Is it better to save money or invest it?

[Cabapzarf]

If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.

There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.

Life is risk, whether you take risk or not youre still on a risk that your future might not be good not unless you prepared for it now, Saving is really not ideal for long term goals because the value of your cash in a bank becomes undervalue because of inflation every year. Invest your money and let your money works for you.

Yes it is true to save money in the bank in the long term is not good because it will drain our money little by little. Investing money can make our money grow and avoid inflation, this will make a profit in the future. While investing is risky but we can minimize the risk so it is safe, so as you say life is risky and we must dare to take that risk to be successful.

That is right. I save money most of the time and will save for the retirement.

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[gabmen]

If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.

There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.

Life is risk, whether you take risk or not youre still on a risk that your future might not be good not unless you prepared for it now, Saving is really not ideal for long term goals because the value of your cash in a bank becomes undervalue because of inflation every year. Invest your money and let your money works for you.

Yes it is true to save money in the bank in the long term is not good because it will drain our money little by little. Investing money can make our money grow and avoid inflation, this will make a profit in the future. While investing is risky but we can minimize the risk so it is safe, so as you say life is risky and we must dare to take that risk to be successful.

That is right. I save money most of the time and will save for the retirement.

I don't see why we have to choose one to better over the other as these are both good for our money especially if done together. I think before you can really invest, you have to first have a backup whichbwould be your savings. Investments are a risky deal and it's goong to be a lot more secure if you know you won't go busted if one investment don't turn out the way you want it to be. Save and invest, nit save or invest

[kpcian]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

[fancy_pants]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

If you want your money to work for you then only investment will allow you to do that but saving money is also important as it will only take care of you in rainy days and in the time of emergencies so you should manage to have good balance between both of them.

[Xester]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

If you want your money to work for you then only investment will allow you to do that but saving money is also important as it will only take care of you in rainy days and in the time of emergencies so you should manage to have good balance between both of them.

Yes that what financial advisers always say.  To let your money work for you because it will help you to be financially independent as time goes by.  But first as they say, you need first to have emergency funds about six to eight months of your salary.  And then you could invest on mutual funds, uitf of the banks, and buy some stocks in the market.  The greater the risk the greater the gain they say.

[hurain]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

If you want your money to work for you then only investment will allow you to do that but saving money is also important as it will only take care of you in rainy days and in the time of emergencies so you should manage to have good balance between both of them.

Yes that what financial advisers always say.  To let your money work for you because it will help you to be financially independent as time goes by.  But first as they say, you need first to have emergency funds about six to eight months of your salary.  And then you could invest on mutual funds, uitf of the banks, and buy some stocks in the market.  The greater the risk the greater the gain they say.

yes saving and holding money in banks or in your own safe is not such a good idea i think you should invest your money in a profitable  business if you want to increase the amount of your money, and specially if you are investing your money in bitcoin i am hopeful that it will certainly give your god profit after some goo time.

[Sled]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

If you want your money to work for you then only investment will allow you to do that but saving money is also important as it will only take care of you in rainy days and in the time of emergencies so you should manage to have good balance between both of them.

Yes that what financial advisers always say.  To let your money work for you because it will help you to be financially independent as time goes by.  But first as they say, you need first to have emergency funds about six to eight months of your salary.  And then you could invest on mutual funds, uitf of the banks, and buy some stocks in the market.  The greater the risk the greater the gain they say.

yes saving and holding money in banks or in your own safe is not such a good idea i think you should invest your money in a profitable  business if you want to increase the amount of your money, and specially if you are investing your money in bitcoin i am hopeful that it will certainly give your god profit after some goo time.

We need to do both so we can have a safe and comfortable life because if we will just going to save money then the possibility of earning more money is low because we are just depending to the interest rate of the banks while if we invest then we can grow our money into a higher percentage of return than the current rates of interest in the banks. The advantage of having both is we have the protection and also a passive income that will help us to become wealthier.

[Abiky]

Exactly, therefore do not put all your money in the bank and don't think of an interest income because it is not enough to give you a
good earning. Your way to increase your income faster is to invest, where?
You do not need to go anywhere, cryptocurrency economy is very progressive, just invest by buying then hold it.

