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Author Topic: Is it better to save money or invest it?  (Read 1181168 times)
Positid
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September 12, 2016, 07:59:34 AM
 #6681

for this, I would choose both, to save money so that if one day we need, we could use it. invest for can make make money increased

Yeah, choose both is a good idea imo. You can save money and also invest some of your money. I think both combination is really good and i'm sure it will work well.

What if you were only to choose one them which will it be?
For me saving money is the best.


If I have only one choice, I will just save the bitcoin. It is much less risky as the price of bitcoin will rise in the long term.
Maybe it is less risky but anything can still happen including the price may dip hard, we know bitcoin economy is predictable and it sometimes go skyrocket and later it falls back hard, just always bear in mind that you can afford what you have invested.

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September 12, 2016, 11:25:36 AM
 #6682

for this, I would choose both, to save money so that if one day we need, we could use it. invest for can make make money increased

Yeah, choose both is a good idea imo. You can save money and also invest some of your money. I think both combination is really good and i'm sure it will work well.

What if you were only to choose one them which will it be?
For me saving money is the best.


If I have only one choice, I will just save the bitcoin. It is much less risky as the price of bitcoin will rise in the long term.
For me in the start I chosen for to save only but later on I found that saving alone is not good for a better future we also have to invest and reinvest in order to get more income and to be able to led a good standard life. 

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September 12, 2016, 01:02:38 PM
 #6683

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
Investing money is always a good idea because investing means most of the time nice profits but also saving money can mean allot of profits becuase you have always some money left for later you know and that counts also.
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September 12, 2016, 01:24:05 PM
 #6684

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
Investing money is always a good idea because investing means most of the time nice profits but also saving money can mean allot of profits becuase you have always some money left for later you know and that counts also.
Investing will always be the better option that saving alone because we want to grow our money in the future therefore we need to understand that in investing we could also lose our money, that is how it works and you cannot change that, so if you are willing to invest then you should also take the risk.

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September 12, 2016, 01:38:19 PM
 #6685

I think it depends what you want do you want to make more money with some risk or you just really want to save your money for later purposes? saving money for later purposes like down payment on house and emergencies etc then its better to just put it in a secure bank and leave it but for making money go invest.
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September 12, 2016, 01:42:33 PM
 #6686

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
It all depends about what you want do you want to make money with the money you saved to make it even more saved money or dont you trust that and do you really need the money than you need to save.
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September 12, 2016, 02:05:31 PM
 #6687

If you want to make sure that you are well in the future save money if you want allot of money save money and invest with the saved money than you will make more for in the future.
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September 12, 2016, 02:43:28 PM
 #6688

Of course better to invest as you will get profit over time
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September 12, 2016, 04:00:55 PM
 #6689

for this, I would choose both, to save money so that if one day we need, we could use it. invest for can make make money increased

Yeah, choose both is a good idea imo. You can save money and also invest some of your money. I think both combination is really good and i'm sure it will work well.
Well, investing and saving at the same time would be ideal but for that you will need to be generating a good chunk of money already, I know a lot of people that live paycheck to paycheck without saving a penny, to save and invest money would be, I think, too much on them
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September 12, 2016, 05:02:52 PM
 #6690

for this, I would choose both, to save money so that if one day we need, we could use it. invest for can make make money increased

Yeah, choose both is a good idea imo. You can save money and also invest some of your money. I think both combination is really good and i'm sure it will work well.
Well, investing and saving at the same time would be ideal but for that you will need to be generating a good chunk of money already, I know a lot of people that live paycheck to paycheck without saving a penny, to save and invest money would be, I think, too much on them

It actually depends on your earnings as you said if what you can do, whether you earn enough to be invested somewhere so that you can earn some more money or you just earn something that can be saved so that it can be used for something else in coming time.
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September 12, 2016, 06:51:42 PM
 #6691

I think that doing both is way better, you should save up some money and also invest some into the bitcoin because the bitcoin has a good future.
If the bitcoin, is getting up you can make some nice amount if you invested and that is why you should keep doing this.
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September 12, 2016, 07:50:24 PM
 #6692

I think the best option for now would be to invest in Bitcoin now that the next halving will be probably next year and this will result in an increase in price.
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September 12, 2016, 08:58:51 PM
 #6693

Of course better to invest as you will get profit over time

yeah investment is more better in the sense that we will get more income for us and we will be able to save more money or will be able to get more money for the expenditures of our life and its needs.
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September 12, 2016, 09:57:31 PM
 #6694

I think the best option for now would be to invest in Bitcoin now that the next halving will be probably next year and this will result in an increase in price.

You can't know what will happen till next halving comes, but anyway investing is a good way for people who don't scared and like to get some risk.

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September 13, 2016, 01:15:58 AM
 #6695

I think the best option for now would be to invest in Bitcoin now that the next halving will be probably next year and this will result in an increase in price.

No, the halving is not going to happen next year. You may try to visit this website http://bitcoinblockhalf.com/ in able to see the countdown of upcoming halving. And the next halving will happen in 2020, so if you are going to save a lot of bitcoins before that halving for sure you are going to get good profit out of it.

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September 13, 2016, 02:10:56 AM
 #6696

I think that doing both is way better, you should save up some money and also invest some into the bitcoin because the bitcoin has a good future.
If the bitcoin, is getting up you can make some nice amount if you invested and that is why you should keep doing this.

Saving your money in form of bitcoin is good, but you won't earn much that way... I think it is better if you would use that savings in something that could make you earn more.. Be more productive with your savings, except if you have day job too and you don't have much time in doing online things to earn more from your bitcoin savings...  Smiley
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September 13, 2016, 02:35:18 AM
 #6697

It depends upon how we make plans about making investment and for other requirements. Based upon this one needs to prefer whether to save or invest. When it comes to bitcoin investment needs to be given preference because price variation happens in accordance to time which is not possible with other currencies we use in our daily life.

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September 13, 2016, 03:40:21 AM
 #6698

I think that doing both is way better, you should save up some money and also invest some into the bitcoin because the bitcoin has a good future.
If the bitcoin, is getting up you can make some nice amount if you invested and that is why you should keep doing this.

Saving your money in form of bitcoin is good, but you won't earn much that way... I think it is better if you would use that savings in something that could make you earn more.. Be more productive with your savings, except if you have day job too and you don't have much time in doing online things to earn more from your bitcoin savings...  Smiley
Well, that depends on how much you save for bitcoin, if you are saving a big amount of money then surely you will also earn a big amount of profit, what matters in the end is you will be able to accumulate the amount base on your targeted plan, and sell it when the right time comes.

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Harlot
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September 13, 2016, 03:59:10 AM
 #6699

There are only two valid options I can see for BTC, and not of it is investing. It's either you save or trade btc. Investing btc is riskier than trading altcoins. You won't see a hyip that will last a month or so don't be fooled by false riches there is no real fast lane for it. Saving btc in your wallet is the safest way possible however be careful of price drops as it can happen frequently.
Positid
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September 13, 2016, 08:49:20 AM
 #6700

There are only two valid options I can see for BTC, and not of it is investing. It's either you save or trade btc. Investing btc is riskier than trading altcoins. You won't see a hyip that will last a month or so don't be fooled by false riches there is no real fast lane for it. Saving btc in your wallet is the safest way possible however be careful of price drops as it can happen frequently.
I do not agree with you, anything that is investing in bitcoin is less safer that altcoins, bitcoin has gain the trust of the people here and they will die with bitcoin, just compare the number of years in existent of bitcoin compared to the more popular altcoins and you can tell they are not even close.

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