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Author Topic: Is it better to save money or invest it?  (Read 1180021 times)
Legendaris
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October 20, 2016, 12:37:09 AM
 #7461

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?
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October 20, 2016, 01:55:52 AM
 #7462

You can better investin your money than saving it right now because i think that the bitcoins can last for ever and when you invest you will make the most off course.

It's important to not only focus on the investment aspect. If you invest all your money, and the investment turns out to be a very bad choice, then you'll hate yourself for not having savings aside. That's why you must have enough savings to get you through a certain period of time in case things go wrong.
would not be a good result if you just focus on investment only and not to think about saving money. how are you going to store the results of your investment if you do not have good investment management?
so it would be better if you focus on saving or focus balance on both

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October 20, 2016, 02:20:26 AM
 #7463

You can better investin your money than saving it right now because i think that the bitcoins can last for ever and when you invest you will make the most off course.

It's important to not only focus on the investment aspect. If you invest all your money, and the investment turns out to be a very bad choice, then you'll hate yourself for not having savings aside. That's why you must have enough savings to get you through a certain period of time in case things go wrong.
would not be a good result if you just focus on investment only and not to think about saving money. how are you going to store the results of your investment if you do not have good investment management?
so it would be better if you focus on saving or focus balance on both



Well you have a point. It was a self preference whether you will invest it or just save it. But for me, investing is much better because it will generate more profit like investing in banks, it will just give you 5-10% profit from your capital annually. Not like in investing, you can make like 15-25% of your capital per month.

But when security is being put into place. Saving is more secure rather than investing.
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October 20, 2016, 02:37:24 AM
 #7464

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?
You'd be lucky to find a bank that gives that much interest on your savings. Back here in my country, savings accounts can only earn less than 1% annually. There are other bank related investments that offer bigger interests like time deposits, UITFs and bonds, but carries with them some kind of risk.
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October 20, 2016, 02:43:11 AM
 #7465

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?
You'd be lucky to find a bank that gives that much interest on your savings. Back here in my country, savings accounts can only earn less than 1% annually. There are other bank related investments that offer bigger interests like time deposits, UITFs and bonds, but carries with them some kind of risk.
so its better for us to llok for more investment instead of allowing the bank to play for our money, internet can help us finding the better ways to invest all we have to do is to research and make ourself aware on any aspect from whatever investment we will going to enter.
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October 20, 2016, 02:45:36 AM
 #7466

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?
You'd be lucky to find a bank that gives that much interest on your savings. Back here in my country, savings accounts can only earn less than 1% annually. There are other bank related investments that offer bigger interests like time deposits, UITFs and bonds, but carries with them some kind of risk.
so its better for us to llok for more investment instead of allowing the bank to play for our money, internet can help us finding the better ways to invest all we have to do is to research and make ourself aware on any aspect from whatever investment we will going to enter.
The good thing now is that information are free and easy to access, thanks to internet we can search what we want, and it will only depend on a certain person if he will take an effort to search for a better investment opportunity that fits his interest and will study it to be successful.


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October 20, 2016, 03:04:01 AM
 #7467


The good thing now is that information are free and easy to access, thanks to internet we can search what we want, and it will only depend on a certain person if he will take an effort to search for a better investment opportunity that fits his interest and will study it to be successful.

Yes free and there are people who are willing to help us. Actually even talking with a person that able to get success in that specific investment is enough even we don't have to research fully on the net. Most of the business owners in the real world talks with those who already have an experience.

But more importantly, those suggestions, ideas and all things that we may find on our research is useless if in the actual situation we are not able to keep those things up. So put some seriousness when a person will deals on an investment.


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jossiel
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October 20, 2016, 06:35:41 AM
 #7468

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?

For me, I don't care even your savings is just going to earn 4% per year because that is just going to be sleeping in my bank account.

And since we are in bitcoin it is a good thing that I will going to save my bitcoins because I believe that I will earn good in future.

So investing and saving for me is just the same.


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October 20, 2016, 07:07:08 AM
 #7469

Saving currently isn't really interesting as a normal savings account gets you about 4% interest per year. if you have money that you'll not spend the comming years it can be set at 6-8% each year but the downside is that you can't acces your money for 5 years. Are you be patient with it?

For me, I don't care even your savings is just going to earn 4% per year because that is just going to be sleeping in my bank account.

And since we are in bitcoin it is a good thing that I will going to save my bitcoins because I believe that I will earn good in future.

So investing and saving for me is just the same.
4% per year as interest of your savings is only good when you are having a millions of deposit, but with a small amount of money it would not take you anywhere and no progress on that, just be active here to grow your money as you can do it by trading and in short term investment.

.
.Duelbits.
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October 20, 2016, 07:14:24 AM
 #7470

Investing money is the better option than just saving and collecting the money because if you want to grow money then investement is must.
Without investement just by saving money,for that time that money would be waste because if we invest them we could utilise that time and can earn even more.
Nope it is not a better option if you are investing your money you're just wasting it because there are no assurance that you can really make money in investment if you are in short of trading yes you can really make it but in long term i don't think soo no one can really make that thing.

