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Question: Do you agree with idea "Bitcoin bank" ?
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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139585 times)
Olivious
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August 25, 2017, 10:42:02 AM
 #1961

We dont need bitcoin bank, as long as blockchain is running and safe that is all we need.
Bitcoin bank is a centralized not decentralized like bitcoin.
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August 25, 2017, 10:42:32 AM
 #1962

If bitcoin banks in the form of a physical office would certainly threaten the conventional bank, but if it still has the same pattern in the blockchain web wallet then this is the best, I do not expect any bitcoin against civilization, I just want the bitcoin able to enter the public economy with more elegant and dignified.

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August 25, 2017, 11:30:26 AM
 #1963

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

i think that's not really good idea, why we have to save our bitcoin on a bank when we can save it with our wallet, and even we save it on a bank it will kill the main feature of bitcoin which is make transaction as fast as you snapping your fingers.
if we save it on a bank we have to transfer it to our wallet which gonna charge fee for us and when we use itu to buy pay something we will get transfer fee again.

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August 29, 2017, 10:19:43 AM
 #1964

I disagree with the existence of his "Bitcoin Bank"

I also do not support the idea of Bitcoin Bank. It sounds funny to me rather foolish. Why would I let anyone else take control of my money and peek at my transactions when I can enjoy the opposite? However, if banks accept bitcoins and get legalized in my country, I will be happier.

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September 01, 2017, 03:16:34 AM
 #1965

I think that the Bitcoin Bank may be good for newbie users, cause nowadays is easy to forgot your password, lost backup file etc.
(inconsequence lost ur money)
In the bank u can forget everything but u always can recoup things which belong to you. Here you must take care more about yourself, so for many it can be uncomfortable in my opinion.

But BTC destiny is to be decentralized(as everywhere is describe), BTC has a lot of advantages but also some disadvantages (like these listed). And it's your choice what is more important for you or what you do need more.


We must not fall into that trap, that is something I’m sure banks are going to try to use, they will say that your coins are safer with them because you will be able to always retrieve them and things like that, but those are nothing but lies, just write your seed somewhere and you are never going to lose your coins.

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September 01, 2017, 03:22:43 AM
 #1966

I think that the Bitcoin Bank may be good for newbie users, cause nowadays is easy to forgot your password, lost backup file etc.
(inconsequence lost ur money)
In the bank u can forget everything but u always can recoup things which belong to you. Here you must take care more about yourself, so for many it can be uncomfortable in my opinion.

But BTC destiny is to be decentralized(as everywhere is describe), BTC has a lot of advantages but also some disadvantages (like these listed). And it's your choice what is more important for you or what you do need more.


We must not fall into that trap, that is something I’m sure banks are going to try to use, they will say that your coins are safer with them because you will be able to always retrieve them and things like that, but those are nothing but lies, just write your seed somewhere and you are never going to lose your coins.
We are going forward let's not bend backward and go again on that idea. We came from that thing and learn from that thing. That doesn't mean we have to use banks again.
Sure it will open a new job opportunities and would help alot. But let us think of the long term effect of this.
Bitcoin is decentralized and maybe banks are not the solution on making bitcoin usage a safer way. It is not greediness becaus we are trying to control our OWN money. Ig is taking the responsibility and the full benefit of the coin that we have been working on for a long time of hardships.

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September 01, 2017, 03:25:59 AM
 #1967

BTC "bank" could be interesting. There's a few exchanges that allow you to lend out your currency coins while getting interest and a faucet that promote that you deposit your Bitcoin with them to earn interest so all of these kind of act like a "legit bank" too in my opinion of current times.

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September 01, 2017, 03:33:46 AM
 #1968

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

Xapo, Coinbase and Circle, they are all "bitcoin banks", if someone doesn't like them, they don't have to use them...

I agree with you. all things must have a likes or not, depending on each assessment.
for me, "Bitcoints Bank" is a good idea, especially now. because with the "Bitcoints Bank" can facilitate the exchange performance of bitcoints or other cryptocurrency.

