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Question: Do you agree with idea "Bitcoin bank" ?
Yes
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I don't know/I'm not sure yet
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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139574 times)
uelque
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August 18, 2017, 06:38:25 AM
 #1901

Why would I use bank for my bitcoins? I also think that this idea is stupid, and I don`t know how banks are planning to get into bitcoin community. That will be tricky for them, what can they offer to me (or us) to open bitcoin wallet in some bank, pay monthly account maintenance, what can they do for me, that I can`t do myself?
Only one thing fall on my mind and that is high saving rate. I opened some saving calculator and for example best bank in my country offer if I save in my currency 1 000 000 dinars for one year (that is 9 000 dollars) I can earn 90 000 dinars (850 dollars).
If I save in foreign currency, for example dollars, 10 000 dollars for one year will bring me 396 dollars. Which is joke, so how big interest they can offer for bitcoin to I be attracted to save my bitcoins in some bank?

Same sentiments here. What "bitcoin bank" really do? We will deposits our bitcoin to him? Smiley If that happens,the real essence of bitcoin will be lost I think. People wants to hold or store their bitcoin,where they can spend anytime.

I agree that the real essence of bitcoin will be lost in bitcoin bank. I think bitcoin will lost it's anonymous and private transactions through bitcoin bank, it will be like any other bank where transactions can be identified. So I think Bitcoin Bank is not a good idea at all.

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August 18, 2017, 12:17:35 PM
 #1902

The very idea of bitcoin would be destroyed if banks were introduced to the community. We do btc because we want to avoid involvement with the banks. So what would be the use of btc banks? None, absolutely. This is such a joke
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August 18, 2017, 12:31:25 PM
 #1903

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.


What purpose could a "Bitcoin bank" possibly have?  What would it do? 

In effect aren't exchanges kind of like "Bitcoin banks" if you leave your Bitcoins there, which by the way is a terrible idea.
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August 18, 2017, 12:39:36 PM
 #1904

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

I actually think that's a good idea. Bitcoin bank can even be automated with smart contract technology to process lending, depositing and giving out loans.

The only issue is, banks need to deal with complicated issues that go beyond the capacity of AI. For example, evaluating risk of firms can be really hard, given the fact that the world is colorful. The core "competitiveness" of a successful bank is the expertise of managing risk rather than automating process or transparency.

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August 18, 2017, 12:45:44 PM
 #1905

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
Wasn't removing banks from the world one of the reasons for people to use bitcoin in the first place? C'mon like even if one bitcoin bank is introduced people will go crazy. Also the percentage of any country accepting to build a bitcoin bank is near to 0. Because how will the country get income? From rent? Banks are meant to be financial backbones of a country and how will bitcoin bank help any country because bitcoin itself is decentralized.So just like you even i think that a bitcoin bank would be a stupid idea,we already have so many online exchanges.

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August 18, 2017, 12:47:45 PM
 #1906

if we have a bitcoin bank, we are going to give away our details, bitcoin is great becuase one of its traits is annonymity, if bitcoin will have banks they can easily access our coins, there are already secured wallets out there, we just need to know how.to take care of our wallets. having a bitcoin bank will cost us more fees for transactions and the banks will dictate how much bitcoin we can withdraw and for sure the banks will charge us fees, it will be just lile banks for fiats, but we will not gain any interest for our bitcoins, i think it will be just a slight increase in value, but we atill need to consider the number of bitcoins, if it becomes depleted, it is much safe to be holding it, rather than banking bitcoin.

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August 18, 2017, 01:00:44 PM
 #1907

yes i agree...Because many bitcoin banks, you have to make a bitcoin bank with a low cut from another bank bank. And give satisfaction to the customer.
I am sorry but I don’t think so it’s great idea. We are already having banks for fiat and paying high taxes over our capital. Banks basically control our money. Bitcoins are fine in wallets. At least in this way only the owner has access to his bitcoins. Furthermore I don’t think majority is going to support this idea.

yahh, indeed essentially bitcoin bank and also have a place or position is very important. The Bank we could use to pay for something that has not been able to cover by bitcoin and so does bitcoin. Bitcoin can we use for savings to the amount of profits that are much better than the banks. For me the bank is thinking that bitcoin is less suited to be realized, because it would just be a waste of time and effort
 


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August 18, 2017, 01:07:32 PM
 #1908

I think that integration of bitcoin into traditional banks is more convinient.
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August 18, 2017, 01:13:34 PM
 #1909

I agree with bitcoin bank becaude if bitcoin have their own bank...they can control a transaction..if anybody got scammed with bitcoin..they can cancel the transaction or sent back the fraudulent bitcoin

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August 18, 2017, 01:22:05 PM
 #1910

Awful, keep wallets, maybe even multiple. The point I got into crypto currency is that I am the master of my wealth. No middle man, no problem
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August 18, 2017, 01:27:50 PM
 #1911

i don't agree to create "Bitcoin bank"  that will prevent us to enjoy freedom of payment all over the worlds rules always come together with politician .

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August 18, 2017, 01:53:34 PM
 #1912

No. A bitcoin bank is a bad idea.

Banks already right now use fractional lending and only keep 10% on hand. If a bitcoin bank existed they would likely do this, lend out a bunch of IOUs that are worth nothing but trusting that bank. It is the exact opposite of what we want to have happen in the bitcoin world.

We want decentralization, not centralized banks who control your private keys(bitcoins).




