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Question: Do you agree with idea "Bitcoin bank" ?
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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 141607 times)
swogerino
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June 15, 2017, 06:25:29 AM
 #1761

It is a very beautiful idea but not bitcoin bank rather be your own bank. It shows how powerful this currency is as it allows you to be the only central authority for your money. Much better than the Federal Reserve we have in the USA which knows only to print new money to save the problems of our economy.
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June 15, 2017, 06:31:00 AM
 #1762

if this "bank" is a real bank (i.e taking deposits and lending it and getting interest in a relatively safe way" with allot of funding and offering interest, I wouldn't mind investing some of my bitcents there, but a bank like that is unlikely to arise due to the difficulty of systematically lending BTC.
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June 15, 2017, 02:15:46 PM
 #1763

Yes I agree with the idea to have a bitcoin bank.So that every bitcoiner have to save bitcoin so that it is easy to withdraw when you want to make it cash.And I think it is easy to incash if theres a bitcoin bank and this is better to every bitcoiner because you can save and earn fast when price of bitcoin increase .Saving bitcoin is different from saving money.Bitcoin bank has a multiple profit than cash is just a percentage of rhe savings.

One thing that should have been clarified here, what is the concept of the bitcoin bank. In a way, all exchanges out there are already bitcoin banks. They just don't have the physical bank. You can exchange your bitcoin into digital fiat anytime you want with exchange and vice versa. You can also issue a cash out to your bank account whenever you want. The only thing, though, it will take a couple of days to most exchanges.

So, how is the idea of bitcoin bank any different to these exchanges? People here hates not having bitcoin totally decentralized but exchanges (and web wallets) surely are not decentralized.
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June 17, 2017, 11:09:13 PM
 #1764

Yes!!

I agree with bitcoin bank, so to simplify buy and sell transactions easily, and on the other hand also to promote bitcoin to everyone to understand what bitcoin, bitcoin use, and the benefits of bitcoin itself.
Bitcoin bank will change the system, they will require you documents like when you are opening a real bank account.
This is not helpful to all and bitcoin might loss its supporters, the current set up is just good so I don't think there is a need to
change anything.
bitcoin is its self a kind of bank that secure our future so to save a bitcoin we really  don’t  need a proper bank but still some people are thinking for a bitcoin bank .we use banks to keep our income secure so for this purpose we can easily use new hardware wallets it will be more good and relax than a special bank.
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June 18, 2017, 07:08:29 AM
 #1765

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

Xapo, Coinbase and Circle, they are all "bitcoin banks", if someone doesn't like them, they don't have to use them...
Bitcoin bank is nice idea.however, there still no bank that accepts bitcoin as deposit. Some people keep their bitcoin in online wallet and I think they didn’t want to save their bitcoin in the bank. If there’s a bank who accept bitcoin I guess they can’t handle because the price of bitcoin is always change.

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micher143
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June 18, 2017, 07:31:35 AM
 #1766

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

Xapo, Coinbase and Circle, they are all "bitcoin banks", if someone doesn't like them, they don't have to use them...
Bitcoin bank is nice idea.however, there still no bank that accepts bitcoin as deposit. Some people keep their bitcoin in online wallet and I think they didn’t want to save their bitcoin in the bank. If there’s a bank who accept bitcoin I guess they can’t handle because the price of bitcoin is always change.
You can create a bitcoin bank by yourself just by saving the bitcoin you earn in cold storage or paper wallet because in that situation you are the only one have an access to your bitcoin bitcoin bank literally concept is just a fallacy because bitcoin wallet are banks already where you can save your bitcoin.


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June 18, 2017, 12:42:05 PM
 #1767

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

Xapo, Coinbase and Circle, they are all "bitcoin banks", if someone doesn't like them, they don't have to use them...
Bitcoin bank is nice idea.however, there still no bank that accepts bitcoin as deposit. Some people keep their bitcoin in online wallet and I think they didn’t want to save their bitcoin in the bank. If there’s a bank who accept bitcoin I guess they can’t handle because the price of bitcoin is always change.
You can create a bitcoin bank by yourself just by saving the bitcoin you earn in cold storage or paper wallet because in that situation you are the only one have an access to your bitcoin bitcoin bank literally concept is just a fallacy because bitcoin wallet are banks already where you can save your bitcoin.
Definitely it's not a bank that the OP is thinking, bitcoin was created to do banking even without a bank because it is decentralized and we can still transact even without the presence of third party business. It's a revolutionary system which would change the current system so there is no need to go back with the currents ways, let's beat bank and patronize bitcoin for our transactions.

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June 18, 2017, 01:24:11 PM
 #1768

if this "bank" is a real bank (i.e taking deposits and lending it and getting interest in a relatively safe way" with allot of funding and offering interest, I wouldn't mind investing some of my bitcents there, but a bank like that is unlikely to arise due to the difficulty of systematically lending BTC.