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September 01, 2017, 03:35:05 AM
 #1969

It Is Not Very good Concept, we have  formerly our Private banks. BTC is safe by Itself without any controls of central Bank or Govt. If any third - party get engaged with BTC Transaction  then it will become precarious.

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September 01, 2017, 04:01:19 AM
 #1970

The idea of a bank for bitcoins is really for those who do not understand the concept of a blockchain. A bank for bitcoin just cannot exist, unless we are talking about an organisation that has a large wallet and runs a fractional reserve system for lending and borrowing of bitcoins. And that is what some exchanges are already doing.

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September 01, 2017, 04:03:50 AM
 #1971


Bitcoin is so popular for It's Decentralization, It gives freedom & full Access to people without any kind of Asking of Government Besides Banks are totally centralized & must to maintain national and international laws. Why I need any Third-party who wanted to involve with my own Money who wanted to take extra fees it is totally unnecessary and costly! Always Digital Transaction is Good rather than Bank.

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September 01, 2017, 04:08:43 AM
 #1972

Could be hit or miss,bank would create centralization

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September 01, 2017, 04:18:15 AM
 #1973

No, this is a bad idea, a step to centralizing bitcoin and it is not what we wish to be the future for bitcoin.

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September 01, 2017, 11:14:43 AM
 #1974

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
In a way yes, and in a way no. The bankers are going to be way very richer than even the customers because they’re going to be charging exorbitant fees for their transactions, and if the market crashes the bank might not want to release all your funds



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September 01, 2017, 11:22:33 AM
 #1975

Isn't our bitcoin wallets are bitcoin bank? Since we store our money in terms of bitcoin. Also it has investment part that has an interest rate depending on the price increase of bitcoin. The wallet is fully controlled by its users. So why implement something such as "bitcoin bank" making it redundant.

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September 01, 2017, 03:16:50 PM
 #1976

The only interest at a bitcoin bank would be able to trade anytime any ammount without be worried to get funds frozen from the bank, besides that sure some are interested into what the banks can provide to let your coins there, im talking about the fee they would give, like fiat savings. But i dont like it at all, im my own bank i dont need anymore bank to control my money at all, and i can lend my bitcoins at some exchanges as well here, soo i dont see any sense to make such besides be allowed  to trade without issues.


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September 01, 2017, 04:33:56 PM
 #1977

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

Xapo, Coinbase and Circle, they are all "bitcoin banks", if someone doesn't like them, they don't have to use them...

I tend to think of Coinbase more as an exchange than as anything else.  I do have a Shift card (Visa debit) tied to it that can draw from the balance, but my balance at Coinbase is currently zero.  Most of my holdings are in a Trezor, with only a pocket-change equivalent spendable from Mycelium without the Trezor.

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September 01, 2017, 04:50:07 PM
 #1978

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

Xapo, Coinbase and Circle, they are all "bitcoin banks", if someone doesn't like them, they don't have to use them...

I tend to think of Coinbase more as an exchange than as anything else.  I do have a Shift card (Visa debit) tied to it that can draw from the balance, but my balance at Coinbase is currently zero.  Most of my holdings are in a Trezor, with only a pocket-change equivalent spendable from Mycelium without the Trezor.
From what I know they are not "banks" but they are "wallets" in which we can store our Bitcoin. Yes they do both have the function of storing your money but the difference is a bank is a business in which it loans out your money and pays you interest in return which Bitcoin wallets don't do it as they only store Bitcoin and they can also exchange with their in-app functions but they don't give any interest whatsoever.

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September 01, 2017, 04:52:02 PM
 #1979

i agree Bitcoin bank is a good idea , with Bitcoin Bank created , Bitcoin will going to public ,.

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September 01, 2017, 05:26:16 PM
 #1980

Word 'bank' more identical to institutions or groups that manage or regulate circulation of something valuable such money and if placed on bitcoin, it eliminates original idea of bitcoin initiator that's an anonymous nature and exchange rate can be intervened or monopolized by one or more parties. Existence bitcoin will be defeated by altcoin which has and endures with anonymity.


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