Naija Novice Hangout {Newbies introduction & Orientation} Thread.

[Charles-Tim]

Bank will never steal your money for no reason na through banking programs and maintenance bank dey you charge customers but to collect your money on their own is a NO. Those fled Afgans will still take back their money whenever they return that's just the disadvantage of local banking

What if some decided to never return? I believe some people may not be able to have access to their money again all because they are not in the country no more. What I am just trying to pinpoint is the fact that Bitcoin and other legit cryptocurrencies can offer convenience, you have nothing to be worried about. If you use a noncustododial wallet, you have the full control over your money, unlike depending on banks that are just operating in only just your country that will lead to inconveniences in such time even if you will still later find a way to access the fiat.

Well unless you no smart, I no understand why you go still dey keep funds for bank abi una no see wetin happen for Afghanistan.

No matta how wey we nor like banks because of Bitcoin, we still need to realise sey without banks (fiat) we nor go fit survive with Bitcoin. In fact, to make Bitcoin relevant na im make dem dey fit pair am with $$$. Bitcoin nor fit stand on its own sef without fiat. So, we need bank very much. At least for Africa, we need am wella. Even you Brainboss, if I wan run parole with you now, shebi na through bank we go still do am

CryptopreneurBrainboss is completely right. We know how ₦aira is so depreciative as the Nigerian government are manipulating the price, but what Brainboss simply mean is how people will have absolute control over their money instead of saving naira in bank. Although, naira is so depreciative but the comment is about control.

How dem go say some boko members don repent and them go put them for army. This na calamity, error wey dey clear. I don begin see why pepo say na Islamic parole be this and the tin just dey waka dey come, no be small.

Can you post the link to read this useful information, I know the government did accepted repentant terrorists, but I never read government are recruiting them into Nigerian military forces, but this is likely possible and should be of concern to the southern political leaders.

[Gozie51]

Can you post the link to read this useful information, I know the government did accepted repentant terrorists, but I never read government are recruiting them into Nigerian military forces, but this is likely possible and should be of concern to the southern political leaders.

My guy dis don tay wey e dey happen na. How u think say the boko people dey get info wey dey make dem attack military convoys. Naija cast and dere is a language undertone wey we never code. As to link, I no get am but e always dey news.

[Charles-Tim]

Nigeria’s central bank issues draft guidelines on e-naira CBDC project

The Central Bank of Nigeria (CBN) has issued preliminary guidelines for its proposed e-naira digital currency.

In a sensitization document sent to commercial banks in the country, the CBN outlined several design features of the central bank digital currency (CBDC). According to the document seen by Cointelegraph, Nigeria’s CBDC is codenamed “Project Giant” and will be pegged to the value of the naira. Thus, the e-naira will offer parity of value but will not be an interest-bearing currency. The e-naira will run alongside the country’s fiat currency, with the CBN responsible for issuing, distributing and redeeming the digital currency among other monitoring and management functions.

Based on the sensitization document, Nigeria’s CBDC will function under a tiered Anti-Money Laundering and Know Your Customer (AML/KYC) structure with different transaction limits.

The bottom of the AML/KYC pyramid will reportedly encompass unbanked citizens who will be mandated to provide their national identity-linked phone numbers for verification. Users in this category will be limited to a daily transaction limit of 50,000 nairas (about $120).

Citizens with bank accounts can fall under the second and third tiers depending on the number of AML/KYC steps completed. These two levels will have daily limits of 200,000 nairas ($487) and 1 million nairas ($2,438), respectively.

Users of the third tier will likely have to complete a physical AML/KYC verification process in addition to the bank verification number requirements stipulated for tier two.

Users classified as merchants will also fall under the same 1-million-naira limit as tier three but will have no restrictions as to the amount they can send to their bank accounts.

Indeed, the CBN plans to ensure seamless transfers between e-naira wallets and bank accounts with no fees for several types of transactions. The zero-fee structure is likely a means to incentivize the adoption of the digital currency, especially amid complaints about the onerous transaction costs associated with mobile and digital banking in the country.

I just think this will be of help to many of us to read, e-naira CBDC is nothing more than naira but could be more privacy-depriving in design.

