Electrum (if it is used as a cold wallet) can provide same security as a hardware wallet.
Exodus is a close-source wallet and there is no way to know how the keys are generated and whether the keys are stored on their server or not. You should avoid any close-source wallet.

It's not possible to make a topic self-moderated if you didn't select "self moderated" when creating the topic. That's how it should be and I don't agree with allowing users to do so.
The poster has the right to know if his/her post can be deleted by the topic starter when making the post.

Assume that I create a topic which isn't self moderated and you make a post. (You may not want to post in my thread if it's self-moderated). Then I make the topic self-moderated and delete your post.

Even if that's the purpose, there is no need to have numerous wallets. A few number of wallets should be enough.
There's a disadvantage too. In the case you have multiple wallets, you have to keep multiple keys and that's difficult if you want to keep each of the keys in a separate safe location.
As OP is referring to private key and not a seed phrase, maybe, he/she doesn't know that it's possible to use a HD wallet and have numerous addresses all generated from a seed phrase.

You are wrong.
For being a DT2 member, you need to be in the trust list of a DT1 member and don't have more DT1 exclusions than DT1 inclusions.
Having a positive or negative feedback doesn't matter at all.


Click here.

Why numerous online wallets? Isn't a single online wallet with small balance for daily use enough?


Why should you forget your private key? Do you memorize your private keys?
You can generate a HD wallet and write down the seed phrase on a piece of paper. It's recommended to keep multiple copies of the seed phrase in different locations.

You don't really change anything.
In the case you generate your seed phrase by yourself (if you do the steps correctly and assuming your dice is balanced and all the numbers have the same probability to be chosen), your seed phrase would be completely random and there's nothing to worry about.

If your seed phrase has been generated randomly using a secure tool, there is no need to make any change.
If your seed phrase hasn't been generated randomly or it has been generated using an unsafe tool, you don't make it safe just with changing a word.


What makes you not trust your hardware wallet? If your hardware wallet isn't secure enough for any reason, don't use it.

Instead of that, you can have different wallets using a single seed phrase with adding different passphrases to your seed phrase.

Take note that the fiat currency you hold in banks isn't stable in value.
The bank show you a number as your balance and increase that number as they give you some interest. But this doesn't mean the value of your balance increases. The government prints more money and decreases the real value of your balance.

Generally speaking, for creating a m of n multi-signature wallet, n master public keys are required. For spending fund from the multi-signature wallet, m of seed phrases are also required.
Take note that master public keys can be derived from the seed phrases.

If you want to create a 2 of 3 multi-signature wallet with three seed phrases, no master public key is needed. Because all master public keys are derived from the seed phrases.
If you want to create a 2 of 3 multi-signature wallet with two seed phrases, you will need 1 master public key as well.
If you want to create a 2 of 3 multi-signature wallet with one seed phrase, you will need 2 master public keys as well. (For spending fund from this wallet, the transaction has to be signed by a cosigner as well)

The amount of bitcoin you have in your wallet will remain unchanged. 1 BTC will be always 1 BTC, but the value of your bitcoin in fiat currencies may change over time.
Take note that what you get as interest from the banks isn't really a profit if you consider the inflation rate.

If you use your hardware wallet properly, you can protect your anonymity and privacy.
A solution is to connect your hardware wallet to electrum and run your own server and use TOR connection.

You can protect your privacy and anonymity, if you run your own server and use TOR connection.
With using TOR connection, you hide your IP address and with running your own server, you no longer have to connect to others server and there is no way for them to link your addresses with each other.  

They simply make a transaction with zero fee and keep it until they find a block and include the transaction.

Miners are free to include any transaction they want and there is nothing prevent them from including their own transactions.

I read your topic completely and I disagree with the 2FA part. That's all.
You said: "Look for wallets that offer private key protection, two-factor authentication, and other security features to protect your privacy and keep your funds secure."

It's not a good idea to look for a wallet that offer two-factor authentication. As I already said, if you want to have 2FA, you have to rely on a third party and that's against the purpose of bitcoin.

I think you didn't understand my point. You recommended using 2FA for increasing the security and privacy while that's not a good idea.
If you want to have 2FA, you have to go for a custodial wallet and due to obvious reasons that you know, we should avoid custodial wallets.
You can't have 2FA on Wasabi or Samourai at all. As I said in my previous post only electrum allow you to have 2FA. The 2FA feature is provided by a third party called trustedcoin and you have to pay additional fee for using their service.

With using a wallet with 2FA feature, not only you don't increase your privacy, but you hurt your privacy.
For having 2FA, you have to use a custodial wallet and give a third party full control over your fund. In this way, you lose both security and privacy.
(The only wallet that allow you to have 2FA while having full control over your fund is electrum. As the 2FA feature is provided by a third party called trustedcoin, you still have to sacrifice your privacy.)

As exchanges usually set the fee rate high enough, transactions made from exchanges are usually confirmed fast. But generally speaking, there is no difference between a transaction made from an exchange and a transaction made from a wallet. Also note that it doesn't matter where you send the fund to at all.

If the wallet is 2FA, it simply means that you (or someone who has access to your device) have created a 2FA wallet. It's not possible that a 2FA wallet has been created automatically or a standard wallet has turned into a 2FA wallet.

Are you sure of that?
I am not sure, but I don't think all miners/mining pools use the same criteria for how to prioritize transactions having the same fee rate. I think every miner/mining pool should have their own criteria.

You are completely wrong.
Miners prioritize transactions based on their fee rate (the fee paid for 1 virtual byte of data) and it's possible that a transaction paying lower absolute fee has higher priority than a transaction paying higher absolute fee.