Why would customers use Bitcoins?

[bearex]

I came to figure out, why would a consumer/customer use Bitcoins?
You have to pay the 3 cent fee, while you dont have to pay anything when paying with a credit card.

So what is really a benefit for using Bitcoins, customer wise?

[tarsua]

Much safer than creditcards, easy to settup, easy to use, harder to steal, stores will like it because transactions are irreversible

[bearex]

Much safer than creditcards, easy to settup, easy to use, harder to steal, stores will like it because transactions are irreversible

How safer? If a creditcard is compromised, you might get a refund. I believe people think creditcards are easier to use.
 I know stores will like it, but what about the benefits for the consumer?

Might be harder to steal yes, but depends.

[tyz]

Not for non-techie users. Most people here are not aware of that it is a high risk to handle Bitcoin for people who just want to pay - and not want to crack down the current fiat money system.

Much safer than creditcards, easy to settup, easy to use, harder to steal, stores will like it because transactions are irreversible

[Amph]

3 cent fee? you can do good with 1k, already tried multiple times, besides you pay with credit cards for other tasks such a withdrawal(some deposit also), or when you want to see the balance or stuff like that other than the monthly fee/annual fee...

credit cards can also be cloned easily, bitcoin no, another thing when you use credit card without a protection such paypal, they can still your info on a shady website

[samuel999]

Credit cards actually charge fees to the merchants, and the cost is passed to the customer. In theory, if you paid with Bitcoin, it should be cheaper by more than a few cents.

With Bitcoin, you aren't owing money to someone. You either have the money at the time of purchase or you don't. Sure that may be inconvenient, but so is having to pay credit card payments and if you are late, then also the huge amount of interest that will generate.

Another thing about Bitcoin is that you don't need to give away all of your personal info in order to get some. Unlike with credit cards, there is no application you have to do, and you don't need to wait for any application to be approved before getting Bitcoin to spend.

Another is that if your card gets stolen, it is a pain in the ass to recover from fraud and it is also incredibly difficult to recover from identity theft that can also occur with stolen credit cards. With Bitcoin, there is none of that hassle, just the risk that if your Bitcoin is stolen due to your own poor security, you probably aren't getting any of it back.

[ajareselde]

Since when are credit cards 0% fee ? I'm pretty sure you're talking about debit cards, because everything you buy from CC is basically debt that they bill you later on.
But anyways, that credit you have on your card can be taken away by bank/government at any time, whereas bitcoin is only yours to command.
Merchants actually dont like CC's , due to chargebacks and high fee they are paying to bank/commissioner company..

[tiggytomb]

Credit cards do charge a monthly fee and also interest on the amount used as it is credit, they are lending the money to you so it is not exactly yours.  bitcoin is yours and the transaction fees are minimal, myself as a consumer I would far prefer bitcoin so I hope that it gains more adopton and exposure to the masses.

[Hazir]

I don't think that you can compare these 2 with in the same way. Credit cards are a convenient way of doing payment processing on top of fiat currency. Bitcoin is a digital currency itself.

[Jordan23]

You don't pay any fees with a credit card? You think a business just eats the credit cards fees??

LOL

[AncilVTwo]

I came to figure out, why would a consumer/customer use Bitcoins?
You have to pay the 3 cent fee, while you dont have to pay anything when paying with a credit card.

So what is really a benefit for using Bitcoins, customer wise?

i as an consumer would DEFINITELY use bitcoin, its just so much easier to use and pay with bitcoin. only reason i would use credit is if i didnt currently have the money but needed to buy something quick.

[Wary]

IMO, bitcoin currently has no noticeable benefits for common users. However, there are small, moderate and big benefits for some categories of users:

-You bank won't be able to spy on you or freeze your account. Huge benefit for black and gray market traders.
-You can receive bitcoins just as easy as send them. Moderate benefit for owners of small internet shops.
-You bitcoins aren't damaged by inflation. Moderate benefit for Argentinians, small benefit for 1-st world users after the third halving.

After the second halving, July next year, bitcoin inflation will become about 4%. Which is in about the same as US dollar's. Four years later it will drop below 2%, so it will be some small benefit for most of user. However, this small benefit, it is nothing like email-vs-snailmail difference, which gave boost to Internet. To get mass bitcoin adoption we need some killer app, some killer user case which would give some real and noticeable benefit to most of common users. We don't have it so far.

[unamis76]

Easy, fast, and no banks required What else would a customer want?

[_Miracle]

Why wouldn't you?

Since I'm middle aged[ish] ;-)
I remember a time when the widely held belief was that
"no one would EVER use their cards or share banking information online"

Bitcoin is digital cash. The world's digital currency. No exchanging Euros for Dollars. Simple[ish]

or at least someday it will be.

[1Referee]

I use Bitcoin to purchase goods as it allows me to make the purchase without leaving personal data behind. Due to Bitcoin I have said goodbye to PayPal & Co a long time ago. Debit/credit cards are something I have never had and will definitely never have in the future.

As far as the transaction fee goes, it all depends on how mature your coins are. I have a wallet with coins in it that have been sitting there for just over 2 years. Every time I have sent a certain amount from that wallet with 0 as fee it got confirmed with the next block. If you have for example a wallet with a lot small incomming transactions that are less than a week old, and you want to send for example 0.05BTC, then it will have a hard time confirming if you don't add an appropriate fee. Stick to 1000 satoshi per KB.

If I send a certain amount that needs to be included in the next block I simply add 0.001-0.002BTC as fee. That will 90% guarantee that you are included in the next block. I only do this for important transactions.

[LondonTrader]

Hi

Because bitcoins are not reversible, have very low fees, and normally a pretty short wait to get your coins. Also you can be more anonymous.

Bye

[librty]

Why would consumers use bitcoin

[onemorexmr]

i like, that if i buy a digital good the company doesnt know anything about me. not even my name

[BeGoods]

more easy transaction than other currency

[ajun96]

This is awesome money you can trading, purchase, gambling, invested, and many other just with bitcoin
cutomers must use bitcoin