[Igebotz]

What if some decided to never return? I believe some people may not be able to have access to their money again all because they are not in the country no more. What I am just trying to pinpoint is the fact that Bitcoin and other legit cryptocurrencies can offer convenience, you have nothing to be worried about.

It is very possible to get access to your bank account from anywhere in the world via Mastered card and Visa card make we no condemn bank just because some of their customers are just stupid, these cards were implanted to solve problems like this one. Most of the Afghan wey get Mastered or Visa still get access to their money while those ignorance. Bitcoin is the new freedom but Bitcoin still need local bank to function because you still need to convert local fiat to Bitcoin.

Nigeria’s central bank issues draft guidelines on e-naira CBDC project

I just think this will be of help to many of us to read, e-naira CBDC is nothing more than naira but could be more privacy-depriving in design.

Just a means to monitor our finance inflow mad outflow just the way banks are penetrating incoming transactions now even all the NG betting platform you must perform KYC for a large withdrawal amount now. They are just tracking everything. Fuck their e-naira.

[Charles-Tim]

Bitcoin is the new freedom but Bitcoin still need local bank to function because you still need to convert local fiat to Bitcoin.

Are you sure Bitcoin needs local bank to function? In my opinion, I do not think so. I get the point that Bitcoin is superior to fiat is the reason people has preferred it to be used instead of fiat, but if you travel, you can easily still be able to convert your Bitcoin to fiat in the country you travelled to, this negates the use of local (Nigerian) banks, although provide Bitcoin is not deemed illegal in the country the Nigerian travelled to, unlike China.

Just a means to monitor our finance inflow mad outflow just the way banks are penetrating incoming transactions now even all the NG betting platform you must perform KYC for a large withdrawal amount now. They are just tracking everything. Fuck their e-naira.

Even the unbanked users will provide their national identity-linked phone numbers for verification, the phone number which is linked to their NIN, national identity which is enough for verification process on any centralized platform, I still do not know how this is different from providing ID card itself.

But, I noticed I can use another person's NIN for the sim registration, example is the use of Mr A NIN to help Mr B that has no NIN (but this is very risky), which means another name is used for the sim registration and another name on the national ID card but used and it worked. I am very certain this can work, I hope scammers will not still take advantage of this method as they are very wise and people can be foolish.

Yet, this will be privacy depriving, I am hoping the blockchain will not be available to the public, or no blockchain will be used, I still do not know how e-naira will work in a way someone's data will not be available to the public after the KYC can be known and linked to the owner.

[Igebotz]

Most Active Users (Top 10)

[Chart]Yearly, Monthly & Weekly Overview Of The Unofficial Nigeria Local Board

[Charles-Tim]

Good work @Igehhh.

About the bumping the local board request on meta board, I will gladly do that every first day of the month. I am not sure if it is only the thread creator that can be able to pump a thread but I did not see such rule on the unofficial rules of the forum, if others can bump it and I did not do it when appropriate, it is also advisable for such member but vatetan like you, CryptopreneurBrainboss, Upgrade00, and any other Sr member rank and above that knows already how not to abuse bumping to do it.

I am also suggesting something, the the boards requested for are:

1. Bitcoin discussion
2. Altcoin discussion
3. Off topics

This happen to be when we were in rush than what we have actually planned ahead, it can be accurate enough, but we need to seek the opinion of others for suggestion, I have noticed we discuss more about economy, politics and society too which we need to fit into a broad board.

When I took a look at India local board, I noticed that they have only one main board which is 'India', I am thinking we can have just one main board which will be 'Nigeria', which we will be have discussion about Nigeria-crypto related discussions in which Bitcoin discussion, exchanges, crypto-economy and many others can fit in. Making others child-boards like marketplace (which will really need), Altcoin discussion and off-topic.

I am not implying this is perfect enough, but I think it is what we should discussed about. Please leave your suggestions here to know certain adjustment we can make.

[Upgrade00]

<snip>

Great suggestions.
Firstly, AFAIK, anyone can bump a thread as far as they do not abuse the system.

About suggested boards, you also suggested good options, but I think it would depend hugely on wetin the administration think. If they one open the board without moderators then creating different child boards may be a bit much to manage, especially as other staffs no go understand pidgin English which would be accepted. In such case, a general 'everything goes' board would be preferable.

