Is it better to save money or invest it?

[OpenOcean]

Do both.

Invest 50% and save 50% (will change depending on your risk profile).

[freemind1]

I think the best thing to do is invest, but think twice before doing so. What you should never do is invest money you need to live, is the biggest mistake (and most common) that people often make when investing their money.

[Dotakels]

I think the best thing to do is invest, but think twice before doing so. What you should never do is invest money you need to live, is the biggest mistake (and most common) that people often make when investing their money.

Why he cant invest? why investing is a big mistake? In investing your money will be doubled or triple. so why investing is a biggest mistake that he can make ?  Savings is only for securing your future , have a cash reserves , for emergencies. Choose invest.

[techgeek]

Your best answer would be gold. But, everything is based on how much money you have as cash flow.

I only say this from experience with young friends who already rich and where they store it. But, this also means how much you also gross every month. When I say rich I`m talking about $10 mill a month rich. (yes, you can ignore this sentence because it really doesnt apply to your life lol)

Its better to earn though every year, since more pump on the reserve of us dollar. If you dont have the "fuck you" money then the large principal needs to go into a interest form of investment regardless.

[Dotakels]

Your best answer would be gold. But, everything is based on how much money you have as cash flow.

I only say this from experience with young friends who already rich and where they store it. But, this also means how much you also gross every month. When I say rich I`m talking about $10 mill a month rich. (yes, you can ignore this sentence because it really doesnt apply to your life lol)

Its better to earn though every year, since more pump on the reserve of us dollar. If you dont have the "fuck you" money then the large principal needs to go into a interest form of investment regardless.

The value of the money  doubled every 7 years. If you save the value of your money will decreased because of the interest in the bank. It is better to invest to the company that has compound interest because it surely earn  big profit and it will be bigger if you continue to invest. You can choose a company , these are the good quality of a company. Should be fame,trusted,their products are favorite of people etc. So its bettet to invest.

[GreenStox]

Investing in real estate is the most secure way of getting profit in long term.
In short term trading with bitcoin get high profit.
I think saving money in a bank is the worst thing that can do.

Are you sure, because when the money faucet dries out in the central bank and they can no longer print, all these inflated markets will plunge into oblivion.

All the credit ponzi scheme based markets will implode: credit card, student loan, car, housing, medical loan, personal loan. All of them were inflated like a holiday turkey and will plunge really hard.

[planetroving]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

[ashour]

Definitely Invest in bonds,stocks or bitcoin. But don't forget to save some money for bad days. If you have like $100 remaining from your paycheck invest half of i and put te rest on a safe bank account.

[aso118]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

[Amph]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

he said 50% saved not invested in bitcoin, you are looking for 25% and i find 25% about right in bitcoin, but actually i would save only 33% max(50% is too much just for saving), the rest invested in bitcoin and something else(not gold), maybe i'll wait for bitcoin stocks

[thejaytiesto]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

It depends on your personal situation. As a family man yes, you want to avoid putting much of your portfolio in Bitcoin.

As a college guy living with his parents... I would say go apeshit and go 50%+.
No risk no big wins.

[Dotakels]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

It depends on your personal situation. As a family man yes, you want to avoid putting much of your portfolio in Bitcoin.

As a college guy living with his parents... I would say go apeshit and go 50%+.
No risk no big wins.

Saving your money will be low on risk but it would take a time.

[GreenStox]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

he said 50% saved not invested in bitcoin, you are looking for 25% and i find 25% about right in bitcoin, but actually i would save only 33% max(50% is too much just for saving), the rest invested in bitcoin and something else(not gold), maybe i'll wait for bitcoin stocks)

So what college guy doesnt need to save his hard earned money? Atleast a family guy has 2 incomes of his wife too.

But a college guy usually lives on his own income and sometimes gets help from parents, so whatever he can save in those "golden years" its better if he saves it better.

I say 15% bitcoin, 15% gold , 50% silver and rest some big stocks that get inflated from QE money.

