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1201  Other / Off-topic / Re: Downloading Songs/Video Youtube Downloader Program Without Malware? on: February 27, 2021, 11:40:42 PM
Can anyone here update on this?  I want to know what program i can download now on a windows pc computer so i could download video/music and then transfer it to my iphone.


Main concern is malware so i don't want to download a program that would have this.


Again i used YTD Video Downloader years ago with no issue but last time when i tried to use it, it didn't work and i think it ask me to download update.  But is that update safe?  Or there is no more YTD video downloader anymore?
1202  Alternate cryptocurrencies / Announcements (Altcoins) / Re: 🔷 Waves Tech - a powerful blockchain-agnostic ecosystem on: February 24, 2021, 04:22:04 AM
Did waves.exchange wallet make a change again in the layout/how you log in?


I haven't logged into my waves.exchange account in a long time.  When i used to log in, i had to type in my password when accessing the waves.exchange wallet.  Back then i used waves lite wallet and the waves wallet and then it was the waves.exchange.



Right now, i see option is log in by


Email
ledger
software - log in via seed, private key or keystore file (not recommended)




Since i never connected my waves wallet with my nano ledger s, i assume i can't do that now.  So i have to use either email or software right?  And software is my seed?  Which would you recommend?


Also, why does waves keep changing all these things?  Back then the waves lite was with the google chrome store... then it changed to Waves New Dex.... then the waves.exchange.


So what do you recommend to log in with it?  Email or seed?  I previously had to type in my seed a while back when i used the waves new dex and then the waves.exchange so i assume do that?  But that mean everytime after this, i need to type my waves seed every single time?  So there is no more accessing waves account by password?  I don't understand this.







Can someone here tell me which method i should do then here?  Again, i have my waves seed with me.  And i used to write it on a new waves wallet each time waves went from one wallet to another... like back then it was the chrome waves lite client... then the waves dex... and then the waves exchange.


Woudn't i still need to type in my waves seed though if i want to get my waves in the waves exchange wallet into my nano ledger s wallet?
1203  Bitcoin / Bitcoin Discussion / Re: My email and phone have been hacked, is my bitcoin safe? on: February 24, 2021, 04:19:52 AM
Obviously, all that you're utilizing on the web depend on your email. Since all the accounts are linked to your mail so they're no longer safe for you. Presently days hackers are focusing on bitcoins wallets so you must be more cautious. Never accept any file from an unknown person.  I am pretty sure someone sent you a file and you opened it which hacked your mobile. Its call Rat file( Remote Access Trojan (RAT) or Trojan which permits the holder of the program to control the victim's PC). It's better to reset your phone and make it new.



Could you get a trojan just by clicking on a link?  Or does it look like you are downloading a file or you need to also open the file as well?


Example imagine you click on a link but it goes to a sketchy site but you don't do anything.  Could you get trojan that way?


Also i know windows is not secure but if you have an iphone with IOS, you could get trojan by clicking on a link?

1204  Economy / Trading Discussion / Re: What is the best way to "secure" your coins? on: February 22, 2021, 06:35:22 AM
Wow thats a ton of btc you have.  But are you planning to cash out to your bank?
1205  Economy / Service Discussion / Re: Cannot withdraw or trade inside Binance.com in the US on: February 22, 2021, 06:00:35 AM
Did you already try to log in while in the US?  If so, wouldn' that mean you can't log in from outside the US since they seen you already logged in with a us ip address?  Thus having someone or you going to another country logging in with non us ip address won't work?
1206  Economy / Economics / Re: Earning interest on your crypto on: February 22, 2021, 05:57:30 AM
Thoughts on nexo.io?


What are the top and safe exchanges?  I heard Blockfi but i can't use it.
1207  Economy / Service Discussion / Re: Looking For SMS Service Provider in USA on: February 22, 2021, 04:13:03 AM
I like to be able to use gemini.  I know i need a sms us number to sign up but do you know if i need to use the sms number each time to sign in?  Or could i use google authenticator or google authy?  Main reason is so i could sign up on gemini and get verified.
1208  Bitcoin / Bitcoin Discussion / Re: When to sell BTC compared to your net worth? on: February 21, 2021, 02:39:58 AM
Also i heard people talk about how much percentage of your networth you shoudl invest in btc.  I mean right now with how much btc cost, its tough to even buy just one btc.  And obviously if you are able to buy one btc, that is a ton already.  But at what point do you cash out compared to your net worth?  Imagine someone with 500,000 to their name and buy one btc now... i mean that would be like 5% of their net worth in btc which is obviously not that risky at all.  But if btc goes to say 500k, and now their net worth is 500k cash/stocks/ and 500k btc, it would be foolish for that person to not sell some portion of that one btc right?



