This year will probably go down in the history of cryptocurrency development as the year of the bear market. The remaining month and a half is unlikely to change anything in this regard. If the market rises, it is most likely insignificant. Our hopes for a good growth of cryptocurrencies at least by the end of the year melted as they approached winter. But before it there are only three weeks left. Well, it will be next year and we hope that it will be more successful for all participants of the cryptocurrency market.

Here the help of the state is definitely needed. We can not effectively deal with fraud in the ICO, we do not have the capacity of law enforcement agencies for this We can only study the ICO projects more thoroughly and not join them as participants in the ICO generosity campaign so that fraudsters cannot raise funds. In addition, we can interact with information about fraudsters and warn investors about them. In general, this is the pure work of law enforcement. However, to prevent the occurrence of such frauds, states should create appropriate authorities that would check the ICO teams and control the collection and even the targeted use of the funds collected.

Altcoins do not die, they are simply going through a very difficult time because of the fall in the price of Bitcoin and its long stagnation. However, promising coins and tokens can now be invested, since they are now very low in price and when the cryptocurrency market starts to recover and rise, all altcoins will also grow well in price. Therefore, now there is no need to panic, hold your coins and tokens and expect the rise of the cryptocurrency market.

I think that everyone acted differently, because no one expected such a long bear market and everyone saw that their coins and tokens are steadily falling in price. Depending on their type of character and level of knowledge in cryptocurrency, each made their own decision. Many probably sold their coins to save at least some of their funds. Won. t only those who manage to avoid panic and save their coins.

Fiat will always exist, because in the state money must go, which will be interconnected with the economy of this state. In this case, the cryptocurrency cannot in this plan replace the national money of the states. In addition, such a replacement should occur only by decision. government, and it will never make such a decision.

Yes, I agree with you. It will be a good, but short-term opportunity to make money on this stagnant market. If you now buy a larger amount of bitcoins in cash, and then still get the new Bitcoin Stash due, then after a quick sale you can get a good profit.
It is not yet known how the new coin will behave and you need to be very careful with it.

In fact, the cryptocurrency does not dominate the banks and is not going to do this, and indeed it does not have such an opportunity.
Banks have nothing to fear cryptocurrency. It has virtually no effect on their activities. They perform a lot of their specific tasks and functions and will continue to do so. To a large extent, banks serve the country's economy and government structures, and therefore the banking system will be fully protected by the state.

Of course, if we keep Bitcoin, over time it does not multiply in us in our wallet and more Bitcoins do not become. It really grows in relation to the exchange rate of the dollar and other common currencies. If you want to increase the number of bitcoins, you can sell them for more dollars, wait until it drops in price again and buy a larger amount.
 In previous years, Bitcoin has always given a good profit increase for the year, only this year it probably will not give annual profit. As long as Bitcoin grows in price in general, until it can be held for a long term, when its price stabilizes, and sooner or later it will happen vseravno, then it will be useless to keep it for a long time.

The problem is in the absence of regulation of cryptocurrency by the states. States are too painful trying to ignore this problem. However, the abduction of investor funds is a crime under the criminal codes of all states. Therefore, states are required to intervene and look for criminals. At the same time, they are obliged to take measures to prevent such cases of fraud in the future. Therefore, the situation should soon change for the better.
We still need ICO projects, this is still the main way to improve cryptocurrency.

As the states legalize cryptocurrency, they determine its official status and, according to this status, take it under their protection, including judicial protection. Therefore, after the legalization of cryptocurrency, all of its owners, in the event of a violation of their right to own or use a cryptocurrency, can officially apply to law enforcement or judicial authorities to protect their right.
A cryptocurrency does not have its own defense authority, however, as a property, means of payment, property, securities, and so on, according to the recognized status, it is subject to general protection by the state.

So far one of the main problems of Bitcoin is precisely its use as a speculative means of accumulating value, and not as a means of payment. Because of this, Bitcoin, having weak technical characteristics, has greatly increased in price, and this is one of the reasons why states are not in a hurry to legalize it, seeing in it a financial bubble. Due to the fact that Bitcoin is very slowly legalized, the infrastructure for its direct use as a means of payment is not created. As a result, while creating a vicious circle.

I do not know for whom it would be great if the cryptocurrency would be used as a fiat currency, but then complete economic chaos would begin and it is still difficult to predict what it could outgrow. We'd better not experience it. Therefore, no wise government of any state will allow cryptocurrency to replace existing national money.

If states begin to create their own centralized cryptocurrency, it will simply be a working complement to their regular national money.
 Most likely, they will even have the same value. The centralized cryptocurrency of individual states will provide cryptocurrency opportunities to ordinary currencies, it will be a kind of combination of cryptocurrency and local money. In my opinion, it is too early to say that such a cryptocurrency will be absolutely useless. It seems that this may be the type of current stable coins, only they will be used mainly not as a trading on the exchange, but as a payment system. This is what we lack for now.

Blockchain technology is not only a cryptocurrency. Although here your reasoning is also not entirely correct. We need a lot of different types of tokens, they have a real product and a great practical application. However, the development of their projects will occur over the years. You, apparently, need everything now and immediately. This does not always work.

For the first time, blockchain technology creates the possibility of uniting general information across the entire planet, which can be used in real time and in rapidly changing conditions due to the fact that these large databases of various information can be stored on the Internet absolutely safe and this security is provided by the blockchain technology.

Yes, the ICO teams are now just cheating bounty hunters, and they cheat more than once. The first time is when we are forced to undergo a KYC audit, although we should not undergo it because we are not investors in these ICO projects. And the second time, if they declare such a KYC check only at the end of the ICO or even after it is completed. The KYC check at the end of the ICO is clearly aimed at preventing certain part of the bounty hunters from paying out the tokens they have earned.

Now there is really a lot of negative information coming in to Ethereum, someone is trying to lower the price for this coin. I think that this indicates that this coin should soon rise in price well. There are many signs that this will be so. Therefore, I conclude that ethereum is worth buying now, all the more, now this coin has really dropped heavily in price.

I think that you can easily practice cryptocurrency in your country. If you go to exchanges and exchangers in other countries and at the same time create an account there for conducting cryptocurrency transactions, this is not considered a bank account, since exchanges and exchangers are not banking institutions.
In addition, cryptocurrency does not apply to stocks, in any case, to recognize cryptocurrency securities, you need the regulation of cryptocurrency by your state. And you write that cryptocurrency is not yet legalized in your country.

To find out about the existence of laws on a particular topic that interests me, I type keywords on this topic at Google and first look at the website of the legislature of my country. So I immediately enter into specific laws. I also look through other selected information to make sure that I did not miss anything. So pretty quickly, I find answers to any questions that interest me. Contact a lawyer, it will be a long time, and also expensive, besides, not every lawyer can navigate in matters of cryptocurrency.

You argue that if the ICO team conducts a KYC audit against their investors and bounty hunters, then this can eliminate the problem of fraud in the ICO? Very strange reasoning. In addition to additional fraud with our identification data, I do not see anything else here.
KYC verification is generally illegal for bounty hunters. We are not investors and should not pass this test.

Anything can happen. However, do not rush to conclusions. Let EOS first get stronger, show itself, earn popularity at least half the popularity of ethereum, and then we will compare these two coins. However, it should be emphasized that ethereum is not going to stand still. In the coming months, good improvements should be implemented. This should further increase the popularity and demand for it.