[llanillo]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Definitely invest the money is the best option, of course, investing smarter, not going into any page that promises us incredible things, avoiding ponzi scheme, getting and looking information about the sites that are legitimate and have been online for long or good time, good luck investing

[anonyymi]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Definitely invest the money is the best option, of course, investing smarter, not going into any page that promises us incredible things, avoiding ponzi scheme, getting and looking information about the sites that are legitimate and have been online for long or good time, good luck investing

Stocks and bitcoins are all you need. Skip everything else.
IMO investing on payday is best because then you know exactly how much money you have for living until the next payday.

[AtheistAKASaneBrain]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

he said 50% saved not invested in bitcoin, you are looking for 25% and i find 25% about right in bitcoin, but actually i would save only 33% max(50% is too much just for saving), the rest invested in bitcoin and something else(not gold), maybe i'll wait for bitcoin stocks)

So what college guy doesnt need to save his hard earned money? Atleast a family guy has 2 incomes of his wife too.

But a college guy usually lives on his own income and sometimes gets help from parents, so whatever he can save in those "golden years" its better if he saves it better.

I say 15% bitcoin, 15% gold , 50% silver and rest some big stocks that get inflated from QE money.

I know a lot of guys basically paying 0 expenses (they get paid internet, paid gas for the car, paid food.. literally everything). These guys can afford doing crazy shit like putting 100% on Bitcoin or even in some promising crypto project and wait to see what happens. Because if they lose the money they'll get more next month.

[dothebeats]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

It depends on your personal situation. As a family man yes, you want to avoid putting much of your portfolio in Bitcoin.

As a college guy living with his parents... I would say go apeshit and go 50%+.
No risk no big wins.

Saving your money will be low on risk but it would take a time.

How about diversifying your investments and keeping a half of your money in savings? This is a good plan for me, seeing that it's either win or lose in investing. At least you still have money in case something bad happens. Also, before planning on investing, you might as well allocate some money for expenses and utilities? But before going on to that, see to it that you'll have your savings ready first and the rest should go to expenses and, well, investments. Having a diversified portfolio sure helps, in case one of your investments failed to do you good.

[Dotakels]

If it was me, I'd save about 50%, invest 25% in Bitcoin, and invest 25% in Gold. This is because the 50% you save would be 'safe', but the investment has the potential to grow, or not do so well.

50% is too high given the riskiness of Bitcoin.
Most planners recommend 0.5-1% in bitcoins.

It depends on your personal situation. As a family man yes, you want to avoid putting much of your portfolio in Bitcoin.

As a college guy living with his parents... I would say go apeshit and go 50%+.
No risk no big wins.

Saving your money will be low on risk but it would take a time.

How about diversifying your investments and keeping a half of your money in savings? This is a good plan for me, seeing that it's either win or lose in investing. At least you still have money in case something bad happens. Also, before planning on investing, you might as well allocate some money for expenses and utilities? But before going on to that, see to it that you'll have your savings ready first and the rest should go to expenses and, well, investments. Having a diversified portfolio sure helps, in case one of your investments failed to do you good.

Diversify make your money safe because if your other investment failed you have another investment so your money will not outweigh or decreased.

[crazyearner]

Only time it is good to save is if you are saving in something that holds value and will be worth saving for. If its fiat money then forget saving it maybe keep to buy something for the future or to put towards BTC and then keep BTC and wait for vale to go up. Or buy some BTC start trading with it among other cryptos and earn and put the profit towards future savings for when BTC is at a much better value.

[dothebeats]

Only time it is good to save is if you are saving in something that holds value and will be worth saving for. If its fiat money then forget saving it maybe keep to buy something for the future or to put towards BTC and then keep BTC and wait for vale to go up. Or buy some BTC start trading with it among other cryptos and earn and put the profit towards future savings for when BTC is at a much better value.

But let's face it, bitcoins--although it has a lot of potential--still isn't a surefire way to get you to your riches. It is a good investment if you planned on holding it for long, or if you played your cards right but still there are possibilities that it can amount to nothing. I am not against bitcoins but let's face it, numerous other scenarios could happen along the way. Real estate and lands have a higher tendency to appreciate in value because as more and more people populate this world, the higher the value of their place to live will be. Just an opinion.