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Question: Do you agree with idea "Bitcoin bank" ?
Yes
No
I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 138960 times)
Fatanut
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June 20, 2017, 08:20:59 AM

Yes, I really don't like the idea of having a bitcoin bank, when bitcoin increases we can't expect the real amount of the value of bitcoin, it is better to store them in our btc wallet and wait until it increases so at the same time we also earning while storing our bitcoin in our btc wallet, unlike in bank. We don't need btc bank at all.

That makes no sense since bitcoin banks surely will work just like any other exchanges work. When the price has increased and you're withdrawing your btc to the banks through ATMs (fiat money), then it should cost you lesser bitcoins since they will be following the buy/sell rate. It would not make sense at all if bitcoin banks only store your bitcoins and nothing else. Because what's the purpose of the physical bitcoin banks that they have.

Bitcoin banks surely will be fiat and bitcoin together. You can withdraw your bitcoins as fiat and vice versa. If it's just fiat, then it would be just a regular bank. But if it's just bitcoin, then their "bitcoin bank" is pretty much just a bitcoin wallet just like electrum. They have to combine the two to have sense.


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June 20, 2017, 08:25:01 AM

Bitcoin bank is nice idea.however, there still no bank that accepts bitcoin as deposit. Some people keep their bitcoin in online wallet and I think they didn稚 want to save their bitcoin in the bank. If there痴 a bank who accept bitcoin I guess they can稚 handle because the price of bitcoin is always change.
You are saying it is a good idea. But then bitcoins loses one of it's feature - decentralization. Depositing your coins on bank gives the bank the whole power to control your coins, while you lose your powers. They can deny access to your account anytime, whenever they wish. You can use xapo and coinbase. They act as a form of "bank" by controlling your coins.

Then you shouldn't be using xapo, coinbase, or any other web wallet at all. There are web wallets out there that don't even allow you to access your address' private key. People here are all about decentralization but never had the time to notice how ironic they are being whenever they use web wallets. Web wallets can also deny your access whenever they want. There's centralization going on in online wallets, exchanges, trading sites, etc. The only way your money is truly not controlled by anyone else is when you have the seed of the wallet or the private key of the address and you're not using some online site to access your wallet. Just use a desktop wallet, paper wallet, or just a hardware wallet.

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June 20, 2017, 08:30:40 AM

I know most of us will claim to dislike the idea of a crypto bank... but in my experience, people new to Bitcoin will be very afraid of the idea to keep their own seed or private keys or even wallet address. My family for instance always ask me "what is my email password again?" and every time will lock themselves out because of wrong password.

So I know they would rather create an account somewhere for someone else to keep their crypto safe.

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June 20, 2017, 08:44:45 AM

In my knowlefdge about bitcoin,Many people are disliking it because they say it is non sense.And many bitcoiners dont want the Idea aboyut cryptobank because of the security.But ofcoarse its not about that.It can help people to save money or bitcoin.

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stadus
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June 20, 2017, 09:05:07 AM

In my knowlefdge about bitcoin,Many people are disliking it because they say it is non sense.And many bitcoiners dont want the Idea aboyut cryptobank because of the security.But ofcoarse its not about that.It can help people to save money or bitcoin.
If they do not understand they would not say anything good, and as for me I really don't care what they say, I will not make
money if I will listen to them. It's normal to people that they will see as scam because it's new and the government hasn't
introduce this and support this system, it's a threat to their eyes.

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June 20, 2017, 09:21:09 AM

I think it's a good idea to call this system of Ethereum as a Bank.
People trust banks. Maybe then the creators and investors  of the Bitcoin just want to get more trust? I don't think that it's bad.  Undecided
Fatanut
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June 20, 2017, 09:26:51 AM

I know most of us will claim to dislike the idea of a crypto bank... but in my experience, people new to Bitcoin will be very afraid of the idea to keep their own seed or private keys or even wallet address. My family for instance always ask me "what is my email password again?" and every time will lock themselves out because of wrong password.

So I know they would rather create an account somewhere for someone else to keep their crypto safe.

This is where a notepad comes in handy. You can either use a physical notepad (notebook pad) or the notepad application on your computer. There's not much big deal on putting your private keys and email passwords on your computer as long as no one's touching it except you. I knew that I would eventually forget my password since I don't use the same password twice and so I just write it down. That's also what I did with my parent's password.

Actually, this is where the ETF topic goes in. A lot of people want to invest in bitcoins or buy bitcoins but do not have the knowledge. They don't have the time or that they are not interested about the whole idea of bitcoins at all. They are just here for the profits that they will make when the price of bitcoin goes up. Unfortunately for them, you have to at least understand the basics in order to invest in bitcoins.


