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Question: Do you agree with idea "Bitcoin bank" ?
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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139175 times)
deisik
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April 23, 2017, 07:28:08 PM
 #1661

Quote from: ETFbitcoin link=topic=1652815.msg16605982#msg16605982 date=
Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

I think is not stupid idea
bitcoin bank is good, moreover bitcoin bank is real company real bank, you can withdraw fiat money to bitcoin bank office
deposit, withdraw bitcoin only one office, real office, so bitcoin user can seasy exchange bitcoin to fiat money
Bitcoin in itself is an statement against banks and their power, so while it is possible a bitcoin bank comes to happen most of the users are against it because we understand the underhanded tactics that bankers use to get things done and we don’t want to have anything to do with that
I wholeheartedly agree with this stance

But that doesn't mean that banks can't adapt. In fact, Bitcoin is not so much against commercial banks as such, as against the centralized banking system with a Central bank reigning supreme in the heart of it. But that hasn't always been the case. There had been times when banks were not ruled and controlled by an entity which we now refer to as central bank. Each bank was fully on their own back then, and I don't think that those banks would be against Bitcoin just like Bitcoin itself would be "a statement against banks and their power" in regard to such banks
Each bank to itself was back in the days, but what we now have is a central bank - an agency of the government for monitoring, manipulating and dictating to the appendage banks however and whatever they deem fit. How are those ever going to fit in with what Bitcoin stands for? Bitcoin was designed to turn every user into his/her own bank anything more in that direction is simply useless.

But you seem to have missed the real point of my post

Indeed, the banking system built around a central bank is in direct antagonism to Bitcoin (even if individual banks can embrace Bitcoin in some obscure or bizarre way), but that doesn't mean that banks, conceptually, are antagonistic to Bitcoin. If it were so, we couldn't even say that Bitcoin can turn "every user into their own bank", right? In the other words, there can be wicked banks which are the spawns of an ever evil central bank, and angel banks which are just like a typical Bitcoin user from the network perspective

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April 23, 2017, 07:29:51 PM
 #1662

Bitcoin is an ideal system that is designed to do without the services of banks. Therefore, I do not understand why complicating this process. Bitcoin Bank will not bring anything for users except for extra costs and control
bettercrypto
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April 23, 2017, 07:31:44 PM
 #1663

You can't agree or not agree with a Bitcoin bank since there already is a bank. You are the bank. If you don't know these things then why re you on the forum ? Knowing you are your own bank is the basics of bitcoin. Anyone entertaining this silly notion shouldn't even be involved in bitcoins never mind be on this thread.

Quote
A bank is a financial institution that accepts deposits from the public and creates credit.[1] Lending activities can be performed either directly or indirectly through capital markets.

You cannot say yourself a financial institution, do you?  I guess you  misinterpret owning a stash as being a bank.



Bitcoin is an ideal system that is designed to do without the services of banks. Therefore, I do not understand why complicating this process. Bitcoin Bank will not bring anything for users except for extra costs and control

I agree so no to Bitcoin Banks



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whizter
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April 23, 2017, 10:17:51 PM
 #1664

You can't agree or not agree with a Bitcoin bank since there already is a bank. You are the bank. If you don't know these things then why re you on the forum ? Knowing you are your own bank is the basics of bitcoin. Anyone entertaining this silly notion shouldn't even be involved in bitcoins never mind be on this thread.
i also think that it is not such a good idea. to me i think in currently time the online wallet system is the best system and i will like to continue using this system, as in bitcoin bankiing system will will just like the other offline banking system but still i like to continue with online wallet system.

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April 24, 2017, 12:35:36 AM
 #1665

You can't agree or not agree with a Bitcoin bank since there already is a bank. You are the bank. If you don't know these things then why re you on the forum ? Knowing you are your own bank is the basics of bitcoin. Anyone entertaining this silly notion shouldn't even be involved in bitcoins never mind be on this thread.

