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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Finestream
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September 21, 2016, 03:30:52 AM
 #6861

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
I think for those people using bank to put their money it was very easy to withdraw anytime they want specially if there is emergency case that comes in their life they can easily go to the bank and withdraw their savings, but if you have more money enough i think your recommendation is good that is better to put the money in mutual funds than stock market.
Your idea is good but in my case I would always choose to invest in bitcoin rather than putting my money in mutual aid fund or stocks. Actually, that was my first idea before when I have still a little knowledge about bitcoin, but now that I have matured, I was able to analyze that investing in bitcoin has more benefits.

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September 21, 2016, 04:33:10 AM
 #6862

In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...

Saving is safe why you don't want to save your money instead of saving? If you are just looking for safeness then save it to your pocket or bank account if that is fiat money. And if that is bitcoin then you just need to store it to your bitcoin wallet and that is going to be safe at all and thus, you are going to get profit when price increases.

If you just store your money in a bank or in your wallet, it is safe but it will not grow. And overtime it will lose its value due to inflation. That is why you need to have some investment to cope up with inflation rate. As long as the investment is gaining interest above the inflation rate, your money will grow in value.
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September 21, 2016, 04:47:47 AM
 #6863

iam prefered invest
because with invest is my money always growth
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September 21, 2016, 05:57:44 AM
 #6864

In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...

Saving is safe why you don't want to save your money instead of saving? If you are just looking for safeness then save it to your pocket or bank account if that is fiat money. And if that is bitcoin then you just need to store it to your bitcoin wallet and that is going to be safe at all and thus, you are going to get profit when price increases.

If you just store your money in a bank or in your wallet, it is safe but it will not grow. And overtime it will lose its value due to inflation. That is why you need to have some investment to cope up with inflation rate. As long as the investment is gaining interest above the inflation rate, your money will grow in value.
You are right and the fact that we all want to grow our money, the more we should learn how to invest because that is the only legitimate way I can see we will be able to grow our money, it does not matter where we will invest as long as it is safe and we know we have a great chance to make profit.
blackmachinegun
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September 21, 2016, 06:06:15 AM
 #6865

In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...

Saving is safe why you don't want to save your money instead of saving? If you are just looking for safeness then save it to your pocket or bank account if that is fiat money. And if that is bitcoin then you just need to store it to your bitcoin wallet and that is going to be safe at all and thus, you are going to get profit when price increases.

If you just store your money in a bank or in your wallet, it is safe but it will not grow. And overtime it will lose its value due to inflation. That is why you need to have some investment to cope up with inflation rate. As long as the investment is gaining interest above the inflation rate, your money will grow in value.
You are right and the fact that we all want to grow our money, the more we should learn how to invest because that is the only legitimate way I can see we will be able to grow our money, it does not matter where we will invest as long as it is safe and we know we have a great chance to make profit.
I think you should do the checking before making an investment in a company, a commodity or a site, because it is currently very difficult to find an investment that is safe and legit. it would be very easy to find an investment that provide benefits but rarely investment is very safe and secure legit
bamboylee
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September 21, 2016, 07:00:53 AM
 #6866

Your idea is good but in my case I would always choose to invest in bitcoin rather than putting my money in mutual aid fund or stocks. Actually, that was my first idea before when I have still a little knowledge about bitcoin, but now that I have matured, I was able to analyze that investing in bitcoin has more benefits.

Both of them are good to invest with. Mutual funds,  stock markets and bitcoin can give you a good interest if you are going long term. You can invest on all of them. It is actually better if you put your money on different investment accounts to minimize your risk.

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September 21, 2016, 07:09:09 AM
 #6867

Saving money I think is good but I think it is better to invest it. By investing it, your money will grow but when you just let it sit, it will not grow you can either invest it in stocks if your good at it or just put it in a bank with a good interest rate preferably those banks that offers compound interest. That way your money will grow but it is faster if you'll invest it in stocks but there is a big risk of losing money in it.
blackmachinegun
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September 21, 2016, 07:26:20 AM
 #6868

Saving money I think is good but I think it is better to invest it. By investing it, your money will grow but when you just let it sit, it will not grow you can either invest it in stocks if your good at it or just put it in a bank with a good interest rate preferably those banks that offers compound interest. That way your money will grow but it is faster if you'll invest it in stocks but there is a big risk of losing money in it.
I thought you could not mention which one is the best between the two. because they are equally important for the future. you can not rule out save for where your money if you do not collect and store income you get?
goldcoinminer
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September 21, 2016, 07:59:28 AM
 #6869

Saving money I think is good but I think it is better to invest it. By investing it, your money will grow but when you just let it sit, it will not grow you can either invest it in stocks if your good at it or just put it in a bank with a good interest rate preferably those banks that offers compound interest. That way your money will grow but it is faster if you'll invest it in stocks but there is a big risk of losing money in it.
I thought you could not mention which one is the best between the two. because they are equally important for the future. you can not rule out save for where your money if you do not collect and store income you get?
Having a job will already give you an income and it does not need to have an income in investment just to save, most of us here are having a day job and that matters because bitcoin is unstable, if we can save then the better because we can use a certain portion of our savings to invest with bitcoin.
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September 21, 2016, 08:05:38 AM
 #6870

save or invest? I prefer to invest because the investment, the amount of money we will increase, whereas if the store, the amount of money we will remain

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September 21, 2016, 08:28:52 AM
 #6871

save or invest? I prefer to invest because the investment, the amount of money we will increase, whereas if the store, the amount of money we will remain
Very well said, investing is for me the matured way to make money as when you just save you cannot enjoy your money in the future, we all want to live a comfortable life, a life that we can do whatever makes us happy but without financial freedom, we cannot do that.

