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Question: Do you agree with idea "Bitcoin bank" ?
Yes
No
I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139588 times)
Scallywag
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October 04, 2017, 03:28:24 AM
 #2181

Bitcoin is truly decentralized, if there will be a bitcoin bank, then it's no longer decentralized since there will be someone whose going to control it . It will no longer be anonymous because we will be required to submit a documents that has our personal information. And I guess, most of bitcoin users don't want it to happen.

No way , this goes against what most people like about btc.
To have it yourself and no way a government can take it from you.
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DewiKirana
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October 04, 2017, 03:44:03 AM
 #2182

This may happen if the ordinary people as you explain understand the basics of bitcoin, or at least there are institutions that introduce bitcoin to the community and provide training on how to use bitcoin, the institution must also provide useful community facilities and make it easier to use bitcoin.

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October 04, 2017, 03:58:24 AM
 #2183

I won't let anyone manage my Bitcoin. I just hold and keep it on my on. I just trust myself more than anybody else.

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October 04, 2017, 04:37:44 AM
 #2184

We already have lots of banks, and look what they have done to the world so far.. Roll Eyes

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October 04, 2017, 04:41:15 AM
 #2185

I think its great but somehow there will always be a treat with all of the hackers around. It will be great as long as the security of the bank is superb and can't be access easily by hackers.Because there will be TRUST

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October 04, 2017, 04:57:11 AM
 #2186

I do not really understand what bitcoin bank is? If it means that company who can control the bitcoin, if so i do not agree at all. It will againt the decentralized of bitcoin.

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October 04, 2017, 05:00:55 AM
 #2187

i think  xapo & coinbase is implementation of "bitcoin bank" , we have bitcoin but we cant acces private key, 0 fee transaction for same xapo/coinbase wallet, but the diffirent is no interest per month like bank. i can agree with bitcoin bank for some people who cant remember his privekey, or password or anything, he can trust bitcoin bank to save his bitcoin in safety blockchain.
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October 04, 2017, 05:03:52 AM
 #2188

Totally.  If not bank then software services.  Still many unanswered questions.  How do you do inheritance?  How do you do invoicing?  What bitcoin does though is make banking a software services as opposed to an institution.

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October 04, 2017, 05:28:57 AM
 #2189

The fact also is that there is no as such idea. I mean, there is no clarity where the earnings will go from. 
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October 04, 2017, 06:54:27 AM
 #2190

That's quite strange. I guess the idea of crypto currency itself denies the idea of having any bank (if we speak about a controlling organization). Or otherwise it will turn into a usual financial system, and I'm not sure that's what bitcoin users are waiting to happen.
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October 04, 2017, 08:41:09 AM
 #2191

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
Yes i am really agree to have bank for bitcoin. Some say here that they can hold thier own not to trust any one. For you to know all banks have security so if  you an account here in bitcoin you have a privacy that only you can access and operate.
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October 04, 2017, 08:56:20 AM
 #2192

I think if there is indeed the idea of bank bitcoin will make great success because the bank bitcoin bitcoin introduces how the usability in the bitcoin, and also whether Sha-bitcoin there will be institutions that handle so that the get comfort in the security and confidence. but should wear something that gives training how can I use bitcoin with good and success in the future

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October 05, 2017, 07:28:36 PM
 #2193

I think if there is indeed the idea of bank bitcoin will make great success because the bank bitcoin bitcoin introduces how the usability in the bitcoin, and also whether Sha-bitcoin there will be institutions that handle so that the get comfort in the security and confidence. but should wear something that gives training how can I use bitcoin with good and success in the future
the idea of bitcoin bank is the best idea because millions of people are buying bitcoins and they would have also to save it somewhere so why should not be make a bitcoin bank it will then easey for investors to save their bitcoins so the idea is great and you should make bitcoin bank .
Criptobills
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October 05, 2017, 09:19:17 PM
 #2194

The idea of the Bitcoin Bank will defeat the whole objective of Crypto currency; it will turn the crypto currency to fiat currency.
Bitcoin bank is not a good idea.
Also, there really isn't any need for something like that; just ask yourself where all the existing Bitcoins right now are kept and you'll understand what i mean.
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October 05, 2017, 09:33:58 PM
 #2195

Well, from what the concept says: decentralization! No particular persons calling the shots as regards Bitcoin! The only part I might choose to  agree with the Bitcoin bank is interns of security and moderation just to put theft and losses in check. Aside that, I don't need a physical bank really.

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October 05, 2017, 11:01:05 PM
 #2196

Andreas Antonopoulos said that you should never leave your crypto coins at an exchange, because you cannot trust that it won't get stolen by an employee or hacker.

Same logic applies to Bitcoin bank.

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October 05, 2017, 11:08:05 PM
 #2197

Well, from what the concept says: decentralization! No particular persons calling the shots as regards Bitcoin! The only part I might choose to  agree with the Bitcoin bank is interns of security and moderation just to put theft and losses in check. Aside that, I don't need a physical bank really.
I do agree with the idea of having bitcoin bank and I think this will make us grow profitable in the field of cryptocurrency. However,we all think of government's approval before this make it happen in the future. The thing that concerns about this is the fluctuation and sudden changes of the rate or value of bitcoin which we have to monitor for everyday. It's like you're bringing the bank with you wherever you go. And,I think this sounds better.

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October 05, 2017, 11:56:21 PM
 #2198

I think this one will be a good idea as long as it is decentralize. I believe more and more people are on this page. Just make it Fair and Transparent to everyone when it comes to fee and charges. Those are the things normally people complaining about the banks we have in the fiat world. So i guess it's time to remake it in the cryptos.

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October 06, 2017, 01:08:20 AM
 #2199

I think that this thread has a problem from the beginning - how do you define a BANK? A BTC BANK?

Coinbase, Bitstamp and others already fulfil most of the real life FIAT bank tasks - holding, trading , verifying identities.

I think the most important matter is that there is fast options to get the currencies out, so there would not be this fundamental problem with banks, that one has the money theoretically but in reality bank is just giving you assurances that in event of withdrawal you will have this amount. There are so many examples when banks have gone under because the management has lost the money of their customers in schemes.

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October 06, 2017, 11:31:43 PM
 #2200

I gues i agree
For more secure

Such banks will not give greater security to your crypto currency than the blockchain system. But banks will take additional services from you. I am against such banks

agree and disagree. on the one hand, if you dont have the keys then they arent your coins. hell, if someone else is sharing the keys they arent completely yours anymore. so as an old head, im not to keen about any type of "hosted" wallet solution. but on the other hand, the average person's cyber security is absolute shit. people have no idea how much information they leak due to poor "hygiene". social media records, weak passwords are all vectors for attack. enterprise grade security is magnitudes more robust than this, but its centralized so you arrive back at the initial problems.

its a devil either way, but since institutions have civil liability, I think I would go with a hosted wallet on this one. if they can offer the value added services that real banks offer, without all the fees, im all ears.
You have a point, this is why we see so many hacked accounts or people losing their coins everyday, but securing our coins is not really that hard but people are very lazy and they do not want to take the time to secure their coins properly and by not doing so they pay the price.

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