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1601  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 15, 2016, 10:01:29 PM
is android app still working? i cant register there, registration ccode isnt coming in my email! i used yandex and gmail

It should be okay now. Could you try it again? - you can use any of your mail-accounts.
1602  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 15, 2016, 09:45:59 PM
is android app still working? i cant register there, registration ccode isnt coming in my email! i used yandex and gmail

I've copied your question into the slack and will post answer once I have it.
1603  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] FACTOM - Introducing Honesty to Record-Keeping on: October 15, 2016, 09:19:59 PM
Not talking about pumping. Talking about real news. Take a look at an average crypto news portal. There s ether news 5x a week and factom news once every six months. However, I think factom s got much more added value. How and why?

A little bit paradox to speak of "real news" and that others would provide it 5 times a week. ;-)

And which project delivers more real news? For example: Ethereum-news of the last months were about hacks and hardfork and a lot of DDOS-attacks.
1604  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 15, 2016, 09:12:34 PM
where do i buy coins,

Through their App (IOS or Android): https://www.lykke.com
1605  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 15, 2016, 09:01:40 PM
What will happen to the remaining 6M tokens unsold in ICO? Distributed among current holders or sold at a later time  Huh

They'll just remain in treasury. But there will be another ICO in some months:

"(...) 6–8 months, when we expect to have our second ICO (we hope at a higher price)."
https://medium.com/@pullnews/crowdfunding-the-future-exchange-16cffe9b53bb#.271500ib2
1606  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] FACTOM - Introducing Honesty to Record-Keeping on: October 14, 2016, 05:51:47 PM
"Factom Woos Mortgage Industry Experts to Blockchain Technology Startup"​:

https://factom.com/blog/factom-woos-mortgage-industry-experts-to-blockchain-technology-startup

Nice!

Factom really seems to target the mortgage-industry which isn't surprising but obviously they see reasons to accelerate.


Do you actually know why they'd target the mortgage industry? It seems intuitive to me, but on second thought I'm not actually sure what problems they'd be addressing. It's obvisouly a data-dominated space, but ... does anyone know if they've had problems with data integrity? Or is Factom taking another approach with them? Drawing a blank fsr ...

It's a massive market with huge problems. Just google "mortgage + fraud" or " + scandal" or "mortgage crisis" etc. It could even be called a "natural market" for a system like Factom.


The Mortgage Fraud Scandal Is The Biggest In Human History
http://www.businessinsider.com/mortgage-fraud-scandal-2010-10?IR=T




And what we're speaking about here is "big data":

Mortgage Market & Big Data Analytics

About this Viewpoint

The financial crisis and the prevailing economic downturn have put the mortgage market in turmoil in the recent past. The malfunctions of the market can be attributed to multiple factors. Most important ones are recklessness and lack of scientific intelligence about market behavior and upcoming trends. More importantly, an unconnected approach to decision making has often led to the downfall of the system resulting in bankruptcy of various enterprises. Analyzing available data to gain insights that help in decision making is the call of the era. While the availability of data is not often a challenge, the right usage of data has often faced road blocks in terms of limitations of systems, lack of processing power, slowness of processing and/or a lack of application of scientific analytics to business. This paper aims to analyze some of the possibilities that have emerged due to path breaking technology and combination of business and scientific analysis. This paper will look at better decision making capabilities and business opportunities that could emerge through the use of Big Data analytics in the mortgage sector.

(...)

http://www.tcs.com/sitecollectiondocuments/white-papers/bfs-whitepaper-big-data-mortgage-market-0313-1.pdf



"Ever since the first lending automation systems hit the market in the 1980s, mortgage technology budgets have steadily expanded. Today, mortgage lenders spend more on technology than ever before. It’s therefore ironic that with all the money allocated for loan origination platforms and ancillary systems, little if any budget is directed toward data integrity. It would be easy to classify this as a shortcoming on the part of each individual company, but when cases of substandard data are evenly spread throughout a given industry, clearly something else is at play.

Those of us who have spent more than a few years in this industry can understand how this syndrome developed. For decades, mortgage firms have been focused on near term profits and seizing market share wherever possible to survive. This short term focus has eclipsed the ability of most to do effective long range strategic planning. The resulting negative effects on data quality are incontrovertible. Many lenders across the country now have bloated databases full of loan files that are incomplete, lack consistency, or both.

(...) "

https://motivitysolutions.com/data-integrity-and-mbi/
1607  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] FACTOM - Introducing Honesty to Record-Keeping on: October 14, 2016, 05:37:02 PM
Btw: What I consider more and more is the possibility that M2 is not late because it's hard to develop. It surely is not easy, but I believe it's possible that they already do a lot business-stuff. DHS for example and now they hire mortgage-experts. I wouldn't be surprised if they have much more in the pipeline than "just" the next milestone.
1608  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] FACTOM - Introducing Honesty to Record-Keeping on: October 14, 2016, 05:34:07 PM
"Factom Woos Mortgage Industry Experts to Blockchain Technology Startup"​:

https://factom.com/blog/factom-woos-mortgage-industry-experts-to-blockchain-technology-startup

Nice!