Even a bank like that defeats the purpose of decentralization and we'll end up having our bitcoins controlled by a central body like as in the case of the web wallets and so we wouldn't fully enjoy the financial freedom Bitcoin brings plus we stand an even greater risk of loosing all our funds if anything goes wrong with the bank.



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June 18, 2017, 02:28:13 PM
 #1769

I don't like it because it takes a very important and a big part of the meaning of bitcoin, the decentralization which is against the concept of a bank (accumulating money from various depositors and is very "centrist concept").
The reason a bank won't work isn't because of that, but because banks gain profit through lending to traders, currently, lending in the bitcoin field is very risky and actual skilled investors aren't into bitcoin, let alone taking loans in bitcoin, if there's no interest, nobody would give their BTC to a bank when they can use a wallet themselves.
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June 18, 2017, 03:57:08 PM
 #1770

Yes I agree with the idea to have a bitcoin bank.So that every bitcoiner have to save bitcoin so that it is easy to withdraw when you want to make it cash.And I think it is easy to incash if theres a bitcoin bank and this is better to every bitcoiner because you can save and earn fast when price of bitcoin increase .Saving bitcoin is different from saving money.Bitcoin bank has a multiple profit than cash is just a percentage of rhe savings.

One thing that should have been clarified here, what is the concept of the bitcoin bank. In a way, all exchanges out there are already bitcoin banks. They just don't have the physical bank. You can exchange your bitcoin into digital fiat anytime you want with exchange and vice versa. You can also issue a cash out to your bank account whenever you want. The only thing, though, it will take a couple of days to most exchanges.

So, how is the idea of bitcoin bank any different to these exchanges? People here hates not having bitcoin totally decentralized but exchanges (and web wallets) surely are not decentralized.

He is thinking of the bank acting like and exchange so you don't have to withdraw funds via a 3rd party or deposit the same way.
More like an atm or paying your bills directly from your bank account.

, nobody would give their BTC to a bank when they can use a wallet themselves.

Hhaha, really?
You have a pretty damn good opinion about the sheep around here.
Take a look on how they use their btc , how they store their coins in online wallets and how they think that using xapo is like using their bank.
They have no clue  what they are going to do when bar will close down.

We need another gox to wake up the morons a bit

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June 18, 2017, 05:14:35 PM
 #1771

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
I'm not sure about this idea because I do not understand much about bitcoin bank work principle. Will it act like other banks?I don't think that bitcoin suitable to put on the phrase 'bank'. If built, who is going to manage them, as well as payments on every face?We can't control the bitcoin, very difficult to manage.

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June 18, 2017, 08:35:00 PM
 #1772

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
No I don’t agree it is the opposite of what we need and want in the bitcoin community, besides why we will need this bank, we can do everything we want without them.

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June 19, 2017, 09:14:23 AM
 #1773

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
I'm not sure about this idea because I do not understand much about bitcoin bank work principle. Will it act like other banks?I don't think that bitcoin suitable to put on the phrase 'bank'. If built, who is going to manage them, as well as payments on every face?We can't control the bitcoin, very difficult to manage.
i personally do not agree with the idea. to me i think the online wallet system is enough for us, having online wallet system i do not think that we need for any bitcoin bank, because we can get access to our wallet and use bitcoin from anywhere and at any time, there is no such restriction for using our online wallet. i also think that there is no such security problem to our online wallet system. because we can use different security
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June 19, 2017, 09:28:32 AM
 #1774

Bitcoin bank is nice idea.however, there still no bank that accepts bitcoin as deposit. Some people keep their bitcoin in online wallet and I think they didn’t want to save their bitcoin in the bank. If there’s a bank who accept bitcoin I guess they can’t handle because the price of bitcoin is always change.
You are saying it is a good idea. But then bitcoins loses one of it's feature - decentralization. Depositing your coins on bank gives the bank the whole power to control your coins, while you lose your powers. They can deny access to your account anytime, whenever they wish. You can use xapo and coinbase. They act as a form of "bank" by controlling your coins.


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June 19, 2017, 09:53:56 AM
 #1775

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
I'm not sure about this idea because I do not understand much about bitcoin bank work principle. Will it act like other banks?I don't think that bitcoin suitable to put on the phrase 'bank'. If built, who is going to manage them, as well as payments on every face?We can't control the bitcoin, very difficult to manage.
i personally do not agree with the idea. to me i think the online wallet system is enough for us, having online wallet system i do not think that we need for any bitcoin bank, because we can get access to our wallet and use bitcoin from anywhere and at any time, there is no such restriction for using our online wallet. i also think that there is no such security problem to our online wallet system. because we can use different security
Yeah, I also do not like the bank Bitcoin idea because I think if we have bitcoin bank, it will be under the control of the government and of course, bitcoin will certainly be taxed. In addition, if we make transactions with large amounts of money, banks may suspect that we are laundering and freezing our accounts, too much trouble with the bitcoin bank. Now bitcoin with online wallets is still good although sometimes the transaction fees are quite high but it is very convenient

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June 19, 2017, 12:29:06 PM
 #1776

No way we dont need those, we do have already our own banks, where we control everything we do with our money, makes no sense to ask for such thing when people is looking for freedom.
Yes actually I think no need to set up a bank because we already have the bitcoin wallet itself that we manage and take control of our own. with our own we can manage freely want to do something with our own money, but if we keep it in the bank bitcoin then we will be bound by all of the regulations and we must do it and learn the ins and outs of the existence of bitcoin bank first. Thus we have freedom in regulating our banks themselves would be easier for us to arrange them in accordance with our wishes.