Investment is not limited only to trading and online world there are many good investments in real world too which can give you good returns in long run.
For me investment is not good and yes investment is not limited not like trading investment can really turned into scammed and scam many people if there invested to it trading is one of the best incomve source online if you know how trade then you can really make your money return more bigger
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October 20, 2016, 07:51:12 AM
 #7471

Investing money is the better option than just saving and collecting the money because if you want to grow money then investement is must.
Without investement just by saving money,for that time that money would be waste because if we invest them we could utilise that time and can earn even more.
Nope it is not a better option if you are investing your money you're just wasting it because there are no assurance that you can really make money in investment if you are in short of trading yes you can really make it but in long term i don't think soo no one can really make that thing.

Investment is not limited only to trading and online world there are many good investments in real world too which can give you good returns in long run.
For me investment is not good and yes investment is not limited not like trading investment can really turned into scammed and scam many people if there invested to it trading is one of the best incomve source online if you know how trade then you can really make your money return more bigger
Well, if that is your understanding then I would have to respect you, I guess you are the only person I saw in this forum who are calling that investment is not good, maybe for your experience it is not but in overall, investment is the only way to grow our money fast.

.
.Duelbits.
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October 20, 2016, 01:22:21 PM
 #7472

if you have proper knowledge about trading,i reccomended you for doing trade,its safe instade of invest.investment site are strongly ponzi/scam.safe money is better then investment.

Looking for a reliable bitcoin mixing service? CoinMixer.se
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October 20, 2016, 01:30:43 PM
 #7473

if you have proper knowledge about trading,i reccomended you for doing trade,its safe instade of invest.investment site are strongly ponzi/scam.safe money is better then investment.
I think it depends on age. If you are young enough you can be more aggressive and take more risk which can get good returns; if you are old, you should and you have to be prudential and therefore saving money is a good way. Furthermore, nowadays investment is hard because of the to-be financial crisis. Investment in gold is a good way to profit. Wink
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October 20, 2016, 01:32:58 PM
 #7474

if you have proper knowledge about trading,i reccomended you for doing trade,its safe instade of invest.investment site are strongly ponzi/scam.safe money is better then investment.

Its not mandatory that you have to invest only in online world, there are many physical places and products where you can invest your money as real life products holds lesser risks in compare to online investment sites.

.
.Duelbits.
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October 20, 2016, 02:22:24 PM
 #7475

Are they not 2 sides of the same coin?  Investing is saving, and saving is investing...
Spending or Saving would be a question...

You have the point on it, because in crypto currency if you are going to save then you are already investing for your future.

Well that is going to be a good question for spending or saving. And I would go choose for saving and don't spend for the things that you don't need.

So that you are going to have good savings.
But it should be clearly known that while saving in ciryptocurrency can bring you profit, investing tends to be more profitable because in this regard you buying at low price and selling at higher price following market trend on daily basis unlike saving that you keep the coin and expect to sell in future date.

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October 20, 2016, 02:23:46 PM
 #7476

Are they not 2 sides of the same coin?  Investing is saving, and saving is investing...
Spending or Saving would be a question...

You have the point on it, because in crypto currency if you are going to save then you are already investing for your future.

Well that is going to be a good question for spending or saving. And I would go choose for saving and don't spend for the things that you don't need.

So that you are going to have good savings.
But it should be clearly known that while saving in ciryptocurrency can bring you profit, investing tends to be more profitable because in this regard you buying at low price and selling at higher price following market trend on daily basis unlike saving that you keep the coin and expect to sell in future date.

Holding bitcoin will give you good profits only if price goes higher in future but investing them in different alts will allow you to grow your coins and will also give regular profits.


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pinoycash
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October 20, 2016, 02:27:47 PM
 #7477

if you have proper knowledge about trading,i reccomended you for doing trade,its safe instade of invest.investment site are strongly ponzi/scam.safe money is better then investment.

Trading is very risky. its not for everyone. while investing in a ponzi website is not advisable. better is hold your coins, and think long term

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October 20, 2016, 02:30:35 PM
 #7478

Are they not 2 sides of the same coin?  Investing is saving, and saving is investing...
Spending or Saving would be a question...

You have the point on it, because in crypto currency if you are going to save then you are already investing for your future.

Well that is going to be a good question for spending or saving. And I would go choose for saving and don't spend for the things that you don't need.

So that you are going to have good savings.
But it should be clearly known that while saving in ciryptocurrency can bring you profit, investing tends to be more profitable because in this regard you buying at low price and selling at higher price following market trend on daily basis unlike saving that you keep the coin and expect to sell in future date.

Holding bitcoin will give you good profits only if price goes higher in future but investing them in different alts will allow you to grow your coins and will also give regular profits.

well investing though would be a bit riskier than saving. so it would depend on the person's outlook to what's best to do with his money. if he has experience and if he knows how the market runs, then I think investing would be the better option. but you should really have both for good measure. investing to see your money grow, then savings just to be sure that you're safe if anything goes wrong

 
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October 20, 2016, 02:37:37 PM
 #7479

I think that investing into the bitcoin is way better because if you invest right now the profit will be good after a while, the price is going up.
The bitcoin is growing everyday and due to that I think it will go to a high amount, it gets more publicity so more users.
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October 20, 2016, 02:38:35 PM
 #7480

well the more you have the less you wanna spend or pay for..... this happens in real life they wanna get more soo thing again about it..... i know several people this way they have money and they begin for a discount..... the people who works to pay normal life dont ask for discount they just pay .Im pretty sure all money we have ,part of it must go into some investment ,if money doesnt circulate well it can be called dead money same as crypto.
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