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Question: Do you agree with idea "Bitcoin bank" ?
Yes
No
I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139169 times)
wahb
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June 20, 2017, 06:14:04 PM
 #1801

I'm not agree with the bitcoin bank because once bitcoin is deposited from the bank i think it will totally converted with fiat currency already and it will never turns into bitcoin if theres an bank then why should use it when we have wallets where to stock those coins and easy to get when we need it.
i also think that we do not need for any bitcoin  bank. we can use bitcoin wallet more easily and more conveniently, we can use our online wallet for depositing and withdrawal of bitcoin at any time. we  do not need to go for a bank. we can use online wallet for shopping online we can also use it for buying shopping in offline shops. so i think we do not need to adopt the traditional banking system again from which we just got freedom.
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stadus
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June 21, 2017, 02:58:34 AM
 #1802

No not all the current banks we have I'm totally fine witg it and having a bank would require me to disclose all the bitcoins i have a d submission of additional document for no reason. Having my bitcoin saved in bank would surely require me to pay those little extra fees for every transactions i do which is surely not fair according to me. And having a bitcoin bank would be a fail as i am 100% sure you are going to get a really bad response
I don't like to follow the same procedure, banks are operated by people and we will lost our privacy because they can access
our accounts anytime they want. I am not comfortable with that, in fact now I have save most of my money to bitcoin and other
crypto currencies.

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setupbounds
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June 21, 2017, 03:18:26 AM
 #1803

No way we dont need those, we do have already our own banks, where we control everything we do with our money, makes no sense to ask for such thing when people is looking for freedom.
Yes actually I think no need to set up a bank because we already have the bitcoin wallet itself that we manage and take control of our own. with our own we can manage freely want to do something with our own money, but if we keep it in the bank bitcoin then we will be bound by all of the regulations and we must do it and learn the ins and outs of the existence of bitcoin bank first. Thus we have freedom in regulating our banks themselves would be easier for us to arrange them in accordance with our wishes.

I agree with you. We already have our own bank, which we successfully use. Cryptocurrency is a unique phenomenon and it will break the banking system. And to turn the cryptocurrency into something that we want to escape from - it's wrong
Yes you are right there is no need of bitcoin bank because mostly people use it because of its low transaction fee and because of it anonymous. There are also safe wallets for bit coin and every one can use it with its own mind. I think the management should make more safe the wallets instead of making a bank.

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June 21, 2017, 03:49:04 AM
 #1804

Yes I do agree with idea bitcoin bank and it has a secured type of bankin compared from fiat cash money. Through the use of smart phones nowadays you can easy transact your bitcoin savings by the use of wallets created online and offline saving of an encrypted data. It has a higher advantage because you will not be holding a physical money at your hands but it's digital form of money like bitcoin value you are having in your personalized encrypted wallet.

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June 21, 2017, 11:21:10 AM
 #1805

i agree on bitcoin bank if the features same with other coin base wallet , xapo , blockchain but hopefully the fees much lower compare to them
Exactly, if they do not put additional fees for that for sure people will going to join the bank for bitcoin because as for now coinbase which I am using now is asking for 0.001+ for fee which is so suck in my part badly because it is a bit expensive if I am goin to transfer money to my friend with just 0.001 Sad.
Also if they add good feature for bitcoin so I think they going to hit the peak of the people also if the transactions are good and fast as what we have before brcause the more volume of users the more slower the transaction is I hope the future bank will resolve it.

All multi-sig web wallets are like this, right? Or is it just the one that we're using in my country? When you send your bitcoins to another address that's from the same web wallet, then you don't have to pay the fees at all. They just have to update on their database that the money for that account has increased. It doesn't make any sense if there's a transaction fee, of course, because you guys are all using the same multi wallet but just one address for one account.

That's the case on our web wallet but we don't see people from other countries using it, do we? I even stopped using that wallet as well since I don't really trust anything that creates centralization in bitcoin.