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August 18, 2017, 03:08:28 PM
 #1913

Yes, I agree with the idea of bitcoin bank as far as all core features of bitcoin are not going to affect. Bank is such an institution which facilitates the flow of funds on larger level and in organized manner so I think bitcoin bank would push the potential of bitcoin on next level everything work out in right manner. It will make the bitcoin more productive and accessible to everyone in organized manner. I support the idea of bitcoin bank.

I agree and in favor of bitcoin bank. Why not? Because we will earn interest plus our bitcoin will be secured and safe with insurance then if the bitcoins and coins go up we will trade it to them directly except if they impose high fees i will take back my vote.
we  experience the financial freedom  that is given by BTC to us , we all know the value keeps on fluctuating a lot and we all use bitcoin wallets to store our bitcoins there with all of us having the backups of our wallets .

then why should we have bitcoins banks for interest ,  no we alredy have a fluctuating values and if any banks offers interest on holding bitcoins they would run into loss if the prices go up. so why would any bank do that.
well we have secure wallets with private key and seed for securiy then why should we need a bank to save them for us . well banks would be able to know our balance ,our transactions and before creating accounts we would have to agree with their sets of rules and regulation.
bitcoins gave u finaial freedom so wh should we lose that by allowing banks to save our BTC.
 

Well, no one is forcing anyone to hold their Bitcoins in the bank. It is just a facility for those who are not capable of maintaining security in their web or desktop/smartphone wallet. It's less about interest and more about convenience to that class which won't even look for Bitcoin unless they have some support mechanism throughout the process. Yes, Bitcoin is decentralised and I support that principle but what about them who are not able to hold or spend Bitcoins on their own?

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August 18, 2017, 03:11:37 PM
 #1914

I am not agree with bitcoin bank idea because this will make bitcoin same with fiat money .and need real id card to make a wallet.
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August 18, 2017, 03:18:28 PM
 #1915

Yes, I agree with the idea of bitcoin bank as far as all core features of bitcoin are not going to affect. Bank is such an institution which facilitates the flow of funds on larger level and in organized manner so I think bitcoin bank would push the potential of bitcoin on next level everything work out in right manner. It will make the bitcoin more productive and accessible to everyone in organized manner. I support the idea of bitcoin bank.

I agree and in favor of bitcoin bank. Why not? Because we will earn interest plus our bitcoin will be secured and safe with insurance then if the bitcoins and coins go up we will trade it to them directly except if they impose high fees i will take back my vote.
we  experience the financial freedom  that is given by BTC to us , we all know the value keeps on fluctuating a lot and we all use bitcoin wallets to store our bitcoins there with all of us having the backups of our wallets .

then why should we have bitcoins banks for interest ,  no we alredy have a fluctuating values and if any banks offers interest on holding bitcoins they would run into loss if the prices go up. so why would any bank do that.
well we have secure wallets with private key and seed for securiy then why should we need a bank to save them for us . well banks would be able to know our balance ,our transactions and before creating accounts we would have to agree with their sets of rules and regulation.
bitcoins gave u finaial freedom so wh should we lose that by allowing banks to save our BTC.
 

Well, no one is forcing anyone to hold their Bitcoins in the bank. It is just a facility for those who are not capable of maintaining security in their web or desktop/smartphone wallet. It's less about interest and more about convenience to that class which won't even look for Bitcoin unless they have some support mechanism throughout the process. Yes, Bitcoin is decentralised and I support that principle but what about them who are not able to hold or spend Bitcoins on their own?

I agree with you, it would be much better to store bitcoin in the wallet, rather than store it in the bank, and security issues we do not know if we keep our funds there, but if we keep it in personal wallets at least security we can know ...

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August 18, 2017, 03:24:36 PM
 #1916

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.

i think its fine we have bitcoin bank but since not all people and government who agree bitcoin is legal thing , it needs more presentation and requires so much time to implement it on the world, but its a great things if it will happen soon

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August 18, 2017, 03:41:49 PM
 #1917

Firstly I think the whole idea of creating Bitcoin was to avoid banking policies and avoid control of money by a third party
Secondly The transparency you have in bitcoin is not available in bank so i say NO to Bitcoin bank.

Can anyone track your money in bank...? Do you really have the clarity on where is your money being invested or stored..?

In bitcoin you can surely know what transaction you do and where its going. 
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August 18, 2017, 04:16:00 PM
 #1918

I  do not know, especially since there are rumors that production will depend on how banks are treated in a currency that has no source and can not be produced

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August 18, 2017, 04:41:46 PM
 #1919

I don't trust the banks that work with Fiat. Why should I trust banks that work with bitcoin? No, the value of bitcoin privacy. Why do I have over 1.5% per year to lose such important advantages. I'm not going to use its services even if a Bank is created.

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August 18, 2017, 05:13:55 PM
 #1920

Bitcoin Bank the idea is good, but this plan will not work out. If you want work out, this idea means the first thing you need that your government will accept Bitcoin as a legal currency. First, solve this problem after words we can discuss Bitcoin Bank. Till that, this is a unnesssory discussion.  
Actually, bitcoin bank is a good and nice idea. However, if there's a bank who allow bitcoin I think they can't handle it well and its because of the price. Bitcoin doesn't have exact value so that its very hard to handle. Lastly, I still believe that there will be bank who accept bitcoin as a deposit or saving of their costumer.

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