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Question: How would you rate Bitcoin Savings & Trust?
5 - Excellent
4 - Very Good
3 - Good
2 - Fair
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Author Topic: Bitcoin Savings and Trust | Home | Closed  (Read 774420 times)
mb300sd
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March 08, 2012, 02:36:33 AM
 #641

Still the best rate anywhere. Smiley

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pirateat40
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March 08, 2012, 06:30:51 PM
 #642

Actually I do have a question, but of course you're free to refuse to answer Smiley

Are the rates altered because:

1) Your margins are declining because the underlying business case is declining
2) You want bigger margins for yourself
3) Both 1) and 2)


Smaller accounts are linked to more movement (deposits/withdraws) which equals more time for me.  I would rather a few large lenders that are stable than lots of small accounts that jump in and out.

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March 08, 2012, 06:33:24 PM
 #643

Actually I do have a question, but of course you're free to refuse to answer Smiley

Are the rates altered because:

1) Your margins are declining because the underlying business case is declining
2) You want bigger margins for yourself
3) Both 1) and 2)


Smaller accounts are linked to more movement (deposits/withdraws) which equals more time for me.  I would rather a few large lenders that are stable than lots of small accounts that jump in and out.


Does stability (ie lack of withdrawals & deposits) affect the interest rate?
You mentioned that on the first page and it wasn't clear to me.

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pirateat40
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March 08, 2012, 06:53:42 PM
 #644

I have made all my deposits between 4th jan - 18 jan and haven't touched it since and don't intend to (plus all interest is reinvested).

If I commit to a long term deal (so promising not to touch the funds for a year or something) would that entitle me to the high rate?

Sorry that's not the way it works. Sad

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March 12, 2012, 07:12:12 PM
 #645

perhaps a longer term lender could clear up a minor point here for me, I've got my interest set to roll over/reinvest & I assume what has accumulated gets held & put in to a non interest paying reserve until the next investment window opens & is then added to the amount one has that receives the interest payments - is this correct?

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March 12, 2012, 07:26:39 PM
 #646

perhaps a longer term lender could clear up a minor point here for me, I've got my interest set to roll over/reinvest & I assume what has accumulated gets held & put in to a non interest paying reserve until the next investment window opens & is then added to the amount one has that receives the interest payments - is this correct?

No, it gets immediately added to your total and starts accumulating interest. There is no wait.
At least that's how it worked in my account so far.

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March 12, 2012, 07:32:07 PM
 #647

thanks, hmmm, odd - doesn't seem to be doing so in my case I'll check further & make sure it's not being returned to me or anything

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March 12, 2012, 07:46:01 PM
 #648

I'm out of the office so I am not in to approve them.

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March 12, 2012, 07:47:31 PM
 #649

ah yes, it's being returned to me instead of being rolled over & re-invested, well np

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March 14, 2012, 07:16:38 PM
 #650

has the interest payment went out yet for 3/14?

Trading MtGox USD for Dwolla/ACH deposit/Chase cash deposit
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pirateat40
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March 14, 2012, 07:17:38 PM
 #651

has the interest payment went out yet for 3/14?

yep

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March 16, 2012, 02:25:10 PM
 #652

I'm very happy to learn that there truly exists a serious non-trivial use of Bitcoin besides the Silk Road. Would you mind if I ask if your business is still growing? Do you have some plans to widen your business to a similar but more "public" area? I'm not prying your secret. I just think you are contributing a lot to the Bitcoin world, and I would like to hear more positive news. Smiley

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March 16, 2012, 05:59:27 PM
 #653

oops
pirateat40
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March 16, 2012, 06:01:00 PM
 #654

Hey,

Im hoping someone can refer me to pirateat40 so I can open a savings account. Some Information for you.

Please don't ask for referrals in the thread.

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March 16, 2012, 07:01:34 PM
 #655

Hey,

Im hoping someone can refer me to pirateat40 so I can open a savings account. Some Information for you.

Please don't ask for referrals in the thread.

Quick question.....

If a current 'Pirate Lender' who is in good status, makes a referral and the referred lender turns out to be less than favourable, is the original lender (who gave the referral) held responsible ?

jamesg
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March 16, 2012, 07:23:47 PM
 #656

Hey,

Im hoping someone can refer me to pirateat40 so I can open a savings account. Some Information for you.

Please don't ask for referrals in the thread.

Quick question.....

If a current 'Pirate Lender' who is in good status, makes a referral and the referred lender turns out to be less than favourable, is the original lender (who gave the referral) held responsible ?

I would consider that a resounding YES. But alas, this is not my deal.

Why would you consider referring someone who you think could potentially make you look bad?
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March 16, 2012, 07:51:32 PM
 #657

Hey,

Im hoping someone can refer me to pirateat40 so I can open a savings account. Some Information for you.

Please don't ask for referrals in the thread.

Quick question.....

If a current 'Pirate Lender' who is in good status, makes a referral and the referred lender turns out to be less than favourable, is the original lender (who gave the referral) held responsible ?

I would consider that a resounding YES. But alas, this is not my deal.

Why would you consider referring someone who you think could potentially make you look bad?

Perhaps some people are being offered money by strangers for referrals? Only answer I can think of, anyway.
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March 16, 2012, 08:03:33 PM
 #658

If a current 'Pirate Lender' who is in good status, makes a referral and the referred lender turns out to be less than favourable, is the original lender (who gave the referral) held responsible ?

On the other hand, how can a lender possibly be considered "less than favorable"? The only offense I can imagine here is frequent deposit and withdrawal, for which pirate already somewhat compensates for with different interest rates for varying deposit amounts.

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March 16, 2012, 08:06:17 PM
 #659

If a current 'Pirate Lender' who is in good status, makes a referral and the referred lender turns out to be less than favourable, is the original lender (who gave the referral) held responsible ?

On the other hand, how can a lender possibly be considered "less than favorable"? The only offense I can imagine here is frequent deposit and withdrawal, for which pirate already somewhat compensates for with different interest rates for varying deposit amounts.

Once you're in the inner circle of lenders, as I am, you get access to the StonePirate secret society, which has lodges in 759 cities worldwide and gives you powerful connections in very high places. Also, you get priority checkout at Walmart. The secret is too powerful to entrust to just anyone. And have I told you about Pirate's sister?
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March 16, 2012, 09:12:53 PM
 #660

And have I told you about Pirate's sister?

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