Today, according to CoinMarketCap, the ripple price has risen by 58 percent and this coin has already bypassed ethereum for the level of capitalization. The centralized ripple coin is pumped. What does this mean? Can we already on the eve of the general rise of the crypto-currency market?

Just appeared new data from the  block blockchain Diar that one percent of the wallets own 55 percent of all bitcoins. Of course, you can not tell who these purses belong to. However, this indicates that whales can fully control the crypto-currency market. I think that's the way it is.

These figures just indicate that. that whales control the crypto-currency market. Just an example of this can serve as the current price increase ripple by 58 percent and its increase in the level of capitalization, so ripple has already bypassed ethereum for the second time in terms of capitalization and is now in second place according to CoinMarketCap.

Maybe you or others can do without banks. However, in general, a society without banks will not be able to manage. Many people still take loans from banks, place their savings on deposit storage and are not going to refuse banking services. Legal entities in general, in my opinion, will not be able to do without banks, as banks serve their accounts. The state and its bodies can not do without the existence of banks. The banking system serves the country's budget, state banks have become almost a part of the state. Therefore, banks will always exist.

A lot of different altcoyins are not a threat to bitcoin. Rather, if people see the usefulness of altcoyins, they will certainly learn about bitcoin. In themselves, altcoyins, based on tokens, are used in completely different areas of our lives and generally are not in a position to interfere in any way with bitcoin.

I can agree that bitcoin now has some really technical problems and problems with investor confidence. While it is difficult to say what awaits him. A lot will depend on the team that stands behind bitcoin. As for ethereum, if it implements planned improvements that will solve all its problems with scaling, then I see no reason for this coin to lose its popularity.

Crypto-alyut is not only an opportunity to earn good money, but also greater financial responsibility for making its own decisions. Therefore, you first need to learn a lot before you risk making money using it. To begin better with the least risky investments - in the well-known coins, which are included in the top ten of the CoinMarketCap table. Investing in ICO and new tokens is best left for later when there will be knowledge and good practice.

Crypto currency can never replace national money. It's just impossible. All states issue their banknotes on the size of the country's gross product. That is, the national money is tightly tied to the economy of these states. The state can not switch to the use of strangers, and "no-man's", that is, not belonging to any state of money, and virtual, are not provided with anything and with very high volatility.

I think that we will not come to a single currency for a very long time. Each more or less strong state will not want to switch to the use of another's currency. While in us, almost all national money is tightly tied to the economy of these states. These are the laws of economics. It is possible to come to an agreement between the states on the use of a single currency in international settlements, but the state can not fully switch to the use of a single currency.

In the crypto currency you can not be sure of anything. We can only hope that this year will be the same as in the previous years, and bitcoin, and behind it, another crypto currency, will grow in value. I do not even hope that this growth will be significant. Investors will be cautious at the end of the year and investments will be small. It will be good if bitcoin reaches 10,000 - 15,000 dollars.

For now, do not invest in any one of these two coins. Bitcoin and ethereum while both will grow well when the crypto currency market starts to rise. However, vseravno I now prefer to give ethereum more preferences. This coin has now fallen dramatically in price and with the introduction of the expected beams, which should completely solve the problem with the scalability of this coin, its popularity and price will rise well.

I think that the lack of paper money, this is a contrived problem. For each state it is not a big problem to include a printing press and additionally print a certain amount of paper money.
As for the transition to non-cash forms of settlements, our society is not yet ready to fully transfer to them. This is a long process, however, in my opinion, our society will never become non-cash. In any case, this will not happen in the near future. Cash is indispensable in many life situations.

The crypto-currency market should soon recover and there is no doubt about it. He also does not need two or three years for this, as some point out. We just need to show proper patience. During this year, many investors sold their crypto currency and incurred significant losses. Only those who believe in the future of crypto-currency remained.

Paying cash for participating in the generosity campaigns of the ICO of their team will never be. This is quite difficult organizational and technical. In addition, for them it is simply inappropriate and contrary to their tasks. They distribute their tokens, including, it turns out, and through the participants of the generosity campaign ICO. Some teams still pay crypto currency, which they accept in exchange for their tokens, that is, ethereum or bitcoin. However, they also do it reluctantly.

Now it is impossible to say exactly which ICO project will be promising and which one is not. Now both the Crypto currency and ICO projects are going through a very difficult time and many even very good ICO projects do not end successfully. Therefore, the promising project of ICO will be one that successfully conducts its ICO, will collect the necessary funds, calculate with hunters behind their heads and begin to develop their project.

I do not think that the price of ethereum will continue to fall sharply in price and although it is now $ 179, it is unlikely that it will fall below $ 150. It seems that now there is a strong manipulation of prices for the crypto currency and especially it concerns ethereum. We just need to go through this bad time, for crypto currency, keeping our coins and tokens.

Now everyone who deals with crypto currency is in the same situation. However, not all, of course, invested in the crypto currency when it had such a large price. However, the crypto currency you acquire is quite promising, when the crypto-currency market will rise, it should grow well in price. Therefore, in your case, and also in ours, we should expect the market to grow. He must soon rise.

I hope that in the rules of the European Union it will be clearly written who gets under the control of KYC. It is clearly said that such a check is carried out in order to prevent the laundering of dirty money, that is, it should only apply to investors. Therefore, it should not apply to the participants of the ICO generosity campaign, who do not invest in ICO projects. Perhaps the ICO teams after the adoption of such rules will no longer require to pass a KYC test from bounty hunters.

States and central banks already create and in the future will continue to create their own crypto currency. The state will not rely on the decentralized crypto-currency. They can allow its circulation, but they will never actively support decentralized crypto currency. They can rely only on their national centralized crypto currency. It can supplement national paper money.

The expression that bitcoin is a slave of fiat is wrong. Bitcoin is not tied to conventional currency. If the usual currency grows or falls in price, it does not directly affect the bitcoin. Just the value of bitcoin, we need to measure something. We will not define its value in the commodity, for example, in sheep. You can measure in value to gold. However, in any case, in order to understand its value, we need bitcoin with something to compare in price.