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erickkyut
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June 20, 2017, 01:45:29 PM

For me, the idea of Bitcoin bank is nit possible because what are you going to store in Bitcoin banks? Bitcoin doesn't have physical appearance and it is a pure online currency. Aside from that, there are now hard wallet for Bitcoin's keep safe.



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June 20, 2017, 01:51:02 PM

I don't like the idea of a Bank. I do not trust any banks. Where is the confidence that the Bank will not be ruined together with my coins and I lose all my savings as it does with other banks. Any Bank has an income through loans, and it is always a risk.



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merlyn22
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June 20, 2017, 02:00:31 PM

i agree on bitcoin bank if the features same with other coin base wallet , xapo , blockchain but hopefully the fees much lower compare to them


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abayan
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June 20, 2017, 02:00:41 PM

Yes ,if they add some good features through with it .I also want to have a secure bitcoin bank in the way that even my identity is anonymous they will have a way to determine if it still exist or having a secure database. We all know that technology now becomes advance and more advance through time so i think there will be a best bitcoin bank that will don't change any on bitcoins.

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June 20, 2017, 02:11:57 PM

May I agree if the bank is completely safe from hacker attacks, and would be responsible if something happens. Technology development in bitcoin may arrive at the creation of a bank for bitcoin.
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June 20, 2017, 02:16:51 PM

i agree on bitcoin bank if the features same with other coin base wallet , xapo , blockchain but hopefully the fees much lower compare to them
Exactly, if they do not put additional fees for that for sure people will going to join the bank for bitcoin because as for now coinbase which I am using now is asking for 0.001+ for fee which is so suck in my part badly because it is a bit expensive if I am goin to transfer money to my friend with just 0.001 Sad.
Also if they add good feature for bitcoin so I think they going to hit the peak of the people also if the transactions are good and fast as what we have before brcause the more volume of users the more slower the transaction is I hope the future bank will resolve it.

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June 20, 2017, 02:27:54 PM

i agree on bitcoin bank if the features same with other coin base wallet , xapo , blockchain but hopefully the fees much lower compare to them
Exactly, if they do not put additional fees for that for sure people will going to join the bank for bitcoin because as for now coinbase which I am using now is asking for 0.001+ for fee which is so suck in my part badly because it is a bit expensive if I am goin to transfer money to my friend with just 0.001 Sad.
Also if they add good feature for bitcoin so I think they going to hit the peak of the people also if the transactions are good and fast as what we have before brcause the more volume of users the more slower the transaction is I hope the future bank will resolve it.
The bank couldn't regulate fees. Maybe only if transactions would be made between two clients in same bank, so there is no actual need for blockchain transations. Whenever BTC is going from one public key to another there must be fee paid to whole system. So the bank is powerless in this things.
The banks purpose is to store money safely. They can only offer different things so that they attract more clients.

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Blackwhite69
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June 20, 2017, 02:41:57 PM

Bitcoin Bank the idea is good, but what about the government they accept it? Huh

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June 20, 2017, 03:10:43 PM

in my opinion bitcoin bank is not good idea because not all people know about bitcoin and know how to use it
and i think it will susceptible with hack its need high level security and the other reason is i think the fees will very big to withdraw,
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June 20, 2017, 03:29:42 PM

I'm not agree with the bitcoin bank because once bitcoin is deposited from the bank i think it will totally converted with fiat currency already and it will never turns into bitcoin if theres an bank then why should use it when we have wallets where to stock those coins and easy to get when we need it.

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June 20, 2017, 03:44:05 PM

It doesnt make sense you wanna to centralize bitcoins for what interest? You can do anything without banks over bitcoin, something you wont be able with banks management, they will use your coins to trade or lend others, and pay you like fiat savings. Bitcoin does have value due to be decentralized, i dont see why we would go into another direction.


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June 20, 2017, 03:51:42 PM

Well i don't agree with idea bitcoins bank because with bitcoins we have bank own and our funds in bitcoins is safe, we have full control on our bitcoins, we have responsibility on the funds. Bitcoins is decentralized will be bad if bitcoins be centralized with bitcoins bank, we will be losing control on our bitcoins if there are bitcoins bank. Bank is good for fiat money and bad for bitcoins.

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June 20, 2017, 05:28:52 PM

No not all the current banks we have I'm totally fine witg it and having a bank would require me to disclose all the bitcoins i have a d submission of additional document for no reason. Having my bitcoin saved in bank would surely require me to pay those little extra fees for every transactions i do which is surely not fair according to me. And having a bitcoin bank would be a fail as i am 100% sure you are going to get a really bad response
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