I will graphics and design. This skills is still needed today despite the saturated market. If your design is unique, you will get what to deserve from the client.
That skills still stand out today because there is no shortcut to it, programming today are becoming easier and even more saturated than the Graphics because of Bootcamp and precode environment that person with programing can use to create their own websites.

You really trust a politician? Lol. Never should you trust a politician, that's the best way to avoid disappointment. If you don't expect a lot from them and they eventually get to the office and do nothing, trust me you wouldn't emotionally get attached to their ways of governing the country.

Aside from aggressive speech about Trump, he is been feared, I love that about him but the fact that he always act as if he is the perfect person to rule America makes not to believe him, he speak like he is a pro, he act like is perfect man but he is full of scandals and bad past in his profile but I guess citizens don't look at that during election, they do what they are told and then cry later when forgotten of their promises.

CBDC is a centralized system of digitalizing dollar and I think the government is only trying to used that to make people to go digital so they can be able to watch people how and where they take money to. If you are ask me to choose between CBDC and fiat, I will chose fiat because I can withdraw money from a bank and do what I wish without anyone knowing where my money went but doing it online kills privacy. It's like the way we are moving into more civilization, privacy is dying everyday and that suck.

Did you see billions of volume that is been trended on futures daily? That is to tell you that people love trading leverages than spot trading because of the quick profits. Many of them have less amount of money but want to feel the vibe of holding bitcoin profits and because they don't have the means, they sort to do futures trading.
However, many of them are clouded by greed, if not for lack of contentment and greed, why will you even be doing 25x leverage? They want to drive Lamborghini with their $20  balance.


A trader that knows what he is doing is supposed to go above 10x max, even that is risky but that's the max I think a trader should go, anything above that level is not trading neither will I called it gambling, that's an act of losing money deliberately because with 10x leverage, a 10% decrease will liquidate a trader and that is possible on a daily bitcoin candle, it's stupid to even think of going for 10x leverage.


This has been discussed and will continue to be a topic of discussion, I just feel that people will do whatever they wish to do with their money irrespective of what people view them or think about them. Spot trading is one the simplest ways to make money not the easiest way because some people does lost money there as well and will called trading a scam. Even in future trading, we have people that makes money from there just that the number is small compared to people that loss to liquidation.

Here is the reason.
A centralized exchanges is made to be simple and easy, you know why? Because the complicated aspect of it is controlled by the middle man and not the user while in the Dex, the users do both the easy aspect and the complicated aspect of the exchange. For instance when you want to buy a coin through p2p in a exchange, the exchange hold the asset and allow agreement to be reach between the two people before all trades are been settled but in a Dex, smart contract is what control activity and everything you do in a decentralized exchange and you will have to pay fees to approve everything.

Dex are very complicated to some people because the design, all Dex don't have a unique approach but a centralized exchanges are know for email, password and Authentication system to protect your self while Dex is about you and your wallet. Dex also has low volume and liquidity issues, since centralized exchanges has more people they tend to have plenty of sales and buy buy Dex is usually in few.

However, the disadvantages of centralized exchanges is always bitter, your coin can be seize at anytime, you need KYC just as you have said but people don't look at these underlying problems anymore because they always think I don't do any wrong, definitely they can't seize my money until the day the reality set in.

People love altcoins, bitcoin is not discuss that's why people don't even know what mining is about. Hardly you see proof of work coin that is having much people as proof of stake, even Ethereum that was once proof of work is now proof of stake, it's hard to see mining is been discussed and this is making people naive and illiterate about what mining is really about.

The first time I learned about mining scams was the days of cloud mining, the way it works is that they will tell to buy a mining packages, this ranges from lower package to a higher package but these scammers have affordable price to fit everybody in their list from lower package to higher package but the bigger the package you buy the higher rate of bitcoin you will get in return, they will even attached a picture of the mining farm to convince you, buy the package and start mining bitcoin and get withdrawal at the end of the month.

If you are lucky to be among the first set, you get paid to draw attention of the public and as a son as they gatther enough money, they stop functioning and zoom off, if they want to give investors some suspense they will give you excuse about maintenance before they run with the accumulated bitcoin. This scam today has gave other scammers some courage to modified theres to scam people and it's all because people don't read.