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June 19, 2017, 12:49:17 PM
 #1777

No way we dont need those, we do have already our own banks, where we control everything we do with our money, makes no sense to ask for such thing when people is looking for freedom.
Yes actually I think no need to set up a bank because we already have the bitcoin wallet itself that we manage and take control of our own. with our own we can manage freely want to do something with our own money, but if we keep it in the bank bitcoin then we will be bound by all of the regulations and we must do it and learn the ins and outs of the existence of bitcoin bank first. Thus we have freedom in regulating our banks themselves would be easier for us to arrange them in accordance with our wishes.

I agree with you. We already have our own bank, which we successfully use. Cryptocurrency is a unique phenomenon and it will break the banking system. And to turn the cryptocurrency into something that we want to escape from - it's wrong

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June 19, 2017, 02:03:45 PM
 #1778

Bitcoin bank is a good idea, because how can we save bitcoin if we don't have this? and how can we receive our income here in campaign if we don't have this. This is really important especially to those who really want to earn a lot of bitcoin, what is a stupid thing about this?

Even without a bank you can save your bitcoin in your wallet. That's the sure thing about it. But with bitcoin bank, if it happens that we already have one, probably we could benefit on what real banks could offer.


But there is no such stupid thing about this, I think this is also a suggestion and for sure there are also a lot of people who will became one of the customers of that bitcoin bank someday.
Maybe the bank can offer a 24 hour ATM machine, an advantage for us if we do have our own ATM anywhere so no need to remit out money in local remittances and wait for how many minutes for confirmation, I am indeed in favor to have our own bank for us to have passbook and can monitor our daily deposit and withdrawals.
if you are searching for te ATM service for your bitcoin then you have to get a bitcoin debit card so you will be able to withdraw your bitcoins anytime from any ATM machine which will accept visa or mastercard from any bank. As that cards are regulated by mastercard and visa card service providers and have the same system as your bank card system.
Isn't that the purpose of your Bitcoin wallet for? To save your Bitcoin. Banks are not highly helpful for us as it cannot do anything better than the volatility that Bitcoin can make. Also there are no helpful functions that Banks can add to Bitcoin. From sending to saving money it can be done by the Bitcoin wallet alone.
Hmmm, I think if we can have a Bitcoin bank, Managers in that bank or the owner of that can make their way to have their own income when someone is depositing bitcoin, like if the bitcoin increases the value, they can make the increases lower than we expected, then the other part of  it will go to their own bank accounts.

Thats why there is no need for Bitcoin bank since we can cashout our btc and we can do manage and control our own btc thru wallets.
Yes, I really don't like the idea of having a bitcoin bank, when bitcoin increases we can't expect the real amount of the value of bitcoin, it is better to store them in our btc wallet and wait until it increases so at the same time we also earning while storing our bitcoin in our btc wallet, unlike in bank. We don't need btc bank at all.



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Rainbot
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June 19, 2017, 02:29:16 PM
 #1779

i personally do not agree with the idea. to me i think the online wallet system is enough for us, having online wallet system i do not think that we need for any bitcoin bank, because we can get access to our wallet and use bitcoin from anywhere and at any time, there is no such restriction for using our online wallet. i also think that there is no such security problem to our online wallet system. because we can use different security

Using an online wallet is using a bank.
Somebody else has access to your funds , you account can get locked you might need to provide identification.

You're not realizing but you're actually using a bank.
And this defeats the whole purpose of bitcoin and I'm wondering why are we even trying anymore....


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June 20, 2017, 08:20:59 AM
 #1780

Yes, I really don't like the idea of having a bitcoin bank, when bitcoin increases we can't expect the real amount of the value of bitcoin, it is better to store them in our btc wallet and wait until it increases so at the same time we also earning while storing our bitcoin in our btc wallet, unlike in bank. We don't need btc bank at all.

That makes no sense since bitcoin banks surely will work just like any other exchanges work. When the price has increased and you're withdrawing your btc to the banks through ATMs (fiat money), then it should cost you lesser bitcoins since they will be following the buy/sell rate. It would not make sense at all if bitcoin banks only store your bitcoins and nothing else. Because what's the purpose of the physical bitcoin banks that they have.

Bitcoin banks surely will be fiat and bitcoin together. You can withdraw your bitcoins as fiat and vice versa. If it's just fiat, then it would be just a regular bank. But if it's just bitcoin, then their "bitcoin bank" is pretty much just a bitcoin wallet just like electrum. They have to combine the two to have sense.
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