Factom really seems to target the mortgage-industry which isn't surprising but obviously they see reasons to accelerate.
1609  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 14, 2016, 03:02:11 PM
Are you russian scammers are planning to make a web-app or desktop apps? Как этой хуетой можно пользоваться если я не использую смартфоны?

Scammers?

And btw: The team is pretty much international if you would like to educate yourself: https://lykke.com/leadership.php

Richard Olsen (CEO) for example is from Switzerland.

But to answer your question: A web-based terminal is under development.

Ah lol, international. Don't tell me this bullshit. The only international in this team is a swiss nominee director. Swiss law requires to hire a citizen in order to open "virtual" company there. So of course CEO is swiss.

Lykke is not just registered in Switzerland, also in the UK. And Richard Olsen is not the only one from Switzerland and not the only one who is not from Russia. But either way I'm not sure why you believe the word scam is appropriate.
 
1610  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 14, 2016, 02:04:50 PM
Are you russian scammers are planning to make a web-app or desktop apps? Как этой хуетой можно пользоваться если я не использую смартфоны?

Scammers?

And btw: The team is pretty much international if you would like to educate yourself: https://lykke.com/leadership.php

Richard Olsen (CEO) for example is from Switzerland.

But to answer your question: A web-based terminal is under development.

 
1611  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][rICO]Antshares Pre-Launch Security Contest on: October 14, 2016, 01:02:30 PM
What a joke of ANS, they keep quiet after ico, and the bounty issue is still not solved. lol

You are just not informed. They answered all questions that were ask several times and they've said that launch will be next week and that there will be a wallet in place etc. It's all good.
1612  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 14, 2016, 10:13:43 AM


Lykke, a Swiss Fintech company building a global blockchain-powered marketplace, concluded its initial coin offering (ICO) at midnight, October 11th, with the sale of 23,226,753 coins, raising 1,161,338 CHF. The sale lasted a month, during which over 1,200 new people downloaded Lykke wallets and registered with the service. The number of Lykke coin holders jumped from 147 to 717.
https://lykke.com/city/blog/2016-10-14/blockchain-powered_exchange_captures_1_million_from_fans
1613  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][rICO]Antshares Pre-Launch Security Contest on: October 13, 2016, 10:10:58 PM
AntShare wallet has only Chinese language? How to enable though in English?
I would like to get this answer too

They will have a wallet in place when they launch. Just click on the post-history of the CEO and the official account. No need to worry.
1614  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][rICO]Antshares Pre-Launch Security Contest on: October 13, 2016, 05:26:35 PM
Tomorrow launch? Cool, I have some bounties to exchange.   Grin Grin

Are you sure Antshares will be launch tomorrow?

They've said next week. Here and on Twitter - without exact date yet as far as I know.
1615  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] FACTOM - Introducing Honesty to Record-Keeping on: October 13, 2016, 12:35:47 AM
And David Johnston didn't do anything else than promo for some other projects as far as I know. He is no Dev. To call him a scammer would be the same to say Poloniex is a scam exchange because they've listed projects that failed.


Basically what I was getting at. I know little about his history but from 5 mins on google seems to have been an organiser for a whole bunch of coins related to Mastercoin at that time.

I get this vibe of petty retribution because someone lost money on a failed project.



Yes. He worked for mastercoin and that was no scam. It's omni now. But of course there also were projects that failed. I'm not too informed about all that because I never cared about mastercoin.

But it's often that some people mix up intentionally fraud (scam) and fail - and failed projects are usual in a new market. This market is in best case about innovations, about trying things out, about trial and error. And we, as Investors need to know that to act self-responsible. There is never a guarantee for anything. Who wants to be safe shouldn't invest - but maybe also not keep his money in the traditional system which could (I would say: should) be considered as intentionally fraud. ;-)

Btw: I don't know of any good project without scam-accusations. In Factom it's rare in comparison.
1616  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] FACTOM - Introducing Honesty to Record-Keeping on: October 12, 2016, 11:31:28 PM
This is concerning. Could you please elaborate more? Via PM is also possible.