But, of course we need to already have our proposition which the admins can accept or reject, and on that note, I'm in agreement with your suggestions.

[Mpamaegbu]

They are just tracking everything. Fuck their e-naira.

Gofment dey track the wrong guys. Dem all sabi demselves and those wey dey steal and commit the economic sabotage but gofment nor go gree go after dem. Na just average and below average guys dey always suffer for gofment hand with all these dem yeye policies.

Most Active Users (Top 10)

Igehhh!!! Igehhh!!! Igehhh!!!

Walahi, ororo dey your head oh. Oya, kneel down anywhere you dey right now, even if na for main road, make I pour anointing for your head join. Mehn! Nicely done data and graph. We need more of this among us. More graphic guys! So, even owa late comrade, Beckky666, still make the list as active poster months after im die go. E really show sey Beckky gave his best here d little time wey im dey with us. Na big challenge be dis for those of us wey still dey alive but dey shy away from owa own corner. Abeg, make we sit up and begin come back home like prodigal children. Nothing sweet pass home. Igehhh, you deserve betta wata for this thread and I nor get colele wata from fridge now. I must  pour you enough wata once d thing show my side. Weldone, doh!

[Igebotz]

I am also suggesting something, the the boards requested for are:

1. Bitcoin discussion
2. Altcoin discussion
3. Off topics

This happen to be when we were in rush than what we have actually planned ahead, it can be accurate enough, but we need to seek the opinion of others for suggestion, I have noticed we discuss more about economy, politics and society too which we need to fit into a broad board.

Baba this options are great e go make sense to have all these child boards too make the board and discussion dey go the appropriate section instead of writing everything on the same thread. I don't know if e go makes sense to include it on the requesting thread. And na since na pidgin we dey at advantage to get a mod from here too cus you must appoint a mod who can speak and understand pidgin very well.

[......]

Lol, you too much I understand I've been trying to do it since last week but na laziness been dey worry me to collect data so finally I did it last night, started from 9PM till 3AM and finished up at 6 AM. Just contributing my little way.

[Charles-Tim]

But, of course we need to already have our proposition which the admins can accept or reject, and on that note, I'm in agreement with your suggestions.

Yes, if you check the Nigeria local board request, you will see that we demanded for the boards we wanted, but I think I may not be totally right, which led to the few suggestions I posted above. Your opinion will really be needed in this, let us all suggest the boards we want on our local board individually and we will later arrive at the same opinions which think is the best.

Baba this options are great e go make sense to have all these child boards too make the board and discussion dey go the appropriate section instead of writing everything on the same thread. I don't know if e go makes sense to include it on the requesting thread. And na since na pidgin we dey at advantage to get a mod from here too cus you must appoint a mod who can speak and understand pidgin very well.

You have good suggestions. I checked some countries that have local board already, the name of the country and/or their official language is their main board while other boards are child-boards. But you will notice that Bitcoin discussion is embedded automatically on their main board, even if we are going to have child-boards, Bitcoin discussion will (I may not be right) not be among because bitcoin discussion will automatically be on our main board which would be 'Nigeria' or ('Pigin, English') Nigeria. That is what I am try to bring up, how did you see it?

Please, let us individually suggest how we want the board and the child-boards should look like, to know if I will still edit the boards requested for.

For example

Main board
'Nigeria' or ('Pigin, English') Nigeria

Child-boards
Marketplace
Altcoins
Off-topic

So, it will be good if everyone of us can make our own suggestion individually.

Although, not necessary to have all the child boards we want at the start, we can later request for more or if it is not beyond the capability of the local board moderator(s).

@Mpamaegbu, I know you do not want to quote me or involve in anything I bring up here, you know you are one of the established Nigerian on this forum, it will not be good if you do not have input about how our local board should look like. Just let us find a way to accept our differences in a way to achieve our aim which is local board. I will be glad if you consider this request and make your suggestions either in Pidgin or English.

[Coyster]

[Chart]Yearly, Monthly & Weekly Overview Of The Unofficial Nigeria Local Board

You do beta work for here igehhh, I they very sure say this analysis take plenty of your time and sleep, and I'm pretty sure you'll be giving us more of this sort of analysis in the future, keep up the good work mate.