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September 21, 2016, 01:41:48 PM
 #6872

save or invest? I prefer to invest because the investment, the amount of money we will increase, whereas if the store, the amount of money we will remain
Very well said, investing is for me the matured way to make money as when you just save you cannot enjoy your money in the future, we all want to live a comfortable life, a life that we can do whatever makes us happy but without financial freedom, we cannot do that.

Also if we take the discussion in bitcoin, why just rely on saving bitcoin alone to make more money in the future? To save more money we have to make a stable earnings whether thru real life jobs or doing methods to earn bitcoin.

If possible, we can do both. A good investment can make a person having a such a good savings.

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Mastsetad
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September 21, 2016, 04:33:42 PM
 #6873

save or invest? I prefer to invest because the investment, the amount of money we will increase, whereas if the store, the amount of money we will remain

The best thing would be to invest at first and then save from the earnings of investment, for example if i have 2 bitcoins then i would invest them somewhere like altcoin trading and then whatever i earn from that investment i should save a part of that.
BitcoinPC
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September 21, 2016, 04:36:03 PM
 #6874

save or invest? I prefer to invest because the investment, the amount of money we will increase, whereas if the store, the amount of money we will remain
Very well said, investing is for me the matured way to make money as when you just save you cannot enjoy your money in the future, we all want to live a comfortable life, a life that we can do whatever makes us happy but without financial freedom, we cannot do that.

Also if we take the discussion in bitcoin, why just rely on saving bitcoin alone to make more money in the future? To save more money we have to make a stable earnings whether thru real life jobs or doing methods to earn bitcoin.

If possible, we can do both. A good investment can make a person having a such a good savings.

Yes, we can do both, and you know invest or save money both are same ways, because sometime we do investment, and we can't make profit, and face the lose, and also sometime we save our money and in urgent time we can utilize it. So both are better, everyone know which ways is more suitable for us.
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September 21, 2016, 04:49:09 PM
 #6875

save or invest? I prefer to invest because the investment, the amount of money we will increase, whereas if the store, the amount of money we will remain

The best thing would be to invest at first and then save from the earnings of investment, for example if i have 2 bitcoins then i would invest them somewhere like altcoin trading and then whatever i earn from that investment i should save a part of that.
I think its most cosider way to invest is to choose buy low bitcoins and sell high.. this is more safe than buying altcoin.. you can invet in bitcoin right now because of the price of bitcoin is low.. and you can get a profit if the price of bitcoin will increase soon,..
socks435
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September 21, 2016, 05:12:23 PM
 #6876

Both have a good benefits both are good but there is risk in investing so better to save for safety.. and invest if you really want to make a profit.. invest in good altcoin not for ponzi site because you can lose in ponzi. in trading you can increase the amount of your money. .

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September 21, 2016, 07:54:43 PM
 #6877

I think that its better to just save up some money for later because of the fact that the price is now pretty high.
Its not worth investing right now!
bestluck
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September 21, 2016, 11:21:20 PM
 #6878

save or invest? I prefer to invest because the investment, the amount of money we will increase, whereas if the store, the amount of money we will remain

The best thing would be to invest at first and then save from the earnings of investment, for example if i have 2 bitcoins then i would invest them somewhere like altcoin trading and then whatever i earn from that investment i should save a part of that.
I think its most cosider way to invest is to choose buy low bitcoins and sell high.. this is more safe than buying altcoin.. you can invet in bitcoin right now because of the price of bitcoin is low.. and you can get a profit if the price of bitcoin will increase soon,..

But if a person will have a good knowledge about altcoins and will be better in altcoin trade then they will have to do that trade as in trade of altcoin we earn a highest profit and we can double our money in altcoin trade multiple times and can become rich within shorter time period.
wxa7115
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September 22, 2016, 02:00:25 AM
 #6879

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
I never said that you should invest in a bank I was just describing the fact that there are negative interest rates, besides that has never been the reason of why banks exist (except investment bank that no longer exist in U.S., I think) the reason banks were created was to safeguard the money that is all.

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September 22, 2016, 02:11:53 AM
 #6880

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
I never said that you should invest in a bank I was just describing the fact that there are negative interest rates, besides that has never been the reason of why banks exist (except investment bank that no longer exist in U.S., I think) the reason banks were created was to safeguard the money that is all.
Bank is just for save your money , you can't use it as your investment . Just ensure a security for your money nothing more.
For investment , trading is good choice and you can hold the rest if necessary.

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