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June 21, 2017, 11:35:45 AM
 #1806

I do not like the idea, because one of the main principles behind and forming the base for BTC is the decentralization where there is no central authority or a financial base, and a bank is the base of centralization and just giving your bitcoins to someone to hold it is meaningless, since you can hold them yourself in a secure way.
Palmerson
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June 21, 2017, 11:48:51 AM
 #1807

I do not like the idea, because one of the main principles behind and forming the base for BTC is the decentralization where there is no central authority or a financial base, and a bank is the base of centralization and just giving your bitcoins to someone to hold it is meaningless, since you can hold them yourself in a secure way.
The Bank will not be able to give someone bitcoins at interest if the person does not confirm your income in bitcoins. Such people almost no customers so the Bank will not. For me ask to take a loan in dollars and not have to worry about rising prices.

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June 21, 2017, 01:50:24 PM
 #1808

The whole point of bitcoin (or any crypto, for that matter) is to have total control of your money. Please consider the unfair business practices of Brick-and-Mortar fiat banks, or from the catastrophes of failed exchanges such as mtgox. Keep your money, don't let others hang onto it, and back it up.

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Humanxlemming
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June 21, 2017, 01:54:46 PM
 #1809

Never agree with it because why??? such we need a bitckin bank if we have another banks that can actually turn our bitcoin into fiat? Also because i've not agree is if we deposit now our bitcoin into the bank then we doesn't have now possibility to growth it if bitcoin increase it's price because it will convert our bitcoin into fiat.
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June 21, 2017, 02:02:27 PM
 #1810

Never agree with it because why??? such we need a bitckin bank if we have another banks that can actually turn our bitcoin into fiat? Also because i've not agree is if we deposit now our bitcoin into the bank then we doesn't have now possibility to growth it if bitcoin increase it's price because it will convert our bitcoin into fiat.
Bitcoin banks were created not as a place to invest. Bitcoin bank is to store your bitcoin safely. We might be able to enforce a rule so bitcoin banks can secure our bitcoins very safely. Other than that maybe with bitcoin bank we can propose a system like credit, it gives many choices of course.



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Caelanpelley
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June 23, 2017, 05:23:51 AM
 #1811

Bitcoin Bank the idea is good, but this plan will not work out. If you want work out, this idea means the first thing you need that your government will accept Bitcoin as a legal currency. First, solve this problem after words we can discuss Bitcoin Bank. Till that, this is a unnesssory discussion.  
I don't think that the concept of left bank suitable with bitcoin. Source bitcoin always have a certain amount. Bank bitcoin will act as how? And how to be able to manage such a currency.?

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June 23, 2017, 06:35:51 AM
 #1812

Bitcoin Bank the idea is good, but this plan will not work out. If you want work out, this idea means the first thing you need that your government will accept Bitcoin as a legal currency. First, solve this problem after words we can discuss Bitcoin Bank. Till that, this is a unnesssory discussion.  
I don't think that the concept of left bank suitable with bitcoin. Source bitcoin always have a certain amount. Bank bitcoin will act as how? And how to be able to manage such a currency.?
Not possible with the current banking system, bitcoin has its own bank which are the exchanges or online wallet.
I believe it has already serve us and we do not need bank to do banking or transact online.

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June 23, 2017, 06:39:30 AM
 #1813

Bitcoin Bank the idea is good, but this plan will not work out. If you want work out, this idea means the first thing you need that your government will accept Bitcoin as a legal currency. First, solve this problem after words we can discuss Bitcoin Bank. Till that, this is a unnesssory discussion.  
I don't think that the concept of left bank suitable with bitcoin. Source bitcoin always have a certain amount. Bank bitcoin will act as how? And how to be able to manage such a currency.?
Not possible with the current banking system, bitcoin has its own bank which are the exchanges or online wallet.
I believe it has already serve us and we do not need bank to do banking or transact online.
Even if Bitcoin will be accepted legally by a country I don't think that the next step for banks is to accept is also, what banks are looking for a currency is a stable one in which they can rely on that is why they accept Fiat currency only. Imagine what will happen to both the bank and the user when Bitcoin prices keep changing and changing it will be bad for their business and your money as well.

