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Author Topic: Is it better to save money or invest it?  (Read 1181168 times)
peta4e
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August 16, 2016, 01:48:01 PM
 #6121

i think saving money is better than investment .

Yeah, but for how long will you save money? If you are going to save it for very long time, you can save it in bank, and that is investment as well.

Saving in a bank is not an investment. Bank savings does not earn anything but a percent per year that cannot even compensate inflation rate. If you want to grow your money, then choose investment. But choose an investment that is not safe and do not go for hyip or ponzi.

Investment that is not safe? No investment is safe but we need to choose something from where we can expect some returns which can give us good profits in future.

Agree, every investment has risk of losing your money, you cant see  a business or investment that has no risk. If you have plan on having a good future  you would  invest your money which you see  has a good potential on making profit in the long run.
that is the meaning of success, all there risks in each choice not only in investment but in all things so all of that is an option if you want to succeed in investing then it must have the courage to invest and must have knowledge of the investment.

If you want to earn better profits in future then you have to take that risk of investing, without risks you cannot expect better returns on our investments.
Yeah! you are right but you are just talking on the positive side of investment, it is given that we might earn in investing but there is always a chance that we might lose our investment, just put in mind that we can afford what we will be investing so we can easily accept if it will not succeed.

You should always ready with back up in case if your investment doesn't work, and saving will play a good role as a back up so I think you should go with both of them.
Savings should only for fiat as it is more stable than bitcoin, while your investment should be something like bitcoin, gold, or having your own business. Diversification is the key to success as anything can happen in the future so do not just focus in one industry even how currently good it is.

I invest some part of my income in bitcoin, but majority of my investment goes in real estate as its on booming stage at a moment and the price of land keeps on increasing on regular basis.
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August 16, 2016, 02:52:53 PM
 #6122

I think investing money is more beneficial than saving it, as with that you will grow your money multiple folds, but if you have lesser amount which are unable to invest then try to save them and increase them after that invest them
but bitcoin give you this amazing feature that you can invest any low amoutn of money in it. because bitcoin it self a good investment. but if you don't want to just hold then you can still invest in trading altcoin which don't require big money to do.
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August 16, 2016, 03:14:38 PM
 #6123

Maybe best option is to do both save and invest 50-50 is best option
there is no need to save it to be honest, in my opinion it is way better to just go 100 per cent investing into trading as you might make some good money with it

 
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MingLee
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August 16, 2016, 03:29:06 PM
 #6124

Maybe best option is to do both save and invest 50-50 is best option
Sometimes it is better to do a fifty-fifty deal, but it all depends on your financial situation and what you are willing to lose. For me personally I'd probably be looking at something like a 75-25 split with more going into savings rather than a form of investment. However it does depend on what kind of investment you're looking at.
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August 16, 2016, 05:31:28 PM
 #6125

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I will say better keep btc on your wallet rathe than invest. because all the sites of invest are ponzi/scam. I don't find a fresh site for invest till now.So, I will suggest to just keep btc on paper wallet and wait for to hits good price. As soon as price increased just sell it, you can earn much by that.
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August 16, 2016, 05:59:03 PM
 #6126

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I will say better keep btc on your wallet rathe than invest. because all the sites of invest are ponzi/scam. I don't find a fresh site for invest till now.So, I will suggest to just keep btc on paper wallet and wait for to hits good price. As soon as price increased just sell it, you can earn much by that.
Not every site that suggest you some investment is scam or ponzi. There are many sources where you can make some real profit. I'm agree that it's better to save money, and not just bitcoins, every kind of money. But I would not chose online wallet, the situation with Bitfinex showed us that it is not so saved. So I prefer from not to cash out my bitcoins everytime when I make some good amount of it.
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August 16, 2016, 06:07:19 PM
 #6127

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I will say better keep btc on your wallet rathe than invest. because all the sites of invest are ponzi/scam. I don't find a fresh site for invest till now.So, I will suggest to just keep btc on paper wallet and wait for to hits good price. As soon as price increased just sell it, you can earn much by that.
Not every site that suggest you some investment is scam or ponzi. There are many sources where you can make some real profit. I'm agree that it's better to save money, and not just bitcoins, every kind of money. But I would not chose online wallet, the situation with Bitfinex showed us that it is not so saved. So I prefer from not to cash out my bitcoins everytime when I make some good amount of it.
As far as I know, there are several options for bitcoin wallets, which are characterized by their complexity and security. One of the safest, this wallet is stored on your flash drive. And access to the Internet is not possible if you do not want.
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August 16, 2016, 06:13:26 PM
 #6128

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I will say better keep btc on your wallet rathe than invest. because all the sites of invest are ponzi/scam. I don't find a fresh site for invest till now.So, I will suggest to just keep btc on paper wallet and wait for to hits good price. As soon as price increased just sell it, you can earn much by that.
Not every site that suggest you some investment is scam or ponzi. There are many sources where you can make some real profit. I'm agree that it's better to save money, and not just bitcoins, every kind of money. But I would not chose online wallet, the situation with Bitfinex showed us that it is not so saved. So I prefer from not to cash out my bitcoins everytime when I make some good amount of it.
As far as I know, there are several options for bitcoin wallets, which are characterized by their complexity and security. One of the safest, this wallet is stored on your flash drive. And access to the Internet is not possible if you do not want.
Its not a safest for a long time investment or savings.. usb can be damage in the future if you didnt use that flash drive for a long time i know that thing because i have a lots of working flash drive here but in few  years almost half of my usb are damage.  so its not the good place.. better  to upload your backup with long password..  and upload in dropbox with password or mediafire..

