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Author Topic: Is it better to save money or invest it?  (Read 1181153 times)
freeyourmind
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June 09, 2015, 04:09:45 PM
 #521

Is it better to save money in bank or invest it online, in real estate or maybe gold?

BUY GOLD AND BITCOIN INVEST TO THE FUTURE OF MONEY
don't invest on dollar or EU

im start buy Bitcoin in rate 160$ and sell it on 300$ that very high profit for me
in Bank i get only 3-5% interest permonth
in Bitcoin i can get 15-20% per month


What bank are you referring to that pays 3-5% interest per month???

Are you saying that you can get 36-48% annually in interest from your bank account?

Where I'm from, it's difficult to get more than 1.5% per year from a bank.
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JayCoDon
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June 09, 2015, 04:23:01 PM
 #522

I need to sign up for that bank. I get free money and have no risk whatsoever? Or is it the bank of ponzi?
Xenoph0bia
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June 09, 2015, 09:51:15 PM
 #523

Investing money instead of saving is really a good idea. In saving we can not make our money big but in investment we make huge money in just few hours. I will prefer everyone to invest money instead of saving. I have invested my half money in properties. I find this business really beneficial for me.

R u kidding me??? How the hell can you make huge money in few hours by investing it?? Are you talking about the gambling or betting over the internet??? so that you can earn huge money in few hours??? Investment is for the future purposes and how can you expect that your investment will give you huge amount of money in few hours???
mearylll
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June 09, 2015, 10:28:05 PM
 #524

Savings or investment depends on the need of the individual. Savings is good for contingent situations as you can use it for any unforseen circumstances but savings will make your money idle While investment can go two way, either you make profit on the investment or loss. But investment with good feasibility studies and critical analysis should reduce the risk of losing money

But the thing is how can you invest the money without saving it? I mean you need capital to invest and a average person whose income is not that high how can he invest on the spot. He needs to save first and then go for the investment so basically saving is a primary concern.
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June 09, 2015, 11:46:50 PM
 #525

depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

it depends also if you are rich or semi rich, because if you are poor you can't do nothing no matter what, you need your little money to survive, the first cases instead can go ahead and start investing like crazy, in any kind of asset even dangerous one

the one that actually don't know how to save money are actually the rich guy non the poor

Exactly If your income is average then there is hardly you can invest it in. The basic thing comes to saving as you don't have that great income your salary would be spend in basic stuffs that are essential for living and you cannot afford to think of investment at that particular point.

 

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xarca
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June 09, 2015, 11:54:47 PM
 #526

Investing it in a secured place like bank and living off with the interest is one of the best ways. But if you like to live your life dangerously, you can invest it.
knowhow
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June 10, 2015, 12:17:42 AM
 #527

depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

Always keep an eye on what's in the news.  Observe the peaks and valleys and buy in the valleys and sell in the peaks.  Safe investing is a way of saving and making your money work for you but sometimes an interest bearing account is an important part of your investment portfolio.
banks offer a program to pay  for 25 years to benefict .Soo make a safe investment the risky will lead in loss, maybe a profit, soo my advice when young i mean 15 years or 20 age, start think ,when you will get older and your body wont be the same you have now... i made those program called private pension  i made it for my wife and my two child they both have less than 10 years old soo they will get the benefict under 35 years... soo this is investment that will save money in the middle future
lissandra
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June 10, 2015, 12:20:36 AM
 #528

Well the odds of investing is probably slim to most people to begin with.

Unless you have been working 40 years for a company, and have something setup plus you have a frugal lifestyle.

knowhow
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June 10, 2015, 12:28:05 AM
 #529

Well the odds of investing is probably slim to most people to begin with.

Unless you have been working 40 years for a company, and have something setup plus you have a frugal lifestyle.

well at brazil olders like 50 age above bought some properties some 20 years ago and those sames properties worthing now around 10x more.... soo at brazil some people choose those investment but 20 years is a long journey to go if the people use the money spent on them and deposit maybe they will achieve  better results or worse.
Valanor
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June 10, 2015, 01:18:27 AM
 #530

Is it better to save money in bank or invest it online, in real estate or maybe gold?

BUY GOLD AND BITCOIN INVEST TO THE FUTURE OF MONEY
don't invest on dollar or EU

im start buy Bitcoin in rate 160$ and sell it on 300$ that very high profit for me
in Bank i get only 3-5% interest permonth
in Bitcoin i can get 15-20% per month


What bank are you referring to that pays 3-5% interest per month???

Are you saying that you can get 36-48% annually in interest from your bank account?

Where I'm from, it's difficult to get more than 1.5% per year from a bank.

Iyou can see this
http://bni.co.id/Tarif/Simpanan/BungaDeposito.aspx

you need more capital minimum 1000k idr or 1.000.000 $ to get 5% per month

and bitcoin not need more capital

you must buy bitcoin if you price is cheap and sell if you think you get profit Smiley

knowhow
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June 10, 2015, 02:34:54 AM
 #531

with an interest of 3,5 or 5% montly it would be enought to keep alive and be happy for sure why try btc to get 10 or 20% montly interest? people the more have still want much more lol 160 dollars mark it will  hard to return there but isnt 20 % only it would be 50% lol 250 dollars mark
Dotakels
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June 10, 2015, 06:15:02 AM
 #532

with an interest of 3,5 or 5% montly it would be enought to keep alive and be happy for sure why try btc to get 10 or 20% montly interest? people the more have still want much more lol 160 dollars mark it will  hard to return there but isnt 20 % only it would be 50% lol 250 dollars mark
They are so demanding and they not invest a big money. If you or they want to have a big interest the must invest more money so that they can earn more.
rayhan
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June 10, 2015, 07:29:21 AM
 #533

better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation

i have to agree with him and would say invest some of it in gold as well, and if you can take some risks hold some bitcoins as well as its value will appreciate with time, and i am saying about holding for 5 to 10 years, and if you are just having fiat stacked up and doing nothing, you are infact losing the value of money indirectly to inflation.