Then again, if that person doesn't need the money right now for living expenses if their net worth besides btc is 500k, it would be foolish to sell portion of their one btc right if prices would continue to go up?  Obviously this example is extreme because if it ever goes up to 500k, i mean i dont know how much more it can go up etc.



But what about the person who has say just 0.5 btc but their net worth is like 5k usd?  Assuming they could get by with paying living expenses... would that person be best to not sell any if they didn't need to?



I got to assume ppl who made money from btc... they probably sold enough btc where their net worth in anything other than crypto has to be around 50% or so?



So the big question is... should you sell any btc if you don't need to if you could cover your living expenses?  Obviously when you are low in cash in the bank, then you have to sell btc to pay for expenses.
1209  Bitcoin / Bitcoin Discussion / When to sell BTC compared to your net worth? on: February 21, 2021, 02:34:55 AM
Okay so im sure many people here bought btc when the price were much lower and as of now, many probably sold some portion of their btc.  Now im sure there are ppl that still haven't sold any btc that they bought years ago but i got to assume that is rare right?  Then again, these are ppl with money in the bank to cover their expenses and thus don't need to sell right?



Since i read it seem like most people who sell their btc... its mainly because they need the cash to pay for expenses etc right?  Would most agree on this?  Thus that is main reason for most people compared to making profit?  I read lot of ppl mention how they are upset they sold their btc back then but they had to because of bills which seem to be the main reason and obviously that would mean they don't have money in the bank to cover those expenses.



But at what point do you sell btc compared to your net worth?  Like imagine you invested just 5 percent of your net worth of ten percent many years ago and after the btc price skyrocketed... its worth like 80 percent or 90% plus of your net worth.  At that point would it be stupid/silly to not sell some btc?  Like imagine someone who has 5 btc right now.  But they got it when it was very low.  But let say their net worth in their bank accounts and everything is in low 5 figures or even less.  But they are paying for their expenses with what they do to make money like working online but small income to cover expenes.  Let say this person also don't own any stocks or has retirement and let say this person just works online to make it simple.  



If this person has enough money to cover their daily expenses would it be silly to not sell even tiny percentage of their btc if they don't need to?  Like imagine someone with l0,000 dollars to their in their bank accounts and everything... let say they also rent and own no property, has no stocks or anything like that.   But basically make enough to cover their monthly expenses.



Would you say someone like that should sell some btc?  Like at least half of it to at least earn some profit from it?



Are there people who own btc and have their net worth and the amount of btc so disappropriate to btc?  Like in this example, having just l0,000 usd net worth in the bank/cash... but might have like a quarter of a million dollars in crypto?  This would be like 95% or so in crypto and the other 5% in cash in bank etc.  Are there cases like this and if so, it has to be extremely rare right?




I got to assume many people who earned money from btc got to have at least cashed out 5 or ten percent of their profits at least?  However... if someone has 5 btc bought at very low prices... but say their net worth in the bank/stocks etc... is like l00,000 or a quarter of a million or 500,000, then this situation is much different right?
1210  Bitcoin / Legal / Re: selling bitcoin for cash; FINCEN regulations on: February 21, 2021, 02:20:56 AM
Yea so what constitutes needing a license then?  So imagine someone that daytrades on the exchanges or a regular person do say a few transactions a year selling btc for cash and do it for l000 dollars each... let say 6 transactions the entire year.  That doesn't constitute a business right?


What about someone selling btc for cash like twice a year to someone but do it for l5,000 each time?  Does that constitute as a business?  What if they charged a percentage/vig... like imagine charging the person paying cash an extra few percentage, would that count as a money transmitter? 