Yeah. Banks are too greedy, and they don't pay you that much in a savings account. Therefore, it is best to look for other ways to expand your capital by investing or making good use of cryptocurrencies. Right now, they are one of the best opportunities out there that will help you become financially free.

While you won't be able to get rich quick by buying and holding cryptocurrencies, you will be able to make a good amount of profit that will help your capital grow for the long term. If you're smart enough, then you can combine traditional banking with cryptocurrencies to pave your way towards financial success. You can have a savings account in a bank, as well as save some Bitcoins to achieve this.

Nevertheless, it is best to both save and invest your money to guarantee your future and avoid becoming bankrupt in the future. Just my thoughts.

[Gheka]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

If you want your money to work for you then only investment will allow you to do that but saving money is also important as it will only take care of you in rainy days and in the time of emergencies so you should manage to have good balance between both of them.

Yes that what financial advisers always say.  To let your money work for you because it will help you to be financially independent as time goes by.  But first as they say, you need first to have emergency funds about six to eight months of your salary.  And then you could invest on mutual funds, uitf of the banks, and buy some stocks in the market.  The greater the risk the greater the gain they say.

yes saving and holding money in banks or in your own safe is not such a good idea i think you should invest your money in a profitable  business if you want to increase the amount of your money, and specially if you are investing your money in bitcoin i am hopeful that it will certainly give your god profit after some goo time.

We need to do both so we can have a safe and comfortable life because if we will just going to save money then the possibility of earning more money is low because we are just depending to the interest rate of the banks while if we invest then we can grow our money into a higher percentage of return than the current rates of interest in the banks. The advantage of having both is we have the protection and also a passive income that will help us to become wealthier.

Agree, investing and saving have different advantages and disadvantages but if we combine them together, it will be a perfect combination. But  personally, I think we should not save too much money in the bank, it can be very safe but as you say the profit will be low, focus on investing for the future. Although investing too much money will increase the risk very high but the profit we can get is huge, it can help us have a better life than ever, I do not think we should ignore this opportunity

[L00n3y]

We save, basically, because we can't predict the future. Saving money can help you become financially secure and provide a safety net in case of an emergency. Here are a few reasons why we save: ... You will need money set aside for these emergencies to avoid going into debt to pay for your necessities and also we save money because of our family needs.

Very well said here. You need a proper allocation in investment and savings, you won't know what will happen in an instant and you won't know when will you are going to need a money. That's also one of the reasons in average families why they are no investment because they are just surviving day by day through savings and that savings is enough for just a whole month and when a salary came again they will save a little amount but it's just for extra payments, and even if they want to invest they don't have something to invest. Sad but almost everyones family is just making ends meet. That's why we need to work wiser not just harder to have some extra income.

[SilverPunk]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

Yeah ,you can also do both of it investing and saving the investment return or the profit you take you can save it or re-invest in other invesment so that in the future you will continuously earning money through your investments and at the same time saving the extra money you earned .

[Ipwich]

Definitely, investment is the best policy to utilize your money properly, if you want to save money then it will be a asset in the future but if you want to invest your money then your asset will be double in the future, it is true that money begets money.
So investment can make your money fully utilized.

Yeah ,you can also do both of it investing and saving the investment return or the profit you take you can save it or re-invest in other invesment so that in the future you will continuously earning money through your investments and at the same time saving the extra money you earned .

True, because when we keep holding and the price increases it will only give us an easy money.
Although there is no guarantee that will happen in the future but the big possibility is already enough to hold on what is
the best investment so far, less people know now and it's getting popular.

[icecube45]

If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.

There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.

Life is risk, whether you take risk or not youre still on a risk that your future might not be good not unless you prepared for it now, Saving is really not ideal for long term goals because the value of your cash in a bank becomes undervalue because of inflation every year. Invest your money and let your money works for you.

Yes it is true to save money in the bank in the long term is not good because it will drain our money little by little. Investing money can make our money grow and avoid inflation, this will make a profit in the future. While investing is risky but we can minimize the risk so it is safe, so as you say life is risky and we must dare to take that risk to be successful.

That is right. I save money most of the time and will save for the retirement.