I just think this will be of help to many of us to read, e-naira CBDC is nothing more than naira but could be more privacy-depriving in design.

Of course, it's nothing new and I'm not surprised, CBDC's are basically just designed to function like the issuing country's fiat currency, the only thing is that it is in a digital form, it would be controlled and printed by the government and is nothing like Bitcoin or other decentralized currencies. I think the Nigerian government is just following the bandwagon with this move, Nigeria has more pressing issues like unemployment, insecurity, lack of basic amenities and even inflation, the government should rather be trying to solve this issues and improve the state of the country and leave CBDC's for developed countries for now.

Please, let us individually suggest how we want the board and the child-boards should look like, to know if I will still edit the boards requested for.

We must not all individually make postulations when yours is just fine, Imo i think your suggestion for the main board and child boards is perfect and good enough for us to present to the larger part of the forum (most especially the administrators) for their approval or disapproval, but one thing I want to ask is, is it necessary we request for an off-topic child board for now, I think we can leave that out and maybe request for it's addition when we already have our own local board.

[Nathrixxx]

But, of course we need to already have our proposition which the admins can accept or reject, and on that note, I'm in agreement with your suggestions.

Yes, if you check the Nigeria local board request, you will see that we demanded for the boards we wanted, but I think I may not be totally right, which led to the few suggestions I posted above. Your opinion will really be needed in this, let us all suggest the boards we want on our local board individually and we will later arrive at the same opinions which think is the best.

Baba this options are great e go make sense to have all these child boards too make the board and discussion dey go the appropriate section instead of writing everything on the same thread. I don't know if e go makes sense to include it on the requesting thread. And na since na pidgin we dey at advantage to get a mod from here too cus you must appoint a mod who can speak and understand pidgin very well.

You have good suggestions. I checked some countries that have local board already, the name of the country and/or their official language is their main board while other boards are child-boards. But you will notice that Bitcoin discussion is embedded automatically on their main board, even if we are going to have child-boards, Bitcoin discussion will (I may not be right) not be among because bitcoin discussion will automatically be on our main board which would be 'Nigeria' or ('Pigin, English') Nigeria. That is what I am try to bring up, how did you see it?

Please, let us individually suggest how we want the board and the child-boards should look like, to know if I will still edit the boards requested for.

For example

Main board
'Nigeria' or ('Pigin, English') Nigeria

Child-boards
Marketplace
Altcoins
Off-topic

So, it will be good if everyone of us can make our own suggestion individually.

Although, not necessary to have all the child boards we want at the start, we can later request for more or if it is not beyond the capability of the local board moderator(s).

@Mpamaegbu, I know you do not want to quote me or involve in anything I bring up here, you know you are one of the established Nigerian on this forum, it will not be good if you do not have input about how our local board should look like. Just let us find a way to accept our differences in a way to achieve our aim which is local board. I will be glad if you consider this request and make your suggestions either in Pidgin or English.

All the ideas were in good shape and am in total support for it, but let me suggest how I wish the board should look,
Main board: Naija crypto discussion (which can comprise of all news related to crypto and naija discussion

Childboard: economics, naija vibes, music, sport, politics and legal

This is just my opinion, contrary suggestions and opinions are welcome, we will all achieve this together in due time.

[Upgrade00]

Main board: Naija crypto discussion (which can comprise of all news related to crypto and naija discussion

Childboard: economics, naija vibes, music, sport, politics and legal

Any board we are requesting must be similar or exactly the same as boards represented in the main forum.
Sports, vibes, music etc are all off topic discussions and 1 off topic board would cover them.
I believe crypto discuss should be split into 2, as it is in the main forum, Bitcoin discussion and Altcoin discussion.
Politics is a recurring topic of debate on this thread and would make an interesting child board as well.

[Gbniman]

To be sincerely it a good idea though but to my own understanding I believe main board should be our country crypto discussion related to crypto and Nigeria  discussion

Childboard: economics, music, sport, politics and any option that fit in child board.
I believe we can do it and make alot of progress on th forum.

[Abike007]

Make e no b say na oly me dey here oo, i b EDO pinki.

Na movement somethin, no worry for na everybody dey somewhere else dey hustle. make we see how e go be.

Welcome.