I'm intrigued also, is there any more to be said?
Saying someone just ran off with your coins is a serious allegation, trying to look around for details but can't find much

There's a massive difference between a coin failing and a scam. Technology startups aren't some guaranteed road to riches while you sit back and drink martinis.
Can't see Johnston on their website though he's related to it somehow.

https://letstalkbitcoin.com/blog/post/mastercoins-api-network-launches-to-lackluster-crowd-sale

The crowdsale address shows they raised ~60BTC:

https://blockchain.info/address/12Stz3hoF1sY9J12GyMhsAGBa16vWrmufG



It's the typical Crypto-blame-game. Who is new to crypto can't be trusted because he is new. Who was involved in other projects that didn't work out perfectly is a "scammer". And David Johnston didn't do anything else than promo for some other projects as far as I know. He is no Dev. To call him a scammer would be the same to say Poloniex is a scam exchange because they've listed projects that failed.
1617  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 12, 2016, 08:57:30 PM
When I buy or sell a currency on the app I cant choose the price I want. How is the market price determined then?

Good questions. A market-making model which is based on the flows of buys and sells, determines the price of LKK. The fiat prices are determined by tapping into deep liquidity pools. Exchanges always match orders to determine price. Limit price ("price one wants") does not mean an order gets executed even in orderbook based matching. So the current market-price is determined by supply and demand - exchange aggregates outstanding orders and determine that price which maximizes the settled volume. Orderbook visibility is another matter. For that we'll need the full license and the web-terminal. We will provide more information on this soon.

Possibly it's better to try and get a listing on Bittrex. An orderbook tells a lot.

Good point. In the forex market the orderbook will not give much information, since you need the aggregation across the worlds markets. Lykke competes in the FX market against venues which move billions per day, and the market has a different character than Cryptocurrency marketplace. Lykke's market structure is very different from also the regulatory perspective. Maybe to make it simpler to understand you can think of it this way: Lykke wants to be an alternative to New York stock exchange, London stock exchange, etc. and the global marketplace. Although in currencies, people don't even quite know that there is Reuters/FXAll, etc. Note that LKK market and the ColoredCoin market are very different asset classes in this regard. No crypto-exchange so far has a full license (what Lykke has for the Asian market). Bitstamp e.g. has acquired some license status, but its not the same. Bittrex in that sense is unregulated. Lykke can list soon many assets proper.


But, to add this: The Dev's said in the telegram-chat that an orderbook is coming soon and Sergey Ivliev also showed a screenshot.


********
I know I repeat myself, but for all who are new to this - and to those who are not new but didn't listen to my super-smart-advices yet ;-)


Core-Team-Members often give additional infos when they have time and answer questions directly. Even Richard Olsen is online from time to time.
1618  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 12, 2016, 09:11:57 AM

With other words: This is one of those projects, the team/founders and their investors, are clearly on the same side.

I hope this is really true , it will be something quite unique in business , but then again what this project is aiming to do is pretty unique too.

I aim to hold for quite a few years to come.

I really have no doubt that it's true. In general investing is always a risk and we are in a "high-risk-market", but in comparison to other projects, I'm convinced that Lykke is one of a very few pearls. Since I'm in Crypto (2013) I looked into a lot of projects and I personally focus very much on the teams behind because in my opinion it needs it all:

1. A great idea
2. Skilled people who are able to develop and deliver
3. Skills on the business-side
4. In best case connections
5. Honesty

And Nr 5 could also be Point 1, because nothing is worth anything if a team is dishonest and just in the game to make money on the back of their investors and the market. In Crypto are a lot of projects that are no clear scams but at the same time shady and some could even be called "long-term-scams".

Lykke is really different and much better than everything I've seen so far, because everybody already can see proof for all those points. I don't know of any project that already has delivered so much before going into the public. And what they really care about, more than other Crypto-projects is "consumer-friendliness" - it is already visible that they focus very much on useful design and easy-to-use-aspects to lower all possible barriers that could avoid wider usage. Additionally: Security.

And in my opinion that are two points that are still missing in Crypto which is a problem for wider adoption in general (Bitcoin included).

When it comes to the business-side and connections: Especially because of their founder/CEO, Richard Olsen, it's more than just potential. I mean, he is co-founder and former CEO of oanda and like a combination of "market-scientist" and businessman and also idealist and he is very respected since decades - he as a person is already a bridge between the worlds (Crypto - established system).


I even believe that this could go viral. Reason is especially the combination of:

1. userfriendly
2. security

Plus: Constantly increasing demand in general.

And what is underrated even in Crypto is the potential of digital assets as colored coins. Most Crypto-Investors focus on Cryptocurrencies or other tokens like ETH-Gas etc. But the "real economy" will focus on solutions to trade real value they can issue easily as colored coins.

So far I can't see any weaknesses...
1619  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Lykke - a global marketplace on: October 11, 2016, 10:39:10 PM
1620  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][rICO]Antshares Pre-Launch Security Contest on: October 11, 2016, 09:55:40 PM
What day is this launching?

They didn't give an exact date yet (as far as I know) but said "next week":

Hi guys,
The Antshares Blockchain Mainnet is set to go online NEXT WEEK! Visit our website at http://antshares.org  for more info.

The windows wallet, the web wallet, the android .apk and WP client download will be ready at the same time, available on the website.

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