Wolframite
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June 10, 2015, 07:33:17 AM
 #534

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Save little money for emergency and invest large amount in bitcoin or gold keeping in bank wont earn you much

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June 10, 2015, 07:46:05 AM
 #535

Is it better to save money in bank or invest it online, in real estate or maybe gold?

BUY GOLD AND BITCOIN INVEST TO THE FUTURE OF MONEY
don't invest on dollar or EU

im start buy Bitcoin in rate 160$ and sell it on 300$ that very high profit for me
in Bank i get only 3-5% interest permonth
in Bitcoin i can get 15-20% per month


What bank are you referring to that pays 3-5% interest per month???

Are you saying that you can get 36-48% annually in interest from your bank account?

Where I'm from, it's difficult to get more than 1.5% per year from a bank.

Iyou can see this
http://bni.co.id/Tarif/Simpanan/BungaDeposito.aspx

you need more capital minimum 1000k idr or 1.000.000 $ to get 5% per month

and bitcoin not need more capital

you must buy bitcoin if you price is cheap and sell if you think you get profit Smiley

that's is a bit risky, with such amount i would not trust even a bank, with the recent fall of some of them or insolvency on some payments, because they don't have the money to repay you back after their dirty investment let alone giving you that high interest, like sweden and austria bank..
Dotakels
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June 10, 2015, 03:31:25 PM
 #536

Is it better to save money in bank or invest it online, in real estate or maybe gold?

BUY GOLD AND BITCOIN INVEST TO THE FUTURE OF MONEY
don't invest on dollar or EU

im start buy Bitcoin in rate 160$ and sell it on 300$ that very high profit for me
in Bank i get only 3-5% interest permonth
in Bitcoin i can get 15-20% per month


What bank are you referring to that pays 3-5% interest per month???

Are you saying that you can get 36-48% annually in interest from your bank account?

Where I'm from, it's difficult to get more than 1.5% per year from a bank.

Iyou can see this
http://bni.co.id/Tarif/Simpanan/BungaDeposito.aspx

you need more capital minimum 1000k idr or 1.000.000 $ to get 5% per month

and bitcoin not need more capital

you must buy bitcoin if you price is cheap and sell if you think you get profit Smiley

that's is a bit risky, with such amount i would not trust even a bank, with the recent fall of some of them or insolvency on some payments, because they don't have the money to repay you back after their dirty investment let alone giving you that high interest, like sweden and austria bank..
Its better to invest in saudi or in the middle east because that particular country are not hard to get their money.
bryant.coleman
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June 10, 2015, 05:15:03 PM
 #537

Its better to invest in saudi or in the middle east because that particular country are not hard to get their money.

I will never invest in Saudi Arabia. The situation in the Middle east is extremely volatile, and if some military coup happens in Saudi Arabia, there is a chance that you'll lose all of your money. And on top of that, it should be remembered that Saudi Arabia is not an investment friendly destination (unlike its neighbors such as the United Arab Emirates and Oman).
knowhow
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June 10, 2015, 07:51:41 PM
 #538

money at banks not safe why ?if all users go to the bank and ask all money out it will make the bank colapse on the same time since the money they lend to people is your money soo btc would be more safe but the same way it can gain interest it can loose it
wearepoor
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June 10, 2015, 08:08:13 PM
 #539

better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation

i have to agree with him and would say invest some of it in gold as well, and if you can take some risks hold some bitcoins as well as its value will appreciate with time, and i am saying about holding for 5 to 10 years, and if you are just having fiat stacked up and doing nothing, you are infact losing the value of money indirectly to inflation.

This is the right time to invest in bitcoin and hold it for say 10 years more and after 10 years you would be a wealthy man and I believe if you can have atleast 50 btc then I dont think that you can ask for anything else you don't have to worry about your retirement  plans.
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June 10, 2015, 08:37:30 PM
 #540


Iyou can see this
http://bni.co.id/Tarif/Simpanan/BungaDeposito.aspx

you need more capital minimum 1000k idr or 1.000.000 $ to get 5% per month

This amuse me that you do not understand a website with your native language. A simple google translator helped me to understand thats the interest rate per annum and it is for safe deposits so its pretty normal because bank could offer up to 7.5 % per annum for safe deposits.

that's is a bit risky, with such amount i would not trust even a bank
-snip-

Read above its an interest rate per annum and its for safe deposits which is a pretty normal interest for most country

money at banks not safe why ?if all users go to the bank and ask all money out it will make the bank colapse on the same time

Banks are regularly audited by regulators in their own country to provide proof of solvency for their bank, otherwise they will not be given the license to start a bank though

This is the right time to invest in bitcoin and hold it for say 10 years more and after 10 years you would be a wealthy man

Unless you are forgetting, every investment got its own risk as well as BTC itself which means that in 10 years timeframe there is a chance that your BTC could make you richer or it could be worthless

R


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