Quote
A bank is a financial institution that accepts deposits from the public and creates credit.[1] Lending activities can be performed either directly or indirectly through capital markets.

You cannot say yourself a financial institution, do you?  I guess you  misinterpret owning a stash as being a bank.



Bitcoin is an ideal system that is designed to do without the services of banks. Therefore, I do not understand why complicating this process. Bitcoin Bank will not bring anything for users except for extra costs and control

I agree so no to Bitcoin Banks

No... With bitcoin you are the bank. Wtf would you want to send your bitcoin to another wallet for ? *facepalm* *eye roll*


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April 24, 2017, 12:41:45 AM
 #1666

Bitcoin is an ideal system that is designed to do without the services of banks. Therefore, I do not understand why complicating this process. Bitcoin Bank will not bring anything for users except for extra costs and control
For the people who are not much educated to use the computer and internet facilities can start using bitcoin if banking service is started. But as said the decentralization will soon gets destroyed, because the firm having control of the banking system hold the control.

Creepings
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April 24, 2017, 12:56:10 AM
 #1667

Bitcoin is an ideal system that is designed to do without the services of banks. Therefore, I do not understand why complicating this process. Bitcoin Bank will not bring anything for users except for extra costs and control
For the people who are not much educated to use the computer and internet facilities can start using bitcoin if banking service is started. But as said the decentralization will soon gets destroyed, because the firm having control of the banking system hold the control.

Who's that kind of stupid that will use bitcoin without a knowledge of using or knowing what a computer or even the internet? Bitcoin is a difital currency and you need those to access your bitcoin wallet, hiw can you say that they do not know them? And that is the reason I don't agree with these idea, Bitcoin is made so we can supervise our own bitcoin, we are ourselves is the bank of our own bitcoinm

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April 24, 2017, 01:48:10 AM
 #1668

Yeah why not , if u have a lot of money and u want to turn into BTC and u can save in bitcoin bank , to use in past with "credicard".
For now it seems there is no bitcoin bank. After all, few users are interested. I myself was not interested because I much prefer storing bitcoin in the wallet

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April 24, 2017, 01:54:55 AM
 #1669

I do not see much sense in using something like this, since that way you would not have full control over your coins. Moreover, if a large amount of Bitcoin were stored in banks, the banksters would manipulate the Bitcoin price.
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April 24, 2017, 01:55:53 AM
 #1670

Yeah why not , if u have a lot of money and u want to turn into BTC and u can save in bitcoin bank , to use in past with "credicard".
For now it seems there is no bitcoin bank. After all, few users are interested. I myself was not interested because I much prefer storing bitcoin in the wallet
Storing bitcoin in a wallet is a like putting your money in a bank, so that means that a wallet already serves as  bank itself, so to speak. It also performs a lot of different functions, much like banks, and the good thing is that you are in complete control of what you want to do with your bitcoin.


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April 24, 2017, 03:47:54 AM
 #1671

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

Perhaps a definition change is needed and we should change Bitcoin Bank to a bank that is designed for Bitcoin users and Bitcoin companies instead of one that makes Bitcoin the bank.
Seeing how exchanges are having difficulties with traditional banks.
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April 24, 2017, 05:03:23 AM
 #1672

Bitcoin is an ideal system that is designed to do without the services of banks. Therefore, I do not understand why complicating this process. Bitcoin Bank will not bring anything for users except for extra costs and control

Have you used a web wallet yourself?

Even if you have, you certainly didn't (try to) use the official Bitcoin client since otherwise you would have known that wallets are not really complicating the process. They are in fact simplifying it by hiding all the gory details from the user's eyes. The user doesn't have to know anything about Bitcoin inner workings, how it is built and of which parts it is made (blockchain, blocksizes, etc). He just need to learn what Bitcoin address is, and that's pretty much all

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April 24, 2017, 05:39:38 AM
 #1673

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

Perhaps a definition change is needed and we should change Bitcoin Bank to a bank that is designed for Bitcoin users and Bitcoin companies instead of one that makes Bitcoin the bank.
Seeing how exchanges are having difficulties with traditional banks.
How would we do that, it's hard to imagine having a different kind of system that we are use to now. My idea of
bitcoin bank is simply like a bank in the real world, there will be laws to guide which is no what we want.



