Is it better to save money or invest it?

[arallmuus]

Saving vs. Investing - it's basically the same thing

This in incorrect. Saving is basically keeping your money safe and not spending it but rather keep it for future usage. While on the other hand Investing is spending your money for investment . In term of losing it, you may/may not lose your initial investment since in "investing" people are entrusting their money to the other people

Save money is a bad idea, it like you lent your money to rich people, and make them more richer. Find a right way to invest your money, you can earn more.

Investing could result in losing your money as well. You will need more references on what you are investing though. It is not like every investment is a guarantee for a gain of interest

[1714921570]

1714921570

[deisik]

Saving is always the best thing to do

Save money is a bad idea

The best thing is which brings you more profit in the long run. Strictly speaking, saving in a bank on a deposit account is also a form of investing, not very far from investing in, say, the US Treasury bonds. And it is still debatable which is more risky (inflation-wise, before all)...

[Erdogan]

Saving is possible for just about everyone, and remember, the point is not just not consuming, but to reserve consumption for later. If you feel better because you will have the ability to spend later, then it is rational to save. If you just think that saving is not spending, therefore living at a lower standard of living than your surroundings, then don't save, but that could also be seen as risk behaviour. In the end, you decide for yourself.

Personally I have found it difficult to save sometimes, and that is when I have had dependants that don't know about economy or value, and should not be bothered to know. It is hard to deny children something, when you know that there is no way of compensating their loss with later spending.

If you are on your own, you can save, if that is what you want. And at some point of course, there is enough.

[Dotakels]

Saving is always the best thing to do

Save money is a bad idea

The best thing is which brings you more profit in the long run. Strictly speaking, saving in a bank on a deposit account is also a form of investing, not very far from investing in, say, the US Treasury bonds. And it is still debatable which is more risky (inflation-wise, before all)...

Saving is important and good idea. Is it better to save money or invest it? its all depend on your goal. If you want to grow your coins or your fiat money then make an investment or you can make a business. But if you want to save your money and you are scared to lost it then you will save it. ITS ALL DEPEND ON YOUR GOALS>

[btc-facebook]

I better save the money rather than invest it. But still both of them has their risk. But saving money risk is lower than investment.

Investment's risk for example : buy some GHS or spend it on Ponzi scheme
Saving money's risk for example : if you're save your money and bank. But some bank will bankrupt without being noticed because unexpected and complicated reason

[MJK]

Save money is a bad idea, it like you lent your money to rich people, and make them more richer. Find a right way to invest your money, you can earn more.

How the hell is saving money a bad idea? You don't have to keep it in a bank, and investing your money just for the sake of it is a good way to lose it all especially if you don't know what you're doing.

[Dotakels]

Save money is a bad idea, it like you lent your money to rich people, and make them more richer. Find a right way to invest your money, you can earn more.

How the hell is saving money a bad idea? You don't have to keep it in a bank, and investing your money just for the sake of it is a good way to lose it all especially if you don't know what you're doing.

hahah its not good to lose your money that you hard work for it. Theres some investment that have a low risk so that you will assure that your money won't be lose. But saving is not a bad idea.

[aso118]

Save money is a bad idea, it like you lent your money to rich people, and make them more richer. Find a right way to invest your money, you can earn more.

How the hell is saving money a bad idea? You don't have to keep it in a bank, and investing your money just for the sake of it is a good way to lose it all especially if you don't know what you're doing.

There is the argument that people must go out and spend to get the economy going again.
That is the only reason that the government may not like people to save a lot. It definitely is not a bad idea for the common man.

[boopy265420]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

If you want to invest online then Bitcoin is the best and only choice.This is perfect time to invest in Bitcoin,Real estate and even in gold.After recent economic crisis real estates prices have reached almost to half prices and gold has also stable price.I would say future belongs to Bitcoin as day by day we hear news about adoption and more adoption.

[BTCevo]

Save money is a bad idea, it like you lent your money to rich people, and make them more richer. Find a right way to invest your money, you can earn more.

How the hell is saving money a bad idea? You don't have to keep it in a bank, and investing your money just for the sake of it is a good way to lose it all especially if you don't know what you're doing.

hahah its not good to lose your money that you hard work for it. Theres some investment that have a low risk so that you will assure that your money won't be lose. But saving is not a bad idea.

If it lose for the investment I think it will worth because there is a chance that you get back all of your money with some interest or may be to lose all of it and get the experience so I think both of it will worth. If there is a risk your money must be on the bet so it will lose anyway altough it has a low risk on the investment because we can't predit anything what will happen in the future

[MGMT]

I think its best to save most of your money and invest a little. You can always save to invest when the right opportunity comes along.

Is it better to save money in bank or invest it online, in real estate or maybe gold?

If you want to invest online then Bitcoin is the best and only choice.This is perfect time to invest in Bitcoin,Real estate and even in gold.After recent economic crisis real estates prices have reached almost to half prices and gold has also stable price.I would say future belongs to Bitcoin as day by day we hear news about adoption and more adoption.

It's not the only option to invest online. There's plenty of ways to invest online.