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August 16, 2016, 07:13:29 PM
 #6129

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..
chaosknight
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August 16, 2016, 07:17:06 PM
 #6130

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

That's true but if you really want your money to grow then I think you should invest your money to get benefits from it in long run as saving will never allow you to grow your money.
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August 16, 2016, 07:25:55 PM
 #6131

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

If you read all the 312 pages of this thread then you will find that there is an answer for every a people of every category, depending on their money , wealth, mind set up and their nature of living etc. It is a rich thread of information for those people who want to know about saving and investment of their money.

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August 16, 2016, 07:26:45 PM
 #6132

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

That's true but if you really want your money to grow then I think you should invest your money to get benefits from it in long run as saving will never allow you to grow your money.
If you invest your money then you are accepting the risk of losing all of your money and it is not good..!
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August 16, 2016, 07:39:06 PM
 #6133

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

That's true but if you really want your money to grow then I think you should invest your money to get benefits from it in long run as saving will never allow you to grow your money.
If you invest your money then you are accepting the risk of losing all of your money and it is not good..!

So you think that people should not invest money at all? If you will not take risk of investing then you will never become rich in future only with savings.
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August 17, 2016, 04:13:56 PM
 #6134

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

That's true but if you really want your money to grow then I think you should invest your money to get benefits from it in long run as saving will never allow you to grow your money.
If you invest your money then you are accepting the risk of losing all of your money and it is not good..!

So you think that people should not invest money at all? If you will not take risk of investing then you will never become rich in future only with savings.
No we have to invest but we should not think investment is tantamount to guaranteed profit.
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August 17, 2016, 08:53:48 PM
 #6135

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

That's true but if you really want your money to grow then I think you should invest your money to get benefits from it in long run as saving will never allow you to grow your money.
If you invest your money then you are accepting the risk of losing all of your money and it is not good..!

So you think that people should not invest money at all? If you will not take risk of investing then you will never become rich in future only with savings.
No we have to invest but we should not think investment is tantamount to guaranteed profit.


In fact in some cases people lose over 50% of their initial investment which makes me think that people should educate them self better.
If you want money you need to work for it/research.
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August 17, 2016, 09:05:08 PM
 #6136

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

That's true but if you really want your money to grow then I think you should invest your money to get benefits from it in long run as saving will never allow you to grow your money.
If you invest your money then you are accepting the risk of losing all of your money and it is not good..!

So you think that people should not invest money at all? If you will not take risk of investing then you will never become rich in future only with savings.
No we have to invest but we should not think investment is tantamount to guaranteed profit.


In fact in some cases people lose over 50% of their initial investment which makes me think that people should educate them self better.
If you want money you need to work for it/research.

Certain people just blindly put their money into something hoping it will make them some quick profits. I call them gamblers. Because that's what it is when you just put money into something you don't know anything about. It's funny to see them blame Bitcoin for being manipulated once they experience losses due to their dumb "investment" style. It basically makes them a double loser.
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August 17, 2016, 09:24:24 PM
 #6137

wowww 312 pages for answering to such question, but honestly there is no absolute answer to this question, it depends... on your money, your wealth..

That's true but if you really want your money to grow then I think you should invest your money to get benefits from it in long run as saving will never allow you to grow your money.
If you invest your money then you are accepting the risk of losing all of your money and it is not good..!

So you think that people should not invest money at all? If you will not take risk of investing then you will never become rich in future only with savings.
No we have to invest but we should not think investment is tantamount to guaranteed profit.


In fact in some cases people lose over 50% of their initial investment which makes me think that people should educate them self better.
If you want money you need to work for it/research.

Certain people just blindly put their money into something hoping it will make them some quick profits. I call them gamblers. Because that's what it is when you just put money into something you don't know anything about. It's funny to see them blame Bitcoin for being manipulated once they experience losses due to their dumb "investment" style. It basically makes them a double loser.

That's correct and we know that investment is risky but if you do proper research and understand the market well then it can definitely reduce your risk in investments.
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August 18, 2016, 01:33:06 AM
 #6138

It depends on the opportunity and the availability of capital.
In any situation you should invest in a planned manner, without compromising your financial life.
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August 18, 2016, 02:37:24 AM
 #6139

Maybe best option is to do both save and invest 50-50 is best option
there is no need to save it to be honest, in my opinion it is way better to just go 100 per cent investing into trading as you might make some good money with it

And what happens if your investments failed? If you invested 100% of your money, then you will have nothing left if ever those investments turned scam or just suddenly dropped price. It is better to have some savings as a back up plan just in case.
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August 18, 2016, 03:14:17 AM
 #6140

It depends on the opportunity and the availability of capital.
In any situation you should invest in a planned manner, without compromising your financial life.

For me it is always better to save money so that in the future you are going to have an emergency fund or if you want to invest to. You just need to save money so that in the time you have accumulated right amount of money then you can just start to have your own investment. Saving is a good habit if you know how to do it.

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