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April 24, 2017, 05:49:34 AM
 #1674

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.


I think that you are totally wrong. Bitcoin is money. Or at least "play" the role of money. Mainly. The Bank is created (as a institution) to give money and to earn from this process. A normal business like hundred and thousand others. People always will have need for money from the banks. One day may have desire to have credits in bitcoin. Why the bank doesn't give credit in this kind of money?
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April 24, 2017, 12:21:15 PM
 #1675

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.


I think that you are totally wrong. Bitcoin is money. Or at least "play" the role of money. Mainly. The Bank is created (as a institution) to give money and to earn from this process. A normal business like hundred and thousand others. People always will have need for money from the banks. One day may have desire to have credits in bitcoin. Why the bank doesn't give credit in this kind of money?

It's hard for me to understand how it is possible to lend an asset that constantly changes the price? It will be very disadvantageous for the bank to do this. People are also likely to try to deceive. I'm not sure what to open such a bank is possible

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April 24, 2017, 12:46:42 PM
 #1676

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.


I think that you are totally wrong. Bitcoin is money. Or at least "play" the role of money. Mainly. The Bank is created (as a institution) to give money and to earn from this process. A normal business like hundred and thousand others. People always will have need for money from the banks. One day may have desire to have credits in bitcoin. Why the bank doesn't give credit in this kind of money?

Because it is too risky for the bank

If the Bitcoin price goes down, the borrower will be in a privileged position to return the loan with cheap bitcoins, which he could just buy with borrowed dollars and thereby book profits. The same is even truer with Bitcoin price surging since in the latter case, the borrower will be inclined to default and forfeit his collateral, which he could then buy back with only a part of the bitcoins he borrowed. As you can see, lending (especially mid-to-long term lending) becomes an extremely risky enterprise

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April 24, 2017, 08:03:42 PM
 #1677

How is this thread 40+ pages long? I am pretty sure that if the OP wanted to make a Bitcoin Bank then the OP would have did it already. Bitcoin Banks just reminds me of people lending Bitcoins and that is just what it is right? If I had the choice within the near future that I had to choose that a person can hold my Bitcoins for x amount of interest earned on it or just keep my Bitcoin in my Bitcoin address then I would  just keep my Bitcoin.

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April 24, 2017, 11:19:02 PM
 #1678

Bitcoin bank could have been a really great idea, but only with proper management directed by a solid team standing behind the whole operation.

I really dream about some kind of a international insitution which is bitcoin related, and gives an opportunity to use their services all avoer the world.
The main idea of such a project would be to allow people to take loans of a different kind, for purposes such as car, property or investment.

That would have been simply great, if the bank like that would not charge big commision.



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April 25, 2017, 03:34:28 AM
 #1679

Yes I agree with the idea of bitcoin bank because of the security reasons which of our money that has very good foundation, unlike with online wallets which is very prone to hacker attacks. If banking will implement this ways of digital currency it should be an offline system and you can only access your account prior local system transactions made personally in the bitcoin banking system in order to prevent bitcoin stealing, like possible bank robberies which there is no fiat cash form of money.

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April 25, 2017, 05:20:40 AM
 #1680

Yes I agree with the idea of bitcoin bank because of the security reasons which of our money that has very good foundation, unlike with online wallets which is very prone to hacker attacks. If banking will implement this ways of digital currency it should be an offline system and you can only access your account prior local system transactions made personally in the bitcoin banking system in order to prevent bitcoin stealing, like possible bank robberies which there is no fiat cash form of money.

Yes, if such a bank were given a guarantee of that, then I will not lose my bitcoins and get a profit, then I am also ready to use this bank. Only I do not want to pay high commissions
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