[mrhelpful]

Invest if you have a big principal, if not your goal should be getting it.

Theres a mixture of all points, but it needs to be getting that goal or else you`ll be working alot more then you should. As for the comments about splitting choices with real estate, gold, or any other forms of assets.

You should be making a passive amount from the start to acquire in those other areas, so it doesnt matter of which one to choose. 

[Pab]

 For sure not to invest on Real Estate ,that flood of printed money created one big bubble
stocks at that level the same ,part of money in bitcoin can be good saving,just be careful,if you can find save asset,it can be good,gold is over manipulated,so it is hard

Generally i think it will be crash on stocks,real estate,after crash,if you have cash you can invest more aggresive

[GreenStox]

It is best to administer it in percentages. Some expert economist advice the 10% Rule:

10% for Fun (Friends, Girlfriends, Whim)
10% for Education (Never, Never stop learning stuff; courses, conferences, workshops, school, this 10 is for that)
10% for Invest (Bussines, assets)
10% for Charity (This gives you an aura of positivity and a feeling of being useful for humanity)
10% for Saving (Heritage, you will need it when you get old)
50% for Needs

If you can't manage your money that way, or can't reach life with that Rules, you are wasting to much or your earnings are to low

For big investors its like

10% basic needs
90% adventure women 

Many bankster guys spent all the money they earned in their 20-30 on women, you must live life to the fullest.

Then by the time you get old, you start investing more seriously.

[Dotakels]

Save money is a bad idea, it like you lent your money to rich people, and make them more richer. Find a right way to invest your money, you can earn more.

How the hell is saving money a bad idea? You don't have to keep it in a bank, and investing your money just for the sake of it is a good way to lose it all especially if you don't know what you're doing.

hahah its not good to lose your money that you hard work for it. Theres some investment that have a low risk so that you will assure that your money won't be lose. But saving is not a bad idea.

If it lose for the investment I think it will worth because there is a chance that you get back all of your money with some interest or may be to lose all of it and get the experience so I think both of it will worth. If there is a risk your money must be on the bet so it will lose anyway altough it has a low risk on the investment because we can't predit anything what will happen in the future

But he didn't say that lose in investment he only said that loss your money in a nonsense thing. If your money loss in investment its ok, because at lease you have experienced and you know what strategies and you can now success in your investment.

[freeyourmind]

Invest if you have a big principal, if not your goal should be getting it.

Theres a mixture of all points, but it needs to be getting that goal or else you`ll be working alot more then you should. As for the comments about splitting choices with real estate, gold, or any other forms of assets.

You should be making a passive amount from the start to acquire in those other areas, so it doesnt matter of which one to choose. 

I'm curious as to why the size of principal matters?

If you have the ability to generate consistent positive returns, then it makes sense to invest; and if you don't it doesn't make sense to invest - regardless of the size of the bank account.

[Amph]

Save money is a bad idea, it like you lent your money to rich people, and make them more richer. Find a right way to invest your money, you can earn more.

and you can also lose more, here we are speak about people that who can not afford to lose, hence the discussion

i still think you can do both, saving and investing at the same time, and treat your saving as a back-up investment, if your investment goes wrong you have still money for live

Savings always comes first. Think of it as the foundation upon which your financial house is built. The reason is simple - unless you inherit a large amount of money, it is your savings that will provide you with the capital to feed your investments.Savings is present and Investment is future. Both are necessary.

saving come first only because of possible emergency in the future, but if you are good enough with your money and your earnings are always superior to the outputs, you don't need to save that much, investing(here i'm talking only about low risk investment, like buying a small land for example) on the other hand, it may save you in the future while also growing your money at the same time

[arallmuus]

I'm curious as to why the size of principal matters?

Its common sense in investing. The bigger your principal is , the bigger interest that you will gain from it

If you have the ability to generate consistent positive returns, then it makes sense to invest; and if you don't it doesn't make sense to invest - regardless of the size of the bank account.

It make sense to me. It is actually a way to diversify your fortune. Basically people wont be putting the "egg in one basket" this means even if you are able to generate a consistent positive returns by his own, the person will seek for another opportunity for another investment. Thus being said this is because not all investment "could always" a positive returns as some might be risky

P.S: bank deposits are consider as investment itself and the safest I think

[deisik]

I'm curious as to why the size of principal matters?

Its common sense in investing. The bigger your principal is , the bigger interest that you will gain from it

Quite the contrary. The interest paid on the amount of money lowers as the latter grows, given the same level of risk. There are just fewer investment options for a billion dollars than for a thousand (or even a million). As I have mentioned it earlier, with 3-4 bitcoins you (well, me) can easily earn 1% daily by trading, while it becomes quite tricky (and risky) to keep the rate with greater amounts...

P.S: bank deposits are consider as investment itself and the safest I think

Obviously you are wrong. Treasuries (i.e. government debt) is the safest monetary investment out there

[zuggu]

Investing money in something is kinda risky,beacuse you can easily lose money even if you know what are you doing
on the otherside saving money can be also risky if you save it in the bank,there is always danger of inflation