Now obviously if someone does like hundreds of btc for cash sales, that obviously would be a money transmitter.  But what about those people who do it once a month or few times a year?  Now if you do it once or twice a year but do a big amount, like 5 figures, would that count?  It seems like constitute a business... but what does that even mean?  That person only did a few transactions the entire year... so was it the fact that the amount was 5 figures for his transactions or he was openly advertising it?  Also how hard and what is the cost to even get the license for this for money transmitter.
1211  Economy / Service Discussion / Re: Looking For SMS Service Provider in USA on: February 21, 2021, 01:05:47 AM
I like to know this as well.  Thing is im a us citizen that is outside the US majority of the year and some sites require an sms us number.  I have a google voice number and it works for many sites but some sites need you to have a sms number.  Anyone now?
1212  Economy / Service Discussion / Re: Withdraw Skrill to crypto! on: February 21, 2021, 01:03:34 AM
I got a skrill and neteller account and it seems like the fees to convert it either way assuming you are doing l00 dollars or more is l.5%.  Does anyone here think that is a fair price?  Also what is the max one could do a week or month? 
1213  Other / Beginners & Help / Re: Binance account help on: February 20, 2021, 11:44:49 PM
Can you update on this issue when you get it fixed?  I got to assume even though this is a us user, they will still allow him to withdraw somehow right?  But yea him being in a US restricted state which doesn't allow binance.us would be another issue.
1214  Economy / Economics / Re: Earning interest on your crypto on: February 20, 2021, 11:25:33 PM
Besides blockfi, what legit sites out there allow you to earn interest on a stablecoin where you earn a flat rate interest and don't have to be concerned about the price of the coin?


Example, like usdt or usdc or any other stablecoin.  I heard you could stake usdn on waves but how much percentage you get?  Example you convert l0,000 usd worth of waves or btc into usdn on waves exchange, how much would you earn in interest?


Also do ppl prefer earning interest in cryptocoin like btc vs a stablecoin?
1215  Economy / Trading Discussion / Re: Selling to lock in profit question... on: February 17, 2021, 04:57:30 AM
Do most of you lock in profit and then sort of freeroll the remaining coins?  Example imagine you bought a coin at 5 dollars and bought l000 of them.  Say it doubles.  Now you sell half of them... in a way you are playing with house money?
1216  Economy / Trading Discussion / Re: How much would you say one could realistically make a month trading? on: February 17, 2021, 04:56:29 AM
Im curious but what percentage of trades win/lose when you count everybody including those who daytrade for a living?  Because it seem like people say almost everyone who isn't a full time trader is losing?  I find this hard to believe especially when all prices are going up.  I assume its when the prices drop, then people lose?  But then again how do they lose unless they sell?
1217  Economy / Economics / Re: Earning interest on your crypto on: February 15, 2021, 05:51:31 AM
If you hold any fiat, tether or usdc. You can earn interest on this money by just collecting the premium on the future markets. Currently the ETH or BTC premium for June expiry is 9-10%. So all you need to do is make an account with a reputable futures exchange like Binance. Buy some ETH or BTC with your USD on the spot market. And then at the same time sell that same amount of ETH or BTC on the futures platform.

Wait until expiry and the premium will be gone and you will pocket the difference. This is more safe than doing any of this smart contract stuff on ETH which might have some undiscovered bugs. Just use 2FA and keep as little as you can on the exchange as long as your liquidation price is far away. Currently the rates are crazy. However the normal rate is usually 10% per year for USD funding.


Do you know any other legit site besides binance to do this?  So people mentioned blockfi but even though im overseas and outside the US, im a resident of a US state where i can't use blockfi.


1218  Alternate cryptocurrencies / Announcements (Altcoins) / Re: 🔷 Waves Tech - a powerful blockchain-agnostic ecosystem on: February 15, 2021, 05:09:39 AM
Also once i access my account, do you all recommend connecting it with the nano ledger s?  So if you do that... is your waves in your waves.exchange wallet or is it in the nano ledger s?  Thing is i have btc and bch in the nano ledger s.... but i never moved my waves to the nano ledger s because a while back, there wasn't this option... then there was this option but it seemed complicated because you seem to have to use one with the other.