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Gintama214
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June 23, 2017, 06:47:20 AM
 #1814

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

Well the idea of people asking and discussing about bitcoin bank is that because so that when the time is right and the rates are high people can withdraw their bitcoin into cash that's why there are more and more people who asks  about bitcoin bank but I do think that in the future it will soon happen I do actually approve of that not because like other people ideas but to encourage other people and advertise people about bitcoin. Bitcoin is just not ordinary currency now its big now and a lot of people and businesses are investing on it. We want all people as possible to get the knowledge about bitcoin and what is it all about and I know bitcoin will do more and help us in the future. So for me I would agree with the idea of having a bitcoin bank.  Wink



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chichan13
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June 23, 2017, 12:47:58 PM
 #1815

I completely disagree the idea of bitcoin bank i think we don't need it as bitcoin is meant to remain decentralized always and the idea of bank is to centralize bitcoin. Even some regulated web wallets like coinbase, xapo practice same restrictions like normal banks with lots of account lock down and KYC policies which is completely against what bitcoin was developed for.
In fact, bitcoin bank is a nice idea. However, if there’s a bank who accepts bitcoin as deposit I think they can’t handle it because bitcoin doesn’t have exact value so I think it will become the problem. Furthermore, there’s no bank who accepts bitcoin but I think in the near future some bank will accept it. I guess the best way if you want to save your bitcoin is put it on online wallet.
nickolada
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June 23, 2017, 01:05:01 PM
 #1816

i think better to keep bitcoin by yourself
every risk you get by your own
because i don't trust bitcoin in other hand
i manage my coin by myself, it's safe enough for me
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June 25, 2017, 12:49:48 PM
 #1817

I completely disagree the idea of bitcoin bank i think we don't need it as bitcoin is meant to remain decentralized always and the idea of bank is to centralize bitcoin. Even some regulated web wallets like coinbase, xapo practice same restrictions like normal banks with lots of account lock down and KYC policies which is completely against what bitcoin was developed for.
In fact, bitcoin bank is a nice idea. However, if there’s a bank who accepts bitcoin as deposit I think they can’t handle it because bitcoin doesn’t have exact value so I think it will become the problem. Furthermore, there’s no bank who accepts bitcoin but I think in the near future some bank will accept it. I guess the best way if you want to save your bitcoin is put it on online wallet.

1 BTC  = 1 BTC
That's all. You deposit 10 BTC you have 10 BTC. Nothing problematic about this.

Overall is probably the worst idea ever.But surely the worst advice ever is your.

Quote
I guess the best way if you want to save your bitcoin is put it on online wallet.

That's the best way to get rid of all your bitcoins while asleep.

BitHodler
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June 25, 2017, 01:00:57 PM
 #1818

Quote
I guess the best way if you want to save your bitcoin is put it on online wallet.

That's the best way to get rid of all your bitcoins while asleep.
But, but..... Some rookies have the perfect solution to tackle this problem ~ they simply split all their holdings over various online wallet services, so if one goes down, they will still have the others. Cheesy Cheesy

It surprises me that till this day, a lot people still don't value proper security over convenience. I guess the only way for them to learn from this is when things go wrong, and they end up in the hole.

JimmieA
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June 25, 2017, 02:23:31 PM
 #1819

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
I think you were right,. Think about when setting up btc bank, btc will be focused  and losing it's decentralization .. btc transactions will also be public with user info, if so anonymity of btc will like it used to be Huh In general I do not like this idea. Ah, especially when btc bank established btc will be managed by the government .... Smiley


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June 25, 2017, 02:25:22 PM
 #1820

offcourse if i am getting interest over stored bitcoins in the banks and funds are insured then why not ?


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