News are spreading that PaxfulNG is suspending accounts belonging to Nigeria therefore if you are using their services you're advise to transfer your coins to a more secure wallet especially if you're not ok with KYCs.

Link: https://bitcointalk.org/index.php?topic=5122338

My mother is from Edo love the state

[Abike007]

~~~
Naija, I hail o! We shall keep the flag flying and show the rest of the world that there are truly good people in Naija.

As much as i thought alongside with CryptopreneurBrainboss that, many are hiding, here you come; A very welcome from me to you.

Your username sef na wa  

Well, I nor sure sey dem dey hide actually. Wetin persin wan hide for na? E fit be sey dem nor even know sey something like this thread dey here. May be with time more people go join us. But remember sey introverts too dey here. They will always keep to themselves.

OP, may be we go begin track those people we suspect to be our Naija peeps and send them pms so they can know what we are doing on this thread. Abi how you want am?

Boss una boy dey here make una no forget  ur boy ooh Naija we gather dey oooh

[Mpamaegbu]

Boss una boy dey here make una no forget  ur boy ooh Naija we gather dey oooh

Well, e good as you rush edit the opata wey you yarn here because as I receive d notification from forum bot na im I come burst enta here so, e nor sweet me for belle wetin you first write. But good sey you later reorganize yoursef. First thing first, make you even use format from OP take introduce yoursef as dem teach us to do here. BTW, welcome to d hood.

On the local board stuff, the major thing na make dem give us the same rights wey dem give oda local boards. If dem place us on d same pattern with oda local boards nothing really spoil. Wetin matta most na make dem even give us the board first. Any addition from owa suggestions here to dem go be jara. Na so I see am. Una weldone.

[Charles-Tim]

Childboard: economics, naija vibes, music, sport, politics and legal

Childboard: economics, music, sport, politics and any option that fit in child board.

If we will not have this repeated, we should follow the advice of Upgrade00, Naija vibes and music can still fit into off-topic. But about politics and society suggested by Upgrade00 and Gbniman, I think we should add it along because we discuss more also about politics and society on this thread very well.

About sport, I noticed we do not discuss much about sport related to Nigeria on gambling board of the forum and neither are we discussing about it here on this thread, I have never even seen a single post about sport related to Nigeria or Africa on this local thread before, it can be what can be requested for later if there are many of such threads on our local board after we have to be given it. Like we commented before, new theads can later be added.

On the local board stuff, the major thing na make dem give us the same rights wey dem give oda local boards. If dem place us on d same pattern with oda local boards nothing really spoil. Wetin matta most na make dem even give us the board first. Any addition from owa suggestions here to dem go be jara. Na so I see am. Una weldone.

Exactly, the admin need to consider this and give us a local board, we will work more towards this, we have more activities recently which are of quality posts, to get local board has been difficult but we are having more chances to have it as we put more effort.

[CryptopreneurBrainboss]

So, even owa late comrade, Beckky666, still make the list as active poster months after im die go. E really show sey Beckky gave his best here d little time wey im dey with us. Na big challenge be dis for those of us wey still dey alive but dey shy away from owa own corner. Abeg, make we sit up and begin come back home like prodigal children. Nothing sweet pass home. Igehhh, you deserve betta wata for this thread and I nor get colele wata from fridge now. I must  pour you enough wata once d thing show my side. Weldone, doh!

Be I don pour my own water for e head because d thing sweet me die. See eh if Una fit dey hustle well d merits go dey comes una way no be when una no write anything una come dey expect us to just dey merit merit una e no make sense as we dey spoil una I noticed am because I see many of us just dey relex, make una wake up hustle oh.

Dis Becky mata just weak me wen I see am bubba better joy say our brother been fight well for us when e still dey breath. Aswr when we achieved dis local board na him we go dedicate am too because d guys was a warrior. We get our own Ratimov here in the person of Charles, I no surprise say you dey very achieve here keep it up, I wish we get more people like you although abeg dey merit more for the thread so e go encourage others, small small ur face din show for the forum, keep am up.

Me self I dey engaged like mad, I no even get time again to complete my posts but I go try dey post here too, e no easy august been busy die but we thank God say e don finish.

Happy new month my people, I pray baba God blessings go continue dey pour on una in Jesus name, Amen.