So if you use it with the nano ledger s... is your nano ledger s SEED where your waves are?  Or its still your waves SEED?


Thing is if you use it with the nano ledger s... its safer right because its in the nano ledger s?  Im confused because i thought someone said your waves seed is still needed.  So if thats the case, then how is it more safer having the waves in the nano ledger then?  Can someone explain this?

Yes, it's definitely a good idea to use the Ledger, because it's a lot more secure.

To clear up some of the things here:
- Your Waves is on the blockchain, not in your wallet. To simplify it, it's a number on an account, for which you possess the private key to be able to spend it.
- When you work with an account which was generated by the Waves.Exchange app, then your private key is stored inside the application, which is not secure. Your seed (mnemonic words) is pretty much equivalent to your private key, whoever owns it owns your funds.
- When you store BTC, ETH, Waves or whatever on a Ledger then again your funds are technically not on the device, your private key is inside the device, which allows access to those funds. These keys can never leave the device, they are not visible by any means, this is the base of it's security. When you send coins to another account using a Ledger then it signs your transactions with the private key, without exposing it to the wallet software or anything on the outside.
- If your computer gets infected with malware then it can steal seed words or private keys copy-pasted trough the clipboard, and you'll lose your funds. This is not possible while using a Ledger.

When you connect the Ledger to Waves.Exchange it will generate a new wallet which is backed by the device, you can't connect it to an existing wallet due the above explained reasons. You will need to transfer your existing Waves to this new wallet, and from there your old seed won't be needed for anything.




Well right now, i could still log in to the waves.exchange with my seed right?  The options are email, ledger or seed.  So you suggest ledger?  Thing is I have typed in my seed multiple times into the waves wallet... back when i had to use the new waves dex.... from the waves lite client... and then to the waves.exchange. 


1219  Economy / Exchanges / Re: Coinbase vs Coinbase Pro Question on: February 15, 2021, 04:55:30 AM
So coinbase, you buy/sell from coinbase themselves?  But with coinbase pro... you buy/sell from other users right?
Not quite. It's not like you are directly trading with other users like you would in a decentralized or a peer-to-peer exchange. Yes, other users are placing buy and sell orders on the market, which you can see in real time and which will affect the price you pay for your market order or whether your limit order is filled, but you are still buying and selling to Coinbase rather than picking an individual user to trade with.

Think of Coinbase like a pawn shop. You go in, there is a product you want (bitcoin), you pay the price on the price tag, and the merchant (Coinbase) takes your money, some of which will be fees/profit. Or you may want to sell some bitcoin to them, and they will tell you the price they will give you for the bitcoin.

Think of Coinbase Pro like a stock exchange. There is a product you want (bitcoin), but the price is constantly moving up and down because thousands of other people are buying and selling it at the same time. Money is moving in and out. You can still just say "Here, take my money and give me some at whatever the current price is" (a market order), but you can also say, "I would like to buy/sell but only when the price falls/rises to X dollars" (a limit order). Even though there are thousands of people buying and selling constantly, all the trades still go through the stock exchange - you don't walk up to another random person on the exchange floor and hand them cash.

Coinbase is simpler but comes with higher fees. Coinbase Pro is more complicated, but if you know what you are doing you will save money by using it.


Thanks.  But if you just want to buy/sell btc at the moment and not do any of those limit orders and other things like that, using coinbase pro would still be easy for that right?  Thus imagine whatever btc price is right now... you go and sell or buy it etc on coinbase pro.
1220  Other / Beginners & Help / Re: Binance account, I’m in US, can’t get into old account to transfer or withdraw on: February 14, 2021, 04:58:17 AM
What about people who are US Citizens but are expats and abroad all the time and never logged into their binance account in the US?  Can those users still use binance without any issue since they never logged in with a US ip address?

Afaik, actually not allowed, your identity is the first identification that you're still bound by some US laws regarding personal finance.
However, you can open a main binance account as long as you don't do KYC. Or if you have a company that is located and registered overseas, you are allowed to register for your company with your company identity.


Well im abroad almost always and have a binance account and a us citizen. The last time i logged into binance, i could without any issue.  Reason being i never did verification and because im abroad and thus my ip address is not a US ip address.  But you are saying i can't use it anymore?
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