Is it better to save money or invest it?

[tabas]

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.

Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!

I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.

I never said that you should invest in a bank I was just describing the fact that there are negative interest rates, besides that has never been the reason of why banks exist (except investment bank that no longer exist in U.S., I think) the reason banks were created was to safeguard the money that is all.

Bank is just for save your money , you can't use it as your investment . Just ensure a security for your money nothing more.
For investment , trading is good choice and you can hold the rest if necessary.

For me wherever you are going to save your money. To bitcoin or bank as long as you are saving then that is going to be a good thing to do and besides if you are going to keep on saving you are going have some purpose for that in the future. And that is just like you are going to invest or you are going to have it in other purpose.

[madwica]

It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.

Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!

I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.

I never said that you should invest in a bank I was just describing the fact that there are negative interest rates, besides that has never been the reason of why banks exist (except investment bank that no longer exist in U.S., I think) the reason banks were created was to safeguard the money that is all.

Bank is just for save your money , you can't use it as your investment . Just ensure a security for your money nothing more.
For investment , trading is good choice and you can hold the rest if necessary.

For me wherever you are going to save your money. To bitcoin or bank as long as you are saving then that is going to be a good thing to do and besides if you are going to keep on saving you are going have some purpose for that in the future. And that is just like you are going to invest or you are going to have it in other purpose.

As long as you know your money is safe in bitcoin or bank and you will notice the big difference of that two, bank is 100% safe your money while in bitcoin 99% your money at risk but it would be gives you big income in times that the price of bitcoin would go high.

[Zedmony]

As long as you know your money is safe in bitcoin or bank and you will notice the big difference of that two, bank is 100% safe your money while in bitcoin 99% your money at risk but it would be gives you big income in times that the price of bitcoin would go high.

That is right. I think it is better to understand the risk and invest in the bitcoin and keep the bitcoin to yourself, you will be rich.

[dhimasnk]

I prefer to invest rather than save money. it is because by investing the amount of money we will continue to grow. differently than if we save money, the amount of money we will remain

[BeGoods]

As long as you know your money is safe in bitcoin or bank and you will notice the big difference of that two, bank is 100% safe your money while in bitcoin 99% your money at risk but it would be gives you big income in times that the price of bitcoin would go high.

That is right. I think it is better to understand the risk and invest in the bitcoin and keep the bitcoin to yourself, you will be rich.

That's a risk in investments dude when you put your money on an investment like bitcoin. you should be ready with all the possible risks that will happen, but do not worry bitcoin has a great potential in the future so even if you just hold bitcoin wallet, you can probably get a big profit because prices will be higher in the future

[bluechipinvestor]

Well, everybody has the  power in hands. One must choose which  direction to go, and I would say that buying and  exchanging may be a good alternative.

[gabmen]

Well, everybody has the  power in hands. One must choose which  direction to go, and I would say that buying and  exchanging may be a good alternative.

Good point although both saving and investing are good for your money, working with what you have is a bit more beneficial in the long run

[Lokfar]

Right now its better to just save it up and wait on a better moment because of the fact that the bitcoin price is pretty high.
Its just that waiting on a good price is smarter and more profitable.

[BitsandBites]

I'm preferring saving right now and this is because of the price, you can of course also invest right now but keep in mind the profit will be less more due to this.
Just wait on a better buying price would be good.

[aleandromagno]

To be honest, i don't know why this thread have so many pages?!?! It is easy! Savings are for stupids, investments are for smarts!

You're welcome and good luck!

[Ziskinberg]

To be honest, i don't know why this thread have so many pages?!?! It is easy! Savings are for stupids, investments are for smarts!

You're welcome and good luck!

So you are not saving because you are not stupid? LOL,

Maybe try to analyze your statement first, you do not know what you are talking about. The idea is we need to save to invest for the future, where the hell would you bet the amount for your investment? You loan it from the bank?

[nova-rider]

If you see a rare and very good opportunity,  I believe you should try, but the saying "never put all eggs in  the same basket" is valid in most situations.

[Dora Doll]

As long as you know your money is safe in bitcoin or bank and you will notice the big difference of that two, bank is 100% safe your money while in bitcoin 99% your money at risk but it would be gives you big income in times that the price of bitcoin would go high.

That is right. I think it is better to understand the risk and invest in the bitcoin and keep the bitcoin to yourself, you will be rich.

holding your fiat money in bitcoin is also investment but it is a safe investment, but i think if you have some experience in gambling then you can also invest your money there but you need a good luck also if you want to make money in gambling.

[goldcoinminer]

If you see a rare and very good opportunity,  I believe you should try, but the saying "never put all eggs in  the same basket" is valid in most situations.

That should be applied no matter how confident you are with your investment, there is no harm in controlling your self because we cannot be greedy in our investment if we do not want to end up losing everything, everything has the right timing and we should observe that.

[Mr. Big]

If you see a rare and very good opportunity,  I believe you should try, but the saying "never put all eggs in  the same basket" is valid in most situations.

Some rare opportunity are not true... It would look shady and you must be hesitant to try it... If you should invest, it should be on those well established businesses and investment programs, keep on asking others about it or find some reviews about it... But if you want your money to be safe, better deposit it in banks...  

[WEBcreator]

If you see a rare and very good opportunity,  I believe you should try, but the saying "never put all eggs in  the same basket" is valid in most situations.

Some rare opportunity are not true... It would look shady and you must be hesitant to try it... If you should invest, it should be on those well established businesses and investment programs, keep on asking others about it or find some reviews about it... But if you want your money to be safe, better deposit it in banks...  

There is no such thing as investment program. In the real worlds that thing does not really exist. The closest thing to an investment program in the real life is safe deposits from banks. The interest rate for those thing is much higher than saving in banks normally however liquidity is the problem for that

[Zooplus]

If you see a rare and very good opportunity,  I believe you should try, but the saying "never put all eggs in  the same basket" is valid in most situations.

Some rare opportunity are not true... It would look shady and you must be hesitant to try it... If you should invest, it should be on those well established businesses and investment programs, keep on asking others about it or find some reviews about it... But if you want your money to be safe, better deposit it in banks...  

There is no such thing as investment program. In the real worlds that thing does not really exist. The closest thing to an investment program in the real life is safe deposits from banks. The interest rate for those thing is much higher than saving in banks normally however liquidity is the problem for that

What do you mean safe deposits? From what I know banks does not offer good interest regardless of the program you availed, I have a regular savigns and time deposit accounts in one of the banks in our country but I do not really rely on the interest, I just want to safe keep my money in the bank.

[dmarine]

Both of them are required, to be honest. Besides investing, we need also to save some of the earned money, for future needs.

[hendra147]

Both of them are required, to be honest. Besides investing, we need also to save some of the earned money, for future needs.

agree with your statement.
anyway invest is not all about money, we can invest at our self by larning too.
i think it's good for growing our salary/earning too.

[Zadicar]

Both of them are required, to be honest. Besides investing, we need also to save some of the earned money, for future needs.

Nice points  mate, i do agree with this, both are  needed in able  to have a succesful life  in the future hence you could maximize your saving to make investments and you could  possibly do  make a profit and   you could able to save more. Its just  like a cycle, so we must  diversify   and  must manage our money well so that we could  able to save.