I don't see why we have to choose one to better over the other as these are both good for our money especially if done together. I think before you can really invest, you have to first have a backup whichbwould be your savings. Investments are a risky deal and it's goong to be a lot more secure if you know you won't go busted if one investment don't turn out the way you want it to be. Save and invest, nit save or invest

I think saving money in the bank is not good for our money. There are a lot of costs that keep our money down, and that's pretty much it. So if we just keep the money in the bank in the long-term it will slowly make our money continue to decrease and will definitely be exposed to fluctuations. In contrast to long-term investments, if we do well the results will surely be huge and our money will not decrease (even increase). If you say both are good for money I might disagree for the reasons I've told you, but if you say both are needed I may agree. Investment is needed for the future and saving money is needed for day-to-day or savings purposes.

[hahay]

Both are good to apply, this depends on yourself. If we do not feel comfortable with investing for fear of being scam you better save it because with us only save bitcoin for a long time this is also a form of investment. But if you want to make a profit in the near future I think the investment is better for you.

[bajing]

If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.

There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.

Life is risk, whether you take risk or not youre still on a risk that your future might not be good not unless you prepared for it now, Saving is really not ideal for long term goals because the value of your cash in a bank becomes undervalue because of inflation every year. Invest your money and let your money works for you.

Yes it is true to save money in the bank in the long term is not good because it will drain our money little by little. Investing money can make our money grow and avoid inflation, this will make a profit in the future. While investing is risky but we can minimize the risk so it is safe, so as you say life is risky and we must dare to take that risk to be successful.

I don't agree with you save money in the bank can not make your money drained, there your money is safe but only the value is not much increased because they give interest. Yeah investment is the way to earn money but IMO isn't a smart choice because not all investment are profitable.

[Gandam23]

If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.

There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.

Life is risk, whether you take risk or not youre still on a risk that your future might not be good not unless you prepared for it now, Saving is really not ideal for long term goals because the value of your cash in a bank becomes undervalue because of inflation every year. Invest your money and let your money works for you.

Yes it is true to save money in the bank in the long term is not good because it will drain our money little by little. Investing money can make our money grow and avoid inflation, this will make a profit in the future. While investing is risky but we can minimize the risk so it is safe, so as you say life is risky and we must dare to take that risk to be successful.

I don't agree with you save money in the bank can not make your money drained, there your money is safe but only the value is not much increased because they give interest. Yeah investment is the way to earn money but IMO isn't a smart choice because not all investment are profitable.

Your statement have a point. Bank is a legal matter thus if they are not trusted, they shouldn't be licensed to operate. However, I don't see cases like that so I can't see any reason why we shouldn't trust them then. In terms of investment, bitcoin is preferrable since volatility rate is much lesser as investors in this currency are currently investing and expanding.

[eann014]

If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.

There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.

Yeah but it is also depend on a person if they don't want to risk. Investment is also have a risk and it is depend on a person if they don't want to risk then just save the money. People that wants to earn huge money they are the once that loves to risk their money because those people has enough money to lose that they can afford.

[Rajamuda]

I think it's both. I investing to save money. By investing can save money, because it will not be more lost than using it to be played in a gambling game. Investing can make a profit and further away from the risk of wasting money and safer. But if have to choose one, is better to investing in order to earn profits for the future.

[gccaalim]

For me, it would be wiser if you're going to invest your money in real estates. For example, you buy a house and lot worth 2M today, after 2-5 years, the price of the house and lot you purchased will be doubled or tripled. What more if you expand your place after 15-20 years and decided to sell it. For sure you will be a billionaire. That's what I did last year, I purchased a real estate somewhere South of Manila. A year before I purchased my real estate, the total contract price was 450k; but now it's 1.5M. If you save money in the bank, in one year, you will only save 0.10% depending on the banks agreement. And if you invest it online, it is very risky since there are some people that knows how to hack. So for me, it would be better to invest it in a real estate.

[just a man]

I think it's both. I investing to save money. By investing can save money, because it will not be more lost than using it to be played in a gambling game. Investing can make a profit and further away from the risk of wasting money and safer. But if have to choose one, is better to investing in order to earn profits for the future.

I like to do both. I put some money into Bitcoin so if the price of Bitcoin goes up then  I would have much more money that I began with. It's kind of like an investment as well because Bitcoin can fail just like the other investment schemes that are out there right now.