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Question: Do you agree with idea "Bitcoin bank" ?
Yes
No
I don't know/I'm not sure yet
I don't care

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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 141346 times)
prabowo96
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October 18, 2016, 06:08:32 PM
 #21

What is a bitcoin bank?
An exchange?
Actually every wallet is a bank, the all system is a bank...

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October 18, 2016, 06:12:49 PM
 #22

If people want Bitcoin banks, why not? The market will dictate if they find useful that third parties (once again) hold their money because they don't see responsible enough to hold it themselves. While it defeats the point of Bitcoin (being your own bank) who cares if someone runs such business as long as the protocol stays solid and the network nodes decentralized?

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October 18, 2016, 06:24:14 PM
 #23

No way we dont need those, we do have already our own banks, where we control everything we do with our money, makes no sense to ask for such thing when people is looking for freedom.


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October 18, 2016, 06:46:29 PM
 #24

i find it difficult to accept this idea. Why must we have "bitcoin banks" system ? this is ridiculous. Bitcoin itself is the most secure currencies which is developed and protected by the blockchain. Of course, we can consider Blockchain as a bank which keeping bitcoin alive and move from this place to another place. Bitcoin now are being used anonymously so i think it will be very dumb to deposit bitcoin to bank. They will know all your information and you may have to pay fee of using bitcoin

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October 18, 2016, 07:19:03 PM
 #25

Yes,I want it.Its not a bad idea at all,may be we all will be centralized at one center.

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radley
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October 18, 2016, 07:22:52 PM
 #26

Yes we agree with that,If people agree with that why not ?I love this Idea.

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marleybobthedog
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October 18, 2016, 07:52:37 PM
 #27

No it's not a good idea, bitcoin is itself secure if any third party get involved in bitcoin then it crevices insecure. Because there is no personal data stored while using bitcoin. And establishing bank will make the image of bitcoin worst.
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October 18, 2016, 07:55:08 PM
 #28

I dont know i want first see how that bank will look like i mean big fees on loan or low i dont want mafia bank system.
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October 18, 2016, 08:04:34 PM
 #29

i think i have said it many times but i do it again. people are dumb, lazy and ignorant. they prefer to be taken care for even if it will cost them some money. and also there are other people who will take gladly your money without hesitation. those types will always find together and even if i do not like the idea of bitcoin banks it will happen.

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October 18, 2016, 08:13:45 PM
 #30

yea i also dont really like banks of bitcoin becausee i think that it will be mafia bank
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October 18, 2016, 08:21:00 PM
 #31

No. I don't see how a regular bank is any different from something named Bitcoin bank. In both cases you have no control over your money. I at all times will make sure I am the only person holding my coins. The only exception is when I am trading and when I mix my coins. Other than that, my coins are always in my full ownership.

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October 18, 2016, 11:16:16 PM
 #32

No I dont agree, but I think it will be inevitable as people are too stupid to be responsible with their money , so they will need a 3rd party to hold them for them.

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October 18, 2016, 11:44:11 PM
 #33

it's definitely not for me, but I think it's inevitable for the majority of users eventually. people don't want that much control/risk. they want to park their money and not have to worry about it.

I dunno how it would ever work though as most people are very slack with their login details and no 'bank' is gonna compensate them for that.

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October 18, 2016, 11:50:31 PM
 #34

There has already been a private bitcoin bank. It is a china based company. So what you did is that you can deposit your money into this bank and it will grow interest. It is very little like 1% per year and if you want higher rate, you can do fix deposit for a few months and the % varies. The owner will take your money to buy more hash equipment to hash for more btc.

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October 18, 2016, 11:57:52 PM
 #35

No I dont agree, but I think it will be inevitable as people are too stupid to be responsible with their money , so they will need a 3rd party to hold them for them.
I think bitcoin bank is not just a place to store bitcoin but can be more than that, if you want to grow while storing bitcoin bitcoin bank therefore will work for this, I think bitcoin bank has its advantages and disadvantages

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October 18, 2016, 11:59:42 PM
 #36

I think bitcoin bank is not just a place to store bitcoin but can be more than that, if you want to grow while storing bitcoin bitcoin bank therefore will work for this,

that sounds like fractional reserve which doesn't do bitcoin or anyone else any good. no one's giving you interest unless they're lending out your money. it starts the cycle all over again. it's probably happening already with plenty of exchanges but it's bad news all the same.

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October 18, 2016, 11:59:52 PM
 #37

No I dont agree, but I think it will be inevitable as people are too stupid to be responsible with their money , so they will need a 3rd party to hold them for them.
I think bitcoin bank is not just a place to store bitcoin but can be more than that, if you want to grow while storing bitcoin bitcoin bank therefore will work for this, I think bitcoin bank has its advantages and disadvantages

Yep, and we can reach a compromize with banks, so they wont start banning bitcoin, but actually become allies.

A strange alliance, but it's totally possible.

I think bitcoin bank is not just a place to store bitcoin but can be more than that, if you want to grow while storing bitcoin bitcoin bank therefore will work for this,

that sounds like fractional reserve which doesn't do bitcoin or anyone else any good. it starts the cycle all over again.

Nope, i already proved that fractional reserve is impossible with bitcoin. You cant have FR without a central bank,

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October 19, 2016, 12:00:38 AM
 #38

If people have the need of someone stealing from they, no problem.

But I'll always avoid banks and credit cards, that's not why we are here...
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October 19, 2016, 12:01:11 AM
 #39

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.
I would personally say that while there is no need for a Bitcoin bank in an optimal Bitcoin economy, there might be a want for one stemming from a group of users. It isn't a terrible idea, so long as they respect their depositors' funds and don't try to do some fractional reserve lending which would destroy the concept of a capped 21m Bitcoin.
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October 19, 2016, 12:03:55 AM
 #40

Nope, i already proved that fractional reserve is impossible with bitcoin. You cant have FR without a central bank,

of course it isn't. it certainly is possible with a bitcoin bank. like any other institution you're giving up the rights to control over your money the moment you deposit. that's how the exchanges works now. you just hope they come good on your entry in their database when you try to withdraw.

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